Rebirth is very troublesome

Chapter 191 Friendship is friendship, business is business

Xiao Haiyang and Xiao Ting walked into Yilin Cafe, Wei Yutong was leaning on the bar and looking at the two brothers and sisters.

Xiao Ting suppressed her inexplicable guilt, and hurried over to take Wei Yutong's arm.

"Sister Yutong, isn't my brother much more handsome?"

Wei Yutong touched Xiao Ting's head with a smile, and then said to Xiao Haiyang, "I heard that you are doing well in the American financial circle, why did you suddenly return to China?"

"The whole world knows that China is the most economically active place now!"

Xiao Haiyang casually sat on the high stool: "I am now the vice president of IDG Greater China, and I will go back to China to look for potential companies and see if there are any worth investing in."

Wei Yutong patted the countertop at the young lady at the bar, the girl's cheeks were already flushed looking at Xiao Haiyang.

"Make a cup of American Mocha and a cup of Caramel Macchiato!"

"oh oh!"

The young lady murmured in her heart: "So handsome, much prettier than that Wang Yu!"

"Didn't the National Internet Conference be held some time ago?"

Wei Yutong said with a smile: "Now the Internet is the hot spot, and the three BTA companies are worth investing in!"

"It's too late to enter now, they have all caught up with predators, how can they cooperate with a small shrimp like me?"

Xiao Haiyang didn't feel discouraged at all: "However, I have also noticed a few promising new stars in the industry, and they are following up!"

"With your ability, sooner or later you will not lose to those predators, and you can even become one of the predators yourself!"

"Thank you for your good words!"

Xiao Haiyang replied with a smile, then took the brewed coffee, and politely said thank you, which made the young lady jealous again.

"Still recruiting girls like this!"

Seeing this scene, Wei Yutong couldn't help laughing: "In the past few years in the United States, you have provoked little girls, right?"

"I talked about two of them, and one of them was a girl from the United States, but thinking about the attitude of the family, I knew it was definitely not going to work, so we split up later!"

Xiao Haiyang said with a smile: "At first, I still felt guilty. I felt sorry for the girl. I didn't expect that the other party was more open-minded than me. I hoped that I would invite her to the wedding when I got married."

"."

Xiao Ting covered her face at the side, really worried for her brother, why did she keep bringing up her love history?
According to her thinking, in this respect, her elder brother is really not as good as Wang Yu, a "rogue", and the little princess she is so proud of has been entangled by him.

If Xiao Haiyang has this ability, he will be able to marry Sister Yutong by the end of the year.

At this moment, the emperor is really not in a hurry, and the eunuch is anxious to die.

"I heard Ou Jun talk about you yesterday, I really didn't expect Naixue to be founded by you!"

Xiao Haiyang sighed: "Venture capital is very optimistic about Naixue. Yutong now, do you have any idea of ​​operating Naixue to go public?"

Wei Yutong looked at Xiao Haiyang with a smile, and said after he finished speaking: "I have this idea, but Naixue is not mine alone, there is another person who occupies 41% of the shares!"

"Actually, you, Ou Jun and Tang Ziwei together account for more than 59% of the shares. If you make any decision, Ou Jun will definitely support you!"

"is it?"

Wei Yutong shook his head and said, "Ask Ou Jun when you have time, he doesn't necessarily think so!"

"?"

Xiao Haiyang looked at Wei Yutong incomprehensibly.

"Ou Jun didn't want to invest in Naixue because of me. Does Guocha CC know?"

"Wang Yu?"

Xiao Haiyang frowned: "Even if Nayuki copied the way of Guocha CC, Wang Yu is still your major shareholder of Nayuki. Unless"

"From fruit tea CC to Naixue, not to mention the model and marketing methods, all the new products that are most popular in the market and suppressed by other competitors are all developed by him!"

Xiao Haiyang was shocked, knowing that Wang Yu was also the founder of an Internet company.

When can a chef cross over to the Internet industry?

Xiao Ting, on the other hand, was proud, feeling as if her own dog had made a lot of progress.

"So, you need to talk to him!"

"I've made an appointment with him to play golf tomorrow, and it looks like he's getting ready!"

Xiao Haiyang showed a look of embarrassment on his face: "I don't know enough information about the investment target. This is a big taboo in venture capital. Thank you Yutong for reminding me at a critical moment. I'm going back to make arrangements now and ask the following work The team re-assessed Wang Yu's subordinate companies in an all-round way."

