I can see the commodity price curve

Chen Congcong’s wife still remembers how ecstatic she was when she received the house possession notice.

The room has been taken.

Finally I can check into the house.

You know, she bought the house in 15, and the contract stated that the house would be delivered in 18.

As a result, the developer delayed the project from 18 to 19, and then to 21.

After three years of hard waiting, the house is still nowhere in sight.

During this period, the couple ran to the scene to watch more than once.

As a result, every time I went there, I felt more desperate.

There were some workers on the construction site at the beginning, but then the number became fewer and fewer, and finally there was no one left.

Later, under official pressure, the developer sent several people over.

But after these people arrived at the construction site, they either played cards or games every day and did not work.

Seeing how they were fooling around, Chen Congcong and his wife felt even more desperate.

Therefore, it is impossible to understand how they felt after learning that they could move into the house without experiencing it personally.

From then on, Chen Congcong’s wife could finally put down the heavy stone in her heart.

But the good things didn't end there.

One month and a half after the couple received the house, the price of their house actually increased.

And it was not just a small increase, but it was like riding a rocket, directly soaring from 1.4 million to 2 million, and finally stabilizing at 2.3 million.

How does it feel to earn 900,000 in less than two months?
A true winner in life.

Since then, Chen Congcong’s wife felt that she had changed completely.

She used to live a simple life and didn't pay much attention to dressing up.

So even though she is a college student, in the eyes of others she is just like a country girl who comes to the city to work hard.

He has no culture and no charm.

But it's different now.

Although her life remains simple, the confidence that emanates from her bones easily overwhelms other female colleagues who pay more attention to their personal image.

This is also the reason why Chen Congcong's wife was extremely nervous when she heard that her husband wanted to mortgage the house for a loan.

All she has now is this house, and her biggest hope is to save up $700,000 as soon as possible to pay off the mortgage.

This way I will have no regrets in my life.

As a result, the loan has not been repaid yet and the husband wants to take out another loan.

Could it be that my husband is addicted to gambling or lottery and wants to try his luck?
Absolutely not!

The wife, who has been used to living in fear, really doesn't want to live that painful life of being in debt and with no hope.

Seeing his wife staring at him, Chen Congcong handed him the phone.

Then Chen Congcong’s wife saw the video posted by Zhang Yue.

Chen Congcong said: "I have been following Boss Zhang for so long. He is always smiling during live broadcasts and he is a very down-to-earth person.

But there is something wrong with this video. I guess he must have encountered some trouble and had to post this video.

I have also seen the comments in the comment section. It is indeed risky to rashly use money to buy shares of Tianyou Construction Company.

But one should never forget the person who dug the well. We are where we are today thanks to Boss Zhang who took over the unfinished house and built our house.

The rise of Zhongyuan Foreign Language International School is also due to him.

Now that he's in trouble, I can't just stand by and watch no matter what.

I know that the two of us still have a foreign debt of 700,000 yuan. Taking out another loan will make our lives even more difficult.

In this case, I don’t plan to borrow too much, maybe 500,000!

One year.

This way, the interest payment is almost less than 20,000 yuan.

In the future, I will go out to do part-time work after get off work. It won’t be much, but it won’t be a problem for me to earn 3,000 yuan a month.

This way we can earn an extra 36,000 yuan a year.

I persisted for three years and earned 100,000 yuan.

After deducting the interest of 20,000 yuan, there is still 80,000 yuan left.

We will use all the 500,000 yuan to buy shares of Tianyou Construction Group. Regardless of whether the stock price rises or not, we will sell it once it falls by more than 16%.

In other words, even if I lose money, I will only lose 80,000 yuan.

Don’t you have saved 100,000 yuan in cash?
Keep this money for now and use it to fill the gap in a year.

how about it? "

Chen Congcong's wife stared at her husband blankly.

Her husband is a very loyal man. He knew that he was able to successfully get the house because of Zhang Yuehou.

He watches every live broadcast of Zhang Yue and gives gifts.

At least two or three hundred, and more than that it’s directly a carnival.

You should know that my husband lives an extremely frugal life. Not only does he not smoke or drink, he even doesn't want to buy clothes.

I will only consider buying new ones when they are really too old to wear, and they are all cheap ones that cost only a few dozen dollars online.

But now...

Chen Congcong's wife shook her head: "I don't agree!"

