The Birth of the Hong Kong Island Family.

Chapter 257 [Discovery of Conscience]

In the morning at No. 79, Deep Water Bay, the tranquility is filled with the fragrance of birds and flowers. The eyes are full of green mountains, and what you breathe is the aura of the mountains. Living in such an environment, there is no reason to feel bad.

After Lin Zhichao played golf, he returned to the villa to have breakfast.Two wives, seven children, a mother, and a younger sister, the whole family is really lively.

"So rich!" After washing his hands, Lin Zhichao sat in his seat.

I saw on the dining table: shrimp dumplings, barbecued pork buns, egg tarts, steamed sweet potatoes, steamed pork ribs, sweet potato crisps with milk, soy milk, West Lake Longjing, about a dozen kinds.

"It was packed from the tea restaurant, so I changed the taste!" Tang Caiyun said beside her.

Lin Zhichao picked up the chopsticks and said, "Not bad! Let's eat!"

As soon as the voice fell, everyone picked up their chopsticks and started to eat breakfast.

The family rules of the Lin family are not strict, but since everyone is determined to have dinner together, they will naturally wait for Lin Zhichao, the male master, to move his chopsticks before everyone starts; , while hungry.

"Grandma, I want a soda!"

Just after taking a few mouthfuls of breakfast, Lin Ruikai, who was recently approved to serve, made a request.

"You can't drink soda in the morning!" Lin Zhichao said directly.

Lin Ruikai is not yet five years old this year, and is Tang Caiyun's third son, so he is rather delicate, and immediately refuted Lin Zhichao: "I can't drink it in the morning, I can't drink it in the afternoon, I still can't drink it in the evening, why?"

After all, he is a child, so he is not afraid of Lin Zhichao at all.

Fortunately, Lin Zhichao is not a feudal parent, and he will first reason: "Because soda is not part of the three meals, it must be drunk. Therefore, whether you can drink it depends on whether your parents agree with you!"

Tang Caiyun couldn't help yelling at Lin Ruikai, she was stricter than Lin Zhichao.

But now Lin Zhichao is teaching, she will not stand up and yell at the children.

Lin Ruikai seemed to understand but didn't understand, he didn't know how to look at his face at all, and he still refused to let go: "But I want to drink soda, and my brothers also want to drink!"

Brat, he also knows how to lure people into his gang.

Lin Zhichao glanced at the three older children, who immediately shook their heads, and then worked hard to eat.

This is not the right situation, how dare we unite!
"Drinking too much soda is not good for your health, because it's too sweet, you can only drink it occasionally with the permission of adults! Also, you just lied, your brothers didn't want to drink soda; so, I want to punish you , please go back to the original place to eat. When you can eat well, come to this table again.”

After finishing speaking, let the servant take Lin Ruikai away immediately!

There is also a restaurant, which is for children who cannot eat independently, and eat with the help of servants.

Lin Ruikai didn't expect the soda to fail, and he also lost the new environment he had just changed so hard, so he was immediately sent away by the servant in a rage.

A small family farce, just extinguished!
Lin Zhichao is not considered a feudal parent, and during the process of dealing with it just now, he did not get angry.

Of course, if it is in an ordinary family, it is understandable for the parents to be furious, because it is enough to worry about life, and the naughty children can easily arouse anger.

In the Lin family, if the child is naughty, he can get a better and more patient education.

Lin Zhichao did not forget to appease Tang Caiyun, saying: "It's not a big problem, don't get angry!"

Tang Caiyun nodded, and her anger disappeared in an instant!
Lin Zhichao said to Lin Ruihuan, Lin Ruijiang, and Lin Ruihai again: "Drinking too much of this soda will make you fat, and it is an unhealthy drink. Your father is very democratic. He allows you to drink it occasionally. There is no problem!"

"Yes, old bean!"

The three children quickly agreed!

Dad is not angry and pretentious, and mother looks fierce, but in fact there is no big problem.Everyone can feel that, don't make your father angry, because even your mother will be angry too.

Keep eating.

During the dinner, Lin Xiner smiled and said to her eldest nephew: "Rui Huan graduated from elementary school this year, and will start middle school in the second half of the year. Isn't she only 20 years old after finishing college? You make me, an aunt, where will you put my face on! "

Lin Ruihuan is already ten years old. He has the strength to go to kindergarten for only one year. Because of his precocity, he started the first grade at the age of four, so he started two years earlier.And elementary school can actually skip a grade, but Lin Zhichao already doesn't allow it.

"Aunt, didn't you have no money to study before?" Lin Ruihuan flattered her.

He seemed to be sensible, and he didn't even mention how old Lin Xiner was when she graduated from college.

As expected, Lin Xiner was immediately coaxed into a smile.

The family eats with 'a lot of joy', although there are also 'bad things', but the whole is very happy.

morning.

