Established a thousand-year family from the end of Qin Dynasty

Chapter 433

When Wang Xizhi was practicing calligraphy, a small fishing village in Shan County.

"Why are there so few goods this year?" Merchant ships from the Taoyuan Guild came here as usual to conduct population trade with local powerful rangers in Shan County.

"The new county magistrate is very strict. There is no other way. I have tried my best to get these hundreds of people." The leader of the Ranger Gang in Yan County shook his head and sighed. They have been abducting and trafficking people for several years, and they have made a fortune from this business.

The trafficked people are mainly vagrants and rural people. It is difficult for the government to trace the household registration of these people. Even if they are found, they don't know where they went.

In Hu County, the selling price of an adult male is only 3000 renminbi, and after being transported to the Spice Islands by merchant ships of the Taoyuan Guild, the price of selling it to the local plantation owner is 10000 renminbi.

Although the government of the State of Yan conducts population trade in the Central Plains at a price of 2000 yuan every year, the price of reselling it to the guild is 5000 yuan. region to find partners.

Since Yan Guo's five baht coins have enough weight, both parties to the transaction use Yan Guo's five baht coins instead of the Jin country's five baht coins of Dajin. Following the example of the five baht coins of the Central Plains, tooth saws are used on the inside and outside, and there are convex patterns on both sides.

Under such circumstances, if there is little re-melting, although the scale is small and it is not easy to be discovered, it will be a loss. If there is a lot of re-melting, the scale will be too large and it will be easy to be discovered by the Yan government.

After the transaction, Taoyuan Guild needs to pay 130 million Yanwu baht.

The leader of the fleet is the daughter of the president of the Taoyuan Guild. It was the first time she went to sea for cross-border trade, so she directly took out a [Monthly Ticket] and two [Day Tickets] for payment.

However, when the leader of the rangers in Yan County saw this [monthly ticket], he was taken aback for a moment, and then asked in puzzlement, "What is this? Shouldn't it be traded with Yan Wuzhu like before?"

"Miss, people from the Central Plains don't trade with money tickets." A middle-aged man on the Taoyuan merchant ship explained respectfully to the girl: "We can only use cash to trade with people from the Central Plains."

"Uh..." The girl was a little surprised. After all, it was her first time to conduct cross-border trade. Before doing large-scale commercial trade, she used money from Yandu Bank.

With the increase in the scale of transactions, Yan's commercial transactions cost millions or even tens of millions of baht every time, so it is very troublesome to continue to pay in cash as before.

In the past, the scale of commercial transactions was small, and you could do business directly with cash. Even if there were occasional large-scale commercial transactions, they were only temporary, and it didn't matter if it was a little troublesome occasionally.

But now that the frequency of large-scale commercial transactions is increasing, many city owners and guilds urgently need a new and more convenient transaction method.

Therefore, in order to facilitate business transactions, mainly to earn handling fees, three years ago, the government of Yan State established a savings institution called "Qian Zhuang" in Yandu.

Guilds and city owners can deposit their five baht money in [Yandu Bank], and then [Yandu Bank] will issue a "money deposit certificate" called [Money Ticket] to the "depositor". That is, to prove how much money you have saved in the bank at a certain time of a certain year, a certain month, a certain day.

According to the amount of money saved, it is divided into [daily pass], [monthly pass] and [annual pass].

If you save [-] yuan, you can get a "day ticket" at the bank.

If you save millions, you can get a "monthly pass" at the bank.

If you save tens of millions, you can get an "annual pass" at the bank.

One "annual ticket" can be exchanged for ten "monthly tickets" at the bank, and one "monthly ticket" can be exchanged for ten "day tickets" at the bank.

Each time you deposit no less than [-], you need to pay [-] as a handling fee for every [-] you deposit.

At present, those who can save money in the "Yandu Bank" are either nobles, wealthy businessmen, or both.

In commercial transactions, the payer only needs to issue his own [money ticket] instead of bringing too much and heavy cash. The payee can go to the "Yandu Bank" with the corresponding grade [money ticket] issued by the payer Exchange cash.

