Reborn as the youngest son of a chaebol, let's get to know his sister-in-law!

Chapter 397 Two nights and two flights! (There will be a big chapter tomorrow during the day)

pain?
Chen Daojun was wearing a sweater. He just stuck his head out and said, "Oh, this will be fine soon. No need to delay anything."

Looks like he has a lot of experience!

Seeing Chen Daojun's understatement, Quan Zhixian was about to cry without tears: "Bad guy, you are not gentle at all. How could Xianmin like you? You...you..."

As Quan Zhixian talked, her head felt like it was filled with anger and she was running out of words...

Chen Daojun has completely different attitudes toward Quan Zhixian and Mao Xianmin.

Mao Xianmin is gentle to Daojun, considers things, and often puts others first.

Facing her, Chen Daojun certainly wouldn't mind thinking more about her.

As for Jun Ji-hyun, she has a perfectly boyish character.

In a gentle way, she wasn't used to it yet.

Even if he wants to be nice to her, he has to change his approach, at least to make Quan Zhixian understand that he is not just innocent.

Chen Daojun didn't care about what Quan Zhixian said about being cold-blooded or ruthless. He thought about it and said, "Well, NO.13, come here again!"

NO.13 Come back again?

There was no tone of discussion throughout the article, and there was no room for him to choose. Jun Ji-hyun was unconvinced. Why did you say what you meant?
Thinking about it, Quan Zhixian said, "Should you say something?"

Chen Daojun glanced at Quan Zhixian, "You have any objections? What, are you going to spend the Spring Festival alone?"

Uh!
Let's celebrate the New Year together!
I was stimulated by Chen Daojun's tone just now, but I didn't realize that No. 13 was the New Year's Eve. This made Quan Zhixian feel a little better, but I still felt that Chen Daojun's tone was very hateful, so he said bitterly: "I just like this one People pass!”

Chen Daojun curled his lips, maybe he really had to look at the thatched cottage three times before she would be convinced!

……

Mao Xianmin opened the door and was stunned. Chen Daojun didn't care, but Quan Zhixian...

Why are you following Chen Daojun and standing at the door so handsomely?

Mao Xianmin blinked and saw that he was right, it was Quan Zhixian. At this time, Quan Zhixian was wearing a school uniform and her face was a little abnormally rosy, but she was still beautiful.

Looking at Quan Zhixian, and then at Chen Daojun in front, Mao Xianmin's eyes finally fell on Quan Zhixian, "You, you guys."

Seeing Mao Xianmin's appearance, Chen Daojun smiled and said to Mao Xianmin, "If I said I had a movie script and chatted with her all night, would you believe it?"

Quan Zhixian has been depressed for so long, and Mao Xianmin has never known how to comfort her.

It would have been such a joy to see Jun Ji-hyun again.

But seeing her and Chen Daojun in the villa, Mao Xianmin looked at Daojun with a very complicated mood: "Follow me!"

After saying that, he dragged Chen Daojun outside.

Mao Xianmin remembered that when Quan Zhixian mentioned Chen Daojun before, he still looked like Chen Daojun was a bad guy who dared to be angry but dared not speak out!Why did everything change in less than a month?
Quan Zhixian watched Mao Xianmin and Daojun go out and wanted to say something, but in the end he sighed heavily.

When they got outside, Chen Daojun saw Mao Xianmin's expression was unkind and originally wanted to explain something.

Unexpectedly, Mao Xianmin spoke first: "If you really want to accept Zhixian, you must treat her well. She is a good girl."

As he spoke, Xianmin's tears kept flowing down.

In a wealthy family, even if the man is married, it is normal for the couple to go out and have their own thing.

Chen Daojun is worth a lot of money, young and handsome, and treats himself well. Mao Xianmin is mentally prepared for this.

But she never expected that the first woman would be Jun Ji-hyun.

A woman who was my sister when I was a student.

For a moment, she felt a little discouraged, thinking of Zhixian's love for saving her life, and when she was with Chen Daojun, it was basically Daojun who was helping her. Thinking of this, she couldn't say anything more.

"how about you?"

"I can fulfill and bless you."

Chen Daojun knew that at this time, he must not be submissive, so he directly hugged Xianmin into his arms: "Fool, how could I let you leave."

Mao Xianmin raised his head and asked out of nowhere: "Then Zhixian and I, you choose one!"

Choose a damn choice!
Chen Daojun would not answer such an unanswerable question at all.

Holding Xianmin's cheek directly: "As an adult man, I want them all!"

After saying that, he tried his best to kiss her.

Mao Xianmin could feel his hot emotions.

He struggled a few times at first, but not long after, he completely fell into Daojun's arms.

For a long time, Xianmin, who had eyes drawn to his face, pinched Daojun's chest hard: "I knew from the beginning that you were dishonest!"

"Ah ha ha"

Chen Daojun laughed a few times, but did not answer directly.

"Forget it Zhixian, if you dare to provoke other people, I will never be done with you!"

Mao Xianmin warned angrily, like a warning, but also like a helpless vent.

Thinking about it, Mao Xianmin reluctantly let the door open and walked in with Chen Daojun!
Ok?
When he opened the door, he almost bumped into Jun Ji-hyun.

