The Birth of the Hong Kong Island Family.

Chapter 106 [Forced to the top]

A small office in Central, this is the office of Wanhe Shipping, and the ship of Wanhe Shipping is the "Oriental Trader".

At this time, Lin Zhichao, Li Gaofu, and Huang Tinggui were reviewing the accounts. 'Eastern Traders' has been in operation for two months and it's time to test the results.

In fact, from the purchase of Eastern Traders to the operation, Lin Zhichao did everything by himself, occupying a dominant position.In any case, he is still the largest individual shareholder.

"Bosses, after excluding labor, fuel, loss and other expenses, the two-month profit of Eastern Traders is about 7.2 Hong Kong dollars." The accountant said seriously, and handed over the financial information to Lin Zhichao.

Lin Zhichao immediately looked at it seriously. To be honest, the profit was a bit lower than expected.According to this profit, it takes two years to earn back an old ship, and new expenses and risks may be added during this period.

However, he quickly realized that shipping is a "cyclical business". During the outbreak of shipping, it is normal for profits to double.

Huang Tinggui said with a smile: "In fact, this profit is very good! After all, the Eastern Traders did not run the Weihaiwei line, otherwise they could earn more. Of course, Lin Sheng has his own ideas, and stability is more important."

He also respects Lin Zhichao very much, which is due to the influence of his partner Li Gaofu.

Running the Weihaiwei-Japan-Hong Kong trade route, one ship can earn 1.5 to 2 yuan at a time, which is [-] to [-] times the normal shipping cost, which is almost an old ship a year. Of course, it also depends on the price of the ship.

For many shipowners, they would rather take risks; of course, it is useless for shipowners to take risks, after all, they do not know how to do trade, so there are only a few companies running this line.

Lin Zhichao handed the financial report to Li Gaofu, and said casually: "You can only run once or twice, so it's better not to run! Assuming that the risk is 10%, if you come back safely six times before, wouldn't the seventh time increase the risk? Probability, so I don't want to take this risk."

Huang Tinggui immediately gave a thumbs up and said, "Lin Sheng is worthy of being a big businessman, he even thought of this!"

Seeing that Lin Zhichao spoke frankly, he admired Lin Zhichao's personality even more.

The fact is also true. In business talk business, Lin Zhichao's statement is justifiable; if the last one or two ship crashes and people die, he will lose a lot.

Several people stayed in Wanhe Shipping for a while, and then separated.Wanhe Shipping currently has a total of three office staff, but there are five bosses. However, in order to prevent too many people, Lin Zhichao is usually in the lead, with Li Gaofu and Huang Tinggui participating. As for the other two partners of Fuhehang, there is no management. right.

Fuhexing.

The four partners, Li Gaofu, Huang Tinggui, Li Fubing, and Yang Zhiqiang, were having a meeting. The meeting was proposed by Li Fubing and Yang Zhiqiang, which made Li Gaofu and Huang Tinggui vaguely feel bad.

Li Fubing said, "There has been news from Weihaiwei that the trade has been stopped. It must be because victory is in sight, and there is no need to buy those items. Therefore, I discussed with Zhiqiang and wanted to withdraw the shares!"

Li Gaofu and Huang Tinggui were immediately puzzled. Li Gaofu, as the helm master, immediately said, "Why? The four of us worked together to achieve what we are today. With trading business and our own boat, Fuhexing has just started."

Unexpectedly, when he heard 'there is a boat', Li Fubing immediately countered and said: "That ship does not belong to Fuhehang at all. Lin Sheng is the major shareholder, and he has absolute rights. Fuhehang has to take care of the Eastern Traders. In short, This business is a little unclear. Of course, we are very grateful to Brother Gao Fu for making us rich. Fuhexing is the best and most profitable business in the Weihaiwei-Japan-Hong Kong trade. But now, this Now that the business is gone, we can consider going our separate ways, and we will still be friends in the future."

We can only share adversity, not wealth, and this is probably what we are talking about.

At this time, Huang Tinggui immediately came out and said: "Fu Bing, Zhiqiang, have you ever thought about who guided us in this trade, and have you ever thought that 80 can really buy such a good boat? Have you ever thought about it?" , How beneficial will it be for us to know a network like Lin Sheng? Eastern Traders, to put it bluntly, means that Lin Sheng will quit after one year of practice. You can’t buy a boat at all.”

