The Birth of the Hong Kong Island Family.

Chapter 234 [Break it when it is broken]

Lu Yu Tea Room.

Lin Zhichao and He Xian were sitting in a private room, talking about Dalian Real Estate.

Many loans of Dalian Real Estate were guaranteed by He Xian's signature. If Li Kangjie failed to do a good job, Hang Seng Bank forced He Xian to pay back the money, which made He Xian full of debts.

In the previous life, the same was true for He Xian, and in the end it was No. [-] who came forward to find a way to tide over the difficulties for He Xian.

It's just that He Xian found Lin Zhichao in this life.

"Lin Sheng, Li Kangjie didn't do well, and I was heavily in debt. Is there any way you can help me tide over the difficulties?" He Xian said sincerely.

The relationship between the two began with speculation in gold, and now Lin Zhichao is a rich man and a real estate leader, so he can only ask for help.

Lin Zhichao did not reply immediately, but asked about the details of Dalian Real Estate Company.

He Xian said in detail: "There are seven sites and ten buildings in the hands of Dalian, which have not yet started construction and sales. There are also four buildings that are not selling well, and only about one third of them are sold."

After hearing this, Lin Zhichao was terrified. This Li Kang Festival has expanded really fast, and the funds involved have reached more than 5000 million Hong Kong dollars.

No wonder Hang Seng Bank was in a hurry, and wanted to withdraw the funds regardless of friendship, so as not to affect itself.

Of course Lin Zhichao would not be so stupid to take things over for the sake of friendship.

So, he said: "He Sheng, because the amount of funds involved is too much, only HSBC and Huayin can save you now. I am familiar with HSBC, and you are related to Huayin, so it depends on how to choose." gone?"

He Xian was distressed immediately. He approached Lin Zhichao because he didn't want to trouble that relationship. After all, the country is so difficult, and his troubles need to be solved.

"I am worried that if HSBC comes forward to help, it may be eaten by HSBC in reverse."

"When things have come to this point, you have to trust the ability of the bank. There are three ways to deal with the situation of Dalian Real Estate: first, reserve some land (no deposit, negotiate with a liquidated damages); second, good Some sites should be sold as much as possible; third, some real estate properties should be sold out and auctioned off.”

To achieve fairness and maximize benefits, only HSBC can solve it.

Maybe Huayin can solve it, but that requires Huayin to deposit money in, and He Xian needs to consume a lot of favors.

He Xian hesitated. Although Lin Zhichao's method was very realistic, he was reluctant to reveal all the money he had earned.

"Lin Sheng, thank you for letting me know, let's go back and think about it!"

"Well, if He Sheng has any ideas, you can communicate with me at any time. At present, it may be more in your interest to deal with it before the end of the plunge."

When it is interrupted, it will suffer from chaos.

If the position is cut at the end of the year or next year, the loss must be even greater.

"Ok"

He Xian could see that Lin Zhichao was unwilling to directly participate in this matter. There may be two reasons. The first is the huge amount of money involved, and the second is to avoid suspicion.

After the two separated.

Lin Zhichao couldn't help shaking his head, he didn't want to get involved in the matter of Dalian Real Estate, after all, his friendship with He Xian was not worth so much money.Of course, the solution Lin Zhichao gave him is definitely the best solution.

HSBC is not a hungry wolf. On the contrary, it is a bank that pays attention to principles and reputation. It is impossible to eat a real estate company, and that is completely unnecessary.

As for eating Hang Seng Bank in the previous life, it was all asked by Hang Seng. The situation at that time was that Hang Seng Bank’s loans accounted for more than 70%, which was simply asking for a dead end.It is impossible for HSBC to save a competitor with all its strength, and it is impossible for Lin Zhichao to save a competitor.

At that time, Hang Seng Bank's situation could not be solved by providing tens of millions of funds, but it had to restore its reputation; then the best way, of course, was to have the backing of HSBC Bank, so selling oneself was the only option.

