The Birth of the Hong Kong Island Family.

Chapter 52 [Preparation for gold speculation] (please read more!)

Hang Seng Bank.

He Tian came to He Shanheng's office and said, "Master Shan, do you still remember the Lin Zhichao I told you about?"

He Shanheng raised his head, with an interested expression on his face, and said: "I remember you said that this Lin Zhichao exchanged gold twice in your hands at the beginning of last year, and obtained more than 27 Hong Kong dollars. With this wealth, he founded After joining Changjiang Real Estate, he shined brilliantly in the real estate industry last year, but now he is probably worth over one million Hong Kong dollars, and he is a real estate genius."

Nowadays, it is widely spread that Lin Zhichao started his business with more than 20 Hong Kong dollars, because the initial investment of the first real estate project was the land fee plus the first construction fee, which was almost more than 20 Hong Kong dollars.

As for the following, they are all wonderful stories of "White Wolf with Empty Gloves".Few people know that Lin Zhichao invested another 50 Hong Kong dollars in real estate, namely the "Telford Garden" on Ferry Street. Many people may think that Lin Zhichao returned the funds from the "Lantian Yayuan" project.

He Tian nodded and said, "Speaking of which, the first time someone sold gold was in the name of Mr. Shan. Just this time, he wanted to invite the two of us to have a cup of tea."

He Shanheng fell into thinking, Lin Zhichao is certainly qualified to invite the two, but what is his purpose?

Soon, he said: "I'm afraid it's for 'gold speculation', and I want to become a member of the Gold and Silver Exchange?"

He Tian suddenly realized that since Lin Zhichao sold the gold, he had invited him to drink tea several times, but the two had no business intersection.Now using his name to invite He Shanheng to drink tea, the purpose is obvious.

"It should be! This young man is not simple. Seeing that speculating in gold is profitable, I'm afraid he has his eyes on him."

He Shanheng said with a smile: "It's all right to attract him to become a member of the Gold and Silver Exchange. After all, he is strong enough and has two hens that lay golden eggs. However, he is not a trendy businessman, but has a united fellow countryman; There is also no channel for importing gold in Omen, so I am afraid that if you join in gold speculation rashly, you may not get what you want. If you lose a lot of money in the future, this friend of yours will be miserable."

He knew that He Tian and Lin Zhichao had a little personal relationship, so he said so.

But He Tian said: "We can tell him about this risk. After all, he is also a figure in the business world, and he is at his own risk."

Soon, He Shanheng said: "That's good! I'm also very curious about this young talent, so let's meet together."

He Shanheng is the chairman of the Gold and Silver Exchange, and he is also the person who presides over the speculation of gold at the Hang Seng Bank.

And Hang Seng Bank has powerful allies in Macau—He Xian and Luo Bao, among whom He Xian and He Shanheng used to be colleagues, and He Xian is the half-brother of He Tim; Luo Bao was raised by a Portuguese in Macau The son of a Chinese, who is the head of the Economic Bureau, is a powerful figure in Macau.

These deep relationships mean that Hang Seng Bank can import a large amount of cheap gold from Europe and South Africa through Macau; later, they smuggle the gold to Hong Kong and cash it out at a high price at the Hong Kong Gold and Silver Exchange.

At the same time, Chaozhou merchants also have channels for importing gold in Macau, and they are closely united to form a gold speculation force.

This led to two groups of people, who later unanimously raised the price of gold in the gold and silver trading field, and induced the gold merchants and financial circles in the capital to 'take over'.

In the private room of Lu Yu's teahouse, Lin Zhichao invited He Shanheng and He Tian to drink tea together.He is also a leader in the industry now, and he is also a standard (excellent) businessman from Shunde, so there seems to be no shortage of connections and status.

"It's a great honor for the two seniors to come!" Lin Zhichao got up and greeted him.

As soon as He Shanheng saw Lin Zhichao, he commented in his heart: "A man of talent, with an imposing manner."

"It's amazing. It's really better to be famous than to meet. I heard that there is a genius in the real estate industry. It's really late to meet."

"You are welcome, please sit down, both of you."

After some politeness, everyone sat down.

The waiter had served Pu'er tea for ten years for everyone, so he left, knowing that everyone had something to talk about.

After chatting for a while, Lin Zhichao got straight to the point: "I have some spare money recently, and I plan to enter the gold and silver trading field to speculate in gold, so I want to take a shortcut and join the team at Daxie Shan, looking for a member unit."

really!

He Shanheng and He Tian thought at the same time.

