Riding and chopping: Overlord of the Han and Hungarians

Chapter 363 362. Liao Di’s experiences 5 two in one
"Go this way, it's just ahead."

Walking on the spacious and tidy brick sidewalk dotted with green plants, the girl who acted as a guide in front of me was a little excited.

Huo Qubing looked up and saw that a tall building with a large number of people coming in and out was at the end of the street, just beside an intersection.

"Agriculture. Bank."

Although the plaque on the bank was not written in official script, Huo Qubing still recognized the words based on the correlation between official script and regular script.

He asked the guide girl in front with some curiosity.

"Agricultural Bank, does this name have any special meaning?"

Hearing Huo Qubing's question, the girl turned around and explained timidly.

"Uh-huh."

"In the Liao land under your rule, there are three major categories of banks: agriculture, industry and commerce, and marine industry."

"Although the basic business of the three types of banks is the same, which is to store assets, depending on the work you do, you can get some conveniences in banks related to your work content."

"For example, in agricultural banks, farmers can apply for loans more quickly than in the other two banks, and the same is true for the other two banks."

Perhaps because she talked about what she was interested in, the social fear on the girl's face became much less and she became slightly more confident.

When hearing about the loan, Huo Qubing's mother frowned.

"Do officials here also lend money?"

As Huo's mother who has experienced hardships, she understands the shocking bones behind lending better than her son.

Once a loan is accepted from an official, it can almost be said that the person or even the family that accepts the loan will eventually become the slave of the loan official, and ultimately everything he owns will become the private property of those officials.

Whether it is the fields or themselves.

As long as this thing sticks, no one in this life, no, even our children and grandchildren will be able to escape.

Once upon a time, Huo's mother almost embarked on this road. Fortunately, her sister and brother found another way out and survived.

"Officials lending money?"

There was a trace of doubt on the girl's face, and then she said to Huo's mother.

"Officials in Liao are not qualified to lend money. There are only three major banks that can lend money. This is an iron law set by the emperor. Anyone who lends money privately will be punished with death."

"Well, I kind of understand what the old lady is worried about, but the bank system in Liaodi has gradually improved after several years of operation."

"In your words, money needs to be circulated to create value, and hiding wealth among the people is the original intention of the bank."

The girl talked about the knowledge she had learned, but Huo's mother was not touched at all. She just asked.

"What about the interest? How can the people afford the interest just by farming? In the end, they will spit out all they have."

"Why can't I pay back the interest?"

The girl became even more confused.

"Take the agricultural bank as an example. A farmer who needs to cultivate the land does not have enough money to buy the seeds needed for planting on his own land."

"Then he borrowed seventy coins from the bank to buy seeds, farm tools, and rent cattle to cultivate the fields."

"As a follow-up, the farmer's uncle borrowed another eighty yuan for fertilizer, totaling 150 yuan. After half a year of hard work, Liaodi did not suffer any disasters. With the current situation of four acres of land per capita in Liaodi, the farmer's uncle It can produce seven hundred catties of sweet potatoes, six hundred catties of potatoes, four hundred catties of corn, and nearly two hundred catties of wheat."

Listen to the yield mentioned by the girl.

Huo Qubing and the others all laughed.

This is not farming, this is clearly farming money.

They smiled and assumed that this girl was from a young and well-off family and had never worked in the fields.

As they talked, the girl also noticed the disbelief in their eyes.

Suddenly, the emotion called social fear emerged in her heart again, and her words became soft and timid. She turned around with some grievances and continued to lead the way, but she was still talking about her calculations.

"According to the current official grain purchase price in Liaoning, nine kilograms of wet grain is one qianqian, and the farmer uncle who borrowed the loan can use his hard work in the past six months to exchange for 210 two qianqian. This money is enough to pay off the debt. A loan. Because for agricultural loans from Liaodi Bank, there is no interest at all for the first two years of each loan."

The girl's voice was so low that Huo Qubing and the others behind her couldn't hear it.

But one person heard it, and that was Huo Guang.

