The Birth of the Hong Kong Island Family.

Chapter 96 [Brother-in-law is scary] (Please ask for a monthly pass! Please order in full!)

morning.

Tang Caiyun asked in the bedroom: "Husband, do you want to take this gold away later?"

Last night, Tang Caiyun saw Lin Zhichao carrying two boxes home, and immediately put them in the bedroom and opened them. The golden bars immediately turned the bedroom into a golden house.

Although she would not open her eyes to money, it was the first time she saw such a huge wealth.

"Don't worry about those, just treat them as if they don't exist. Compared with you and the child in your belly, everything else is outside your body. So, I will put it in the bedroom for a few days, so you don't want to be disturbed by them. And there will be some later, get together After we are together, I will deposit it in the Bank of East Asia for a mortgage loan.”

Lin Zhichao was worried about affecting Tang Caiyun, so he comforted her.

As for keeping Tang Caiyun from knowing, it is unrealistic. He will check the quantity and quality immediately, and will not avoid Tang Caiyun.

Tang Caiyun let out an 'ah', marveling at where Lin Zhichao got the gold, and was immediately moved.

"Well, I won't take it seriously!" After finishing speaking, he stroked his five-month pregnant belly.

Lin Zhichao has already locked the gold in the cabinet, but it is just a normal protective measure. In fact, he will not worry about the gold at home, which will affect his mood at work.

Afterwards, Tang Caiyun arranged Lin Zhichao's clothes. Lin Zhichao smelled the faint beauty fragrance, and then looked at Tang Caiyun's young, beautiful and maternal face, and couldn't help but put his arms around her waist.

As the so-called 'eat the marrow to know the taste', the two are newly married, and Lin Zhichao is full of energy, so it is inevitable that some hormones will often erupt.Coupled with Tang Caiying often playing at home, Lin Zhichao will inevitably have distracting thoughts, Amitabha.

"Husband, it's time to go to work!" Tang Caiyun said coquettishly.

To be honest, Lin Zhichao is so attached to her, she is both happy and a little distressed.It goes without saying that she is happy, but her worry is that it is inconvenient for her to be pregnant now, and her husband likes it a lot, and he is very good at making love between men and women.

"Got it! The future is long, I just want to see my beautiful wife, so I can think about it when I have free time at work!" He said nasty love words, and took a big mouthful.

Tang Caiyun has already softened, her eyes are full of affection.

The two finally finished packing, walked out of the bedroom, and had breakfast with their family.

Unexpectedly, Tang Caiying had arrived at the Lin family and was playing with Lin Xiner.The two share the same school, and it is the driver of the Lin family who takes the two girls to the girls' school in Mid-Levels every morning.

Because of this, Tang Caiying sometimes even eats breakfast at Lin's house, in the name of improving the taste.

Of course, everyone in the Lin family welcomed her and doted on her so much that Lin Xiner was even a little jealous.

But she probably never thought that her good sister might become her sister-in-law one day; she didn't know whether she would be happy or happy at that time!

On the table.

Lin Zhichao said: "Caiying, Xin'er, both of you, eat more!"

Just a casual word of concern.

Who knows, Tang Caiying immediately retorted: "No, it doesn't look good when you gain weight."

After finishing speaking, she couldn't help but glanced at Tang Caiyun beside Lin Zhichao, as if to say that her sister had gained weight.

Tang Caiyun's pregnancy is a major event, whether it is Lin Zhichao or Wu Wenying, the supervision of her nutrition is very strict.

As a result, Tang Caiyun's weight has increased a lot, but she is not considered fat, only plump.

Tang Caiyun was very sensitive, and immediately said unhappily: "Look at what I do! I am two people now, and of course I have to keep up with my nutrition."

The relationship between the two sisters is very good, such trivial matters are naturally irrelevant.This behavior is nothing more than their way of getting along in the past, and the Lin family is also their home.

Lin Zhichao immediately made a mediation: "Your sister's body is very normal, and she will recover soon after giving birth. But you two girls should make up your body first; after you finish reading, you can think about getting slim again."

After speaking, he couldn't help but look at Tang Caiying's chest, it seemed to be not bad.