Li Gaofu's face was already tense. He didn't expect Li Fubing and Yang Zhiqiang to be this kind of people. He thought that everyone was like-minded, but he didn't expect to be so short-sighted.He didn't say a word, but when Li Fubing and Yang Zhiqiang brought it up, he was almost sure to separate.

If the way is different, then don't conspire with each other!
Hearing Huang Tinggui's words, Li Fubing and Yang Zhiqiang's faces turned rosy, and seeing Li Gaofu's ashen face, they knew that they had offended Fu Hexing's rudder master.

But the arrow is on the string, so I have to send it.

Yang Zhiqiang immediately supported Li Fubing, saying: "Since it has been said, it is good for everyone to break up peacefully."

Huang Tinggui wanted to persuade him again, but Li Gaofu said straightforwardly: "Okay, no problem! This time, after the goods on the ship arrive at the port for sale, everyone will settle the settlement. Brother Tinggui and I will each buy the goods in your hands at the asset price. Shares. How?"

Li Fubing and Yang Zhiqiang nodded with some guilt, Huang Tinggui could only sigh, he didn't expect that the four of them had already left after less than a year of cooperation.

But he must have gone to the end with Li Gaofu, and if the money is divided, what else can he do?
However, Li Fubing and Yang Zhiqiang were thinking in their hearts, how much money should be divided, almost 10 Hong Kong dollars: after the end of the trade, Fuhe's bank account is almost 52, plus 50% of the ship's shares are worth 40, plus The market value of 50% of Wanhe Shipping's cash is 3.6 yuan, a total of about 95 yuan. According to 12.5% ​​of the shares, two people can each share 11.5 yuan.

They only invested 2.5 Hong Kong dollars a year ago. During the period, they distributed 3.75 Hong Kong dollars once, and the cost has been recovered. Now they can still get 11.5 Hong Kong dollars, which is obviously the most profitable business.

Huang Tinggui firmly believes that he is right. His family environment has determined that he will take a long-term view.Fuhehang will specialize in trade in the future, mainly with the mainland, and there is also a ship, which is simply developing far; he really can't understand why Li Fubing and Yang Zhichao quit at this time.

Fortunately, the combined shares of the two are only 25%, and the dividends for him and Li Gaofu are enough to buy their shares.In this way, after paying the two, Fuhexing still has 50% of the shares of Wanhe Shipping and about 30 Hong Kong dollars in cash; the new shareholding ratio is Li Gaofu holds 62.5% of the shares, and he holds 37.5% of the shares.

is a good thing!
Today's Fuhexing has quite a few 'old buddies' who are worth the loss of the two partners.

Castle Peak Road, Tsuen Wan, Cheung Kong Industries.

Lin Zhichao sat in the spacious office and received Jian Dongpu who came to investigate.

This office is quite large, about 300 square feet. Of course, this is Tsuen Wan, and it is still a deserted beach, with only a few factories and a large number of wooden houses.

"You guys took out the funds in the account and exchanged them back into US dollars and deposited them in the Bank of East Asia. Are you preparing to import machines, or?" Jian Dongpu quickly asked the question.

Cheung Kong has a deposit of US$40 in its account, and only a small amount of Hong Kong dollar deposits.

Lin Zhichao said frankly: "I want to order machines this year. I am worried about the depreciation of the British pound, so it is better to convert it into US dollars first!"

It's okay to tell Jian Dongpu about this, after all, he doesn't necessarily believe that the pound is about to depreciate, and it's even more impossible to exchange the deposits in the Bank of East Asia into US dollars.

Jian Dongpu said with a smile: "The British pound is so easy to depreciate. You must know that since World War II, some people have been betting on the depreciation of the British pound. It has been four years. But you need to order machines overseas, and the delivery in US dollars is also normal. Always be prepared. That's right."

Indeed, the pound has been strong for four years.And no one would have thought that the powerful British Empire would soon have independent colonies, and the former glory would no longer exist!
Lin Zhichao suddenly made a request: "Mr. Jian, how do you evaluate Changjiang Industrial's finances?"

Jian Dongpu smiled and said, "Very good! You have the technology, cheap labor, and full competitiveness. I'm afraid it's possible to make a profit of 400 million this year."

Lin Zhichao immediately climbed up the pole and said, "In this case, I would like to borrow another 150 million Hong Kong dollars in one-year debt."

