Lawyer

Chapter 582

After that, he opened Sanqiang Prefabricated Parts Company and Sanqiang Machining Company, which flourished well and became a well-known entrepreneur in Beibian City.

When the business is booming, the bank will come to the door. At the beginning, Yu Sanqiang didn't think about getting a loan, thinking that his company was small and had enough funds.

Later, someone from above encouraged him to expand the scale, and promised that he could choose the land in the development zone, and he would be given a certain discount for purchasing land.

He feels that he does not study much, and it is okay to make small troubles. If the company is really big, he is afraid that he will not be able to control it, so he did not agree to expand the company at the beginning, but he can't stand the frequent meetings for entrepreneurs.

Seeing that his colleague bought the land and built a house, the land price and housing price were the same every day. He was making money lying on his back. Coupled with the encouragement from above, he finally paid for two connected pieces of land and moved the two companies there.

The land is cheap, but to expand the production scale, the factory building needs to be built, and the equipment needs to be purchased. The funds in Yu Sanqiang's hands are immediately tight. Later, he borrowed 320 million yuan from the credit union in the name of the Sanqiang prefabricated component company.Since then, due to the increasing pressure of competition, Yu Sanqiang has lost three major customers, and his income has plummeted. After the loan expired, Yu Sanqiang failed to repay all the principal and interest of the loan.

Afterwards, people from the credit union came to collect the money, and Yu Sanqiang talked with the other party several times. Finally, the people from the credit union suggested that he apply for a loan in the name of Sanqiang Machining Company and borrow new ones to repay the old ones.

Yu Sanqiang thought it was feasible. Considering that Sanqiang Machining Company was operating well and both companies needed funds for later operations, he borrowed another 620 million yuan from the credit union, of which more than 300 million yuan was used to repay Sanqiang Prefabricated Parts Company loan principal and interest.A year later, seeing that the loan was about to expire, Yu Sanqiang was unable to repay it.

At this time, Sanqiang Prefabricated Parts Company issued the first-phase certificate of factory buildings. Yu Sanqiang, after negotiating with the credit union, mortgaged more than 500 square meters of factory buildings and office buildings in the name of Sanqiang Prefabricated Parts Company. , signed a loan contract of 750 million yuan with the credit union, and incorporated the principal and interest of the remaining loan that had not been repaid before into this loan contract.

Since then, the new factory building of the second phase of Sanqiang Prefabricated Parts Company has passed the inspection and acceptance, and a warrant has been issued.Yu Sanqiang borrowed another 350 million yuan from the credit union with the second-phase factory building as collateral.

After the above-mentioned loan expired, the credit union sent people to the door many times to collect it, but at this time, Yu Sanqiang had no funds and was unable to repay the loan.

The credit union plans to sue Yu Sanqiang, auction off the loan collateral, and recover the principal and interest of the loan.However, after the lawyer read the case file materials, he found that the collateral for the two loans had not been mortgaged.

Since then, the lawyers of the credit union have discovered more serious problems. The land, factory buildings, office buildings (including the collateral for the above two loans) and machinery and equipment of Sanqiang Prefab Company have been priced at RMB 890 million by Yu Sanqiang. , and transferred it to a local cement factory at one time.

The credit union communicated with the owner of the cement factory, Jiang Lin. According to Jiang Lin, during the process of signing the "Asset Transfer Agreement", Yu Sanqiang concealed from him the fact that the factory buildings and office buildings of the Sanqiang prefabricated component company had been mortgaged to the credit union. .After Yu Sanqiang received the transfer payment of 890 million yuan from Jianglin's cement factory, he repaid the debts of the two companies.

Later, the credit union reported to the police on the grounds of loan fraud, and the police took Yu Sanqiang under control at his home. Afterwards, the procuratorate issued an arrest notice and the case was transferred to the local intermediate court.

After the trial, the local intermediate court held that: the defendant, Yu Sanqiang, knew that the factory and office building of Sanqiang Prefabricated Parts Company had been used as mortgage for credit union loans and sold the factory. His behavior constituted the crime of loan fraud, and the amount was extraordinary Huge, should be punished according to law.Judgment: Defendant Yu Sanqiang committed loan fraud and was sentenced to 50 years in prison and fined RMB [-].

After the verdict was pronounced, Yu Sanqiang refused to accept it and appealed to the Provincial Higher People's Court.

"What's the current status of your top three machining company?" Fang Yi asked.

"The loan from the credit union was sold before it was due, and the money has been paid back. I am now penniless." Yu Sanqiang looked at Fang Yi with a stern look, meaning: I love you so much, anyway. I have no money.

"Jiang Lin opened a cement factory in your local area, so he doesn't know about your loan mortgage?" Fang Yi looked at Yu Sanqiang suspiciously.

"Actually, I mentioned this to him, but at that time, the supplier blocked the door every day and urged me to pay back the money. I was in a hurry to use the money. He took the contract and told me that there was nothing wrong. After signing the contract and closing the account, he helped me settle the account. Nothing. I signed the solution. But who knew that this dog day would not admit it afterwards, saying that he didn't know about it.

Later, I sued Jiang Lin, requesting confirmation that the sales contract was invalid, but the court found that the asset transfer agreement between us was legal and valid. I refused to accept the appeal, but the second instance was rejected by the court.

Where do you say I'm going to reason. "Yu Sanqiang said with a look of grievance.

"What did you do with the money Jiang Lin gave you?" Fang Yi asked.

"That money consisted of millions of cash, checks for transfers, and part of transfers, and I used them for the company's debts.

If you don't believe me, you can ask, I don't owe any money to any supplier, all of them have been settled, and I don't even owe the wages of the employees. "Yu Sanqiang has a lot of confidence.

"I only owe money to the credit union!" Fang Yi looked at him with a half-smile.

"That's not impossible!" Yu Sanqiang chuckled.

After leaving the gate of the detention center, Fang Yi and Zhou Ying found a restaurant in the city for lunch at noon.The other party had already negotiated with Wankefa when entrusting the commission, and the travel, board and lodging would be covered, and all of them would be taken care of by themselves.Wan Kefa asked the other party for 1 yuan for traveling expenses.

"Lawyer Fang, I don't think Yu Sanqiang is telling the truth. The money he collected must still be there." Zhou Ying whispered.

Fang Yi stopped his chopsticks, glanced at Zhou Ying, then took a sip of barley tea from the teacup: "The police can't find out about this, so we don't need to worry about it.

If, as he said, he settled all the money from suppliers and employees, I think this person is really interesting, at least he is not like many business owners who owe money to suppliers and employees, and behave themselves outside.

I heard that his younger brother is discussing with the boss about the credit union debt, and it is estimated that there will be a letter soon.Eat quickly, we have to rush back in the afternoon. "

"Well, I feel that Yu Sanqiang has a quack air about him, very arrogant, neither good nor bad." Zhou Ying thought for a while.

"Every time Zhengyi slaughters dogs, he is mostly a scholar. In fact, people like Yu Sanqiang are easy to deal with. On the contrary, those guys who are highly educated and who are different from others often do things that violate their conscience and betray their friendship. There is no moral bottom line at all." Fang Yi sighed.

"Well, I've already made an appointment. Let's go to the Provincial High Court to review the papers tomorrow morning. Don't forget." Zhou Ying reminded.

(End of this chapter)