When the child arrived at a new place, everything he saw was novel, so he walked faster than Huo Qubing and the others.

Seeing the girl's depression and hearing her final calculations, he quietly tugged on the girl's clothes.

"Sister's magic is very good. I'm still calculating how much grain the farmer uncle you mentioned harvested. My sister has already calculated the final profit. It's really amazing. Can you teach me, hehe."

Grinning, Huo Guang looked up at the girl with a bright smile.

".it is good."

Looking at Huo Guang's smiling face, the little grievance the girl felt just now disappeared in an instant.

Getting affirmation, even from a child younger than herself, is an extremely happy thing for the girl.

"Hey, my sister said that the farmer uncles in Liaodi can earn more than 200 yuan a year from farming. Is this true?"

Huo Guang's voice was louder, allowing Huo Qubing and others behind him to hear clearly.

Huo's mother was still shaking her head. She didn't believe it. She could earn thousands of dollars a year just from farming. She now knew that one Qi coin could be exchanged for ten Han coins.

It's not like she has never farmed before. When she first pulled Huo Qubing, she stayed in the fields all year round. In the end, the more than ten acres of thin fields were just enough for her and her mother to make ends meet.

It still depends on God's will. If there is a disaster, a year's hard work will be in vain, and you will have to find something extra to make up for the tax.

Days like that, ugh.

Thinking of the past life, Huo's mother's face also showed a trace of sadness. Now that her son gave up his position as a marquis in the Han Dynasty and came here, he didn't know what his life would be like in the future.

"Well, really."

The girl nodded affirmatively towards Huo Guang.

Huo Guang did not continue to ask questions, but walked on the road while looking for someone.

It didn't take long for Huo Guang to see the person he was looking for.

He walked a few steps quickly and came to an old man resting on the roadside. He straightened his clothes and bowed his hands.

"Sir, sir, I have a doubt in my mind. I wonder if the elder can help me clear it up."

Seeing this little guy who looked like a little adult suddenly appeared in front of him, the old man who was resting was stunned for a moment, and then he laughed.

"Come on, let's talk about it, let's see if I, an old man like you, can solve this problem for a little guy like you. Haha, you're such a cute little guy."

Huo Qubing and others also walked up to Huo Guang. Although they didn't know what Huo Guang was going to do, they left Huo Qubing and Huo's mother to his younger brother (son), who had been smart since childhood.

Amid the old man's laughter, Huo Guang straightened up and asked in a respectful tone: "May I ask if the elder has any land at home?"

"Of course there is. My family was allocated ten acres of fertile land at the beginning. My boy also lived up to his expectations and was willing to work hard. Later, he bought a few acres of thin farmland from the Agriculture Department. Our family has seventeen acres of farmland. What do you want to ask? "

"Elder, my son, my mother, and my brother are here for the first time, so I would like to ask the elder how much food our fields can produce in a year?"

"This," the old man stroked his long beard and replied after thinking for a while.

"This is an output. I remember that in the first year I came to Liaodi, the output of one acre of land was only about [-] kilograms."

so much! ?

Mother Huo was shocked.

"But later on, your Majesty set up a program called...what is it called? My memory is getting worse every year."

“The compost pits and later a fertilizer production plant were set up.”

The girl warned from the side.

"Yes! This is the fertilizer!" The old man patted his thigh, his words a little excited.

"This is a life-saving thing. Your Majesty is truly the son of God. He can figure out anything."

"Boy, let me tell you, this chemical fertilizer is amazing. In the first year, the output of one acre of my field was only [-] kilograms. But after using the chemical fertilizer, the second year I planted two tons of wheat in my field. A yield of three hundred kilograms!”

"so much!"

Mother Huo couldn't help but exclaimed at this time.

She originally thought that the previous yield of one hundred and twenty kilograms was considered the maximum yield of fertile land, because her own family had almost this amount.

Unexpectedly, the output of the fields behind soared to two to three hundred kilograms. This is really a life-saving thing!

"Young lady, why don't you believe me? I am one of the first people to follow you. I guard the fields every day. How can this be false?"