Cheung Kong has paid off its debts of 40 and 50 in succession, and currently owes 150 million (excluding interest) to the Bank of East Asia. Given the comprehensive strength of Cheung Kong’s asset value and profits, it is reasonable to borrow another 150 million.

Jian Dongpu frowned, because he knew that Cheung Kong was no longer short of money, so what was the purpose of this loan?
"What's the purpose?"

"Exchange Dollars"

Jian Dongpu felt that Lin Zhichao was bewildered. He borrowed such a large sum of money to bet on the depreciation of the pound. The interest for one year was 1 Hong Kong dollars.

However, this deal can be done.

"U.S. dollars must be deposited in our bank!"

In this way, BEA at least mitigated the risk.

"No problem, just release the money as soon as possible!"

"Okay, the loan will be released in two days!"

In this transaction, it is the bank that talks to the US dollar that loses money.Of course, no one knows that the pound will fall, and almost only a few people in London know this kind of thing.

Soon, Lin Zhichao felt a little blush for his gambling sensibility. If the pound does not depreciate, he will lose more than 3% of the handling fee for coming and going, plus interest.

However, he does remember that before the Hong Kong dollar was pegged to the U.S. dollar, the pound experienced two major depreciations, one by 30% and one by about 14%.Once in the 40s after World War II, once in six or seven years.

After securing the loan, Lin Zhichao must have arranged to exchange it for US dollars immediately. There are a lot of US dollars circulating in Hong Kong, and many of them were brought over from the Shanghai stock market.For example, people like Du Yuesheng brought hundreds of thousands of dollars, and Hong Kong also has a large amount of dollars in circulation.

Fuhe line ended the Hong Kong-Weihaiwei-Japan trade. After the settlement was completed, Li Gaofu and his family hosted a grand banquet for Lin Zhichao's family. The two families had dinner at the Hong Kong Hotel (Peder Street, Central).

The big hotel in Kowloon is called 'Peninsula Hotel', and the big hotel in Hong Kong Island is called 'Hong Kong Hotel'.

The first owner of the 'Hong Kong Hotel' was Zhao Jiuyu, a Chinese. It was originally located in Linhai and opened in 1868. The six-storey building was always the tallest building at that time.After successively experiencing many owners, such as Zhao Lianbi, governor of the Republic of China, Du Yuesheng, a Shanghai stock market tycoon, Hong Xing and Hong Fu, the final ownership returned to the management rights holders - the Kadoorie family.

The 'Hong Kong Hotel' had a fire in the 20s, so the Peninsula Hotel in Kowloon took its place, and the original site of the 'Hong Kong Hotel' was divided into two.Half of it was sold to Landmark and the Gloos Building was built; the other half was built as a five-storey tenement building 'Hong Kong Hotel'.

As for the current quaint Hong Kong Hotel, it was sold to the Xu Aizhou family in the late 50s in the previous life, and the newly built "Central Construction Building", which is the famous "Doctor Building".

In the private room, the two families sat together laughing and laughing, and now Li Gaofu can barely sit on an equal footing with Lin Zhichao; if Li Gaofu was just a part-time worker all his life, then Lin Zhichao would also be alienated from him because of his status mismatch.

The circle is like this, just like Airship Tai in his previous life transported goods for three years and met a bunch of brothers. Brothers asked for 'begging' one after another (there are many people asking for belts, not just such brothers); Airship Tai understands that once a partnership does business, there will be endless troubles, so he would rather give some money to pass; If you swear behind your back, the relationship will fade.

The social status is not the same, it is impossible to communicate with each other.

For example, Lin Zhichao's current uncle, he can only arrange for his family to work in Changjiang Industrial, with a monthly salary of 150 yuan (with a certain education), and then give the management treatment-living in a metal house.

It's not that Lin Zhichao is unwilling to support him, but that he hasn't let Lin Zhichao see the value. For example, he said to Lin Zhichao that day, "I want to do some business, can you borrow some money?" '

Yes, of course you can, but you still have to establish a document.If you lose money, I can only guarantee that your family will not starve to death.

However, no matter how poor you are, education, children, and tuition fees for cousins ​​are all given by Lin Zhichao; and how many children can study is in this era.

This is a very real problem!
It is impossible for him to let his uncle's family enjoy it with his money, so he can only give support in moderation.

