above the point of the knife

Chapter 44 A Match Made in Heaven (Please collect, ask for a monthly pass!)
Cafe Lucia, Station Street.

As soon as you hear the name, you know that this store is opened by Russians, and the owner is a Russian woman in her 30s.

Such rich Russian women are generally called "Madam", which means "rich wife" in Russian.

Yuan is a frequent visitor to the coffee shop, but now he prefers to drink tea. For Chinese, tea is more suitable.

Therefore, Zhou Sen used to go to cafes almost every day, but now he seldom goes there. However, Bingcheng is the largest city in the Far East after all, and there are many foreigners living here, so there is no shortage of cafes.

Basically, on the bustling streets every day, you can see two or three cafes, sometimes called tea shops.

The name is also very random.

Since he was a regular customer, Zhou Sen was recognized as soon as he entered the door, and the young waiter came up to greet him warmly: "Master Zhou, what would you like to drink today?"

"As usual, I've made an appointment with someone to talk about, and give me a quiet place." Zhou Sen ordered, the taste of the original body should not change much.

"Okay, you come with me."

The waiter found him a booth in the corner. There are no boxes here, and they are all open booths, but there are also some booths that are relatively private. If two people talk, as long as they talk in a low voice, they will not be heard. disturb.

"Thank you."

The waiter served a cup of latte, and after sitting for a short while, Zhou Sen finally saw a woman who wrapped herself up come in.

The waiter came forward to ask, she shook her head slightly, gestured, the waiter nodded slightly, and when she took a closer look at the hall, she finally saw Zhou Sen in the corner.

With his head down, he walked over.

It was the first time for Bai Yulan to go out like this. She didn't want to come, but she couldn't hold back after that. It felt like a married woman who secretly came out to date her lover.

Obviously her husband had died a long time ago, even if she was looking for a lover, she would be upright and not afraid of being talked about.

But her ideal man should be someone slightly older than her, who is mature and stable, and Zhou Sen, who is too unstable and even a little elusive, she instinctively rejects him.

Women, you only know what you want after experiencing it.

It's too cold in the ice city this season, and she wraps herself up too much in the street, so she won't attract too many people's attention.

"I ordered a cup of latte for you, and the temperature is just right for you now." Seeing Bai Yulan's appearance, Zhou Sen almost couldn't laugh out loud, but he could understand that if she showed her true colors, people would definitely recognize her, then But it became big news that caused a sensation in the ice city.

Their relationship is not yet known to the outside world. (The eavesdroppers probably knew about it, and they didn’t dare to say it outside. That would be tantamount to exposing themselves.)

"How did you know I like lattes?"

Zhou Sen chuckled. Could it be that he had smelled it before, but why did it sound like the tone of a girlfriend and boyfriend who were having a fight: "Ask you out and help me see something."

After speaking, Zhou Sen took out a black leather bag, took out all the documents and materials inside, and handed it to Bai Yulan.

Bai Yulan took it suspiciously, opened the seal of the kraft paper, took out the documents inside, flipped through a few copies at random, and asked in surprise, "Where did these things come from?"

"Of course it belongs to my family, you don't even know who I am?" Zhou Sen asked back.

"I know, this is your adoptive father's property, what do you want to do?" Bai Yulan asked in a nervous voice.

"Help me figure it out, how much money can I loan these things to the bank?"

"Zhou Sen, don't you want to use these mortgages to give me money?" Bai Yulan was so smart that she understood right away.

"What do you mean by giving it to you? I call it investment!" Zhou Sen corrected.

"But you know, the crisis of the Ningxiang Hall, the money is very likely..."

"It's nothing, right." Zhou Sen chuckled, "I know, but I believe in your ability, so I plan to gamble on you."

"You, you, this is crazy!" Saying that, Bai Yulan was about to stand up and leave. Although she didn't like Zhou Sen, she still had a bottom line.

"Sit down, listen to me, actually, I can easily take out your 30 yuan without mortgage, but, like you, I also encountered trouble." Zhou Sen gave a soft drink, motioning Bai Yulan to sit down.

At this moment, he is even more convinced that Bai Yulan is a good partner to cooperate with and invest in. This woman has a bottom line and is much more reliable than many men.

Bai Yulan frowned, but sat down anyway.

"These things are worthless in my hands. It's better to mortgage them and take out the money to help you. I know that 30 is just the minimum for you, and it may be far from enough, but I don't know much about these things. , if you take it directly to the bank as a mortgage, I'm afraid they will lower the price, so I came to you to help me take a look." Zhou Sen explained.

"These are all the painstaking efforts of your adoptive father Anthony. You just mortgaged them like this. How do you explain?"

"A mortgage is not a sale. As long as I can pay back the money within the stipulated time, these things are still mine. Don't you have so little confidence in yourself?" Zhou Sen said, "Besides, my adoptive father Anthony is not here, and we I don’t know how to operate, and I can’t hold on to these things. Instead of being eaten away bit by bit, and now they are mortgaged, at least the money can still be in my hands.”

Bai Yulan understood more or less that Zhou Sen's adoptive father, Anthony, was not in Bingcheng, and he didn't care about the business. The company, factory, and store under his name had long been controlled by others, but he still held shares on the surface, and actually controlled Already replaced.