Lin Zhichao came to the Crocodile Shirt Building and walked into the office building of Cheung Kong Industrial.

"Boss, the plans of the three real estates are all out!" Huang Changhong walked in immediately and handed some plans.

Lin Zhichao nodded. Naturally, he was very familiar with every real estate project of Cheung Kong, and he personally reviewed the drawings.After all, this is just developing, if they are all lazy, it is too unreasonable.

Cheung Kong's "off-plan sales" this year are three buildings, that is, three sites, located in North Point, Sham Shui Po and Mong Kok.The unit price of the land does not exceed 100 Hong Kong dollars per square foot, and the profit of each property is around 300 million, which is still very optimistic.

"How's the situation outside?"

"Very good, the transaction is active, and the residential area in Hong Kong and Kowloon is also rising. At present, almost every unit is more than 2.5, and it is expected to increase to more than 3 in the second half of the year."

Pick up quickly!

At the worst time, a unit does not need [-] Hong Kong dollars; and before the plunge, a unit of [-] is easy.

Therefore, it has indeed plummeted by more than 50%, the situation in urban areas is slightly better, and 70% is possible in remote places.

"What about Causeway Bay?"

"3 is about the same as a residential unit!"

Lin Zhichao nodded. Causeway Bay is more expensive than other places, and it is on the same level as Sheung Wan and Sai Wan.

After exchanging market information, Huang Changhong left the office.Changjiang Industrial has entered a period of rapid development, and there are too many projects that require him, the deputy general manager, to be busy.

While Lin Zhichao was looking at the drawings, he was also thinking in his mind.

In the 60s, Cheung Kong did not need too many real estate projects because the profit was still too low (100%).

Because Lin Zhichao understands the "cycle", there is no need to insist on "goods rotate like a wheel". When the trough is low, the development should stop, and the sales can be increased during the peak.

Maximize your profits!

Lin Zhichao came to HSBC Bank and went directly to the office of Sanders.He is now a director of HSBC Bank, so many staff members also know Lin Zhichao, and he is greeted all the way.

And Sanders has also been promoted again, promoted to general manager and executive director, and has almost been appointed as the next "HSBC chairman".

"In the second half of this year, Huanyu Shipping plans to build two more 10-ton oil tankers, which will be launched into operation next year!"

Sandas said: "Have you found the charterers for the two [-]-ton ships?"

Although he knew that Lin Zhichao was very good at sales, Sundas still asked as usual.

Huanyu Shipping is currently operating four 5.6-ton oil tankers, but in the past three years, it has made a profit of 5500 million. After spending 1400 million US dollars to acquire Hong Kong Shipping, it still has 4000 million US dollars in its account.

The two [-]-ton oil tankers built last year were also built by Huanyu Shipping.Two more ships will be built this year, and the funds are almost exhausted.

Of course, when the contract expires in August this year, the profit of the four 4-ton ships will be reduced by 5.6% a year, and the annual profit will only be about 75 million US dollars.

"Let it out! Exxon Petroleum and Yamaguchi Steamship each rent one, the price is about 15-16% return rate, and the lease term is three years."

Lin Zhichao often has to communicate with Sundas about Huanyu Shipping, which can be regarded as getting along with each other.

Sanders said happily: "You can rent out the oil tanker before it is launched at this time. You really have a good network. But if you build two oil tankers this year, will the shipping conditions be worse next year?"

Lin Zhichao said: "The market is bad, so let's rent it out for three years at a low price. There is always a 15% return rate. If you can't rent it out, it will be a burden on assets; moreover, the shipping market after three years will definitely be good!"

His idea is very simple. This year, Universal Group built a total of six 10-ton oil tankers, two of which were built by the subsidiary Huanyu Shipping.

As a result, Huanyu Shipping has already spent 3800 million U.S. dollars, and the remaining several million can no longer build new tankers.However, by the second half of next year, Huanyu Shipping can make a profit of more than 800 million, and its account can also reach tens of millions. It will be no problem to build two more [-]-ton ships by then.

Universal Shipping adopted a conservative expansion method, and in 1961 it was able to have a deadweight of more than 80 tons, that is, 10 oil tankers.Before 1967, there was no problem increasing to 200 million tons.

"The rate of return of 15% is already very good! Of course, oil tankers are also a risky operation, and it is normal to have high profits." Sanders said.

The risks he mentioned are risks such as oil tankers running aground, and the cost of cleaning up oil pollution is very high.

After talking about work, Sanders talked about an 'irrelevant' thing: "Do you know how many boats Pao Yugang has now?"

Because Bao Yugang and Lin Zhichao had an intersection - selling boats, so he talked about this matter.

Lin Zhichao shook his head and said, "I'm not sure. But I think there should be only six or seven second-hand boats!"