Li Gaofu is different. Although his relatives are not very close, he was kind enough to take him in at the beginning.After that, Li Gaofu made great achievements in promoting zippers in Japan, which made Lin Zhichao see the bright spot.It happened that a business was making money, and Lin Zhichao was inconvenient and wanted to take risks, so he lent him [-] yuan and gave him advice.

If he loses money, Li Gaofu will have to work for him for at least 20 years.

"Li Fubing and Yang Zhiqiang withdrew their shares from Fuhehang, and Huang Tinggui and I each bought 12.5% ​​of their shares." Li Gaofu said.

Lin Zhichao immediately said: "Everyone has their own choice. Many people can share adversity, but they cannot share wealth."

He understood some reasons, but didn't take it to heart.

Li Gaofu nodded and said: "It's fine to leave, but the two of you are always lagging behind and lack courage. Recently, we plan to enter a new trade and do business with the mainland! I think that Xinhua Heavy Industry has the Soviet Union, and the light industry will definitely get from Hong Kong. Such as food, machinery, tires, chemicals and raw materials, and the mainland also has duck feathers, dry goods, bean cakes, livestock feed, etc. If these trades are opened up, not to mention how much they will make, but they will definitely make a small profit.”

He talked about the plan with confidence, but actually wanted to seek advice from Lin Zhichao.

How could Lin Zhichao know so much, but he also gave some pointers: "The trade you mentioned has a premise, that is, after the establishment of G and the reconstruction of the national economy, such trade will only happen. At present, there is no JF in Guangdong Province, so Everything is unknown. Even when doing these trades in the future, we must also pay attention to the changes in the environment; and we must not sell fake products, because catching them will hurt the people in our hometown."

Li Gaofu nodded seriously, he couldn't digest everything for a while, but he remembered every sentence in his heart.

During the dinner, Lin Zhichao heard that Chen Shufang was pregnant again, and also expressed his congratulations: "It's not bad to get rich and rich! When you lived in Sheung Wan, you only thought about Brother Gao Fu getting rich. Now that your dream has come true, I don't know if you have any other dreams? "

Chen Shufang couldn't hold her head up in front of Lin Zhichao. She felt guilty and almost missed this God of Wealth.Thinking about it now, if Lin Zhichao had a thin skin at that time, her husband would probably be a small employee for the rest of his life, so Chen Shufang often suspects that everything is a dream now, and she will be awakened by the nightmare, and then she will get up to find the land deed before she settles down.

"I don't have any dreams now. I am very satisfied with my current life. If I say I have dreams, I hope Gao Fu is safe."

Lin Zhichao laughed "haha" and said, "He is the boss now, and he doesn't want to run the ship himself, and he won't go to the inland trade in person, where is the danger?"

Li Gaofu said angrily, "Don't worry about it!"

Family status at a glance!Looking at it like this, it is possible that Li Gaofu might be a concubine.

After all, in Hong Kong in this era, there are too many wives to marry. Some of them open a fucking small restaurant or a small factory, and they marry several wives.

In the end, Li Gaofu took out another golden gift, which was immediately rejected by Lin Zhichao.

"You can send me, the heart has been received; when I helped you, I never thought of asking you to return. Take it back!"

Seeing Lin Zhichao's firm attitude, Li Gaofu could only take out one of the gifts, and said, "This is for Ruihuan, and it's also a pair made of gold."

Lin Zhichao just accepted it. Anyway, this gift will be returned in the future.

In fact, Li Gaofu was also "trapped" by Lin Zhichao.In the middle of next year, if they want to buy 50% of the ship's shares, they will need to pay Lin Zhichao US$10.

At that time, 10 US dollars was almost 52 Hong Kong dollars.

It can be said that it is almost a share of the "Oriental Trader"'s annual profit, plus the current funds of Fuhehang, it can be made up.

Lin Zhichao did not intend to sympathize with them!
This can be regarded as an exercise!

Of course, in their hearts, it is impossible to think that Lin Zhichao is cheating them. After all, Lin Zhichao is not a god, and the value of the British pound will be depreciated.

And because what Lin Zhi exceeded was US dollars, he naturally had to get back the US dollars, otherwise he would have lost money.

If Fuhexing makes some more money in the next trade, it will not be considered poor.

By the time of the peninsula campaign, they had only one ship in their hands, and they had opened up trade channels with the mainland, which facilitated smuggling.You know in which era, almost everyone in Hong Kong was smuggling.

Lin Zhichao can be regarded as 'forcing' them to go that way.

(End of this chapter)