He mortgaged his equity to draw out a large sum of money, which means that he transferred the risk to the bank.

This does not affect his ownership of the company, because these are still in the name of his adoptive father, and he is the only legal heir.

This trick is really brilliant.

Bai Yulan couldn't help admiring this swinger, for having such a mind and decisiveness.

Bai Yulan looked at the documents one by one, and finally closed them and said: "According to my estimation, the total of these equity and shares is about 300 million yen, but the bank's calculation will be more accurate, but it will not exceed 300 million yen. Wan, according to the current mortgage rules, you can only lend at most 70.00%, which is about 200 million, but you are not Mr. Anthony himself, and the bank will definitely use this as a reason to reduce your mortgage loan amount, so as to reduce them risk, I estimate that if you can lend 150 million, it will be great."

"150 million, that's fine. If someone robs the company, I won't get a single cent." Zhou Sen chuckled, and Akiyama said that Anthony's father died while performing a mission, and that the hypocrite Ivanovic also paid for it. Showing a hypocritical face, he did so in a disguised form to preserve Papa Anthony's property.

He really can't think of a better way to fight Ivanovic now.

Moreover, even if his relationship with Bai Yulan was exposed, and he mortgaged Papa Anthony's shares to the bank and gave the money to Bai Yulan for turnover, at most he would only end up with the reputation of a prodigal son who "became a beauty in a rage".

Fame means nothing to him.

It's better than being a "traitor".

"With such a large mortgage, which bank do you plan to go to?" Bai Yulan asked.

"Such a large sum of money cannot be accommodated by one bank. Banks need to diversify risks, so I am going to find two more banks. You have visited a lot of banks these days. Can you give me a suggestion?" Lord, with Bai Yulan's understanding of banks, it definitely surpasses him.

"I'll recommend three banks to you, and then help you sort out these mortgaged equity documents. You can talk about it, and you may be able to mortgage a considerable amount of money."

"Would it be a little less for the three families? On average, one family needs a loan of 50 yuan?"

"If you want to get it done as quickly as possible, it's best to go to as few banks as possible, lest someone will interfere with it, and you won't be able to mortgage even if you want to." Bai Yulan said, although he didn't know Zhou Sen's plan. Whatever the situation, but what happened to her is an illustration.

"Well, you're right. This matter has to be resolved quickly, and there should be no delays. Okay, I'll listen to you." Zhou Sen changed his mind, "Otherwise, why don't you go with me?"

"How can I go with you..."

"Come with me and help me as a consultant. You can stay outside and not go in. After we finish talking about one family, we will go to the next one!" Zhou Sen patted the table lightly and said, "That's it!"

"Zhou Sen, if I'm like this, how can I go with you? What if someone recognizes me?" Bai Yulan was in a hurry. If people saw her with Zhou Sen, it would be the end of her life.

"If you are like this, who else can recognize you?"

"But, this won't work..." Bai Yulan was really anxious, she came out alone, without even bringing Axiang, she just didn't want people to know that she came to see Zhou Sen.

Zhou Sen sized it up, and a thought popped into his mind, if this Bai Yulan was dressed in men's clothing, it would look good.

"You wait for me here, you are not allowed to leave, otherwise, I will go directly to the newspaper and announce our relationship to the public!" Zhou Sen stood up, threatened, and then hurried out.

Bai Yulan was angry and impatient, this rascal, I knew a long time ago that I wouldn't come!
About ten minutes later, Zhou Senyou came in, took Bai Yulan and walked outside. An ordinary small carriage was parked at the entrance of the cafe.

The driver was Wu En.

After getting into the car, Zhou Sen told Wu En: Let's go.

"Zhou Sen, where are you taking me?" Bai Yulan wrenched her hand from Zhou Sen's and asked angrily.

"Same record."

"What are you going to do with me?"

"Of course I'm shopping for clothes, why not go there?" Zhou Sen said, Tongji Shopping Mall is the right clothing, shoes and hats shopping mall in Bingcheng, leading the fashion of Bingcheng.

"Stay in the car and don't move, wait for me for a while, and come back right away!" Zhou Sen told Bai Yulan when he arrived at Tongji, and got out of the car by himself.

Bai Yulan didn't know what Zhou Sen was up to, but she still obeyed him and didn't get out of the car. It took about half an hour.

Only then did Zhou Sen get into the car with several bags in his hand.

"I bought them for you. Put them on so that others won't recognize you." Zhou Sen put down the bag, closed the door and came down.

There were curtains on the carriage, and as long as they were closed, they couldn't see what was going on inside. Zhou Sen smoked a cigarette, and the carriage door was pushed open from the inside.

A handsome young man came down, and Zhou Sen was stunned. Compared with her, he was far behind.

"Does it look good?"

"Looks good." Zhou Sen nodded, with Bai Yulan's looks, how could she not be good-looking, unless that person is blind.

"Do you like it?" Bai Yulan blinked her eyes and sent her a look.

Zhou Sen shuddered all over, and blurted out: "I like it."

"Men really don't have a good thing!"

"Yulan, I think the two of us are a match made in heaven..."

(End of this chapter)