Rekindle 2003

Chapter 652 A young person’s first credit card?

'Is the pursuit of individualized expression by young people admiring foreign things? '

Zhi Liu spoke again, interrupting Guo Wei's analysis.

Hearing this, Guo Wei could only shrug his shoulders helplessly and spoke lazily, "Teacher, don't say this to me.

The reality is that times have changed.

Today's young people, especially those in cities, grew up eating foreign fast food, and their thinking is not that of my generation.

Therefore, if I were Qing Yun, I would immediately turn around, remove all game graphics cards, replace them with the cheapest ones, and enter the office market. "

Zhiliu frowned and thought for a moment, then shook his head.

He actually understood what Guo Wei meant very well.

Yanhuang Group took advantage of the fact that everyone was not paying attention and immediately turned around and switched to office computers. With the characteristics of "good appearance", the gross profit of each computer will not be too low.

In other words, regardless of whether those hundreds of thousands of graphics cards arrived at the Yanhuang Group's warehouse at this time, Qing Yun paid the full price, and these graphics cards belonged to him.

Don't understand the rules!

However, if it is a start-up company owned by young people, this may be possible.

Obviously, something happened to the Yanhuang Group again.

Although this method can indeed effectively revitalize other components, but pull out the graphics card and don’t want it anymore?
You know, for this kind of machine, the graphics card can be considered a big head, right?

Lin Min was a little confused. Where would he find a basin at this time?

Guo Wei's analysis is indeed sound, and younger people also admit that this is an irreversible trend.

Li Qin's words made everyone shut up obediently.

But in the face of this graphics card stock, all logic is destroyed.

Yang Zhiyuan walked in with frivolous steps and spoke with a pale face, "There was a call from the insider. Yanhuang Group has terminated the TOP financial sector..."

But what they said didn't count.

but……

But when he saw Yang Zhiyuan, who was supposed to be at home at the moment, opening the door and walking in, he suddenly had bad thoughts in his heart.

"Zhiyuan, what's wrong?"

But as Zhiliu said, how should Qingyun solve the problem of at least hundreds of thousands of game graphics cards?

But he thought this was impossible.

Yang Zhiyuan didn't care whether he was rude or not. The information was too sensational. He also wanted to vomit quickly to wake up and report, so he quickly crumpled the toilet paper into a ball and pressed it down his throat.

Because at this moment, the problem before Qing Yun is how to digest his 5600 computers equipped with FX10 graphics cards that have the same configuration as Fantasy Group, and the subsequent hundreds of thousands of computers that use Xingtianxia FX5900 graphics cards.

In this case, if you need to vomit, you should vomit as soon as possible. Only after you have finished vomiting can you get down to business.

Therefore, this analysis seems impossible to them.

When he said this, Yang Zhiyuan made an uncomfortable sound of vomiting. His stomach was so turbulent that he had to stop and breathe slowly, and motioned to Lin Min to quickly find a basin for him.

Not even a prodigal is so defeated.

Just when Guo Wei himself was finding it difficult to explain himself, the door of the conference room was suddenly pushed open from the outside.

There are a lot of tricks, and there are so many trump cards.

Now Zhiliu couldn't help but start to complain, and everyone started to talk quietly.

How big is the total capital of Yanhuang Group?

Running so fast made him want to vomit at this moment.

They admitted that Guo Wei's analysis was very reasonable and correct.

To be honest, even middle-aged people like them are a little unable to complain about the same computers.

Their experiences in the past few days made it clear to them that they could guess the thoughts of the evil boy from the Yanhuang Group and it was strange.

Nowadays, for example, startups in Zhongguancun, which are a group of young people in their early 20s and a company with just a few people, even buy such fancy-looking computers to advertise themselves as "young new forces".

When Zhiliu heard the words 'financial sector', he suddenly broke out into thin sweat on his back. He also woke up from the wine he drank at noon, and his face looked gloomy as he sat there.

Zhiliu said angrily, "Xiaowei, think about it, what are you going to do with his batch of graphics cards? Are they gathering dust in the warehouse?"

"Okay! Even if Xiaowei's analysis is wrong, but! Everyone, what do you think Qing Yun will do next?"

As for such high-end game graphics cards, the market itself is a niche market. When Fantasy occupied this market first and met the market demand in advance, Yanhuang Group's graphics cards could only rot in their hands.

It was okay to say that the boy was still following normal business logic and using the deposit model for purchasing. However, after they caused a graphics card robbery, Yanhuang Group and Xingtianxia Group had to use the full payment model in their transactions.

Do you really want to put the graphics card aside?
30 high-end graphics cards, worth several hundred million!

Guo Wei, who was next to him, picked up a trash can in the corner, picked up some toilet paper and asked Yang Zhiyuan to press his throat, "Spit here!"

It's not that no one in the conference room has thought about this issue, but due to Guo Wei's "accumulation of power" that has been almost as intelligent as a demon for more than ten years, no one dared to express his objections.

Seeing this, everyone couldn't help but sit in their seats and wait.

Zhiliu, who originally wanted to speak to 'throw some light', frowned when he saw this.

Guo Wei had just helped him to the door. Within a few seconds, there was a sound of vomiting outside the door.

This scene made everyone in the conference room unable to recover.

However, the sour smell of vomit is spreading through Brownian motion in the air.

Li Qin asked someone to open the windows of the conference room and turn on the air conditioner to maximum to release the smell.

The main reason was that the person who was vomiting was the general manager of the company, and no one dared to close the door of the conference room and throw him out.

And Zhiliu could only shake his head and sighed, "Zhiyuan did drink a little too much today. I originally asked him to go back and rest."

By saying this, not only Yang Zhiyuan's image was saved a lot, but everyone also got a taste of it.

