Started to get rich after exile

"They're going to be here in about ten days, so there won't be much impact."

Ming Lanying probably counted the things stolen from the house in the past few days, and Ming Langtao's prefect's government office probably couldn't let it go.

He Bai and Shan Zhao were efficient, and the range of arrests became farther and farther away. They only came back in two or three days. They took the same thousand soldiers with them, ransacked their homes all the way, and met those who wanted to resist, and they were killed by the two in public. He took off his official hat, picked out his clothes, and was too scared to speak.

Going out for a trip, corrupt officials who can escort back two or three carts of cages, and parade in the street all the way, accepting the people's abuse, stones, sand, rotten eggs and rotten leaves are not worthy of them.

Although these corrupt officials are not guilty of death, but living crimes are inevitable. The emperor will not randomly put people in prisons and waste resources to support them for half of their lives. Waste is used, and they are dismissed from office and reduced to low-level slaves. its family.

When Ming Lanying thought of those wives and ladies who flattered her a while ago, but became prisoners because of her in a few days, she still felt a little complicated.

Those wives and ladies are good and bad, but the corrupt officials who eat the blood of common people are not innocent.

"Where do you want to use the things you copied from the house first?"

Ye Juelu pondered for a moment, "Strengthen the defense of the city wall."

The opposing generals from neighboring countries and the new emperor could not withstand the pressure and were ready to send troops. Ye Juelu had only [-] troops in his hand, plus the previous [-] private soldiers. He was able to defend the first wave of attack. It is justifiable to be able to fight over and directly take down the opponent's city.

However, because the city walls of the frontier fortress have not been reinforced for many years, they may not be able to withstand a few times. These corrupt officials also greedy the money for building and strengthening the border city walls, which made Ye Juelu most angry.

Ming Lanying nodded, and Ye Juelu said again: "There is a problem with the military expenses and rations in the barracks. I have killed several money and food officials who are in charge of the military supplies, rations, and finances. The most important thing right now is to check the accounts and report them to the emperor. , and then allocate part of the stolen money from the house raids to make up for the shortfall."

Ming Lanying raised her eyebrows sideways, "You don't want me to investigate, do you?"

Ye Juelu acquiesced that he could trust Ming Lanying's ability, and the accounts of the military camp could not be read by anyone. If they were leaked out, it would pose a great threat to the army, so she was the first thing that came to mind.

"There is a reward, 300 taels."

Ye Juelu knew how to impress her.

All he needs is some of the private money he saved before, anyway, the money he earns now is for her to spend.

It only costs three taels of silver to find a new money and food officer, but it takes time to check the identity and family background to rule out the suspicion of elaboration. It is not the best choice for the current situation where there is an urgent need to deal with the confused accounts of the military camp.

Ming Lan Ying is different, more efficient, and can also find solutions for gaps and leaks.

Ming Lanying was just about to shake her head and refuse, but she stopped suddenly. Although 300 taels was only a small profit compared to her current savings, it was still worthwhile.

"But I'm not from the military camp, I'm just an outsider. If you show me such an important account book, what should I do if other people find out?"

"It won't be known." Ye Juelu replied firmly, "With me here, the account books will pass through my hands, and no one else will know."

Ming Lanying shrugged, "Okay, whatever you want."

Ming Lanying has years of auditing experience accumulated in the top [-] companies in her previous life, combined with the sophisticated accounting methods she learned in this ancient fictional world, she can find out the source unless it is an account that does not exist.

Ye Juelu brought the confused account of the military camp back to the palace to deal with, and the people in the military camp only thought that the prince had found a reliable person.

After more than two months of rectification, Ye Juelu used thunderous means to clean up the unhealthy atmosphere and useless people in the barracks.

There was no shit-stirring stick or oil bottle in the barracks, and it was much easier to do things. Ye Juelu took half of the stolen money from Ming Langtao to repair the military defense.

It is not difficult to calculate the confused account of the military camp. Those corrupt officials just embezzled half of the military expenses and food and salaries. It is enough to make a summary statistics. Ming Lanying tsk-tsk while recording.

The silver of the border armament force is also greedy, don't die!

When the accounts were completed, the officials who were demoted from the capital also arrived. They first signed in with Ye Juelu, and took over the mess honestly with their previous documents.

In the frontier Kyushu, only Ming Langtao, the magistrate, is still there. When he comes to Ming Lanying to report the stolen money, he can chat a few words.

"I heard that those who have not been arrested have packed up their belongings and fled without even signing the resignation papers."

Ming Lanying looked at the amount of stolen money from the newly confiscated house and shook her head in amazement, "No matter how much money is greedy, it will cost you your life. If you run away without signing the resignation paperwork, will it have any impact?"

"That's not true. Anyway, what they do will be forcibly dismissed from office. It doesn't matter whether they sign or not."