Of course, HSBC's rescue of any bank or company is business-like and principled.For example, in the previous life to save Liao Chong Hing Bank, they cooperated with Standard Chartered Bank to provide 3000 million funds and issued a statement of support; but once the turmoil was over, HSBC and Standard Chartered Bank would immediately ask Liao Baoshan to auction off the property to pay off the debt.

The reason is simple, you must pay back the money I lent you as soon as possible.Broken arm is your business, at least I saved your life.

Because of this, Liao Baoshan felt sorry for the cheap sale of the property, and put money above her life, so she died!
Back to Cheung Kong Industries.

Lin Zhichao recruited Hu Zhaoxu and said, "Nowadays, land and property prices have fallen sharply. You should pay close attention to market trends."

Hu Zhaoxu understood that what the boss meant was to buy the bottom if he could, so he said, "Well. At present, the land price has fallen by 40%, and the property price has also fallen by 30-40%. It is estimated that there will be another drop."

Lin Zhichao nodded, and said: "If you don't buy a residential unit, it will naturally continue to fall. And the more it falls, the less people will buy it. How many people dare to take the risk to buy the bottom!"

In this round of slump, a house may only cost [-] Hong Kong dollars. Such a good opportunity, unfortunately, few people are destined to gamble; because fear will occupy people's minds.

Hu Zhaoxu had to admire his boss, not because the boss was buying the bottom, but because the boss had a very relaxed attitude, as if he had a chance to win.This sensitivity and understanding of the market is simply unmatched. He has avoided the "real estate crisis" twice and is hunting for bottoms.

London, late August.

Walking out of the airport, Lin Zhichao and Audrey Hepburn got into the Rolls Royce.

He looked at Audrey Hepburn, and found that he had collected this woman for seven years, and Audrey Hepburn not only did not lose her beauty, but even worse than before.It seems that under his nourishment, women not only have a longer flowering period, but also get better improvements in skin and demeanor.

Audrey Hepburn said slyly: "Shall I ask Ella to introduce you to some nobles in London?"

She already knew why Lin Zhichao came to England, so she deliberately played a trick.

Lin Zhichao smiled. It is true that he did not break into the aristocratic circle in London, but he felt that it was not necessary to contact them intentionally.He followed the relationship of political figures, not those old nobles.

As long as he resolves the relationship of identity, he will not be discriminated against, just like Bao Yugang in his previous life.

"It's enough to know you as a nobleman!" Lin Zhichao said solemnly.

Audrey Hepburn was immediately delighted. She was most proud of her role in "Roman Holiday", and this man also liked her original performance.

"Your mouth is so sweet, you probably have a new lover, right?" Audrey Hepburn continued to be mischievous.

"Yes!"

Audrey Hepburn's expression suddenly became complicated, and the eyes of the two intertwined, and she was finally defeated.

"I hope you don't have a new lover and forget the old one!"

Lin Zhichao laughed "haha", he didn't expect that this woman has been so deeply PUA by him, and this kind of thing has begun to be accepted so quickly.

"why are you laughing?"

"I laugh at you for being so deceitful and easy to be fooled!"

Audrey Hepburn instantly understood that Lin Zhichao was teasing her, and she was about to serve her with fists, but unfortunately Lin Zhichao was driving, so she didn't dare to play around.

In fact, in Lin Zhichao's heart, he also thought about being more romantic, to satisfy his desires.But now he always has a sense of urgency, that is, his career is not stable, his family is not stable, and his children are not adults, which is one of the reasons why he dare not mess around.

But his own demand for that aspect is very great, and it can be said that it is the pinnacle state of human beings.Therefore, it is not too late to be romantic after the age of 40. Anyway, his physical condition will be in his 20s by then, and the social atmosphere will be more open.

The convoy drove into a manor on the outskirts of London, which was purchased by Audrey Hepburn for 50 US dollars. The scale was not large, but it was definitely considered luxurious.

"dad"

When the vehicle drove into the yard, Aila walked out with Lin Ruidong. As soon as Lin Zhichao came down, the mixed-race Lin Ruidong ran forward, and was picked up by Lin Zhichao.

The father and son can see each other for ten days and half a month a year, but Lin Ruidong, who is almost three years old, has no strange feeling with Lin Zhichao, which makes everyone a little strange.

