The Birth of the Hong Kong Island Family.

Chapter 12 [Home Ownership]

"Boss, Master Huang Zutang is here!"

"Okay, please!"

Huang Zutang is the second son of Huang Shun, and Huang Shun is a veteran architect. The later Huang Shun family is also well-known in Xiangjiang, mainly because of their great achievements in architecture.Among them, Huang Zutang is the most well-known, and he founded Huang Zutang Architectural Engineering Design Institute, which is the well-known Zeshi Building in Xiangjiang.

Of course, this kind of architects (architectural designers) might have been more popular before the 70s. After that, large real estate developers have their own architects and construction companies.

Lu Xiaopei, who is well-known in Hong Kong, is a teacher. He has been engaged in construction all his life, and he only realized when he was old that only real estate development is the most profitable.

Lin Zhichao and Huang Zutang met because of the introduction of lawyer Zhou Jianxun. They are all from Guangdong Province and know each other in the circle.

"Huang Zeshi, please sit down!" Lin Zhichao stood up happily and greeted him.

"Boss Lin, you're welcome!" Huang Zutang said in the same friendly manner.

Yesterday, Lin Zhichao took Huang Zutang to see the land at No. 46-48 Shanlin Road. Today Lin Zhichao wants to communicate with him about how to design it.

Although Lin Zhichao is a real estate junior, it doesn't mean he doesn't understand anything. On the contrary, he understands many "different" things than architects, such as market demand.

"Huang Zeshi, for the land on Shanlin Road, I think this way: I plan to build three 3-storey tenement buildings, each with a floor area of ​​about 5 square feet, and a total of 1200 floors of residences. Each floor of the residence They are all three bedrooms and two living rooms, with 15 kitchen, 1 shower rooms, and 2 maid’s room”

There is no shared area, and the usable area of ​​1200 square feet is the real deal.As for the land of Shanlin Road, which faces the street on three sides, it has a high plot ratio and very little open space.

Huang Zutang took a notebook to record the client's requirements, and he said curiously: "According to Boss Lin's request, each floor is a family unit. If the big owner buys a building and wants to live with his family, it may be a bit uncomfortable." Is it convenient?"

Lin Zhichao informed Huang Zutang of his intention to "sell in layers", and Huang Zutang immediately received repeated praises.

"Wonderful, the passage of the field hall's pass shows that there is no problem with the law. In this way, property transactions in Hong Kong are bound to be more active than before. A house with a floor of 5 to 10 Hong Kong dollars is definitely more expensive than a house that costs [-] or [-] Hong Kong dollars." Wan's building is much easier to sell. Boss Lin is really a genius!"

Lin Zhichao was modest, and said: "Because my strength is not good enough, I only thought about the 'home ownership' plan."

Huang Zutang nodded in admiration!
Finally, Lin Zhichao made a request: "Huang Zeshi, I am a junior in real estate, and I am more interested in architectural design. I don't know if there is any problem. Can I ask you for advice."

Huang Zutang said happily: "Of course, if Boss Lin wants to learn, he can ask me for advice at any time. We are all friends, so you are welcome."

Little did he know that Lin Zhichao was a rather 'troublesome' person, and he planned to steal a lesson from him, and this 'apprentice' had super learning ability.

When Huang Zutang left, Lin Zhichao got up and went outside. There was only one office in the entire Changjiang Real Estate office building, and Lin Zhichao naturally occupied it; office.

Of course, with the scale of Changjiang Real Estate, almost 10 people are enough to cope with the current work, and the current company has reached 5 people.

"Boss, the job application is scheduled for 1 pm." Li Gaofu reminded.

He is now Lin Zhichao's assistant, almost a clerk in the company, which is actually similar to his work in a trading company.

"Well, I hope to meet Yingcai again today to join our company."

The employees in the company at this time are actually very honored in their hearts. You must know that Changjiang Real Estate has just established and spent a huge sum of 21.8 Hong Kong dollars to buy a piece of land. It is obvious that the boss is very powerful.

Only the accountant, Zhou Fuzhao, had some activity in his heart, because the company only had 4 Hong Kong dollars in the account, and he was thinking that with this amount of money, he might not be able to carry out the project!

Of course, he felt that the boss just hadn't injected capital yet.

Time passed day by day, and Changjiang Properties began to work in an orderly manner.

Perhaps, at this time, Cheung Kong Properties is just a negligible real estate company in Hong Kong, and no one even knows about this company, but they don't know that Cheung Kong Properties is brewing a "real estate revolution".

During this period of time, Lin Zhichao studied architectural design with Huang Zutang. He learned about real estate through inquiries, and usually read some real estate-related books and magazines; Huang Zutang was very surprised because Lin Zhichao's learning ability was too strong. Even many problems can be inferred from one instance.