It's still very important there, Taiping affects the aesthetic feeling, Lin Xiner was a little bit undernourished in the past few years, but fortunately, she has made up a lot in the past two years, so it won't be Taiping.

Tang Caiying noticed something, and immediately found where her brother-in-law's eyes stayed, and then she looked at her brother-in-law as if not to be outdone, and expressed her protest.

This little girl!

As a brother-in-law, I should care about her body.

At this time, there were five women in the Lin family, and the maid Axia was in the kitchen; anyway, Lin Zhichao was the only man in the family, so he saw Tang Caiying never evasive.

After breakfast, Lin Zhichao was the first to leave and go to work.

Tang Caiying quietly pulled her sister to the bedroom, and said jokingly, "Sister, did you see the eyes of brother-in-law just now? It's so scary!"

She muttered in her heart: "Brother-in-law, who told you to watch my X department, I will sue you!"

Of course, Tang Caiying was joking with her sister, it was because of her character.

There is no reason why Tang Caiyun didn't know, after all, women's intuition is very accurate.

"You're still laughing! Reporting at our house every day, if I were a man, I would have to look at a beautiful girl like you a few more times!" Tang Caiyun said intentionally.

She didn't want to face this problem until the truth came out, and she didn't want to have trouble with Lin Zhichao because of it.

Tang Caiying stuck out her tongue, and immediately said playfully, "I'm going to come, doesn't it mean my sister doesn't like me?"

After speaking, deliberately sad.

Seeing this, Tang Caiyun knew that Tang Caiying was still young and didn't take the relationship between men and women to heart, and she might just have a simple affection for her brother-in-law.

I can only helplessly think that one step is one step, and my parents know this problem, but they can't solve it.

From a psychological point of view, the Tang family is a distinguished family, how can there be sisters who marry the same person?

Although it was still common practice in the Republic of China to marry concubines, women also knew JF's thoughts.

But Tang Caiyun felt that the problem now was - her husband is a very good person, if one day, how should she face it?And will this sister agree?
After much deliberation, she could only say: "Come whenever you want, your sister and wife are not pregnant, it's not like you don't know! He will pay more attention to the foreign women on the beach."

Tang Caiying said with a smile: "I'm kidding you, sister, I didn't blame him."

Tang Caiyun immediately nodded her sister's forehead, her doting heart was beyond words, and even a thought appeared, if her sister liked her husband, there seemed to be nothing unacceptable.

On the other side, Lin Xiner was a little unhappy.

I am my brother's own younger sister, why do I feel that sister Caiying is more favored now.Also, when Sister Caiying went to find Sister Caiyun, she felt a little jealous anyway.

Could it be that everyone likes Miss Caiying, a girl who is weird and lively.

Suddenly she was a little lost!
Of course.

She took this loss to heart, she was kind by nature, and Tang Caiying was her best friend.

end of June.

On Monday morning, Lin Zhichao's two cars set off at Lantian Yayuan at the same time, heading for the Bank of East Asia in Central.One of the cars was loaded with 8000 taels of gold.

After nearly a month of preparation and transportation, 8000 taels of gold were finally smuggled from Omen to Hong Kong.Of course, because it was the first time, it took a lot of time.If it's the next chance, then it's already smooth sailing, and it doesn't take much time.

After arriving at the Bank of East Asia, Lin Zhichao, Xue Junshan and others walked into the building each carrying more than [-] catties of gold.They are all old acquaintances, so they naturally came directly to the general manager's office of the Bank of East Asia.

Jian Dongpu chatted with Lin Zhichao while arranging people to come to check and accept.

"It looks like everything is going well!"

Lin Zhichao replied: "Indeed! But I heard that last night, they encountered a suspicious ship. Fortunately, the captain was experienced and drove away."

Jian Dongpu nodded and said, "It may not be a pirate, but it may be a ship with the same number as you."

Next, Jian Dongpu asked curiously: "You are taking a big gamble this time, so you don't have to worry about the devaluation of gold. At that time, a lot of hard work will be in vain. After all, the price of gold has increased by nearly [-]% in the past two years."

Lin Zhichao also thought about these issues, assuming his information was inaccurate, what would be the consequences.

"If that's the case, I can only stick to Cheung Kong and focus on the industry. No matter how bad the situation is, gold can still cover the debt of the Bank of East Asia."

