Lost eight hundred million at the beginning

Chapter 110 110 An Opportunity to Experience

For people with a lot of money, they may not care about [-] to [-] yuan. For those who can only invest [-] to [-] yuan, how can they easily hand over their savings to others and wait for seven years?

Zhang Huanyu explained: "My target investors are not willing to deposit [-] to [-] yuan in the bank on a regular basis. I have to give them visible benefits every year to gain trust.

Let me talk about the advantages first. I calculated it based on the projects in my hometown. In about seven years, I can have the funds to buy back the equity in the hands of investors.For example, for example, a small investor only needs to invest 1 yuan, he can become a shareholder and member of the resort, and get 1000 yuan of designated vouchers to spend in the resort every year.

About 6 points of investment income can be obtained from the third year, and it may be higher in the fourth and fifth years.Seven years later, I will use 1 yuan to repurchase his shares.In this way, he didn’t spend a penny. He received a total of 7000 yuan in vouchers for seven consecutive years, and finally made a profit of 4000 yuan.This is definitely more cost-effective than depositing regularly in the bank.

Those who are more cautious vote for [-], and I want to, as long as the voucher is halved to [-].Twenty-thirty thousand yuan is fine, but I don't want anything higher.My project needs more participants, all of whom are members.Instead of spending money on printing advertisements, they have the resources to actively join the club and attract more people to come to the resort for consumption. "

Lin Ruoyan nodded.In the real world, before she traveled, it seemed that a similar crowdfunding project had been launched on an online platform.The initiator came up with a good idea, let everyone invest a small amount of money, and promised to repurchase the investment at the original price in the future, set a period of three years, five years and seven years, and continuously gave various profits during this period, which may also be special rights or interests. It is to give real money.

This is indeed fascinating.And there are some projects that have really been built or put into production.The founder came up with a good idea to use other people's money to start his own business, and the small and micro investors also benefited from it, which is a win-win situation.

This is different from Xu Lifeng's previous Ponzi schemes or websites to pull people's heads. No matter how fancy those projects are, they have no real investment in production and construction. amount of profit.Such projects often give very attractive benefits, such as seeing profits in a month, and getting cash back immediately after attracting a person.Anyone with a little bit of precaution will see through this deception.

Next, Lin Ruoyan and Zhang Huanyu discussed how to avoid being considered a rumor, how to package the project to gain trust, and how to promote it.

"I'm also worried. Once this matter starts, I can't do it by myself. I must have a team. I now have three or five friends who are all students at school. They are willing to use their spare time to help me. I We are also sure that we can convince the people in the village. But we don’t know how to build a resort, how to use the money we get, and it’s difficult to ask any kind of team to help.” Zhang Huanyu said truthfully, “So my idea doesn’t make sense. Mature. I know Lin's real estate has a lot of experience, since you asked me, are you willing to teach me?"

"The ones you asked are what I have been doing recently." Lin Ruoyan smiled slightly. The real estate company does not have to worry about design and construction cost control and other professional teams, and even selling vacation products is not difficult. "But why should I help you?" If you don’t get up early without profit, if you don’t want to work for me and just want to start your own business, we can build for you to ensure the quality of those you worry about, and what benefits will you give me? I don’t mind talking about the exchange of benefits.”

From the beginning, Lin Ruoyan had no intention of taking Zhang Huanyu under her command now. She hoped that he could finish his undergraduate studies, and that he would go to a place where elites gather to experience and practice before coming to her.

Now he has some fantastic ideas, but lacks the experience and funds to practice them. If he doesn't ask her for funds, then she won't force money into him.

Previously, Hao Heshan's idea of ​​starting a business was wiped out by Lin Ruoyan's high salary. This time, Lin Ruoyan didn't want to interfere too much with Zhang Huanyu's development.

Zhang Huanyu had made up his mind a long time ago that he didn't intend to raise funds by relying on Mr. Lin's personal relationship here. He just wanted to practice his creative ideas and prove his ability.Mr. Lin seemed to understand his intentions.Then he can't live up to Mr. Lin's expectation, he said: "Mr. Lin, thank you for listening to my project idea. I also want to cooperate with your company. I will report to you when I find a suitable entry point for interest exchange." .”

Lin Ruoyan nodded: "You can talk to me anytime after you think it through. If I'm not in the courtyard, then you can ask Hua Mengmeng to contact me to make an appointment."

Coming out of Boss Lin's tea room, Liu Yunxia took her son's hand and asked in a low voice, "How is your son? What are you talking about?"

"I talked about a project idea of ​​mine, and Mr. Lin felt that he could try it. But I didn't ask for Mr. Lin's investment." Zhang Huanyu only gave a short answer, and didn't tell more inside information.

Liu Yunxia said: "Why are you so stupid? Mr. Lin is generous. If she thinks your project is good and is willing to invest, why don't you? There must be a bright future.”

Zhang Huanyu explained: "Mom, my project can be done without a lot of money, and it doesn't need Mr. Lin's big investment. I just want to prove whether my vision can be realized. There are no free benefits in the world. When I need to borrow strength, I must pay the price, otherwise I will not feel at ease."

Liu Yunxia could vaguely hear that her son didn't seem to intend to fully rely on Mr. Lin's help now, but had his own ideas. While feeling relieved, she was also worried that such an independent son would make Mr. Lin unhappy.

Waiting for her son to go back to work at the homestay, when she entered the room to clean up the teacups on the table, she asked, "Miss Lin, didn't my silly son say anything to annoy you?"

"He is very good. He has ideas and ambitions, and he doesn't want to be supported from the beginning." Lin Ruoyan smiled, "I hope he can think clearly about the benefits of cooperating with me in a few days."

Liu Yunxia didn't understand at all, and asked in confusion: "Miss Lin, what do you mean, he wants to work on the project alone, and then ask you to help?"

"He talked about his project ideas and sought business cooperation. He wants to start a business himself, but it is impossible to become fat all of a sudden. I am also a serious company here. Why can't I cooperate with him? As long as the interests are clearly discussed at the beginning , I think it is profitable, so I can do it. After all, everyone knows the bottom line, and the project he mentioned also has the potential to make money." Lin Ruoyan explained nonchalantly.

Liu Yunxia didn't expect her shy-looking son to be so fierce, he didn't know what to say when he moved his lips.

"Don't worry, the sooner you want to start a business, the better. There are many opportunities in China now, and one trick is popular all over the world. I also hope that he can succeed as soon as possible. But if he fails, he can also accumulate experience. His initial investment in this project is not much. It can still be used as a first-time practice.”

Lin Ruoyan will not make any promises, a mature investor must have experience in projects.There is no one in the world who succeeds in making money every time he invests. No matter how famous investors are, they may be misled. We must learn to enjoy success, and we need to bear the pain of failure and learn from it.The descriptions of this talented investor she read from the original book are all positive and brilliant, but the past of failure and pain is probably what he experienced before he became famous.

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(End of this chapter)