Wei Yutong nodded with a smile: "There is no need to thank you. If Naixue really wants to go public, he can't avoid the support of all parties. Maybe we will still be partners in the future."

"hope so!"

Before leaving, Xiao Haiyang glanced at Xiao Ting: "You can stay here with sister Yutong, I'll go back first!"

Seeing her brother leave just like that, Xiao Ting stomped her feet angrily.

"You little girl, are you still trying to match me and your brother?"

Wei Yutong pinched Xiao Ting's cheek: "Think about yourself, you've reached the age of dating, how are you doing? Have you met a boy you are satisfied with?"

Xiao Ting can't wait to bury her head in the ground.
Wei Yutong thought she was shy, and she was thinking about something, so she didn't continue to ask.

In fact, Wang Yu talked with her on the phone early this morning. Regarding the matter of Xiao Haiyang, the two communicated in advance, and even the content of Wei Yutong's speech just now was discussed.

There is one thing to say, although the two of them communicated in advance, all the information they said is true, and there is no exaggeration or concealment to deceive Xiao Haiyang.

After all, IDG is also a well-known international venture capital company. It started to invest in the mainland in 2000. It still has a lot of connections in the business world.

From this point of view, Wei Yutong did a good job this time.

There is an old saying in the business world: friendship is friendship, business is business,

Once misplaced, treat business as friendship and friendship as business
Wei Yutong was thinking about things, so why not Xiao Ting at the moment, but what she was thinking about was not things, but people.

She misses her dog again.

The dog that Xiao Ting misses is drinking tea in Pufa right now.

"You really don't need to meet the people from the Private Banking Department?"

Bai Jieru brought a set of tea sets from her office, and she is making tea for Wang Yu right now.

"At this stage, your bank is not yet in line with international standards in this regard, and many services have not kept up. Let's talk about it in a few years!"

"Tsk, I know Boss Wang doesn't like this interest, but don't you know that the Private Banking Department is the department with the most beauties?"

"Do you think I still lack women at this stage?"

Wang Yu puffed out a cigarette and said lightly: "It doesn't matter to entertain once in a while, but it's absurd to treat this as a dish."

"I found that you are really practicing your own ideas!"

Bai Jieru picked up the teapot and filled the cup seventy percent full: "The women around me are getting more and more capable, but none of them have family background!"

Originally, Wang Yu had been controlling this relatively well, but recently there were signs of losing control.

Xiao Ting will not talk about it, he still thinks he can control this girl, the key is Wei Yutong.

I really can't think deeply about what I said that day, Wei Yutong's mind is getting more and more difficult to figure out now.

"What's going on in HK recently?"

"It's faster than stealing money!"

When it comes to Gray Rhino Capital, Bai Jieru is really emotional.

After Wang Yu set a big direction, those traders were like a duck to water. From the end of the last World Cup to the end of September, they have earned more than 1.5 million US dollars in just one and a half months!
A monthly income of [-] million US dollars is the result of careful operation
"There must be people from the domestic side in the HK team, and you can help choose the manpower."

This is also one of the three things that Wang Yu came to Bai Jieru this time: "For the matters in the Southwest, the payment of funds should be minimized. As long as there is no problem with the progress and quality, I will pay what should be paid." !"

"It's all your money anyway, you don't feel bad, and there's no need to hold it at the bank!"

Bai Jieru nodded and said, "I have to pay close attention to the people who operate the business. If you're not in a hurry, just give me some time!"

"Just be in place before the end of the year!"

Wang Yu picked up the teacup and took a sip, and couldn't help but think of Su Miaomiao's tea art.

This nonsensical thought also passed by in a flash. Putting down the teacup, Wang Yu looked at Bai Jieru and said, "Recently, I have time to pay more attention to the bank over there."

Bai Jieru's hand holding the teapot trembled, she raised her head suddenly, and looked at Wang Yu with surprise eyes.

"Just to let you see, now is not the best time to make an acquisition!"

Bai Jieru was not disappointed because of this. Since Wang Yu mentioned this matter, it must not be so simple.

Based on her understanding of Wang Yu, this was planned in advance.

"Did you smell something?"

