Daming: Old Zhu, we agreed not to rush!

Chapter 372 Liu Bowen’s true words

In the house of Uncle Chengyi.

Zhu Yuanzhang and Liu Bowen were recounting the contents of Su Jing's course.

It was obviously Su Jing who taught Zhu Xi the course, but now it has changed hands several times.

Liu Bowen listened very carefully, and he always attached great importance to the courses taught by Su Jing.

After talking for more than an hour, I finally finished.

Lao Zhu's throat was a little dry, and his spit was almost dry.

There was no tea on the table at this moment. Lao Zhu was about to ask Liu Bowen for a glass of water, but found that Liu Bowen was completely immersed in thinking at this moment.

After thinking for a moment, Lao Zhu did not choose to disturb Liu Bowen.

At this moment, he really felt what Zhu Xi felt when he talked to him yesterday, and his throat was really dry.

But Lao Zhu is different from Zhu Xi after all. Even in this Uncle Chengyi's Mansion, he is still the master!
So Zhu Yuanzhang got up directly to find water to drink.

It took about half a stick of incense to wait until Zhu Yuanzhang came back and found that Liu Bowen was still immersed in thinking.

"I see, the relationship between gold, silver and banknotes is like this... Banks play such an important role... Reserves are really an excellent system, but it's a pity that there is no possibility of implementation..."

Liu Bowen murmured in his mouth, quickly absorbing the content of Su Jing's course.

An unknown amount of time passed before Liu Bowen came back to his senses.

"Please forgive me, Your Majesty!"

Realizing that he had left Zhu Yuanzhang indifferent for a long time, Liu Bowen immediately knelt down to Zhu Yuanzhang to apologize.

Zhu Yuanzhang waved his hand and said: "No need, we know Bowen you are unintentional, we are not so stingy."

"Thank you, Your Majesty, for your understanding."

Liu Bowen stood up and said.

Zhu Yuanzhang asked: "How is it? What this boy Su Jing teaches is all practical? If we want to issue banknotes, Bowen, do you have a way to solve the bank's problem?"

According to Su Jing, the emergence of paper money is a historical necessity.

So even if it cannot be released now, Lao Zhu is mentally prepared to release it in the future.

Liu Bowen bowed and replied: "Report to Your Majesty, I can't solve it."

"Ok?"

Zhu Yuanzhang frowned and said: "Bo Wen, Su Jing has talked about it in such detail. As long as there is such a bank, wouldn't the problem be solved? With your talent, isn't it enough to solve these problems?"

In Lao Zhu's opinion, Su Jing's explanation was detailed enough.

There is no doubt about Liu Bowen's IQ. This matter should be easily solved.

Liu Bowen raised his head and replied: "Your Majesty, Mr. Su has made it very clear. The issuance of banknotes requires banks to back it up to ensure the safety of funds, and banks need a reserve system to ensure the trust of the people. But because banks belong to the imperial court , the reserve fund is also under the jurisdiction of the imperial court, so this system only exists in name and cannot play an actual role, and the bank remains the same as the previous bank."

"So the old minister said that this matter cannot be resolved."

These words were Liu Bowen's explanation to Zhu Yuanzhang, but they were also his inner doubts.

Since Su Jing can explain it in such detail, he even uses the West as an example to talk about it.

This shows that this reserve system is by no means a mere whitewash, but a truly effective system.

However, no matter how Liu Bowen thought about it, he couldn't figure out how this reserve system could actually work.

If we talk about it in the West, the bank also belongs to the king, and the reserves are prepared by the king. The people cannot see the reserves. If the king wants to use them, who can know?
Out of his trust in Su Jing, Liu Bowen felt that there must be some inside story that he didn't know about, rather than Su Jing just talking nonsense.

"Then you should think carefully about the solution. If it doesn't work, you can ask Su Jing."

Zhu Yuanzhang said to Liu Bowen.

Because Liu Bowen truly felt that he had no nostalgia for power, Lao Zhu did not continue to want to "house arrest" Liu Bowen.

It would not be a big problem for Liu Bowen to communicate with Su Jing.

Liu Bowen was stunned and did not react for a while.

He has been 'idle' at home for several months. From the beginning he didn't understand and couldn't accept it, then he had no choice but to accept it, and now he's looking away.

He originally thought that Zhu Yuanzhang would not consider letting him go free for at least a short time, but he didn't expect that he would relent now.

"What's wrong, Bowen, aren't you unhappy?"

Zhu Yuanzhang looked at Liu Bowen and asked with a frown.