Jian Dongpu is very concerned about the development of Cheung Kong, and will personally or send people to investigate the situation almost every month to determine the growth of Cheung Kong.And Cheung Kong's monthly profit of nearly 30 was already enough to reassure him.

"I guess, you have full confidence in gold! To my surprise, He Xian from He'an Gold Company is willing to sell you so much gold. You know, their gold is very popular, and they usually give priority to supplying gold to you." A large gold merchant and silver bank."

Bank of East Asia can be regarded as a large financial institution, and has the strength to distribute Omen's gold. However, Bank of East Asia has not speculated on gold. After all, it is already the largest bank in China, and stability is the first factor.

Regarding He Xian's agreement to sell 8000 taels of gold to Lin Zhichao this time, Jian Dongpu actually knew some reasons. After all, Changjiang Yinhao is also a big speculator in the gold and silver trade field, and Lin Zhichao has been a famous businessman in Hong Kong in the past one or two years, with a bright future.

Gold needs to be speculated before it can be sold at a higher price.

Lin Zhichao said modestly: "He Sheng is more supportive of the younger generation, I think so!"

Jian Dongpu joked with a smile: "Haha, you are a sweet potato now."

Next, Lin Zhichao began to go through the mortgage procedures.

There is no problem with the quality and quantity of the gold, and after affixing a seal, the Bank of East Asia officially keeps it.Because the loan is 150 million Hong Kong dollars for a period of six months, the interest rate is 7%, so Lin Zhichao's custody fee is not charged.

Almost all loans in this era are above 15%. Even if it lasted until the 80s, the interest on this loan is normal; of course, there are banks that are willing to lend low interest to people with good reputation.

When he received a check of 150 million Hong Kong dollars, Lin Zhichao was in a very good mood. This is the capital of "money makes money".

How should the money be spent?
Lin Zhichao has already made a decision. He plans to continue to buy gold from Aomen and An Gold Company, trying to buy 3000 taels, or 2000 taels.

In this way, Lin Zhichao can sit back and wait for the value to rise, and he doesn't have to scare the snake away. It is much more convenient than before to make money.

Gold and Silver Exchange.

Ah Shan and Ah Jin, who disappeared for a while, reappeared, immediately attracting the crowds of acquaintances.

"Brother Shan, Brother Jin, are you going to lose your job?" A gold trader joked.

"Ashan and Ah Jin made a lot of money last year, so it's normal to take a few months off this year!" Another trader who watched the excitement and didn't think it was a big deal teased.

Changjiang Yinhao can be regarded as a relatively well-known gold speculator in the past year, and Ah Shan and Ah Jin are naturally considered minor celebrities in the gold and silver trading field.But now it is said that Changjiang Bank has lost a lot of money this year, and Ah Shan and Ah Jin are about to lose their jobs.

Therefore, a group of gold traders sent congratulatory messages one after another.

Ah Shan had a smile on his face, and he was not disturbed by everyone's ridicule, but he did not refute or explain.On the contrary, Ah Jin's face was a little bit aggrieved, but he was told by the company, so he kept silent, but he was somewhat unconvinced.

Seeing that the two did not accept the move, everyone dispersed in boredom.

After the crowd dispersed, Ah Shan patted Ah Jin on the shoulder: "Brother, don't be angry. Don't tell me you have made money, so you have to publicize it loudly before you are reconciled?"

Ah Jin calmed down immediately, and said, "Of course it's because the wealth is not revealed! Brother Shan is right!"

Ah Shan has the expression of a child who can be taught!
Last year, the two worked as employees, but earned more than 6000 bonus shares and more than 1000 salary, totaling [-] Hong Kong dollars.With this income, the gold traders present would not be able to earn it for two years.

So in Ah Shan's heart, the gold dealer who came to tease the two of them was just jealous of them.

"Brother Shan, now the bank does not speculate in gold, and we have no commission. This is secondary, but I am worried that the two of us will lose our jobs!" Ah Jin expressed worry on his face.

Of course he wants to continue to work for Lin Zhichao for 1, what a good boss!But the key now is that Changjiang Bank no longer speculates in gold, so they are very likely to lose their jobs.