After all, it is impossible for HSBC to fully support him, and the major Japanese shipping companies will not give priority to him for cooperation.Without these two conditions, Bao Yugang's growth has been limited!
Sanders said with a smile: "There are already 8 cargo ships with a gross tonnage of 7 tons, and of course they are all second-hand ships."

Lin Zhichao was really surprised that his strength was so poor.

As everyone knows, this is very reasonable. In May 1957, Bao Yugang tried his best to raise money to buy two ships and expand the fleet to three ships; Makes sense.

Lin Zhichao deliberately said: "Could it be that HSBC is now investing heavily in shipping, or is fully supporting Bao Yugang?"

Sanders said: "HSBC Bank has now given up on Black Book and has indeed begun to provide loans to multiple shipowners. Of course, it is by no means as convenient as you were back then. As for Bao Yugang, he followed 'your way' after all, but We are not very optimistic about him, after all, you have established a strong relationship with Japanese customers. Therefore, the loan is the same as other shipowners.”

There is also what he said-we are already partners, how can we fully support another shipowner.If Lin Zhichao hadn't partnered with HSBC, then HSBC might step up efforts to support Bao Yugang, at least not like the current situation - the loan will be withheld.

Lin Zhichao responded generously: "It is very wise for HSBC to give up Black Book. After all, the shipping industry is too big. If you give up, you will lose a big cake."

After chatting for a while, Lin Zhichao left.

Today is still fruitful. After Lin Zhichao heard about Bao Yugang's situation, his mood suddenly became brighter.

At the same time, Lin Zhichao felt that it was too cruel to take away other people's opportunities?
Whether it's Li Jiacheng or Bao Yugang, no matter how powerful they are now, they won't achieve half of what they achieved in their previous lives.

Perhaps relying on their strength, after losing the opportunity, they may reach 80% of the previous life; for example, Li Jiacheng, if you work hard, you should be able to squeeze into the top ten real estate developers in Hong Kong; for example, Bao Yugang, if you work hard, you can own 400 million in the early [-] tons of load.

In this way, Lin Zhichao will no longer be able to plot against others!
Even, if the situation permits, he will be a good person in the future to support the two of you and make friends.

After all, Lin Zhichao has now walked out of Hong Kong and embraced the world. He should not be petty anymore, but should establish a "brilliant image".

the other side.

Bao Yugang also discovered the 'New World' and immediately discussed it with his father and younger brother.In fact, in his shipping company, his father, younger brother, and even other relatives and friends all have shares.

From the moment he started shipping, he fully mobilized the power of these people.At present, Bao Yuxing is also doing shipping with his brother, and plans to run the shipping business alone in the future.

"Recently, Hong Kong's ship breaking industry has suddenly become busy!" Bao Yugang said in a condescending manner.

Bao Zhaolong frowned and said, "Yugang, your shipping business is running well, why do you think of doing other industries?" In front of his father, Bao Yugang was always very obedient, and quickly explained: "It's not that I want to run ship breaking business. industry, but I found that the ship breaking industry in Hong Kong has started to get busy. I took a look to see that there are many merchant ships parked in Zuijiu Bay, Ngau Tau Kok and other places, waiting to be broken. Where did these ships come from, and why did they suddenly appear in large numbers? What? In addition, the world's shipping is now in the off-season. So I guess, the major ports should be full of second-hand ships waiting to be dismantled, the price must be very cheap, and there are many merchant ships that can still operate. "

Now everyone understands!

Hong Kong shipowners will not dislike old ships, some of which have been built for more than 40 years and are still in operation.But Europe and the United States are different. Ships in their 20s are already shabby for them. The key is that seafarers will protest the working environment on board, and shipowners will be complained by trade unions.

Bao Yuxing immediately said: "We also go to major ports to select ships. If they can't be operated, they will be disassembled and sold for scrap steel. If they can be operated, they will continue to expand ship owners. If the price is cheap enough, maybe it will be able to pay back after a year of operation."

All of a sudden, the Bao father and son decided to act!
in fact.

No matter whether it is Zhao Congyan or Bao Yugang, if they go to the port in the Gulf of Aden, they can only pick up the leftovers from Global Shipping; because the surveyors of Global Shipping are very good, many good ships have already been bought up.

Of course, it is not ruled out that new scrapped ships will join the port later.

But in any case, Lin Zhichao's move was indeed "stingy" again. He not only made money from the "ship breaking yard", but also ate most of the profits from operating second-hand ships "to be scrapped".

Even, there were at least seven or eight ships, which Bao Yugang and Zhao Congyan could still operate for a few years, but they were taken to dismantling by Global Shipping.Because from the very beginning, Lin Zhichao felt that it would be better to dismantle these ships if they fell into other people's hands, lest they become enemies.

Of course, at least this time there is no scheming person, whether he dismantles or not is his business.

(End of this chapter)