This kind of money note is essentially the same as the "Jiaozi" in the early Northern Song Dynasty. It is just a kind of deposit note that can facilitate large-scale commercial transactions.

With the development of the city's economy, there is a high probability that this kind of savings certificate used to facilitate commercial transactions will appear. It does not require any genius whimsy, and the most is a different name.

All systems are derived naturally along with the development of social economy and reality, rather than being created by the whims of some famous officials and celebrities.

Without the vigorous development of the urban economy in Yan State for hundreds of years, even if someone created money tickets in advance on the site of Yan State hundreds of years ago, no one would use them at all, and it would be impossible to promote them, because the urban economy at that time It's not developed enough, there aren't enough big business deals, people don't have a real need for money tickets, and even if you create them, no one will have the idea to use them.

Of course, the development of the urban economy does not necessarily prove that the people's living standards are high. Yan's urban economy is developing more and more, but the living standards of ordinary people are lower than they were decades ago.

This principle is also the same in the Northern Song Dynasty. The prosperity of the urban economy in the Song Dynasty does not completely prove whether the people in the Song Dynasty were happy or not. After all, the urban economy of Yan State is also developing very well, but which Yan State people would feel happy?
After realizing that the Central Plains does not recognize the Yan State's "Yandu Money Ticket" for the time being, the eldest lady of the Taoyuan Guild can only pay in cash.

Fortunately, the old men in the guild knew that cash could only be used for cross-border transactions, so they shipped a large amount of gold and copper coins in advance.

"Happy cooperation!"

The leader of the Ranger in Shanxian County did not check the exact amount of money on the spot. After all, he had traded with the Taoyuan Guild many times. Count slowly, so that Taoyuan Guild will go to the next stop to continue making money without delaying others.

Fifteen days later
Spice Islands (except for the Philippines, which is named the Fruit Islands, all other islands in Southeast Asia are collectively referred to as the Spice Islands by the royal family.)
Lanfang City (Pontianak)
The merchant ships of the Taoyuan Guild came to the port. Since the goods are people, they do not need to pay trade tax.

It is rainy and hot all year round here. The immigrants on the island, both men and women, wear thin clothes. The women wear a thin cloth and a pair of short-legged pants, and the men are naked from the upper body and only wear a pair of shorts.

Most of the local residents cut their hair short, because the climate is too hot and humid, and it is easy to breed lice and other insects and ants with long hair, which is unavoidable.

The construction of the city only started last year. Many barbarian slaves are moving stones, and many short black indigenous slaves are laying stone slabs for the city. Those Central Plains people with relatively high farming skills are pulling oxen and iron plows to cultivate rice fields in the distance. , the craftsmen were directing the slaves to build water conservancy facilities, and some soldiers were patrolling around to prevent the slaves from rebelling or fleeing.

Nine layers of Yan State soldiers are overseas to supervise land reclamation, and less than one layer is guarding Liaodong to guard against the invasion of the Central Plains and grasslands.

As soon as the Taoyuan Guild's slave ship arrived at Lanfang Port, those noble and rich businessmen who had just come to Lanfang City to cultivate plantations couldn't wait to surround Miss Taoyuan and ask the price of their slaves.

Even though the price of adult slaves in the Taoyuan Guild was as high as [-] yuan, the plantation owners were still very enthusiastic.

After the transaction, a planter who bought slaves handed over one [annual ticket] and three [monthly tickets] to the eldest lady of the Taoyuan guild, which means that he spent 300 million five baht to buy slaves, etc. After returning to Yandu, Taoyuan Guild can take these money tickets to Yandu Bank to exchange for cash, or directly use these money tickets to conduct large-scale commercial transactions with other guilds.

As for the nobleman who bought the slaves, he was a member of the royal council, that is, a member of the clan of the Yan Kingdom. Although he was a member of the clan of the Yan Kingdom, he did not have his own fief, so he ran all the way to the newly opened Lanfang City Cultivate a plantation and become a plantation owner. The newly reclaimed plantation requires a lot of labor.

(End of this chapter)