Doctor of the Great Song Dynasty: In the beginning, Li Qingzhao and Li Qingzhao made a private decis

Chapter 264 Insurance: Luckily Not Needed

"Pay [-] and spend [-] to treat illnesses at the doctor's house?"

The medical school has not yet selected a site for construction, and doctors have decided to take the lead in launching medical insurance, and the first to implement is Qianguan Medical Insurance.

"A thousand pieces!"

As soon as the news came out, the people of Kaifeng were in an uproar.

Unless it is a high-ranking official, who is willing to spend a thousand pens on medical treatment? Many elderly people need to take medicine for a long time after getting seriously ill, and finally they are overwhelmed and have to give up treatment slowly.

But now the doctor announced that he only needed [-] yuan to get [-] yuan of medical expenses, which immediately attracted all the attention, and everyone inquired about the details.

"One thousand cash is the highest price. Only 60-year-olds need to pay one thousand cash, and young people only need to pay two hundred cash! There are a little more children, and the maximum is only five hundred cash."

"And if you pay for 60 consecutive years before the age of 20, you can receive free life-long medical treatment."

More and more people in Kaifeng inquired about medical insurance, and they couldn't help but be moved. After all, none of them would be interested in the [-] yuan medical treatment quota.

Now that doctors are booming, and medical insurance is launched by doctors, they naturally believe that doctors will fulfill their promises.

Furthermore, the Women's and Children's Hospital, the Traditional Chinese Medicine Hospital, and the Imperial Hospital have the highest medical skills in the world, and with the addition of a thousand guan fees, it is already the highest limit in the world.

"But if you don't get seriously ill, wouldn't the money be wasted!" Some people also frowned.

"I am for everyone, and everyone is for me! This is the meaning of insurance. If you don't get sick, it's better, and your money will be used for sick people." A scholar explained.

After hearing the words, many people were immediately worried about gains and losses. After all, people have a fluke mentality, and no one thinks that they will suddenly get sick.

"There are unpredictable things in the sky, and people have misfortunes and blessings every day. If you pay for medical insurance, you can be cured when you are sick, and you can be safe for a year if you are not sick. Isn't this more affordable than going to temples to burn incense and pray for blessings?" a merchant calculated. .

"Uh!"

Many people in Kaifeng couldn't help but realize that although the doctors uncovered the deception of witch doctors and witches to protect the people from the deception of witchcraft, religion and the protection of immortals and Buddhas have penetrated into the hearts of the people. , it is not easy to resolve in a short time.

"This is spending money to buy peace." There are enlightened people thoughtfully.

Many people nodded slightly, the merchants' words were not harsh, and they prayed for the blessing of the gods for the sake of safety, but if something happened, the gods were not responsible.

On the contrary, if you buy medical insurance, it is also for safety. It is better not to get sick, but if something happens, the doctor will have a thousand credits to treat your illness. No matter how you calculate it, medical insurance is more cost-effective.

"You can't say that, but the incense money is voluntary, as much as you want, and the medical insurance of the doctor's family must be paid every year! If this is added up all year round, it is not a small amount."

"And if you are seriously ill, how can you say that everyone spends thousands of dollars, and some may die in their sleep and never reach the hospital."

Many people in Kaifeng still feel sorry for money. After all, if you are from a one-year-old child to 60 years old, if you have a heart, it will be nearly [-] yuan, which is not a small amount.

"If thirty pennies can buy this old man to live to be 60 years old, it's worth the money even if it's a waste of money." An old man with gray hair said with emotion.

Many people nodded slightly. Only when people get old slowly can they understand the importance of health.

After carefully researching and completing the medical insurance, many well-to-do wealthy families went to the three major hospitals to buy medical insurance.

There are many wealthy people in Kaifeng City, and the annual insurance premium, which is no more than a thousand cash, is not a concern.

"Sure enough, the richer you are, the more you fear death!"

Seeing this scene, many people couldn't help snorting coldly.

However, since they are interested in the thousand-pass medical insurance, they don't want to spend too much money, so they are still hesitant to wait and see.

........................

There are quite a lot of rich people in Kaifeng City. As soon as Qianguan medical insurance was issued, a large number of wealthy households flocked to the three major hospitals to buy medical insurance.

"Brother Fan!" Seeing this scene, Yang Jie couldn't help sighing.

However, Fan Zheng didn't show joy, but suddenly sighed: "Recently, all the people who come to buy medical insurance are wealthy families. In fact, the most important medical insurance should be purchased by ordinary families?"

"Why?" Su Dun asked in surprise.

Yang Jie explained: "Because the rich are more capable of resisting risks, even if they are seriously ill, they still have enough money for medical treatment, while ordinary families are not. , I am afraid that the poor family will not be able to cure their property, and it will even drag down the entire family."

Fan Zheng added: "Some people think that the elderly should buy more when they are sick. In fact, adults are the same. Although they have the least money, they think they are strong and don't need to buy them. However, they are the pillars of the family. Once they fall, This family will be defeated."

Su Dun was silent for a moment. In fact, doctors have been controlling the price of medical treatment, and the price of medical treatment has not been too outrageous. However, the money needed for many serious illnesses is still unaffordable for ordinary families.

Fan Zheng said helplessly: "Insurance, it's a blessing if you don't need it, and you're lucky if you can use it. It's the greatest tragedy if you don't need it. When they really need medical treatment, I'm afraid they will understand the good intentions of the doctors."

The two nodded slightly at once, speechless to Fan Zheng's words.

"Will the fire insurance and accident insurance continue to be rolled out?" Su Dun asked worriedly.

Insurance is a new thing. Physicians are not in a hurry to launch medical insurance that is closely related to physicians. Nowadays, medical insurance is polarized, with mixed reputations, which makes physicians worry a lot.

Fan Zheng solemnly said: "Medicine and medicine can't kill people, and doctors have done their best. As for the details, we can only do our best and obey the destiny."

Fan Zheng understands that even if it is the medical insurance subsidized by the state in later generations, many people still choose not to pay, let alone the semi-commercial medical insurance that Doctors is now launching.

Unless free medical care is realized, what doctors can do is to heal as many people as possible, but they will never be able to heal everyone.

Yang Jie and Su Dun nodded solemnly.

At present, doctors take advantage of the trend to launch accident insurance and fire insurance.

Sure enough, as soon as these two types of insurance came out, they immediately caused a big wave of hype.

"Accident?"

"Fire insurance?"

Kaifeng people frowned.

"Accident insurance, that is, if someone buys accident insurance, if accidents such as drowning, falling from a horse, or fire happen unintentionally, the doctor will be responsible for the treatment. The disabled will pay [-] yuan, and the dead will pay [-] yuan! "

"Two hundred coins?"

Many people's hearts were moved. Although the medical insurance is called a thousand dollars, it can only be used for medical treatment, while the two hundred dollars of the accident insurance is directly paid out in cash.

"The same is true for fire insurance. If there is a fire at home and the house is burned down, as long as the insurance is insured, the doctor will also pay compensation, enough to cover your home." A literate person explained the regulations on accident insurance and fire insurance.

"Accidents, fires? Who would curse themselves for accidents?"

When Kaifeng people heard about these two insurances, they couldn't help frowning.

From their point of view, medical insurance is quite normal. After all, people will eventually get sick. However, many people will never encounter accidents and fires in their lifetime. If they buy accident insurance and fire insurance, isn’t it a curse that something will happen to them?
Unlike Qianguan medical insurance, there are also rich households who purchase insurance. These two types of insurance are almost uninterested, and even accident insurance in public schools has been blocked one after another.

(End of this chapter)