Ashan said seriously: "Our thing now is to continue to work hard. This is called having a beginning and an end. Besides, the boss is a benevolent person. With so many companies under his control, there will be no shortage of jobs. Anyway, even if the boss doesn't speculate in gold, I still have money." Follow him."

He thought, assuming the boss doesn't speculate in gold, even if he finds gold traders from other companies, the monthly salary is only one or two hundred.Instead of this, it is better to find a position in the boss's other company, even if the monthly salary is 100 silver paper, it is more acceptable.As gold traders, they still have the ability to calculate accounts, and they have the trust of their bosses, so they believe that there will be no shortage of jobs.

"I also want to work for the boss, it doesn't matter if the salary is less!" Ah Jin also said seriously.

Ashan immediately said: "Okay. Now let's continue to work with peace of mind and don't have distracting thoughts. Also, remember what the boss said, we must keep a low profile now, and let the gold and silver market forget the existence of the two of us."

"Um"

At the same time, those speculators who pay attention to Changjiang Bank also think that it has withdrawn from the market, or they have reduced their investment.After all, for as long as a month, there is no transaction record, and it has long been incomparable with big speculators.

When Lin Zhichao came to Cheung Kong Industrial in Tsuen Wan, he saw a busy scene.

Cheung Kong has more than 400 workers, plus other staff, that is nearly 500 employees.The monthly salary is [-] to [-] silver papers. Of course, the added value of the zippers produced by Changjiang Industrial is relatively high, and the profits are naturally very scary.

However, there is such a phenomenon in the manufacturing industry that making money belongs to making money, but investment is always needed, and the boss can't help but keep investing.Once something happens in the later stage, the efforts in the early stage will be abolished.

Cheung Kong will also insist on continuous investment to improve its competitiveness. Fortunately, it can still withdraw funds during the period and make full use of loans for its own development.

At the gate of the factory, a large truck is loading, and then drives to the pier for delivery by sea; in the factory, all machines are operating normally, and products are produced continuously.

This scene is really joyful!
Currently, Cheung Kong's production capacity is not saturated, and it works 12 to 14 hours a day.Once production increases again, the time can be extended.

"Manager Wang, we have to find a way to relocate all the wooden houses in the factory area to the mountain over there. The employees can be given a proper relocation subsidy, otherwise the outside of the factory is messy and smelly in summer."

Now it's time to clean up the factory environment.

At this point, Hong Kong's population began to increase again as the balance of victory tilted in favor of the JF Army.In Sham Shui Po, Shek Kia Mei, Lei Yue Mun, Sai Wan Ho, Shau Kei Wan, Sai Wan, Causeway Bay and other places, there are people who fled everywhere.

Lin Zhichao estimates that Hong Kong's population will increase by another 80 million in the next year, exceeding 250 million.At that time, the law and order of the whole society will become very poor, especially those G defeated soldiers.

Fortunately, Lin Zhichao has grown up and is fully capable of protecting his family and property, so naturally he won't take it too seriously.

"Okay, I'll arrange this matter right away to ensure smooth progress." Wang Liang said confidently.

That is to say, my own boss treats the employees well, and even manages the accommodation of some people.If it’s another boss, your employees don’t have a place to live, so you don’t have to come to work because it’s none of your business.

What Hong Kong has the most is the most people!
Cheung Kong is currently developing towards a standardized and modern large-scale company, which has six major departments: production department, finance department, sales department, research and development department, purchasing department (trading company), and office.

Among them, Lin Zhichao of the R&D Department attaches great importance to it, and intends to network as much as possible the professional talents from the Mainland and some overseas students who come to Hong Kong.Although Hong Kong is scarce as a whole, it is still enough for a zipper industry.

At present, in addition to working hard on quality and sales, Cheung Kong's most important thing is to seek technological breakthroughs.In the later period, the manufacture of nylon zippers and the smelting of aluminum alloy and copper are the guarantees for the company to go further.

You can wait in terms of time, whether it is Hong Kong or Singapore, it is always possible to do it.In the previous life, there was a large steelmaking plant in Hong Kong!

Quality, sales, research and development, the three must be grasped together, and all three must be strong.Lin Zhichao didn't believe that he couldn't be a century-old brand in a mere zipper industry?
(End of this chapter)