The leisurely life of farmers in mountain villages
Chapter 114 Funding Issues
Chapter 114 Funding Issues
As soon as chickens were added to the chicken farm, the savings of the Wang family plummeted.
There is no way, if you don't get some loans from the bank, Wang Shaodong is really going to die.
In 2003, in Luzhong City, it was relatively easy to get a loan to support agriculture. The six-month period loan interest was 5.02, and the subsidy for agriculture was 1 point. The actual interest was only 4.02.
Moreover, the farm in Taohualing Village is another poverty alleviation project listed in the county. The farm has already had contacts with the rural credit cooperatives, so the next step to get a loan should not be a big problem.
Wang Shaodong told Wang Fumin that he wanted to get a loan and how to do it, but he didn't discuss it with his father. All the plans had already been formed in his mind.
When the loan was repaid years ago, their family’s savings reached more than 70 yuan, and then they spent more than 3 yuan during the Chinese New Year. In the next year, they spent 20 yuan on chicken cage equipment and more than 14 yuan on chicken seedlings. , It cost more than 4 yuan to buy 2 tons of chicken feed, and more than 30 yuan for the flat land in Wujiayuzi. By the end of the year, the savings of the Wang family were less than [-] yuan.
The next step is to see that the project of the reservoir will be launched, and another 20 yuan will be spent in three months, and then the orchard of 56 acres of land will purchase cherry saplings.Based on the calculation of planting 11000 large cherry trees per acre, more than 8 cherries need to be planted in this 9-acre cherry orchard.Wang Shaodong observed that Labins cherries can bear fruit in two years, so he planned to plant Labins.The price of a sapling is [-] yuan, so when the saplings are planted in spring, it will cost another [-] yuan.
Originally, Wang Shaodong and his son were discussing about taking out a three-month loan, but after inquiring, they said that the interest on a three-month loan was the same as a six-month loan, and then Wang Shaodong planned to take a six-month loan.
For the first batch of chickens, because the funds in hand were limited, the money borrowed from the bank was a bit too much.
Wang Shaodong would not say that it was a random loan, and he had to calculate to see how much the loan was suitable for.If you borrow too much, there is no benefit at all. Instead, you will pay the bank interest for nothing.
On the 28th day of the first lunar month, Wang Shaodong took gifts, and then found Wu Youguang, intending to let him accompany him to the village.
In his previous life, Wang Shaodong was selling medical devices, and his clients were mainly medical institutions, as well as institutions with their own medical systems, such as the public security system and courts.
In his previous life, in order to promote his products, Wang Shaodong was very familiar with many people in the police in Gangcheng County at that time. In 2014, Wang Shaodong met a senior political and legal official in Gangcheng County through someone else's introduction. Later, he became friends and helped him a lot when selling products.
And now, in 2003, Zheng Shaogang, who was only 34 years old, was the mayor of Dazhai Township.
Wang Shaodong knows Zheng Shaogang's life history very well, but now if he wants to make friends with this person a year in advance, he must be introduced through the middleman Wu Youguang.
The head of a village may not look like a big official, but his position is important, and he is the hub connecting the village and the village.
There are fourteen administrative villages in Dazhai Township. The village chiefs of these fourteen administrative villages are very familiar with the heads of the township, and they also communicate with each other during the New Year and holidays.
For this matter, Wang Shaodong planned to find Zheng Shaogang, and then establish a good relationship with this person ten years in advance.
Hearing that the son of Wang Fumin from the village wanted to do something with the mayor, Wu Youguang, the village head of Taohualing Village, frowned and asked in a low voice, "Nephew, do you have anything to do with Mayor Zheng?"
Wang Shaodong frowned and said, "Grandpa, our family has so many chickens now that we can't make enough money. I want to ask Zheng Xiangchang to see if the government can come forward and guarantee some loans for us."
Wang Shaodong calculated that the remaining money in the family is less than 30 yuan, and the money should be reserved for investment in cold storage and orchards, while the chicken farm needs about 70 yuan in investment. The experiment of raising chickens with pine nuts on the other side of the mountain also requires a certain amount of funds, so a loan of 80 is still necessary.
"How much do you plan to borrow?" Wu Youguang was curious.
"80."
When building a chicken farm last time, the township applied for a loan of 80 yuan to Taohualing Village, and then the eight farmers distributed [-] yuan to each family.
Wu Youguang nodded, and then said: "Okay, let's go to Zheng Township Chief and see if he can help us find a solution."
Then, Wang Shaodong drove his Times light truck and took Wu Youguang to Dazhai Village where the Dazhai Township Government is located.