Chen Congcong became anxious instantly: "Why?
I know that the 100,000 yuan in your hand is for emergencies, but I promise you.

Give me three years, and in addition to keeping my original income the same, I will definitely earn an extra 100,000 yuan for you.

Moreover, my analysis is all based on the worst-case scenario, what if Tianyou Construction Company’s stock does not fall but rises instead.

Then you will not only have the extra 100,000 yuan I earned, but you will also make a fortune.”

Chen Congcong's wife looked at her husband and suddenly smiled: "I said I don't agree with your loan of 500,000 yuan, but I think 500,000 yuan is a bit too little."

"What? A little?"

Chen Congcong's wife nodded and said, "That's right, if we are determined to support Boss Zhang, 500,000 is definitely not enough.

So I suggest you borrow one million directly and then buy all the shares of Tianyou Construction Group.

This means you have to pay about 40,000 yuan in interest a year.

With our combined income, we can save 100,000 yuan a year after paying off the mortgage.

Add to that the 100,000 I have, and we'll have 200,000 in a year.

After deducting the interest of 40,000 yuan, there is still 160,000 yuan.

Just as you said, after we buy the shares of Tianyou Construction Group, we will stop loss immediately as long as the drop exceeds 16%.

In this way, we won't get into trouble due to a broken capital chain a year later.

As for your plan to do part-time work, my attitude is that if you want to do it, do it, and if you don’t want to do it, that’s fine too.

After all, your current job already makes you very tired, there is no need to destroy your body further."

Seeing her husband staring at her blankly, she smiled slightly: "I know you want to help Boss Zhang, after all, he is your benefactor.

But Boss Zhang is also my benefactor!

If you can help him, why can't I?"

Chen Congcong looked at his wife and suddenly kissed her on the face: "Thank you for your understanding, thank you!"

Then the two of them began to contact Manager Li.

Because the house was used as collateral, the loan was very smooth.

In just three days, Chen Congcong received the money.

During this process, he has opened a stock account.

At 9:30 am on Monday, with his wife as witness, he bought the one million directly into Tianyou Construction Group without thinking.

Then I went back to work. With this debt, I worked even harder.

He also started a part-time job.

He works in engineering, mainly doing engineering design.

The part-time job he took was also designing drawings.

This can be done at home, it's just a bit hard work.

Time passed by little by little. Twelve days later, his wife said to him, "If I remember correctly, tomorrow should be the day when Tianyou Construction Group distributes dividends to shareholders. Maybe we can make some money."

When Chen Congcong heard what his wife said, he couldn't help but laugh and said, "Don't worry about it. This money has nothing to do with us."

"It's okay?" Chen Congcong's wife looked puzzled.

“Yeah, that’s okay.

Because we bought the stocks at a premium, when Tianyou Construction Group announced the good news, the stock price was twelve yuan per share.

As soon as this good news came out, the number directly became 15, an increase of 25%.

But in fact, its stock price is still twelve, and the extra three dollars is profit.

When we bought it, it was fifteen dollars and fifty cents, which is equivalent to giving the three dollars to the previous person in advance, do you understand?"

The wife shook her head: “It doesn’t seem right, does it?

Shouldn't dividends to shareholders be paid on the day of the dividend payment?

Why is there a premium in advance?

And Tianyou Construction Company didn't say how much dividends it would give everyone, so where did the 25% come from?"

Chen Congcong said: "Twenty-five percent is an estimate, which is the rough data given after the Securities Commission and Tianyou Construction Group communicated.

In fact, according to common sense, dividends should be paid on the day of distribution, and there should be no premium.

But this situation is very unfavorable for the trading and circulation of stocks.

After all, securities companies earn money from stamp duties during the stock trading process if a company announces in May that it will pay dividends to everyone in November.

Is it possible that just because of this small bonus, no one will trade anymore?
So the CSRC did something cool. After the company clearly stated that it would distribute dividends to shareholders, they would calculate the approximate profit in advance based on the company's operating conditions.

The company's shares are then sold at a premium.

When people see a premium, they will sell it in advance when they need it, instead of just holding it and waiting.

Therefore, the share price of Tianyou Construction Group will change tomorrow after Tianyou Construction Group pays its dividend.

It will no longer be the current 15.5 yuan, but 12 yuan plus bonus.

Maybe it's fifteen dollars, maybe it's sixteen dollars.

Of course, I am just giving an example, the exact number is still uncertain.