Liu Bowen immediately knelt down and said, "Thank you for His Majesty's grace. Bowen bursts into tears with gratitude!"

This made Zhu Yuanzhang lose face.

Everyone knew about his "house arrest" of Liu Bowen, but they did not put it out in the open.

Now that Liu Bowen is so grateful and crying, he clearly made the previous matter clear.

"Bowen, I didn't do anything. Why are you doing this? Get up quickly."

Zhu Yuanzhang immediately pulled Liu Bowen up.

Liu Bowen was just sensible and immediately regained his composure after expressing his gratitude.

"Your Majesty, I want to return to Qingtian to retire, please allow your Majesty."

Liu Bowen directly made this request to Zhu Yuanzhang again.

If before I was disheartened and went home to retire, now I am disheartened and go home to study.

Zhu Yuanzhang frowned and looked at Liu Bowen.

Regarding the matter of returning to Qingtian for retirement, he could be said to have had calluses on his ears just hearing Liu Bowen talk about it.

Almost every time I see Liu Bowen I hear him mention it.

"Bowen, are we just going to make you displeased?"

Zhu Yuanzhang said with a somewhat angry expression.

Liu Bowen immediately said: "Your Majesty has misunderstood. The old minister is just old and frail, and misses his family in his heart. Now that the Ming Dynasty is strong, there is no need for the old minister to do anything, so the old minister now wants to go home to take care of himself, and cultivate an acre of thin land every day. Work from sunrise to sunset, eat some simple meals and read some idle articles."

"You really have enough leisure, and you have thought about your retirement life so clearly."

Zhu Yuanzhang said calmly: "However, the Ming Dynasty still needs you, Bowen."

If this had happened before, Lao Zhu might have really agreed.

Just let Liu Bowen go back.

But now, he feels that Liu Bowen is still needed above the Ming Dynasty.

Ming's external troubles were temporarily alleviated, but its internal worries needed to be resolved.

Just relying on Zhu Biao alone is not enough.

Originally, the candidate was Su Jing, but Su Jing was like a stone in a latrine, smelly and hard, and couldn't survive at all.

In Lao Zhu's mind, Zhu Biao's proposal naturally came to mind.

Let Liu Bowen return to the position of censor Zhongcheng. Only Liu Bowen can shoulder the responsibility of supervising all officials.

Since Liu Bowen left the court, the power of the Huaixi Group has continued to expand, and messy things have occurred frequently.

Zhu Yuanzhang tolerated even small things.

But now, small things are gradually becoming bigger.

It's not that Lao Zhu hasn't thought of ways, and Yang Xian is one of them.

It's a pity that Yang Xian is not very useful and loses his original intention as soon as he has power.

There are really only a handful of officials like Liu Bowen who are in high positions but can always keep themselves clean.What Zhu Yuanzhang fears most is that his former brothers are obviously successful and famous, but they are unwilling to restrain themselves.

When it really gets out of hand, the solution will definitely not be as simple as saying nice things.

"Your Majesty, the veteran is old and is no longer suitable to join the court. Moreover, the veteran has also heard that Li Shanchang seems to be retiring."

Liu Bowen was such a person, Zhu Yuanzhang could see through his thoughts at a glance.

So before Lao Zhu could say anything, he had already blocked Lao Zhu's mouth.

Let me first explain the objective reasons. I am old and don’t have so much energy. Let’s talk about the other core reasons. Li Shanchang wants to retire.

As the two leaders of Huaixi Group and Zhedong Group, they must be bound together.

He retreated first, and Li Shanchang also retreated. What would happen if he went back again?

"Bowen, Bowen, no matter what time, you always see things so clearly."

Zhu Yuanzhang sighed.

Even if he wanted Liu Bowen to go back as Yushi Zhongcheng, this reason made him unable to express it.

Because Liu Bowen completely considered the pros and cons for him from his perspective.

The balance of the court is very important to an emperor.

"Your Majesty is wise, this veteran has only a few skills and is not worth mentioning."

Liu Bowen said very respectfully.

"Okay, stop complimenting us, it's so boring."

Zhu Yuanzhang shook his head and said: "As for you returning to Qingtian to retire, I can't agree to it."

Liu Bowen immediately said: "I wonder if there is anything else your Majesty needs the veteran to do? It should still be related to Mr. Su."

"Yes, you are quite right."

Zhu Yuanzhang nodded and said: "I do have an idea about how to arrange this kid Su Jing, but I need someone to tell him, and you, Bowen, are the best candidate."

Liu Bowen paused and said, "Your Majesty, please tell me what you need me to do? What arrangements are there for Mr. Su?"

