Wander!blue star

"Sir, I am the manager of the Qiulong Star branch of the Universe Galaxy Bank. I heard that you want to apply for a mortgage loan?"

The Universe Galaxy Bank is one of the five giants of the human race.

Their influence spreads throughout the universe, and they even have branches among alien races that are hostile to humans. Hu Yanbo's three accounts are all in the Universe Galaxy Bank.

The manager was a fat, red-skinned man with two soft tentacles like Piccolo's on his head.

"Not bad." Lu Yuan nodded slightly.

What to do if you have no money? Of course, borrow money.

Lend it to whoever has money!
The manager looked at Lu Yuan carefully.

His eyes were like a ruler, and he could tell at a glance that Lu Yuan had an extraordinary background. At least he couldn't analyze the specific material of the clothes Lu Yuan was wearing, so it was obviously not ordinary stuff.

As he saw it, it was the uniform of the coalition government.

The United Government's clothing is generally resistant to high and low temperatures, stretching, puncture, and radiation, and will not burn even if thrown into a star.

The manager felt respect for Lu Yuan.

"I have a technology that I haven't patented yet. You can estimate how much it's worth." Lu Yuan threw out an information storage device with quick and decisive movements.

He came this time to complete the loan procedures as quickly as possible and start his arms company.

"Please wait a moment." The manager took the information storage device and walked out.

Lu Yuan sat there calmly waiting.

The Universe Galaxy Bank is a top force with the Lord of the Universe behind it. It will not embezzle the contents of the information storage device.

After a while, the manager came back.

He was all smiles, clearly feeling optimistic about the assessment.

"The information storage device contains the method for forging an energy lightsaber. The forging cost is low, but it can effectively kill cosmic-level strongmen. It is extremely valuable!"

As soon as he opened his mouth, Lu Yuan knew that the loan was secure.

"Our estimated value for this technology is 200 trillion Black Dragon Coins!" The manager couldn't help but raise his voice.

Two hundred trillion Black Dragon Coins? Lu Yuan raised his eyebrows.

The manager noticed Lu Yuan's expression and added hastily, "This price is estimated conservatively, but I guarantee that you can borrow 200 trillion Black Dragon Coins from us with this technology, and the annual interest rate is only 1%!"

Lu Yuan's brows relaxed slightly.

In the original novel, a telekinetic weapon that could inflict damage to cosmic-level strongmen, the Arc Blade Disk, was sold at a high price of 21 billion Black Dragon Coins.

Inside the information storage device is a lightsaber production technology.

As long as it can touch it, it can cause damage to the physical body of a cosmic-level strong man, and because of the nature of the energy, it can overcome physical barriers.

What's even more valuable is that the production cost of this lightsaber is extremely low, and one can be produced with just over a billion Black Dragon Coins.

Compared to other cosmic weapons, this lightsaber is undoubtedly cheap. Even many stellar-level powerhouses can afford it if they grit their teeth.

Two hundred trillion truly underestimates this technology.

However, with an estimated value of 200 trillion, being able to loan out 200 trillion Black Dragon coins is not bad.

"The interest rate is too high." Lu Yuan said slowly.

An annual interest rate of one percent may not sound like much, but over a hundred years it is one hundred percent.

This is not Earth. The average life expectancy here is only seventy or eighty.

This is the vast universe, and thousands or tens of thousands of years pass in the blink of an eye. An interest rate of 1% is basically giving this technology away for free to the Universe Galaxy Bank.

"Well, we definitely don't mean to rip off our customers." The manager first apologized, then asked, "Then what interest rate do you think is appropriate?" "One thousandth." Lu Yuan said without hesitation.

"One thousandth?" The manager shook his head repeatedly. "That's too low. Although you are a distinguished guest, we could have loaned this money to others at an annual interest rate of 3%."

Lu Yuan disagreed. He whispered, "Can anyone else borrow 200 trillion?"

The manager was speechless.

Two hundred trillion is not a small number. The total amount of money loaned out by his branch is not that much, and there is also the risk of bad debts.

"You have been running a branch here for millions of years. The money must be rotting in the account, right?" Lu Yuan said calmly, "I'll use my technology as collateral. You don't have to worry about bad debts if you lend it to me. The interest rate of one thousandth is already very fair."

"Oh, this." The manager looked embarrassed.

What Lu Yuan said makes a lot of sense.

Lending money to Lu Yuan is a business that is sure to make money.

The bank values ​​the lightsaber production technology at 200 trillion, but the Universe Galaxy Bank has sales channels throughout the universe and can easily sell lightsabers to cosmic-level and stellar-level powers throughout the universe.

Therefore, the value of this technology to the Universal Galaxy Bank is far greater than 200 trillion.

"One thousandth is too low. Please increase it a little bit." The manager said with a smile, "I guarantee with my character that I can transfer the money to your account today!"

Lu Yuan said calmly: "One and a half thousandths."

Luo Feng asked an important question: "Babata, if I want to make the Earth my own, I will become the Lord of the Earth! What are the conditions?"

The best way to prevent people from other planets from selling the Earth and making the people on Earth slaves is to become the lord of the Earth yourself!

Recognized by Imperial law!
No one can seize a planet that has an owner!

"Become the Lord of the Earth? Let me look for it." Babata blinked, and dense data flowed through his eyes.

"Found it." Its search speed is extremely fast.

"What conditions?" Luo Feng was a little nervous.

"There are three options for discovering a new planet in the universe, or discovering a planet that has no owner according to law." Babata read out the legal provisions.

"The first option is to tell the empire and get the empire's reward. The Black Dragon Mountain Empire will reward you with a minimum of 100 billion Black Dragon coins and a maximum of 1000 billion Black Dragon coins, depending on the planet."

"Of course, with the first one, you can't become the Lord of the Earth."

"The second option is to buy the planet outright."

"Because you discovered it, it only costs a small amount of money to buy it. Depending on the level of the planet, the purchase price of the planet is a minimum of 3000 billion Black Dragon Coins and a maximum of 3 trillion Black Dragon Coins."

Luo Feng took a breath of cold air.

Too expensive!!!
However, Luo Feng also knew that the amount of money involved in the sale of planets must be outrageous.

After all, owning a planet with life is like owning a treasure chest, and the life span of a planet is generally very long, measured in "billions of years", so it can be used as a family heirloom.

"The third option is to cooperate with the Empire to manage the planet. You only need to pay a minimum of 1000 billion and a maximum of 1 trillion Black Dragon Coins."

Babata said: "In this cooperative management, the Black Dragon Mountain Empire will not interfere in the internal management of the planet. They will only collect tariffs on the planet's imports and exports."

"I won't care about anything else!"

"The second and third methods are both ways to become the Lord of the Earth."

Luo Feng smacked his lips.

This is the cheapest one, and even in the cheapest case, you still have to pay 100 billion Black Dragon Coins.

Where can he find so much money? (End of this chapter)