Ordinary life starting from a courtyard

Chapter 130: 129: Borrowing Money
Zhou Wenliang glanced at him and knew it was so.

"Didn't I just lend you five dollars? Have you spent it again?"

He Yuzhu came to him to borrow money several times before, basically two or three times a month.

Zhou Wenliang also tactfully refused from the beginning, but now he lends money. However, his brothers have settled the accounts clearly, and they need to pay interest and pay IOUs for borrowing money.

"Brother-in-law, when was the last time I borrowed money from you? After the next year, when is it now! It's March soon! I've already used it up."

Zhou Wenliang nodded, He Yuzhu can now earn a little salary, about ten yuan a month.

Ordinarily, ten yuan should be enough for him to live by himself. The minimum standard in the capital is five yuan, but He Yuzhu is different. He was used to a good life before. , the second most smoked is Beihai twenty-three cents.

"Supposedly, you have lent me 80 yuan, and now the interest rate is [-] yuan. When will you be able to pay back the money?"

"Brother-in-law, you are really good. I have a problem. If I lend you some money, you will pay me back the interest. Is there anyone who treats you like this?"

"Then look, it's written in black and white, you have to admit it! Otherwise, you pay me back the money, and if you don't pay back the money, I'll take your house away!"

The IOU said that Zhou Wenliang was not willing to pay back the money and use the house as a mortgage, so it took a long time for Silly Zhu Moji to reluctantly agree.

Silly Zhu didn't care, the two families were in-laws, and he was his uncle, so he could really take over his own house!

"Okay, you can lend me five yuan first to survive this month, and next month, I will be free, so I will pay you back." He Yuzhu waved his hand impetuously.

Zhou Wenliang calculated silently in his heart and reminded: "Five yuan. Add another five yuan. If you don't pay it back next month, it will be one hundred."

Silly Zhu wondered: "Ask you to borrow some money, and you will pay me back the interest!
How did it rise so fast? "

"Nine out of thirteen is up to you to figure it out."

Silly Zhu exclaimed: "You Yang Bailao! You've made it out of nine times and thirteen times!"

Zhou Wenliang explained: "It's like this now, if you don't believe me, go outside and borrow it to see if I'm right.

As for your kind, people don’t necessarily lend you money out of nine out of ten and thirteen out.If I hadn't looked at Yushui's face, I wouldn't have lent you. I was afraid that the money would not come back. "

"Ah, okay..."

What is nine out and thirteen returns? Maybe everyone has heard of it, but they have never been in contact with it, so they are not very clear.

The so-called nine out and thirteen returns, this is usury.

For example, now Zhou Wenliang lent He Yuzhu 5 yuan, actually borrowed 10 yuan, and He Yuzhu got 6 yuan, and he paid 5% of his beheading interest first, and he had to return 40 yuan to Zhou Wenliang. Calculate, the actual interest is 5%, the principal is [-] yuan, and the net profit is [-] yuan.

It didn't look like much, but He Yuzhu didn't pay back the money he borrowed, and the interest rate continued to increase. In the end, Zhou Wenliang didn't know if he could pay back the money.

Zhou Wenliang gave the money to He Yuzhu and asked, "Can't you go to Yi Zhonghai to borrow money?"

Zhou Wenliang wondered why He Yuzhu didn't borrow money from Yi Zhonghai before.

He Yuzhu: "Oh, you pretend that I didn't borrow it. I didn't have a month's salary before, so I really can't help it. I borrowed money a few times, but I couldn't borrow it after that."

He Yuzhu sighed, frowning, Zhou Wenliang nodded clearly, Yi Zhonghai valued money so much that he wanted to spend every penny in half. He came here every day to eat and drink, Yi Zhonghai was so disappointed in him, could he still be doing useless work.

Like He Yuzhu, Yi Zhonghai has seen through it. Even if there is a slight improvement in the future, he will still be a sweeper. There is not much room for growth. Even if they are old, who will take care of them?

"Have you borrowed it from someone else?"

He Yuzhu's face was dark: "Before you didn't lend me money, I went to the third master. He calculated for me more carefully, and I'm bothered by him."

Zhou Wenliang couldn't help laughing, "Borrowing money, who is not careful."

He Yuzhu was muttering now, and asked: "Brother-in-law, you are not really beating my house, are you careful?"

