Call of Heroes: A History Only I Know

Chapter 67 Playing a Ponzi Scheme in Dahan (for further reading)

How to eliminate typhoid without rebellion?
With one's own strength, no matter how much heals, it will be a drop in the bucket.

Even Zhang Zhongjing, the medical sage, can only be a "sitting doctor" to help people see a doctor as much as possible, and then write a book "Treatise on Febrile Diseases and Miscellaneous Diseases" to influence future generations.

Brother Monkey is right, he can cure one person, two people, a hundred people, or a thousand people, but this legendary man has a vast territory, and the number of people is more than tens of millions?
Then you have to change your way of thinking.

Daxing medicine is used to deal with the plague in the near future!

But then you need money, you need a lot of money, you need money to teach doctors on a large scale, and you need money to run hospitals that treat diseases. The supply of medicinal materials is also a problem, which also requires large-scale funds, and you can’t cure diseases. For farmers, it takes money to provide them with free medical care!

But how to get enough money?
Su Che thought about this question for a long time.

Ended up with a complete plan.

Plan One: Write a book.

Su Che wrote Journey to the West. This book was very successful, and it also earned its first pot of gold and had initial start-up funds.

As for letting the stone monkeys come out in advance, it was purely accidental. The ghost knows that there are stone monkeys in this world, and he even wrote a book about them!
This was an episode, but it was harmless. It just made Emperor Shenwu notice his existence in advance, and even penetrated the truth of this world. This made Su Che feel a little shivering. It doesn't matter if he thinks that he won't rebel.

The master is not rebelling anymore, what can I do?

Plan Two: Do ​​business.

Su Che was in the ice business, successfully doubled his principal, and finally made a lot of money.

By the way, it also made the name of Cheng Jin Chamber of Commerce, which made many people remember this name.

So far, it has been very successful.

With the Zhang family's reputation, they won't be targeted even if they make so much money.

But if you continue to expand, do other businesses, and earn more money, then it's not necessarily so.

Even though Su Che's father was an official in the court and had many connections, those connections were past connections after all, and he couldn't keep his wealth.

This way of doing business is no longer feasible.

When the business grows bigger and bigger, the speed of making money will become slower and slower, and at that time, you will be subjected to all kinds of difficulties, and it will be difficult for you to walk on thin ice.

Even if you have a net worth of hundreds of millions, others will regard you as a fat sheep, and you will be slaughtered if you are fattened up, and your house will be confiscated.

After all, in this world, scholars, farmers, businessmen, and businessmen are at the lowest level!It's not too easy for others to manipulate you!
Therefore, it is impossible to do business, and it is impossible to do business in this life!

Instead of working hard to earn other people's money, how can it be quicker to directly pay other people's principal?

In this way, Su Che started plan three: open a bank!

This bank is different from other banks in that the interest it gives is real interest. As long as one person tastes the sweetness, it will be spread to ten, ten to a hundred, and a hundred to a thousand. Su Che's Cheng Jin Bank can absorb countless money !
This is a simple Ponzi scheme, also known as "remove the east to pay the west" or "empty glove white wolf"!
In short, it is to use the money of new investors to pay interest and short-term returns to old investors, so as to create the illusion of making money, and then defraud more investment.

This is of course illegal.

But the problem is...

The laws of the Han Dynasty did not stipulate that he was not allowed to use Ponzi schemes.

So strictly speaking, this is not a crime, it is also a business, it is just a special business.

In order to keep this scam going and let this drama spread across the country, Su Che's interest is not exaggerated, it's only 3% to 50% a year, and if he wants to reach the highest level of 50%, he needs to save at least one year. One hundred million dollars is enough, that is, ten thousand catties of gold. Not many people have the financial resources, and they have to save it for three years, let alone have the courage to save it. It will be possible after a long time.

The expansion of the money bank must be extremely fast, but Su Che is planning to take it slowly, slowly control his steps, and swallow all the money of the entire Han Empire into his stomach step by step, so no matter what he does, he can do it. It went smoothly.