"If you have free time, you can learn about the financial market in the United States. Since 2000, the United States has continued to implement a loose monetary policy, resulting in excess global liquidity and the corresponding asset price bubble. In this context, with sufficient funds and rising housing prices, banks We began to expand loans to customers with low credit and poor debt repayment ability, but the interest rate was higher than normal, so that the lender earned the appreciation of the house and the bank made a profit.”

Smoking a cigarette, Wang Yu organized words to describe the information he learned in his previous life: "In the process, financial innovation products lowered the threshold for subprime loan business and multiplied the sources of funds related to subprime mortgage. Some violations of the market share have also taken place, making the scale of subprime mortgages and housing price bubbles continue to accumulate.”

"Are you saying that the United States is brewing a wave now?"

Bai Jieru couldn't help covering her mouth. Since Wang Yu said this, he must have learned about it. These contents can be found from the public information level. The key is how to make judgments in this information.

"Beginning in the second half of 2004, the U.S. federal benchmark interest rate has gradually increased from 1% to the current 5.25%, and the cost of mortgages has also gradually increased and the cumulative effect has emerged. At the same time, the reset of interest rates after the two-year preferential period for mortgages has been released intensively. With the decline in real estate prices , the default ratio of lenders has risen sharply, and lending institutions have suffered serious losses.”

Seeing that Bai Jieru was also lost in thought, Wang Yu took the teapot and poured a cup of tea: "What's more serious is that due to the more radical financial innovation and the use of financial derivatives, mortgage borrowers, lending banks, investment banks Financial intermediaries such as insurance companies, hedge funds, and secondary bond investors in the secondary market are bound in a fragile financial chain. When a problem occurs in any link, risks and crises will quickly spread to other upstream and downstream links. The problems accumulated in the U.S. real estate market, credit market, bond market, stock market and the U.S. economy itself due to overdraft growth will infect each other and be collectively released in the systemic risk of falling house prices and rising default rates.”

"."

Bai Jieru opened her mouth slightly, shocked by the information Wang Yu analyzed just now.

"How long do you think this fragile chain can last?"

"It won't last until 2008!"

Wang Yu said in a very affirmative tone: "Don't look at its various financial asset packages that are popular all over the world and are welcomed by all investors, but what I see is a flash in the pan like a raging fire. The crisis in ambush is like a submarine volcano in Sumatra, once it erupts, a financial tsunami sweeping the world is inevitable!"

2008. Not far away.

In two more months, 2007 will be ushered in, that is to say, there are still less than two years at most.

"I'll have to quickly check my asset package later to see if there are any financial assets involved in this area."

Bai Jieru stared into Wang Yu's eyes: "Is it too late to throw everything away before the first half of 2008?"

Wang Yu bowed his head in thought, he knew the exact time, but that was only information disclosed in his previous life.

Don't those big capitals in the United States know about this crisis?
Killing Wang Yu won't do, how low a person's IQ would believe this argument!

Earlier, those big capitalists behind the scenes should have been prepared. They will definitely not be the last stick to spread the flowers. Whoever wants to grab the last bit of profit before leaving the market will definitely die a miserable death.

"It is best to throw away before the first half of next year. Considering the pressure of internal factors, the throwing time should not exceed July next year at the latest."

Wang Yu said: "You should understand, those people in Hua* Street are not fools"

After Bai Jieru heard this sentence, a cold sweat broke out from behind her back. After all, her greed still covered her reason.

Would she not understand what Wang Yu said just now?
Nodding her head, Bai Jieru said that she would pay attention to this.

"So the best time for us to intervene is after this crisis. Some financial institutions will suffer disaster, and some financial institutions will be unsustainable even if they don't go bankrupt immediately. This is our goal!"

Wang Yu instructed Bai Jieru: "Before this, you learned about this information through industry sources, especially HK's bank that has invested heavily in this area. This tsunami is a crisis for them, but it is an opportunity for us! "

"Are you going to reverse short?"

"That's why I want you to add people to the Gray Rhino Capital trading team, to get enough capital in this feast, enough to pick up the cash flow that was leaked after the crisis."

Wang Yu smiled and leaned back: "I promised you that I want the buyer's bank to play for you. President Bai, be prepared!"

Bai Jieru's breath became heavy all of a sudden, and she stood up and walked towards Wang Yu with a charming look in her eyes.

"Your Majesty, I'm so thirsty!"

(End of this chapter)