At the same time, in contact with Lin Zhichao, Huang Zutang found that he could also learn architectural knowledge from this "real estate junior", which made him sigh that Lin Zhichao's thinking was very innovative.

Seeing that everything was almost ready, Lin Zhichao came to the 'Gao Luyun Law Firm' again.

"Lin Sheng, welcome, you must be very busy at work recently!" Zhou Jianxun said happily.

Although Lin Zhichao is young, he feels its huge potential. Otherwise, how could he come up with the good idea of ​​"layered sales".What is important is that the opinion given by the Field Office is 'feasible'.

The Hong Kong government is now encouraging capital to rebuild houses or build houses to alleviate the housing shortage. It can be said that the Field Office responded quickly and did not make any trouble.Of course, there is no legal obstacle to this in itself, it’s just that Hong Kong people are used to following the way of property transactions in London, and no one thought of innovation at all.

Lin Zhichao said with a smile: "I just follow Huang Zeshi to 'steal the teacher and learn the art'. After all, I don't know anything."

Thinking of his friend Huang Zutang's 'accusation', Zhou Jianxun laughed 'haha', and then said: "It's a good thing Lin Sheng didn't want to learn to be a lawyer, otherwise I should be unemployed. Huang Zeshi said you are smart and responsive."

"Where is it? It's just a matter of hard work. After all, all my wealth is on this land now." Lin Zhichao said modestly.

Zhou Jianxun reassured: "Although I'm not a real estate professional, I also know that according to your 'tiered sale' plan, the unit price should be higher. You can make a profit from this project, and it's a steady profit."

Lin Zhichao thanked him immediately, and continued: "Mr. Zhou, I have another question this time, and I want to discuss it with you!"

Zhou Jianxun became interested. Threesomes must have my teacher. He felt that Lin Zhichao had this feeling that made him feel, so he said seriously: "Okay, I'm all ears!"

Lin Zhichao was faintly excited, and after calming down, he said calmly: "That's right! I think that after the construction of the new building starts, our company will first collect 50% of the deposit from the buyer, and pay the rest in installments, just like paying rent. In that way, when the new building is completed, the remaining money from the buyer will be collected, and the buyer will own the property and get the title deed.”

In fact, it is the sale of uncompleted buildings. In the "installment payment", what the buyer pays the first deposit to buy is actually only a building that has not been completed during the construction period, just like a plant that is in the blooming stage and has not yet borne fruit. These buildings are called "uncompleted buildings". '. The "installment payment" sales method was later commonly known as the "sales of uncompleted properties" system.

Zhou Jianxun's expression became serious, and he pondered for a moment and said, "How do you ensure that buyers trust your real estate company? Or are they willing to buy houses that have not yet been built?"

Lin Zhichao said confidently:

"First, we won the land, drew up the plans, and prepared to start construction. It is only a matter of time before the building is completed."

"Secondly, our real estate company will formulate a building brochure, which will introduce the situation of the building in detail, and attach detailed information such as the floor plan, project progress, and completion time."

"Third, there is a shortage of houses in Hong Kong. As a large number of rich people come to Hong Kong, they bring huge wealth, but many of them can only rent properties. Imagine if a good house with a price of only [-] yuan, they can buy it in about a year. It must be very tempting to win."

In this era, there are 3-5 storey tenement buildings and arcade buildings. From the start to the completion of a project, there is no problem in 12 months, and the progress of the project is very fast.

Finally, Lin Zhichao added: "As long as your lawyer is willing to cooperate, we can use my mountain forest road project as an experiment."

Zhou Jianxun was already a little excited at this time. He thought this was another genius idea, and in this idea, there was no need for government approval. To put it bluntly, there is no law in this regard in Hong Kong.

"No problem, I will discuss it with my colleagues in the law firm immediately and give you an answer as soon as possible!"

"Okay, if Gao Luyun Law Firm is willing to escort, the plan of 'sale by strata' and 'sale by installments' will completely change the situation of real estate in Hong Kong and make 'home ownership' a reality."

Zhou Jianxun nodded seriously. He found that Lin Zhichao always liked to say "concern for the country and the people" in his mouth. He was young, but he had the aura of a superior.

Great to say, great in practice.

Leaving aside the issue of real estate dominating Hong Kong's economy in the future, most people in Hong Kong are suffering from housing problems, so such policies are urgently needed to solve this problem.

After Lin Zhichao left, Zhou Jianxun called his colleagues together and talked about the plan of "sales by installments", which immediately excited the lawyers in the entire law firm.In the end, everyone agreed that it was feasible, and Gao Luyun Law Firm was willing to participate.

The participation of the law firm is mainly to escort the legal issues, and at the same time, to give the buyer a peace of mind.The participation of 'Gao Luyun Law Firm' can greatly increase the reputation of the law firm, and it can be said that there are many benefits.

(End of this chapter)