The township government was still very crude in 2003. Dazhai Township was the only town in Gangcheng County that didn't have a township government building.Dazhai Township is located in a remote area with no geographical advantages. The annual tax revenue is limited, and it is not easy to build a building.
What's more, everyone is now thinking that Dazhai Township will merge with Chengzipo Township to become the Aishan Sub-district Office, so there is no need for this Dazhai Township to build its own building.
The car was parked in the courtyard of Dazhai Township, but Wang Shaodong didn't take the gifts from the rear compartment.Wang Shaodong prepared two bottles of Moutai and a box of Zhonghua cigarettes for Zheng Shaogang.
"Bang bang bang!"
Wu Youguang knocked on the door of a bungalow in the township head's office that was written on the listing, followed by Wang Shaodong.
"Oh, old Wu, I was about to call you, but you ran here by yourself."
Zheng Shaogang looked up and saw that it was Wu Youguang, and hurriedly stood up to greet him.
The village head has no administrative staff, and it is not easy to restrain the township, and he has to point out this group of people to help him with work, so the township head is very polite to the village head in many cases.It is not an easy person in the village to be a village head.
"Major Zheng, this is Wang Shaodong, a villager from our village. We came to see you today because we have something important to trouble you."
Zheng Shaogang let Wang Shaodong and Wu Youguang into his office with a smile, and made tea and water for them himself.His office is as big as two rooms, and he is the only one working in the room. The desk is on the east side, and the west half of the room is arranged like a living room, with sofas and coffee tables.
"Old Wu, let me tell you the good news first. Go back and tell the person in your village who plans to build a reservoir. The procedures are all done. And..."
"Coincidentally, Chief Zheng, this is the son of Wang Fumin, a villager who plans to build a reservoir in our village. We also came today to trouble you."
Zheng Shaogang frowned when he heard this, and turned to look at Wang Shaodong: "What's the trouble? Could it be that your family is not planning to build a reservoir?"
"No, no, Township Chief Zheng, we will definitely repair the reservoir, as long as you contract the reservoir to our family."
"Don't worry about this. The reservoir has been repaired, and everyone in our village supports it. The 30-year contract has been prepared for you, and it's just waiting for you to sign it. But, what are you looking for?"
"It's like this. Our farm doesn't have enough money to buy chickens. I'm going to ask the government to see if they can guarantee us 80 yuan?"
Zheng Shaogang frowned, and then said: "Well, wait a minute, I'll call and ask."
(End of this chapter)
As soon as chickens were added to the chicken farm, the savings of the Wang family plummeted.
There is no way, if you don't get some loans from the bank, Wang Shaodong is really going to die.
In 2003, in Luzhong City, it was relatively easy to get a loan to support agriculture. The six-month period loan interest was 5.02, and the subsidy for agriculture was 1 point. The actual interest was only 4.02.
Moreover, the farm in Taohualing Village is another poverty alleviation project listed in the county. The farm has already had contacts with the rural credit cooperatives, so the next step to get a loan should not be a big problem.
Wang Shaodong told Wang Fumin that he wanted to get a loan and how to do it, but he didn't discuss it with his father. All the plans had already been formed in his mind.
When the loan was repaid years ago, their family’s savings reached more than 70 yuan, and then they spent more than 3 yuan during the Chinese New Year. In the next year, they spent 20 yuan on chicken cage equipment and more than 14 yuan on chicken seedlings. , It cost more than 4 yuan to buy 2 tons of chicken feed, and more than 30 yuan for the flat land in Wujiayuzi. By the end of the year, the savings of the Wang family were less than [-] yuan.
The next step is to see that the project of the reservoir will be launched, and another 20 yuan will be spent in three months, and then the orchard of 56 acres of land will purchase cherry saplings.Based on the calculation of planting 11000 large cherry trees per acre, more than 8 cherries need to be planted in this 9-acre cherry orchard.Wang Shaodong observed that Labins cherries can bear fruit in two years, so he planned to plant Labins.The price of a sapling is [-] yuan, so when the saplings are planted in spring, it will cost another [-] yuan.
Originally, Wang Shaodong and his son were discussing about taking out a three-month loan, but after inquiring, they said that the interest on a three-month loan was the same as a six-month loan, and then Wang Shaodong planned to take a six-month loan.
For the first batch of chickens, because the funds in hand were limited, the money borrowed from the bank was a bit too much.
Wang Shaodong would not say that it was a random loan, and he had to calculate to see how much the loan was suitable for.If you borrow too much, there is no benefit at all. Instead, you will pay the bank interest for nothing.
On the 28th day of the first lunar month, Wang Shaodong took gifts, and then found Wu Youguang, intending to let him accompany him to the village.
