The Birth of the Hong Kong Island Family.

Chapter 90 [1949] (Ninth update! Please book in full!)

On the second floor of Changjiang Bank, Lin Zhichao, Li Zhaoji and four other employees who participated in gold speculation sat together.The four employees involved in gold speculation are gold traders (and telephone operators) Ah Shan and Ah Jin, accountant and telephone operator Ah Hao, and telegraph operator A Ming who joined not long ago.

In fact, Lin Zhichao encouraged these employees to make greater contributions to the team from the very beginning, such as collecting information and observing peers.In order to unite everyone, Lin Zhichao gave the whole team 8% of the profit, and Lee Shau Kee won 6%.

"In the fourth quarter of this year, we made a profit of 75 from gold speculation. Although it is not the beginning of January, I decided to release your bonuses in advance today."

As soon as Lin Zhichao's voice fell, the five of them showed joy and looked at the envelope in Lin Zhichao's hand.

Afterwards, they each got their share, and the mood was even better.

As for Lin Zhichao's mood, he is also very good. Li Zhaoji's skills in speculation are really good, which made him a lot of money.

This year, Changjiang Bank’s gold speculation (short-term) earned a total net profit of 135 million Hong Kong dollars (after dividends), which can be described as a complete victory.

At this time, Changjiang Bank's funds for gold speculation had reached 315 million Hong Kong dollars.

These do not include the gold mortgaged in the Bank of East Asia (4160 taels) and the assets in the store (20 Hong Kong dollars).

"Thank you boss" everyone said happily.

Even if it is four employees, they still get 3750 yuan, which is considered senior management income in Hong Kong.

The reason why Lin Zhichao is so generous is also because the "loyalty" of these people needs to be bound by the share. For example, if two gold buyers and sellers have "selfishness", the losses may be huge, because only the two of them often Stationed in the Gold and Silver Exchange.At the same time, they also work harder and get more, collecting various information for Lee Shau Kee's reference.

"Okay, Changjiang Bank needs to take a break for a while. You have learned more, summarized more, and inquired more recently. Anyway, I have made money, and you have a share."

Everyone expressed their opinions immediately, with faces full of fighting spirit, looking forward to the next gold speculation.

Last week, gold was approaching 500 Hong Kong dollars per tael. Lee Shau Kee braked in time and quickly cashed out all of them; as expected, gold began to slowly fall back.

In Lin Zhichao's view, gold will definitely fall back, otherwise, what will happen to the room for gold's growth before JF goes up and JF Guangdong province?
Could it be 700 Hong Kong dollars per tael?

Lin Zhichao has some vague guesses, but he doesn't plan to speculate for too long, maybe on the eve of the high JF, he will stop, or reduce the investment funds.

After the crowd dispersed, Lee Shau Kee suddenly said: "I have an older brother named Li Zhaolin, who works in a bank in Omen. He heard that I was doing a lot of work in the gold and silver trade field after he heard that I was helping the boss. He suggested that we can directly contact He Xian to purchase gold from Aomen, which will not only lower the cost, but also will not arouse the market’s vigilance.”

He Xian, Luo Bao, and Zhong Ziguang jointly established a "He'an" gold company, and obtained the patent right to operate gold through Luo Bao.The company is mainly run by He Xian. He sent people to Africa and other places to buy gold, and then used Luo Bao's relationship to hire agents from the Western Exploration Department to escort the gold from the dock to the company and sell it to merchants in Hong Kong and Southeast Asia.Since this is the only one with no semicolon, the price difference between gold entering and exiting is quite large.

In other words, Hong Kong's Hang Seng Bank and Chaozhou gold merchants almost all order gold from this 'He'an' gold company.He'an purchased gold from South Africa and other places according to the order demand.

In his previous life, Lee Shau Kee took advantage of this relationship, together with two acquainted banks in Omen, Hong Kong, to obtain some convenience for buying gold and earn some money.Of course, the earning is far from being able to work for Lin Zhichao.

Lin Zhichao said with a smile: "I don't know anyone in Aomen, so it's easy to get cheap gold. Moreover, their imported gold is not punctual, which means it's not easy to turn around."

If it was on time, Chaozhou gold merchants would not have installed wireless short-wave radio stations.

Lee Shau Kee said: "It's a very troublesome problem, and a large amount of gold is transported, which is very risky. Boss, you understand the trend of gold, so there is no need to take risks."

His brother Li Zhaolin actually wanted to join Lin Zhichao's line and import gold from Aomen for Lin Zhichao to earn some hard work; because Li Zhaolin saw that Lin Zhichao was a 'good boss', reputable and generous, so he gave his brother such High dividends.

In fact, if a cooperation can be reached, the benefits to Lin Zhichao will outweigh the disadvantages.

It's just that Lin Zhichao has a lot of information, so he doesn't care about these issues such as 'increasing the price when buying'.Moreover, Lin Zhichao is not greedy, and does not earn the last copper coin, so there is no need to take a little risk.