He Shanheng first advised: "I heard that Lin Sheng has made a fortune in the real estate industry, and he also opened a zipper factory to make a lot of money, so why go into this muddy water. To put it bluntly, speculating in gold is a bet on the ups and downs, and the risk is high. "

But he has a heart of love for talents, not to mention he feels that if he were Lin Zhichao, he would definitely not take this risk.

He Tian also said: "Brother Shan is right. Zhichao, you are busy with your career, so you may not have time to worry about these things. After all, you need to understand the outside information to speculate in gold, which is very energy-consuming."

Lin Zhichao quickly and respectfully said: "I will never forget the teachings of the two seniors. It's just that this speculation in gold is actually just me taking out spare money to gamble on gold, so my mentality is better than speculators with a gambler's mentality."

He Shanheng was taken aback, and asked: "Do you want to cash out gold from the Gold and Silver Exchange, and then go to gamble?"

Lin Zhichao replied: "This is part of the investment. I will also hire professional traders to make small and medium-sized investments. I provide general trend analysis, traders do specific transactions, and I give them bonuses for profits, similar to European and American stock transactions. member"

He introduced the theories of European and American stock market traders, which immediately refreshed He Shanheng and He Tim.

He Shanheng immediately asked: "Aren't you afraid that they will lose your money?"

Lin Zhichao said with a smile: "A trader must do his best for performance and bonuses. If he still loses money, then I can conclude that he is not a good trader. If he meets a good trader, I will support him vigorously. In fact, I also got an inspiration from the European and American stock industry.”

He Shanheng sighed: "Wonderful! It's really not easy to think of layered sales, installment sales, and the first automatic zipper machine production in Asia. It seems that we are overthinking!"

Lin Zhichao immediately humbled himself.

Afterwards, He Shanheng said: "If you want to enter the gold and silver trading field and become a member, you must meet the requirements. You only need to pay a deposit to register. However, what company do you plan to register in the name of?"

Lin Zhichao immediately said: "I plan to set up a bank first, rent a storefront, and do some foreign exchange exchange and gold trading. Of course, I don't want to make any money from these businesses, just earn some commissions and maintain the storehouse."

"Okay, it seems that you are ready. In this way, after you are ready, you can formally submit the application. Then I will guarantee that you will be able to pass the approval of the board of directors of the Gold and Silver Exchange." He Shanheng said.

Lin Zhichao expressed his thanks again!
Afterwards, under the activeness of Lin Zhichao, the three quickly talked freely.

Lin Zhichao also took the opportunity to ask about the experience of opening a bank account, and the two seniors also gave advice readily.

The atmosphere of this era is like this, as long as you support someone, even a colleague will give you some pointers; for example, Jian Dongpu instructed Liao Baoshan to open a bank—first open a bank account to accumulate experience, and then turn to a bank when the time is right; for example, the later generation Bao Yugang When he entered shipping, he asked Dong Chuanwang for advice.

"The younger generation is awesome, it seems that you may be a great banker in the future." Seeing that Lin Zhichao has a strong comprehension ability and can often draw inferences from one instance, He Shanheng sighed.

Lin Zhichao said frankly: "It is impossible for me to open a bank, because I like to borrow money from a bank. If I open a bank, it would be inconvenient to ask for a loan from a bank."

He Shanheng smiled deliberately and said, "Of course you open a bank, you can lend to yourself!"

Lin Zhichao said with a smile: "Although this kind of behavior is not illegal, it is doomed that this bank will not do well and bury the root of disaster. If the depositors learned that day that the bank lent their own money to the bank owner himself, then they would still trust him." This bank. Obviously not. Then if there is any news, a large-scale run will break out, and the bank has already lent out all the money, and if it lasts for a few days, it will run out of cash. Then this bank will be over!"

He Shanheng and He Tian were shocked. They did not expect that Lin Zhichao's words of "pros and cons" were so foresight and knowledgeable.

He Shanheng sighed: "Threesomes must have my teacher. Listening to Lin Sheng's words today makes people feel a lot."

Lin Zhichao said quickly: "Brother Shan is serious, I'm just talking casually."

After a group of people separated.

He Shanheng said: "The ability is really great! But if you want to make a lot of money in gold, I'm afraid it will be very difficult, it depends on whether he can control himself or not."

He Tian nodded and said: "The essence of gold speculation lies in importing gold from overseas and earning the difference. This is the only way to make a steady profit."

Although the two felt that Lin Zhichao was a character, they were not optimistic that Lin Zhichao could make a lot of money in gold speculation.Once Lin Zhichao becomes a gambler, he will inevitably lose money and be out.

(End of this chapter)