I write novels to become a saint

Chapter 53
[The Book of Changes says that if you are poor, you will change, if you change, you will be successful, and if you are general, you will be successful.Qi has Guan Zhong, Qin has Shang Yang, both of them are reformers! 】

Seeing the opening sentence, the two people in the living room were overjoyed.

Tiandao articles supporting the reform, even the content is not important anymore.

Soon, after the two of them finished reading the first two paragraphs and found that Lin Qian had even proposed a reform plan, Xia Yan's eyes lit up. The reform that could be approved by Heaven would definitely not disappoint him.

However, it didn't take long before Eldest Princess Qiong wrinkled her nose slightly, "Bringing most of the local finances to the central government will overdraw the local finances, and I'm afraid it will lead to more problems..."

Xia Yan remained silent, and he couldn't give an answer. In this era, Confucianism and Taoism are prosperous, but economic knowledge is not well developed. They even always think that the total amount of wealth is constant.

[If you want to be rich, you need financial management. Financial management is nothing more than increasing income and reducing expenditure.

The first thing that needs to be changed is the way of tax payment. Chang'an has a population of millions, and the materials provided by the local people are not formulated according to the needs of the people, but according to a fixed amount every year. In this way, the materials needed by the people will naturally be snapped up. If the demand is not large, they can only be sold at a low price, and the merchants who hoard are cheap in vain, not only the people in the capital, but also the farmers who make offerings.

Because the number of materials offered is fixed, the imperial court buys a fixed amount of materials from them every year. If there are too many, they can only sell them to merchants at a low price. Officials Exploit...

This is the case not only in Kyoto, but also in other places.

Therefore, we need to use the imperial court to effectively control resources, stabilize prices, prevent big merchants from monopolizing the market, adjust the supply and demand relationship in the market, and play the role of an invisible hand! 】

Regulate the market through the court?
Invisible hand?

Stabilize prices?

Regulating supply and demand?

The eldest princess and Xia Yan's heads were filled with countless question marks. If they could understand at first, but now, facing this tsunami of information flow, the two of them are already a little confused.

The current mainstream view is that the total amount of national property remains unchanged, so the financial management methods advocated by the Ministry of Households are all throttling. For example, a few days ago, His Majesty wanted to send 20 taels of silver from the Ministry of Households to buy jewelry for concubines and concubines in the harem. Hubu Shangshu died admonished.

But Lin Qian actually said that the total amount of national property can increase...

And the two of them vaguely felt that what he said seemed to make some sense. Could an article approved by Heavenly Dao be unreasonable? .

[To solve this problem, there are three magic weapons. The first is to strengthen the power and financial resources of the local material transshipment department, so that they can buy materials cheaply according to the actual local conditions.

Second, establish an information communication department in Kyoto that connects with the local shipping department, so that the local government can understand the material needs of Kyoto as soon as possible, and also allow Kyoto to understand the local prices.

The third is to change the expensive to the cheap, and use the nearest and the easy to the far. For example, collect coins in areas where the grain is not harvested, and then use these coins to buy a large amount of grain in areas where the grain is harvested. …

This is the average loss method!
In addition, land mergers are serious at present. To solve this problem, we need to understand how these aristocratic families merged land...]

The two of them didn't see it very clearly, but they vaguely felt that they had touched something extraordinary. If these three plans can be implemented, they may be able to solve the current financial difficulties of Daqian to a large extent.

As for the annexation of land, it was a problem that had plagued Daqian for thousands of years. With the extension of the dynasty and the entrenched power of the major families, this problem became more and more headache for the court, and it became an irreversible trend.

Especially in the last two dynasties, natural disasters continued. Even if many hidden world saints took action, many people were still affected by disasters. In order to survive, they could only borrow usury to quench their thirst.

According to the current laws of Dagan, anything below 200% is legal, and there are many tyrants who have adjusted this number to 300%!

Xia Yan is also working hard to reduce this number, but unfortunately there is huge resistance in the court, after all, those loan sharks are not just court princes.

In this way, the victims who have not paid usury can only sell their land at a low price and become tenant farmers. As a result, all the land that has been dried up in the end becomes the private property of the powerful family. Countless hardworking people work hard, but they only earn more for the powerful. Property, I can't eat enough, and I don't have enough clothes to cover my body.

[Use the national wealth collected from the tax reform system to set up granaries in each prefecture, and lend them to the needy people in the first month and May of each year. When the harvest is good, the people will repay the harvest with grain and rice. The interest is 40-50%. Adjust flexibly according to the actual situation. In case of a famine, the repayment date can be postponed for half a year to a year.

This is the green seedling method! 】

Xia Yan's eyes flashed brightly. If the previous equalization method was still in the category of throttling, then this green seedling method is the method of opening up sources of income!
And although the 40% interest rate is still not low, it is definitely something that ordinary people like to see compared to the two to three hundred interest rates of those wealthy and powerful households.

But this method is still too ideal. First of all, this is completely the imperial court forcibly grabbing money from wealthy and powerful households. If it is not handled properly, it may also lead to disasters, and even plunge Dagan into even more chaotic situation.

Secondly, the officials who enforce the Green Crop Law are equally important. If corruption is serious and the law is not implemented properly, for example, officials collude with wealthy and powerful households. People who want to borrow young crops cannot get loans, so they can only go to wealthy and powerful households to borrow usury.

On the contrary, the rich and powerful can take money from the court at extremely low interest rates, and then loan it to the people at extremely high interest rates, which is contrary to the original intention.

But in any case, this is a very good strategy, and it is worth trying.

As long as the law is reformed, it is inevitable to fight against the tyrants of the family, and the implementation of every government order requires capable and responsible officials to implement it, not only the Qingmiao Law!

The eldest princess was also greatly shocked, feeling that her three views had been cleansed. She is also a scholar who has read poetry and books, otherwise she would not be able to become a ninth-grade Confucianism cultivator, but she never thought that the government can play like this!

Now she can't wait to call the author of this article to Chang'an immediately, and inquire about the details of the implementation of these decrees one by one.

Unfortunately, she is only the eldest princess, not the emperor, not the prince, not even the prince.

[Third, the farmland water conservancy law, build water conservancy in various places in Dagan, irrigate the farmland, if you want to make the world rich, you must invest in the world...]

After reading the article, Xia Yan and the eldest princess did not speak for a long time.

Now they understand a little bit why the tax system reform was mentioned at the beginning of the article, because only by reforming the tax system can the court have the financial resources to do the following things. In other words, it is to concentrate on big things!
"As expected of a heavenly article!"

"Wonderful, wonderful!"

Xia Yan read the article, his mood was agitated, and he couldn't calm down for a long time.

The Eldest Princess was completely impressed by this article, with a feather fan and a scarf, she planned a strategy, nothing better than this!

(End of this chapter)