Zhou Wenliang was stunned for a moment, then shook his head: "How could that be? I don't care about your house. You just need to return the money to me."

It's not that he really cares about his house, and he also knows that He Yuzhu has money and keeps it in Yi Zhonghai. If he gets the money back, he can pay back the money he borrowed.

"Then what if I don't go up yet." He Yuzhu was worried now.

Zhou Wenliang smiled hypocritically and patted him on the shoulder: "It's okay, if you don't come up yet, what else can I do to you. You will be my brother-in-law from now on, and I will be my brother-in-law. We are uncle-in-law."

If not, Zhou Wenliang really can't help it. Could it be that he really went to rob his house? If the reputation spread, his Zhou family would be ashamed.

He Yuzhu was relieved, smiled, and invited: "I'll buy a bottle of wine, where do you order food from home, I'll fry it, let's drink some, and let you taste my cooking."

"That's fine, I'll go find you later." Zhou Wenliang nodded, he had nothing to do at night, so he had some wine to sleep.

"Then hurry up, I'll go buy wine first." He Yuzhu turned around and ran away.

Zhou Wenliang chuckled, shook off the IOU, and waited for the interest,

When I got home, I asked He Yushui to bring some appetizers, and I took a cabbage, some potatoes, carrots, and nothing else.

He Yuzhu hadn't come back yet, Zhou Wenliang wandered around in his room, no matter how rare he looked at him.

"Don't talk about it, it's spacious, it's really spacious." Zhou Wenliang nodded curiously.

I didn't look carefully at He Yuzhu's house before, but today I let He Yuzhu mention it, and now I look at his room, which is bright and spacious.

It's just a bit of a shame.

He Yushui, who was peeling potatoes, smiled and said, "Of course, this room is 32 square meters, which is larger than yours."

Zhou Wenliang quickly walked to the table and sat on the stool, leaned over to her, and asked with a smile, "My house is not too small. From now on, the two of us will live together, and we can roll around at night without any problem."

He Yushui snorted: "I'm not going to roll with you. Your room is not soundproof at all, and let our mother hear it, I, I don't have to be ashamed..." The voice became lower and lower, and I don't know what I thought, His face was flushed.

Zhou Wenliang couldn't help laughing. The two of them spent the night in his room before, but they had a good time, and Zhou's mother heard the movement.

The next day, Zhou's mother saw that He Yushui's eyes were full of joy, and she was very happy. She killed a chicken that day, saying that it was for He Yushui's body. A chicken, to make up for the body, the two of them knew at that time that Zhou's mother heard what happened last night, He Yushui blushed, and ran away shyly, and dared not go to Zhou's house for two days.

"You're still laughing, it's all your fault, if it wasn't for you, me, how could I make such a shameful voice..." He Yushui was angry, turned around and grabbed Zhou Wenliang's arm.

Zhou Wenliang laughed loudly: "Haha, okay, it's my fault, let's go."

"It was your fault..." He Yushui wrinkled his nose, and Aojiao turned his head to wash the vegetables.

Zhou Wenliang chuckled: "I don't know who it is, I've been asking for it all the time, I cried out comfortably, and now I'm still complaining..."

"You still said..." He Yushui blushed, turned her head and scratched him, her little hands were too strong.

Zhou Wenliang laughed and ran away. The two chased each other around the table. After arguing for a while, He Yushui was exhausted, so he snorted softly and ignored him.

Zhou Wenliang laughed quickly, and said, "Don't worry, before we get married, I'm going to renovate my house, and I'll seal the roof so that no one can hear it."

"Renovate? How much does it cost?"

"Not much money..."

Just as He Yushui was about to speak, He Yuzhu ran in at the door and asked out of breath, "What money! Who is it for?"

Zhou Wenliang was surprised: "I'll go, you heard us talking all the way?"

He Yuzhu: "I'm very sensitive to money now, as long as someone mentions money, I can hear it."

Zhou Wenliang couldn't be more surprised, Shazhu must have mutated!
He Yushui: "Silly brother, you are rich again, why did you buy Daqu!"

"The money given by my brother-in-law. Besides, I have to entertain my brother-in-law when he comes to drink today."

Zhou Wenliang: "Then I thank you for taking a look."

"Don't talk about anything else, just drink and be happy today."

(End of this chapter)