"You're right! The most important thing is that my speculation in gold is only a temporary measure, and I will withdraw soon."

Li Zhaoji immediately admired Lin Zhichao's control, and he was not greedy at all.

If it were someone else, after earning so much money, I am afraid that they would have concentrated on speculating in gold long ago.

The two chatted for a while, and after Lin Zhichao confirmed that the funds had been deposited in HSBC, he left Changjiang Bank.

Before leaving, he informed Lee Shau Kee that he was going to attend his wedding. This time, Lee Shau Kee was also the best man in Lin Zhichao's wedding. Lin Zhichao intended to cultivate him.

In a restaurant, two brothers, Li Zhaoji and Li Zhaolin, got together.

"Zhaoji, is your boss excited?" Li Zhaolin asked enthusiastically.

He is very confident. After all, Changjiang Yinhao is so generous in the gold and silver trading field. If it can import gold from Aomen, it can save a lot of cost.And if he can get the appreciation of Lin Zhichao and be responsible for smuggling gold from Omen to Hong Kong, then he can also make a lot of profits.

Li Zhaoji shook his head and said, "Brother, our boss is different from other bosses. He is very confident in speculating in gold. He is good at analyzing the market from factors such as the situation in the mainland and Omen gold imports. Although what you said can reduce costs, He didn't want to take any chances."

Li Zhaolin said anxiously: "Why don't you introduce my brother, and I will transport the gold for him, so that nothing will go wrong."

Lee Shau Kee smiled wryly, "How about shipping it to Hong Kong? He is also worried about keeping the gold in his hands, so he has no plans at all."

He guessed right, even if he put the gold in Changjiang Bank or at home, Lin Zhichao was not at ease.While speculating in gold at the gold and silver trading field, what you get is not really gold, but a contract, so the risk is smaller.

Li Zhaolin could only say disappointedly: "Okay!"

At this time, Lee Shau Kee said: "Brother, I have a capital of over [-] now, and we can cooperate. You can transport gold from Omen for me, and I will give you a commission."

Li Zhaolin was stunned and said, "Do you have 10,000+ funds?"

Immediately, people are more popular than others. Fortunately, he is a brother. He came out to engage in this industry earlier, and now he only has a net worth of 2 Hong Kong dollars.Unexpectedly, this younger brother has only been out for less than a year, and already has a net worth of 10,000+.

"That's right. Today I paid more than 4 commissions. This year, my commissions are already 8 Hong Kong dollars. In addition to the usual gold speculation, I already have a small fortune."

Li Zhaolin was still happy for his younger brother and said: "You are lucky to meet a boss who appreciates you. Moreover, you are very good at speculating in gold. You should be prosperous!"

Lee Shau Kee said modestly: "It can be considered developed there!"

The two brothers soon decided to join hands to smuggle gold from Omen and cash it out at the Gold and Silver Exchange in Hong Kong.Since Changjiang Yinhao allows Li Shau-kee to trade his own gold, it is quite convenient.

After parting, Lee Shau Kee's eyes revealed determination.

From the first day when Lee Shau Kee took a deep breath of fresh air when he stopped in Central, Hong Kong, he hoped that he would succeed.

The definition of success is that he is a personality worthy of his innate endowment, worthy of the cultivation of his acquired environment, giving full play to his wisdom, ability, and mind, and grasping the opportunities, opportunities, and fates he can grasp as much as possible.

If this hard work has led to his prosperity, it is just a result of related causes and results.

Although he is grateful for Lin Zhichao's trust and support, Lee Shau Kee also believes that his ability is an important reason for his prosperity. If he disappoints his boss, how can he continue to cooperate.

"Now, I have a net worth of more than 20 yuan, and I will strive to achieve a net worth of [-] yuan next year." Lee Shau Kee thought confidently.

Monday, August 1949, 1.

On the fifth day of the twelfth lunar month, it is advisable to get married.

The wedding of Lin Zhichao and Tang Caiyun was held at the Peninsula Hotel. Many relatives and friends were invited to witness it, and some people of high moral standing in Hong Kong also came to attend.

The wedding was presided over by Jian Dongpu, and He Dong was also accompanied by his family members. Hundreds of rich and wealthy Hong Kong businessmen attended the ceremony one after another, and the ostentation was relatively large.

Some people are amazed that Lin Zhichao has made so many friends in less than three years since he came to Hong Kong, and his career has far surpassed that of his peers.

"We Guangdong people missed a good son-in-law! Why didn't you take the initiative to introduce your daughter back then, what a waste of opportunity!"

"A hero is sad for a beauty pass! Mrs. Lin is so beautiful, fortunately we didn't introduce it, otherwise it would be embarrassing to be rejected, haha!"