In a word, not bad at all!

Whether it is to improve the treatment of doctors, to research antibiotics, or to provide free medical care to the people at the bottom, they can do whatever they want.

As for a certain day in the future, will there be a thunderstorm in Su Che's Chengjin Bank?
Of course it is for sure!
90.00% There will be a thunderstorm at [-]:[-]!
This bank is like a bubble, it gets bigger and bigger, and sooner or later it will burst, it's just a matter of time.

Su Che is not worried about the future, and he doesn't have much psychological burden. Anyway, he has set up a threshold and deposits starting from ten thousand yuan, so the money basically comes from the scholar-official class, wealthy gentry from aristocratic families, landlords and rich businessmen. In a sick society that has been expanded to the extreme, those peasants at the bottom can't even eat a bite of food, how can they have money to save in the bank?

These aristocratic gentry, landlords and wealthy businessmen, in the last simulation, Su Che killed them and ransacked their homes!

This time, Mr. Su is kind and kind, he didn't take their lives, but just took their money, he should be grateful!

In a word, these are the deposits that Su Che got with his own ability, why would he want to pay them back?
……

Baofenglong Bank.

Zhao Junxian, the treasurer of the bank, was talking with a distinguished guest, and his words were full of ridicule and ridicule.

The reason was that the distinguished guest asked: "What does the person beating the gongs and drums over there do?"

The shopkeeper Zhao Junxian laughed and said: "To tell you the truth, there is a bank over there. It opened today. It is called Cheng Jin Bank. It has no background, let alone a source of reputation. Suddenly, a bank was opened with drums and gongs. It almost broke the bank." I laughed so hard, how can this bank be opened casually?"

"Cheng Jin Bank, Cheng Jin, this name sounds familiar." The guest frowned and said.

"You guessed right. It was the Cheng Jin Chamber of Commerce that made a fortune by selling ice cubes. The owner of the Cheng Jin Chamber of Commerce didn't know what he thought, but he opened a bank. It's a lot of money. There's nowhere to spend!" Zhao Junxian said with a smile: "My brothers and I have been discussing before, when will this Chengjin bank go bankrupt!"

"Don't do a good ice business, come here to sell money? Oh, the weather is cold now, and the ice business can't be done! So you want to change careers?"

The distinguished guest nodded and said, "That's indeed arrogance."

After chatting for a few more words, the honored guest bid farewell to shopkeeper Zhao, and walked towards Cheng Jin Bank after leaving the door. After a while, this person came to the periphery of Cheng Jin Bank. He was surprised to find that there was a circle around here A circle of people, crowded with people, can't see what's going on inside at all.

"Why is it so lively?" The distinguished guest's name is Qi Xiangyun, a well-known landlord in the vicinity, Lao Cai. His family has thousands of hectares of fertile land, tens of thousands of farm workers, and countless cattle and sheep. The difference from those aristocratic families is that no one in the family is an official , only a few people served as meritorious officials and county lieutenants in the local county, and they were considered typical local snakes.

It is not easy to maintain this family business without the relationship of Tongtian, so during the holidays, Qi Xiangyun started to make various connections, and it is better to give gifts. At the same time, he also invested part of his family's money in the bank, which is convenient for business use .

Qi Xiangyun just heard from Zhao Junxian that this Chengjin Bank has no background, but why was it so lively on the opening day?

Very strange.

He frowned, and after listening for a while, he realized why this bank was so lively!
It turns out that saving money in Cheng Jin Bank does not require storage fees, and it will also give you interest. The more you save, the higher the interest. The maximum is more than 5000 million yuan. If you save it for three years, each year is enough There is [-]% interest!Three years later, it will be [-] million yuan!

Hearing these words, Qi Xiangyun's eyes widened, and he couldn't believe his ears. How could there be such a bank in the world?
This is outrageous too!

This is a liar!
(End of this chapter)