This……

Why is the Yanhuang Group doing this at this juncture?
And it was worthy of Yang Zhiyuan's hurried report despite being so drunk.

After all, Yang Zhiyuan is also in his forties. After so many years of alcohol testing in the workplace, he quickly sobered up. He picked up the warm water handed over by the secretary next to him and rinsed his mouth. After wiping his mouth, he held Guo Wei's shoulders and smiled helplessly, "Thank you, Lao Guo. I lost my temper today."

Guo Wei just smiled and said, "It's a normal thing. Those channel bosses are really difficult to serve."

The secretaries next to them felt that these two people were too hypocritical.

They also want to get drunk, but they are not qualified.

When Yang Zhiyuan heard this, he patted him on the shoulder. After looking at him for a few seconds, he said,
"You rely on your ability to make a living. Sometimes, I envy you, really."

This nonsense sentence made the few secretaries next to him confused and confused.

But just when they wanted to hear more gossip, Yang Zhiyuan straightened up, took a few deep breaths, and then staggered back in.

"Sorry, I made a fool of myself!"

"What are you saying? Thank you for your hard work, Mr. Yang!"

The reply at the door made Guo Wei, who was still a little dazed at the door, wake up.

Putting aside his previous antagonistic stance, Yang Zhiyuan, the pig-gang hyena, is truly worthy of being a canopy generalissimo, and he is very capable in sales.

If you take the position, will you stay or not?
He took off his suit that was stained by Yang Zhiyuan's vomit and handed it to the secretary. He rolled up his sleeves and walked in.

"Inside sources say that Yanhuang Group has terminated the transfer of the financial sector, using TOP financial companies, small loan companies, and guarantee companies as a credit enhancement chain, and is preparing to join forces with China Merchants Bank to apply to the People's Bank of China and the China Banking Regulatory Commission established in March this year to start consumption installment loans for college students. For business, they are going to use credit cards as a carrier..."

When everyone heard this, they immediately went crazy.

"College students? Consumption installment? What do they use as collateral?"

The consumer installment loan business is indeed nothing new in China at this time. The automobile installment business appeared in 1999, and in 2000, the country also issued the "Guiding Opinions on Developing Personal Consumer Credit".

But a college student with no financial resources?

Isn't this funny?

But at this time, Zhiliu's eyes widened, and the hand holding the mouse unconsciously raised, hung in the air for two seconds, and patted it heavily.

"Fuck me!"

Zeng Maochao, who had always acted as a mascot and never spoke until the critical moment, sighed at this time.

"Expanding domestic demand!"

Li Qin also reacted at this time and laughed angrily, "Hey! This little bastard! He's really capable!"

Zhiliu sighed at the ceiling, then looked at the other confused people in the conference room, smiled bitterly and said,

"I'm sorry, I lost my temper! It's mainly because of this..."

Having said this, he paused, his hands on the table clenched into fists, and his face became ferocious.

When Li Qin saw this, he quickly persuaded his old partner, "Calm down! Calm down! Don't get angry."

After that, he turned to explain to the group of disciples, "At the conference at the beginning of this year, President Ma of China Merchants Bank proposed that in order to deal with the situation of insufficient consumption, it was recommended to start credit consumption of college students to increase domestic demand.

Then, the banking regulatory department's proposal at the time was to launch a pilot project at China Merchants Bank to issue credit cards to college students and give them an initial credit limit of less than 5000 yuan to stimulate their consumption. "

Having said this, everyone in the conference room also understood.

Yang Zhiyuan, who had drank a bowl of hangover soup at this time, continued, "According to insiders, Qing Yun had already had a phone call with President Ma at noon. The two had a great conversation and even agreed on a slogan. .

'Young people's first credit card' and 'Young people's first computer'. "

Guo Wei also said from the side, "Fuck me!"

Then he couldn't help complaining, "If those students who have no source of income are allowed to consume in advance, won't they be afraid that they will have children without buttholes in the future?"

At this time, Zhiliu's face turned red inexplicably.

This method...he had come up with it at the conference.

And that night, he discussed the operational path with President Ma, who was also a member of the Taishan Club.

College students pay a down payment of 2% to 4%, and then pay 24-36 yuan to the bank in 200-300 installments every month. This does not affect the lives of those college students, but will stimulate groups who cannot afford computers to buy them in advance. To consume.

And this consumption falls on branded machines, further disrupting the DIY market.

But at that time, he believed that the situation had not reached that point yet, so he was not in a hurry to push forward.

Moreover, Mr. Ma himself judged that there would be great resistance to issuing credit cards to college students.

Everyone agrees that this matter needs to be taken slowly.

But now that Qing Yun had his beard cut off, he couldn't help but wonder in his heart whether that kid was a roundworm in his stomach?
The tax control machine was also intercepted by that kid!

How come this kid can keep ahead of him every step of the way?
Moreover, he had to admit that Qing Yun had many natural advantages over him in doing this kind of thing.

"What the hell, apart from banks and securities firms, he doesn't even have trusts and small loan companies!"

Everyone in the conference room also realized at this moment how unbelievable the Yanhuang Group was.

Qingyun doesn't need banks and securities firms at all.

First, as long as he is willing, he is not short of money. Not only is his father-in-law's financial backing, but he himself is the largest giant in the capital market this year, and his financing ability has natural endorsement.

Secondly, the news broadcast last night gave a very clear signal that this guy is protected by the state.

Which bank wouldn't dare to look down upon him?

At this time, everyone felt a sense of powerlessness in their hearts.

Unlike previous opponents, everyone fought in the same field.

And the Yanhuang Group...

What a large group that holds almost all the licenses. Even if you know that Qing Yun is big but not strong at this time, he can make too many moves.

He doesn't follow the rules inherent in this industry at all.

"It's all Song Ruhua's fault!"

……

(End of this chapter)