The cautious Liu Bowen did not agree to Zhu Yuanzhang at the first time.

When it comes to Su Jing, Liu Bowen still feels a lot of guilt in his heart.

It’s better to ask clearly before talking about it.

"Humph!"

Zhu Yuanzhang snorted coldly and said: "Liu Bowen, what do you mean by this? Others just turned to Su Jing, but you, Liu Bowen, turned to him too? In your eyes, do I think you are such a mediocre person?"

In the palace, Lao Zhu had experienced firsthand the favoritism shown by his wife and daughter towards Su Jing.

He really didn't expect that when he arrived at Liu Bowen's place, he would have to experience it again.

Liu Bowen replied: "Your Majesty has misunderstood. I just think that Mr. Su is a determined person. If it is something that cannot be done, it is better not to waste time."

"I don't want to deceive Your Majesty. I promised Your Majesty but couldn't do it. Wouldn't that be the crime of deceiving the Emperor?"

Liu Bowen could still speak. After these words, Zhu Yuanzhang felt much better.

Zhu Yuanzhang nodded slightly and said: "What you said, Bowen, is not a big problem, so let's talk to you."

……

Lishui County.

Ping An Rice Store's discount sales are still continuing, with waves of customers coming in one after another.

Wang Jiafu himself was in front of the counter and greeted the customers cordially, not only with discounts, but also with a comfortable attitude.

Just talking about business, Shopkeeper Qian is indeed no better than Wang Jiafu.

However, Wang Jiafu looked very happy on the surface, but in fact he was not very happy inside.

Now he is Su Jing's bait, used to fish out those shopkeepers who harbor disloyal intentions.

Of course, Wang Jiafu knew very well that the other shopkeepers were not as naive as Shopkeeper Qian. They were all old foxes and difficult to deal with.

So now he is working very hard. He knows very well that many of the people watching around him are spies sent by the shopkeepers.

"Come and take a look. Ping An Rice Store solemnly promises that if there is any problem with the rice, we will refund one for three and we will never regret it!"

Wang Jiafu shouted hard, and various slogans emerged one after another.

He secretly learned all of these from Su Jing, and they are extremely smooth to use.

Ping An Rice Shop sold a large amount of rice, and it looked like it was prosperous and joyful.

As for Su Jing, he was reading to the workers on the dock at the moment.

That's right, Su Jing's life is a little boring now that there are no students around to study, and her habit of coming here to tell stories is back.

"Let's talk about the group of people who were searching for scriptures in the Western Heaven. After going through eighty difficulties, they finally came to the Paradise of Paradise in the Western Heaven. They obtained the scriptures and returned to the Tang Dynasty. But as soon as they left, Tathagata Buddha calculated that the master and the disciples were still one year behind. Difficulties, 81 disasters are the total disaster, we have to make up for it..."

Su Jing spoke vividly, and the onlookers were also very fascinated.

Among these people, there are naturally spies from the shopkeepers.

They have to control the performance of Wang Jiafu and Su Jing.

However, now Wang Jiafu and Su Jing seem to be doing their own things and have no intention of confronting each other.

In other words, Su Jing, the owner, had no countermeasures against Wang Jiafu's independent behavior.

"What do you mean, my boss? Are you letting Wang Jiafu go like this?"

"Now the name of Ping An Rice Store is becoming more and more famous. If this is not dealt with, I'm afraid it will be a big problem."

"Is the boss really going to let Wang Jiafu go out on his own?"

"My boss disappeared for a few months. Has his temper changed when he came back?"

"Should I respond and see how my boss reacts?"

……

Various speculations were circulated among many shopkeepers, and people's hearts were in a state of flux.

There is no way, if Wang Jiafu's matter really comes to pass, it means that they can learn from his example.

There is a huge difference between working for yourself and working for others.

Moreover, the profitability of all Su Jing's shops is amazing.

Although the salaries of their shopkeepers are very generous, compared to the revenue of the shop, it is very average.

No one is unmoved in front of money.

If there is, there isn't enough.

Interest is the most attractive thing, and Su Jing's current inaction is provoking their hearts.

However, after all, Su Jing is the boss, and this prestige is so strong that even if someone is interested, they still have to wait and see.

At least, they have to wait until Su Jing collects the bill.

The rule for collecting accounts is that one quarter is three months. When the quarter comes, Su Jing will check the books and collect the profits.

Normally, the boss collects accounts once a month, but Su Jing has too many shops, so it is once every three months.

The day to collect the bill is not far away now.

Everyone wants to wait.

(End of this chapter)