"Barononess, thank you for taking care of them!" Lin Zhichao thanked them when they met.

Rather than taking care of her, you can also say accompanying her. If Audrey Hepburn was the only one with a mixed-race son, she would definitely feel like being 'abandoned'.

With Ella's company, the grandparents and grandchildren get along comfortably, and with a career as a companion, Audrey Hepburn's life will not be so uncomfortable.

Aila had already let go of her prejudices, and now she has accepted Lin Ruidong's father, and said: "We, the grandparent and grandson, are one family, and you are just a temporary addition to the family!" There was still a trace of 'dissatisfaction' in the words, but obviously The attitude is different.

"Grandma, Dad is just busy with business!" Lin Ruidong cleverly opened up for Lin Zhichao.

"Little guy, you're such a ghost!" Ella joked.

Lin Ruidong blushed suddenly, and he usually complained about why his father was always so busy at work!

In the evening, the family gathers for dinner.

There are servants in the villa, but the villa in London is only for vacation. Usually, Audrey, mother and son, and Ella live more in Los Angeles, but they also spend a lot of time on vacation in Europe.

"Honey, what do you think is a better investment for the money you earned in the London futures market last year, together with the capital of 200 million dollars?" Audrey Hepburn asked suddenly.

During the Suez Canal crisis last year, sugar prices rose from £23 a ton to £55 a ton within a week.And Audrey Hepburn invested 150 million US dollars (guaranteed less than [-] US dollars), and sold it after double the net profit.

Lin Zhichao did not get back the capital, so Audrey Hepburn had a cash flow of 200 million US dollars.

Of course, Audrey Hepburn still has a lot of funds. After all, Lin Zhichao gave her a sum of 50 US dollars before; and Audrey Toys also paid dividends of 80 US dollars (most of the rest of the company’s funds were used for reinvestment). Lin Zhichao also gave his share to Audrey Hepburn.

So, Audrey Hepburn is now rich.

Lin Zhichao raised his red wine glass, and Ella and Audrey Hepburn accompanied him to drink.

Tasting the expensive Romanee-Conti of later generations, Lin Zhichao thought in his heart, in this era, as long as you have capital, you can just lie down and make money.

"During this time, I will study British stocks and tell you which stocks to buy later! Since the British made a somersault at the Suez Canal last year, the stock market has been falling. But after all, the world economy is developing, so I predict next year At the beginning, the British stock market will also rise. If you invest 200 million in British stocks, the annual return rate will not be less than 15%, which is considered a good investment for the time being.”

Lin Zhichao's analysis is not wrong, but in the early and mid-60s, the British stock market performed mediocre, so funds will not always be invested in the stock market.

Ella and Audrey Hepburn could not help sighing when Lin Zhichao confidently stated his investment knowledge. This man is simply born to make money.

Audrey Hepburn nodded and said, "Well, listen to you! By the way, there is also the matter of Rich's team getting 10% incentive equity!"

Lin Zhichao said: "Well, I will go to the United States in about October, and then we will fulfill our promise. At the same time, I plan to transfer half of the shares to you. The next step is to prepare for the listing of 'Audrey Toys'. It is beneficial to the development of the Barbie brand."

In terms of the general direction of development, Lin Zhichao has communicated with the management, that is, to build Barbie into a family, and to make Barbie nearly a hundred professional. Barbie's slogan is "Barbie, beautiful Barbie, I hope I am you . '

Audrey Hepburn did not refuse. Although she was not that keen on money, if Lin Zhichao gave it to him, she would accept it.

Barbie dolls can now sell millions of dolls a year, and become an excellent company that can be inherited by children in the future.

Five days later, Lin Zhichao met with British Prime Minister Harold Macmillan. Prior to this, Global Shipping and the British shipyard signed a shipbuilding contract for two "2-ton cargo ships", with a total cost of 5 million US dollars.

Lin Zhichao once again used money 'diplomacy' to gain the friendship of politicians.