But if the budget is correct, it should be around 15 bucks.”

The wife nodded.

My husband’s explanation was simple and clear, which meant that the share price of Tianyou Construction Group would change tomorrow.

But this change is not a transaction between shareholders, but an official adjustment.

However, since the official has adjusted the stock price in advance, the specific price should be similar to the current RMB 15.50.

Although the surprise wore off, Chen Congcong's wife didn't feel much.

She and her husband bought shares of Tianyou Construction Group in order to support Zhang Yue.

She had never thought about making money in the first place. Making money would be a pleasant surprise, and not making money didn't matter.

She went to work as usual the next day and she was very happy today.

Because today is Thursday, I can have a day off after one more day.

And she plans to go back to her hometown with her husband this weekend because Saturday is her mother's birthday.

She has already ordered a big cake in advance, and it will definitely be a very happy and unforgettable time.

Half past nine in the morning.

She was sorting out a document when a girl next to her couldn't help but say, "Wow, Tianyou Construction Group is so aggressive, isn't it?
They actually gave shareholders a four-fold dividend. Anyone who bought the company's stock would definitely make a lot of money."

Chen Congcong's wife subconsciously raised her head and asked, "What do you mean by 1.4 times?"

The female colleague waved her hand and said, "Sister, this has nothing to do with you, and you don't understand stocks.

What a pity. If I had known earlier, I should have bought Tianyou Construction Group without thinking.

Everyone else made a lot of money, but I lost thousands.”

Chen Congcong's wife did not continue asking. She silently took out her mobile phone, opened the stock software, and clicked to log in.

On her personal interface, there is only one stock, namely Tianyou Construction Group.

It’s just that the original share price of this stock was 15.4 yuan, but now it has become 28.8 yuan.

Chen Congcong's wife's heart couldn't help but beat violently twice. She subconsciously clicked on the stock and saw her assets:

One million eight hundred and fifty-eight thousand!
She rubbed her eyes quickly to make sure she was not seeing things.

Did I make 858,000?
Isn’t that incredible?

She quickly took a screenshot and sent it to her husband.

Although it was her husband's idea to buy stocks, her ID card was used to open the stock account.

So only she can see the account balance, but her husband cannot.

The reason she sent the screenshot was to confirm with her husband.

She is a stock novice and knows nothing about this.

A moment later, the husband called, his voice full of excitement: "Wife, we made money again, more than 800,000 yuan."

She looked incredulous: "Is this true?"

"of course it's true.

I should have expected this. Boss Zhang has always been generous to others.

Although he publicly asked everyone to support him, all those who supported him received great benefits.

This time is no exception.”

The wife asked blankly: "Really? But didn't you say before that the Securities Regulatory Commission had already added the premium?
How come there is such a big gap between your actual situation and your estimate?"

At this point, Chen Congcong chuckled and said, "It's very simple, all of this was done on purpose by Boss Zhang.

When he decided to distribute dividends to everyone, he had already considered that if he directly said there would be four times the dividend.

The ones who benefit from this are the speculators who previously bought shares of Tianyou Construction Group, rather than those who truly support him.

So he posted the short video online, and deliberately made his words vague, in order to mislead those who supported Boss Zhang on the surface but were secretly trying to trip him up.

Didn’t you notice that Boss Zhang has always had a very high reputation online, but the comments section of his video are all disparaging him?

What does this mean?
This means that someone doesn't get along with Boss Zhang and deliberately asked someone to give bad reviews.

Even those who gave bad reviews were private equity firms that deliberately shorted Tianyou Construction Group.

Therefore, only those of us who truly support him can reap the benefits of this wave of development.”

The wife nodded: "So that's how it is. Thank you, Boss Zhang."

"We do have to thank Boss Zhang, but we also have to thank ourselves.

Especially I have you to thank.

If you hadn't supported me in taking out a loan to buy shares of Tianyou Construction Company, we would never have made any money.

If you hadn't made the final decision to increase the original 500,000 to 1 million, we would only have earned a little over 400,000 at most.

So this is all thanks to you.”

The wife was a little embarrassed: "I didn't do anything...

But now that we have made money, should we sell the stocks we have and put the money in our pockets?"

Chen Congcong quickly stopped him: "You must not sell it. If I'm not mistaken, the stock of Tianyou Construction Group will continue to rise."

(End of this chapter)