In his previous life, Wang Shaodong was selling medical devices, and his clients were mainly medical institutions, as well as institutions with their own medical systems, such as the public security system and courts.
In his previous life, in order to promote his products, Wang Shaodong was very familiar with many people in the police in Gangcheng County at that time. In 2014, Wang Shaodong met a senior political and legal official in Gangcheng County through someone else's introduction. Later, he became friends and helped him a lot when selling products.
And now, in 2003, Zheng Shaogang, who was only 34 years old, was the mayor of Dazhai Township.
Wang Shaodong knows Zheng Shaogang's life history very well, but now if he wants to make friends with this person a year in advance, he must be introduced through the middleman Wu Youguang.
The head of a village may not look like a big official, but his position is important, and he is the hub connecting the village and the village.
There are fourteen administrative villages in Dazhai Township. The village chiefs of these fourteen administrative villages are very familiar with the heads of the township, and they also communicate with each other during the New Year and holidays.
For this matter, Wang Shaodong planned to find Zheng Shaogang, and then establish a good relationship with this person ten years in advance.
Hearing that the son of Wang Fumin from the village wanted to do something with the mayor, Wu Youguang, the village head of Taohualing Village, frowned and asked in a low voice, "Nephew, do you have anything to do with Mayor Zheng?"
Wang Shaodong frowned and said, "Grandpa, our family has so many chickens now that we can't make enough money. I want to ask Zheng Xiangchang to see if the government can come forward and guarantee some loans for us."
Wang Shaodong calculated that the remaining money in the family is less than 30 yuan, and the money should be reserved for investment in cold storage and orchards, while the chicken farm needs about 70 yuan in investment. The experiment of raising chickens with pine nuts on the other side of the mountain also requires a certain amount of funds, so a loan of 80 is still necessary.
"How much do you plan to borrow?" Wu Youguang was curious.
"80."
When building a chicken farm last time, the township applied for a loan of 80 yuan to Taohualing Village, and then the eight farmers distributed [-] yuan to each family.
Wu Youguang nodded, and then said: "Okay, let's go to Zheng Township Chief and see if he can help us find a solution."
Then, Wang Shaodong drove his Times light truck and took Wu Youguang to Dazhai Village where the Dazhai Township Government is located.
The township government was still very crude in 2003. Dazhai Township was the only town in Gangcheng County that didn't have a township government building.Dazhai Township is located in a remote area with no geographical advantages. The annual tax revenue is limited, and it is not easy to build a building.
What's more, everyone is now thinking that Dazhai Township will merge with Chengzipo Township to become the Aishan Sub-district Office, so there is no need for this Dazhai Township to build its own building.
The car was parked in the courtyard of Dazhai Township, but Wang Shaodong didn't take the gifts from the rear compartment.Wang Shaodong prepared two bottles of Moutai and a box of Zhonghua cigarettes for Zheng Shaogang.
"Bang bang bang!"
Wu Youguang knocked on the door of a bungalow in the township head's office that was written on the listing, followed by Wang Shaodong.
"Oh, old Wu, I was about to call you, but you ran here by yourself."
Zheng Shaogang looked up and saw that it was Wu Youguang, and hurriedly stood up to greet him.
The village head has no administrative staff, and it is not easy to restrain the township, and he has to point out this group of people to help him with work, so the township head is very polite to the village head in many cases.It is not an easy person in the village to be a village head.
"Major Zheng, this is Wang Shaodong, a villager from our village. We came to see you today because we have something important to trouble you."
Zheng Shaogang let Wang Shaodong and Wu Youguang into his office with a smile, and made tea and water for them himself.His office is as big as two rooms, and he is the only one working in the room. The desk is on the east side, and the west half of the room is arranged like a living room, with sofas and coffee tables.
"Old Wu, let me tell you the good news first. Go back and tell the person in your village who plans to build a reservoir. The procedures are all done. And..."
"Coincidentally, Chief Zheng, this is the son of Wang Fumin, a villager who plans to build a reservoir in our village. We also came today to trouble you."
Zheng Shaogang frowned when he heard this, and turned to look at Wang Shaodong: "What's the trouble? Could it be that your family is not planning to build a reservoir?"
"No, no, Township Chief Zheng, we will definitely repair the reservoir, as long as you contract the reservoir to our family."
"Don't worry about this. The reservoir has been repaired, and everyone in our village supports it. The 30-year contract has been prepared for you, and it's just waiting for you to sign it. But, what are you looking for?"
"It's like this. Our farm doesn't have enough money to buy chickens. I'm going to ask the government to see if they can guarantee us 80 yuan?"
Zheng Shaogang frowned, and then said: "Well, wait a minute, I'll call and ask."
(End of this chapter)
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