"I'm telling you, these three hundred pounds are just like that!"

The old man also became more and more excited as he talked, seeming to cherish the glorious past.

"I remember, a few years ago, your Majesty suddenly took a picture of a boat going out to sea."

"That guy and that battle are still fresh in my memory."

"I don't know the purpose of this ship going out to sea, but what I know is that within half a year since the ship came back, your Majesty has brought out several new crops for cultivation."

"Hey guys, guess what!"

"What's wrong?"

Huo's mother asked at the same time as the housekeeper of the Huo family.

"God!"

"That sweet potato plant was planted on an acre of land and fertilized. Within a few months, the yield per acre was over 700 kilograms!"

"what?"

"That one is called potatoes. If you plant an acre of land and fertilize it, you will produce a yield of five to six hundred kilograms in just a few months!"

"what?"

"That one is called corn. If you plant it on an acre of land, apply fertilizer and wait for more than half a year, you can harvest three to four hundred pounds per acre of land!"

"what?"

The old man talked about the yield of each crop.

Huo's mother and the housekeeper of Huo Mansion couldn't help but made a sound.

This is so unbelievable and doesn't fit in with their knowledge at all.

"Ah, what the old man said is true!"

"If you don't believe it, just ask anyone and they will get the same answer. If you don't believe it, just watch."

Perhaps the old man had rested enough, so he stood up and pulled a person who was passing by several people.

"Young man, what do you think our sweet potato yield per acre in Liaodi is?"

"It's more than 700. What's wrong, sir? Why do you ask? I still have to go to work."

"Well, go ahead, it's okay."

"Hey girl, tell me"

I asked several passers-by, and their answers were all the same.

At this moment, Huo's mother and others still thought it was impossible, but they still had some ideas in their minds.

"Thank you, elder, for clearing up the confusion. I understand now."

Seeing the old man's rising appearance, Huo Guang quickly handed over and left.

And the old man seemed to still have some unfinished ideas.

"Hahaha, little guy, if you have any questions next time, ask me again!"

"it is good!"

Huo Guang responded loudly, and then pulled Huo Qubing and others away.

Fortunately, the bank is also close at hand.

"I didn't expect that you can really live and work in peace and contentment by farming here. No wonder the people I saw along the way are all going to Qingzhou."

Mother Huo murmured.

Huo Qubing walked up to the girl.

"We all came from the Han region and don't know much about the Liao region, so don't take it to heart."

"Will not."

The girl shook her head, and the smile on her face gradually brightened.

"You probably rarely talk to strangers. I can see that you are a little embarrassed. Why would your husband give you such an assignment?"

At this moment, Huo Qubing also asked curiously.

This visit to Liao was completely different from the last time. He seemed to have discovered that under Zhang Qi's governance, these places were different from the Han.

When the girl faced Huo Qubing's question, she thought about it and said firmly.

"My husband said that every personality has its own life. It's up to you whether you want to change or not. I want to change, so my husband gave me this assignment."

"I am very grateful to Mr. He. He never has a different attitude because of the differences between people. He treats us the same from beginning to end. No matter we are naughty or timid, he always treats us the same." They are all working hard to teach us knowledge and principles.”

talking room.

Everyone has arrived at the door of the bank.

At the door, several guards holding shields and iron bars stared intently.

Only one guard who saw the girl's mouth curled up a little.

"Brother-in-law."

"Hello brothers."

The girl greeted them politely, but received no response.

The girl has long been used to it. She knows that when on duty, these guards will not pay attention to anyone unless that person is a thug.

"Guys, this is the bank. Do you still need me to guide you?"

the girl asked.

Huo Qubing nodded.

"I still need to trouble you for some time. We just came here and we don't understand many things."

"Ah."

The girl nodded in response with a smile on her face.

After entering the bank, under the guidance of the young sister, Huo Qubing collected all the money he brought this time.

He thought that since he was going to live here, he might as well open a bank account.

It's a bit troublesome to carry around your belongings.

(End of this chapter)