The people below were discussing a lot, but Jian Dongpu on the podium said: "In this special year, a talented man from Cantonese married a talented woman from Shanghai, which just fits the current situation in Hong Kong. Whether you are from Guangdong Province or Shanghai City people, we are all Hong Kong people now”

There was applause from the audience!

To be honest, Lin Zhichao developed rapidly, and in a short period of time, with his achievements in real estate, he won the appreciation and cooperation of Jian Dongpu and He Dong.

Therefore, if someone says that he needs to rely on his father-in-law, it is obviously a joke.

During the period, someone did want to introduce his daughter or niece, but Lin Zhichao politely refused, because he had already known Tang Caiyun at that time, so naturally he was not in the mood to accept a "blind date" partner.

Soon, when it came time to toast, He Dong came first.

He Dong is already 87 years old, and he can bring his family to his wedding, which is obviously enough to give Lin Zhichao face.At the age of 93, Ho Tung went to the UK in a wheelchair to receive the KBE award.

I don't know if Lin Zhichao can also get a fifth-class jazz title at that time.This thing is quite useful and has great practical value - it is convenient to do business in the UK; even in Hong Kong, you can still exist above others, of course, you can selectively 'hide' this title in the future.

The KBE award is the second class in the Order of the British Empire, with a total of five levels; Li Chaoren in his previous life won the KBE award after the millennium.

Many celebrities in Hong Kong like to be called 'Sir So-and-so' and 'Dr.

"A beautiful woman with a hero, not bad!"

"Thank you Sir Ho for attending our wedding"

"Haha, why don't I come to your wedding? I'm optimistic about you!"

People around can see that Lin Zhichao and He Tung have a very close relationship, and if they think about the Hong Kong Governor's participation in the groundbreaking ceremony, they will understand that Sir He Tung is contributing.

After a lap, the host and guest cheered.

When the guests heard that Lin Zhichao and his wife donated all the gift money to the Tung Wah Group of Hospitals and Po Leung Kuk, they all applauded. Naturally, the directors and chairmen of these two charitable organizations came to the stage to thank them.

At this time, when a large number of refugees come to Hong Kong, the most urgent thing is not to live, but to 'eat', so there are charities in many places to distribute food, so as not to starve to death in Hong Kong, which is really a sad thing .

Lin Zhichao and his wife received tens of thousands of gift money. This donation is already quite large. A donation of 10 Hong Kong dollars in this era can make the university name you "XX Building".And these gift money already belonged to Lin Zhichao and his wife, and they will be repaid to the guests present in the future.

So this is true charity.

Of course, Lin Zhichao chose to donate money directly because he didn't need to trouble himself and could make some friends.

Next year will be the time when the number of refugees in Hong Kong will be the largest, and Lin Zhichao will have a lot of money at that time, and then he will donate another [-].He always remembers the promise he made when picking up gold, so charity still has to be done every year.

One cannot be without integrity, otherwise God will not help you!

At night, Lantian Yayuan.

Lin Zhichao hugged Tang Caiyun who was wearing a wedding dress, lying tenderly on the bed.

"The wedding room is a bit small, and the wedding ceremony is a bit simple, only a heart is more real than real gold." Lin Zhichao said nasty words.

The same thing, he said it naturally without any sense of disobedience.If young people in later generations speak out, they will inevitably be dissed for a while, and even give their daughter-in-law a reason for life.

Lying in Lin Zhichao's arms, Tang Caiyun was deeply moved as expected, and said sweetly: "Husband! The wedding room is very big and the wedding ceremony is very grand. I also received your sincerity. It is very true."

Hearing this, Lin Zhichao turned over and bet on Tang Caiyun's body, and said in a natural way: "Well, shouldn't it be time for us to enter the bridal chamber?"

Tang Caiyun smelled the heavy breath of the man who was close at hand, and after being intoxicated, she said, "Haven't you taken off the wedding dress yet?"

"Don't take it off!"

After speaking, Lin Zhichao began to take action.

What kind of wedding dress to take off is the 'Avatar'. Of course, this is the wedding dress for marriage and needs to be preserved, so Lin Zhichao did not dismantle it violently.

the next morning.

Lin Zhichao and Tang Caiyun slept until eight o'clock before getting up slowly and serving tea to Wu Wenying.

Since her mother is not overbearing, Tang Caiyun is also gentle and gentle. The mother-in-law and daughter-in-law must get along very well, which can stabilize Lin Zhichao's rear.

As a result, Wu Wenying took a sip of the tea served by the daughter-in-law, and immediately helped Tang Caiyun up.

"Good daughter-in-law! Our family doesn't have too many rules. As long as you and my son are loving and harmonious, I will be satisfied as a mother."

"Mom, thank you!"

With the addition of a maid, Ah Xia, Wu Wenying naturally got rid of housework; of course, in the past, Lin Xiner would help Wu Wenying with housework, and even Lin Zhichao would simply clean up.

The house is still too small, and Lin Zhichao still plans to move to a separate house within two years.

(End of this chapter)