Ming Langtao inhaled the frozen grapes on the table in a storm, and said to Ming Lanying: "After those new officials took office, none of them could laugh. Come on, it's funny to think about it, tsk tsk tsk!"

"All the high-ranking officials who used to be pampered and pampered in the capital thought they were for the common people, but ended up with the wrong people and the wrong team, jumped off the cliff and demoted officials, and were even demoted to the barren and cold frontier. Life has been full of ups and downs!"

Ming Lanying saw that there were only bare grape stems and skins left in the disc, the corners of her mouth twitched slightly, and the large plate of chilled grapes was eaten up in just a few words.

"Have you never eaten grapes?"

Ming Langtao wiped his hands, "The grapes in the Wangfu are much sweeter than usual, and I couldn't control it for a while, making Sister Lanying laugh."

Ming Lanying waved her hand speechlessly to ask the maid to take down the empty plate, "Replacing all county magistrates in Kyushu at once, will it affect the people of Kyushu?"

Although the county magistrate is not a high-ranking official, he has to manage a lot, and it takes a long time to settle down to the extent that he knows the jurisdiction well, and the people get used to it after watching it for a long time.

Although the position is small, the responsibility is great. Now that so many county magistrates are suddenly replaced in one go, I am afraid that there will be changes among the people.

Ming Langtao shook his head, and said casually: "Sister Lanying thinks too much. Normally, she would not easily replace the county magistrate who has been in office for many years, but there is no reason for them to let things go. Officials who have been demoted can still be used, and it is better to change them in one go than to keep these moths."

This shows that Lan Ying thinks so, "There is going to be a war, the magistrate must prepare food and grass in advance!"

Ming Langtao had the cheek to ask for money, "The food and grass money of a hundred thousand troops."

Ming Lanying spread her hands, "Of course the money came from the stolen money. The emperor allowed the embezzlement of the stolen money. Those corrupt officials even took money from military expenses and funeral pensions, so it's only natural to use the stolen money."

Ming Langtao looked at her in disbelief, "Half of the stolen money was taken away by your man and used to build military defenses, and the stolen money from four states has not been brought back! With the money in my hand now, I can't support it." 10 people!"

Ming Lanying shook her head helplessly, "Then I can't help it, He Bai and the others should be on their way, just wait a little longer."

Ming Langtao now just wants to spread it on the ground in a decadent manner, "Why wait, grandma! It takes time to prepare food and grass. Now you tell me that you need to prepare food and grass for more than [-] people. How much money will it cost! I am just a Little magistrate, why do you still want to be a food and grass officer in the army!"

Ming Lanying smiled maliciously and said, "I have a solution, which is to see if you dare or not."

Ming Langtao looked up at her lazily, "What can I do?"

Ming Lanying stretched out her hand, and the deaf-mute maid behind her immediately held up an abacus. Ming Lanying waved her hand and waved away all the servants in the side hall, knocking on the abacus with one hand.

"The Palace can lend you 200 million taels of silver, and you can pay it back in three months, six months, one year, or two or three years."

Ming Langtao immediately backed up, and it was not difficult to repay what he had borrowed, what's more, he just didn't have enough funds to use at hand, and he could make up for it when the stolen money from subsequent house raids was in place.

"Borrow, pay back in three months!"

The smile on Ming Lanying's Mingyan face deepened, "Yes, but I have to pay back 10 taels of silver every month."

"Huh?" Ming Langtao looked at her in astonishment.

Lending money here is legal. There have been money lenders in all dynasties. The royal relatives have excess assets and can also lend money to help others overcome difficulties. The interest rate is also stipulated by the Ministry of Rites, but now few people have the need to borrow money for working capital. , so there are few moneylenders.

He didn't expect to meet a moneylender. Although Ming Lanying's interest rate was reasonable, what made him unbelievable was that they were all his own people, but they still charged interest rate!

"Sister Lanying, we are our own people, and we all spend money for the food and grass of the military camp. This Lijin?"

Ming Lanying smiled and said: "I know, then I'll give you another discount. The monthly profit is only 8 taels, which is the lowest price!"

Ming Langtao's eyes widened, and Ming Lanying said casually: "Don't be so surprised! There are borrows and repayments, and it's not difficult to borrow again. The 200 million silver is not a small amount, and there is not much cash in the palace. I lent it to you because of my own face."

If it was 20 taels, Ming Lanying would not care about the interest, but the loan was 200 million taels, which was not a small amount. She never talked about feelings in front of large amounts of money.

Talking about feelings, my heart is calm.

200 million taels, to be paid off in three months, and only [-] taels of interest was collected every month, Ming Lanying felt that it was a loss.

Ming Langtao pointed at her with trembling fingers, and said sadly: "So you are the profiteer who even wants to make money from the people next to him!"