Of course, shipbuilding in Britain, France and Germany was originally "planned". Although these ships are much more expensive than Japanese shipbuilding, the first performance may be better, and the second is "diplomatic" relations.

In the prime minister's office, Lin Zhichao sat with Harold Macmillan, accompanied by British government officials, journalists, and of course senior executives from Global Shipping.

Harold Macmillan said first: "Mr. Lin, I don't think the Suez Canal is as important as I imagined, as long as the merchant ships are big enough! What do you think?"

This sentence is a sentence that the British have often said since their failure last year. It is nothing more than to cover up the loser's face.

Of course, Lin Zhichao couldn't agree, but there are reporters here today, and he said calmly: "Since the Suez Canal crisis last year, shipyards around the world have been developing merchant ships in a big direction, which is a good thing; because, with the The development of the global economy is bound to rely more on shipping. This time I came to London and specially built two large cargo ships with a capacity of 5 tons in a British shipyard."

Harold Macmillan said happily: "Really?"

The shipbuilding industry is very important to any country. Two large freighters of 5 tons can solve many problems, and it is also a good sign.

Lin Zhichao nodded and said, "Britain is still the world's largest shipbuilding country. I believe my choice is very correct."

Harold Macmillan said, "Of course!"

The conversation between the two revolved around the shipping and shipbuilding industries.During the period, Hong Kong's industry was also discussed, but Hong Kong's politics were never involved, because such matters are generally under the control of the Colonial Department, and Lin Zhichao is not a politician.

The meeting ended quickly, and Lin Zhichao and Harold Macmillan had a little time for a private conversation.

"Mr. Lin, your shipping business is so big, have you considered becoming a British citizen, so that you can better expand your business into Europe and the United States?" Harold McMillan sincerely sent an invitation.

Lin Zhichao's influence is too great. According to reports from the Hong Kong government office, MI[-] and other personnel in Hong Kong, the London government has realized that Lin Zhichao's influence is not limited to Hong Kong, but to the world.Moreover, Lin Zhichao has a great influence in Hong Kong (stable foundation).

So, taking advantage of his private time, Harold Macmillan sent an invitation.

"Mr. Prime Minister, can you introduce me?" Lin Zhichao said in a relaxed and humorous tone.

In fact, he was just waiting for an opportunity.As for the impact of the dual nationality matter on him in the future, that can be dealt with in the future.

Knowing the current affairs is a hero, what Huaxia wants is not his nationality alone, but the help he can bring to Huaxia's economy in the future.

Harold Macmillan immediately said, "Why not!"

Then he asked his secretary to write down a letter of recommendation for Lin Zhichao.

In fact, without these, it is natural to be able to easily become a British citizen, but with these, the political meaning is stronger.

Of course, for Lin Zhichao, except for taking out this place of origin when needed, he usually regards himself as a Hong Kong native.

In fact, the term "Hong Kong people" was only popular in the "MacLehose era" in the 70s; before that, Hong Kong people were very embarrassed. It is obviously wrong to say that they are British, because Hong Kong is just a colony; They are from Huaxia. Obviously, everyone is unwilling to live a hard life, or neither side is a good choice.

It wasn't until the 70s that Hong Kong's economy and social welfare all soared, and everyone could finally proudly say 'We are Hong Kong people'.Because at that time, Hong Kong was already the region where the economies of the four Asian tigers developed first.

Hong Kong's economic development originated in the 50s. At this time, Taiwan Island was still implementing foreign trade control, South Korea was still fighting and unstable, and Sing Tao still had no autonomy. It was not an economic rival of Hong Kong at all.

The next few days.

Lin Zhichao did not return to Hong Kong, but attended some parties and dinners in London, and met some political and business friends in London.At the same time, he also thought about what stocks Audrey Hepburn should buy, that is, heavy industry and emerging industries.

Among them, the heavy industry is of course shipbuilding and car building, and the emerging industry is the "Tesco" supermarket. I have selected five stocks and plan to buy them all by the end of the year.

On the other hand, with the letter of introduction from Harold Macmillan, Lin Zhichao also got a passport for a world businessman in a logical manner.

(End of this chapter)