Ming Lanying patted the table, "What are you talking about! What do you mean earning money from the person next to you? I just charge a reasonable fee. Isn't it normal for rich people to pay?"

"Don't tell me you want me to pay this money for nothing? Two million taels of silver! All the savings in the past few years have been taken out, and hundreds of people in the palace need to eat. I'm not a good person!"

If the country is in trouble, she also has money on hand, and she will contribute for free if she can help, but not now!
Ming Langtao squinted his eyes and thought about Ming Lanying's words, trying to take advantage of it, "I didn't let you pay it for nothing, I just waited until the next batch of stolen money arrived, so I could pay you back, why do I need to charge a profit? We are just a turnover, It’s just an urgent need!”

"Do you think you only need to raise money to buy food and grass and you'll be fine?" Ming Lanying snorted coldly. There are more than [-] military salaries, which one does not need money, the stolen money of those corrupt officials can certainly make up for these shortfalls, but can you make up for it all in one go?"

No matter how efficient Hebai and Shan Zhao are, it is impossible to bring back all the house raids and settlements of the remaining county magistrates in the four states within a month. It will affect the speed of copying.

The frontier is vast and sparsely populated, and the remaining four prefectures are relatively far away. He Bai and his party will spend seven or eight days going back and forth at full speed, and it will take about ten days to go back and forth to capture the escaped officials and bring back the escorted officials and the stolen money.

The follow-up stolen money did not make up so quickly, the magistrate's government did not have so much money to make up, and the emperor's replacement money did not arrive so quickly.

But neighboring countries don't know when they will launch a surprise attack, and it is imperative to prepare in advance, and borrowing from those with money at hand is the best choice.

In particular, Ming Lanying was able to borrow 200 million yuan in silver as soon as she made a move, and half of the military expenditure was contracted, and she only needed to pay it back in three months.

It's only been three months, the stolen money will definitely be in place, and the emperor's replacement military expenses will also be in place.

Thinking about it this way, it seems that the [-] interest rate is not so unacceptable, it is lower than the standard interest rate of the national service!
Ming Langtao thought about it, and felt that three months was a bit long, "Sister Lanying, is it okay to divide it into two months?"

Ming Lanying nodded, "Sure! A monthly profit of [-] yuan."

Ming Langtao made the calculations, felt that enough was enough, gritted his teeth and nodded, "Okay!"

Ming Lanying smiled and took out the deed that she had just prepared, "Then sign it and make a deposit!"

Ming Langtao picked up a pen and signed the big characters, and only after he pressed his fingerprints did he realize that something was wrong.

"That's not right! Why do I need to figure out a solution for military expenses! Shouldn't this borrower be Ye Juelu!"

Ming Lanying accepted the contract with a smile, "Isn't this a temporary money and food official for you to temporarily manage the stolen money? You are still a powerful magistrate. Of course I will talk to you. Don't worry, I lost money and you made money."

Ming Langtao took a deep breath, "The idea is all on the people around me!"

"Feelings and money are two different things. I almost emptied all the funds of the palace."

It's just a small profit, but Ming Lanying is still in a good mood.

"It takes time for a new official in Kyushu to become familiar with the affairs. Coupled with the impact of the border war, the frontier fortress may not have much income in the past two years. There are still hundreds of people in the palace to support. I can't let the people in the palace drink Northwest. Wind!"

"Besides, 200 million taels will be paid back in two months. Our palace has to greatly reduce expenses in the past two months, and we have to save money to get back 20 taels of profit. It's a big loss."

Ming Langtao was speechless, and when Ye Juelu came back, he heard that Ming Langtao had borrowed money from her as a money and grain officer and magistrate, so he was in a delicate mood and didn't say anything.

Ming Lanying is not a benevolent person, and she doesn't have so much money to burn at will. It is because of the military expenses that she spends three-quarters of the working capital of the palace. Otherwise, she would be more willing to invest the money in the big restaurant opened by shopkeeper Li.

The corrupt officials' homes were ransacked, the stolen money was confiscated, and it was secretly transported to Ming Langtao's prefect's government office, and it could not be used directly on the surface.

It was claimed that the emperor’s new military expenditures had not yet arrived, and the neighboring countries were staring at it and it was not safe. King Yanbei paid out of his own pocket to build the city wall with the military expenditures from his family property. The people and more than [-] soldiers were all moved.

He didn't take all the hearts of the people on himself, and he didn't forget to promote a good reputation for the emperor, so that the people and soldiers felt that the emperor valued every citizen.

Arresting corrupt officials, ransacking homes, filling loopholes with stolen money, and buying people's hearts, Ye Juelu quickly gained a foothold in the frontier.

Overhead background, lending is possible, and there is a legal interest policy_(:з」∠)_