It turned out that she had been leaning against the door and eavesdropping. Thinking of this, Mao Xianmin glared at Chen Daojun.

At this time, she also discovered.

Jun Ji-hyun's walking posture seems a bit inconsistent!
Mao Xianmin couldn't help but asked with concern: "You, what's wrong with your leg? It's injured!"

Lore!

No matter how smart Ren Quan Zhixian is usually, when faced with Mao Xianmin's sudden sentence, his face still turned red and he didn't know how to answer.

Chen Daojun's face was also red. Of course, it was not because he was embarrassed, but because he was holding it back...

Seeing Chen Daojun holding back his laughter, Quan Jixian became angry and twisted his arm hard.

"Wow haha!" Facing the angry Quan Zhixian, Chen Daojun could no longer control his laughter, and then couldn't help but pat Mao Xianmin on the shoulder: "Really, Mao Xianmin, this is the first time I find you so cute."

At this time, Mao Xianmin remembered the first time between the two, and then he blushed instantly and beat Dojun violently with Quan Zhixian.

The two women and the man had a fight, and Mao Xianmin took Quan Zhixian to the bedroom and urged Chen Daojun to cook and apologize.

Chen Daojun breathed a sigh of relief, thinking about the sweet moments the three of them would live together in the future, and happily showed off his special skills.

The three of them had dinner, Chen Daojun chatted with them for a while, and then Chen Daojun took Quan Zhixian out of the villa.

A few years ago, the company didn't have much going on.

After talking to Jiang Shengyu, Jin Chengzhe, and Zhao Dahao about logistics and car delivery, Chen Daojun was free.

However, this so-called leisure time is only for business matters, but private matters are even busier. The relationships accumulated in daily life have to be moved around, welcomed and sent away, which is actually more frustrating.

NO.13!
On New Year's Eve, Chen Daojun finally breathed a sigh of relief and was finally fine.

In the morning, Chen Daojun stood in front of Shen Shubin's grave, lowering his head and smoking a cigarette. He didn't know what he was feeling.

In short, it's complicated!

The rule here is to sweep tombs during the Qingming Festival, but Chen Daojun didn't care.

Speaking of which, this was the first time Chen Daojun came to visit the grave after his rebirth.

Someone had already swept the tomb before him, but he didn’t know who it was!

But as soon as he arrived here, Chen Daojun's emotions were very complicated, with a touch of sadness lingering.

"I'm sorry, brother!" Chen Daojun whispered softly.

Jin Chengzhe saw Chen Daojun standing in front of the tombstone from a distance, with his head lowered and looking desolate.

Then he walked up and said, "Master, have you done a good job?"

Shen Shubin, maybe he has no impression in front of his daughter.

But Chen Daojun and Jin Chengzhe remember clearly that he was a strong and kind person. The old photos he left behind show that he loved to laugh, but when he smiled, there was always a little sadness in his eyes.

Back then, when he was suffering from cancer and had no money for medical treatment, he wanted to buy an insurance policy for himself, write his daughter's name as the beneficiary, and prepare to find a place to cause an accidental suicide.

Until Jin Chengzhe found him.

When he thought of this, Jin Chengzhe felt very happy.

Chen Daojun was interrupted from his thoughts, raised his head, looked at Jin Chengzhe who was standing not far away, and quickly greeted, "Chengzhe!"

Seeing Jin Chengzhe here, Chen Daojun remembered that Chen Yangzhe had the habit of bringing wine with him when he went to visit his grave.

He often carries a bottle of wine and drinks half of it and pours half of it. It's just that he usually comes early, so Chen Daojun has only seen him a few times.

Speaking of which, Chen Yangzhe doesn't look like a plutocratic leader at all in this regard.

Seeing Chen Daojun's gaze, Jin Chengzhe reminded, "The weather forecast is for heavy rain later today, we should go back."

Chen Daojun nodded, then with the help of Jin Chengzhe, he put flowers, set off cannons, and burned some paper money, and he finished sweeping the grave.When we were going down the mountain together, the occasional mountain wind blew Chen Daojun's hair away. The way his hair was gathered up gave people who passed by this place a feeling of warmth and tranquility even in winter.

Along the way, Chen Daojun remained silent, but always attracted the attention of passers-by.

2002 is a very meaningful year.

Past World Cups and elections have nothing to do with Dojoon, he is one of the spectators.

But now Chen Daojun is preparing to participate in a national big deal, although the result has not changed
On the eve of the general election, the unity of the ruling party candidates was broken, and breaking news continued to pour in until dawn.

The gears of fate began to creak.

Chaebol and the media, the media and ZZ.

A person who no one had ever imagined would be involved in the gears of this structure.

The new millennium of Han Country begins at this moment.

On the morning of March 2003, 3, the chief of the Policy Section 14 of the Financial Supervisory Commission walked out of the Yeouido Media City Building with a sad face as sad as a cloudy sky.

While investigating the accounting fraud case of SK Group, he discovered a problem that could shake the entire financial market.

Examining the SK Group Bond Fund like a microscope, it was strange that the size of the redemption requests was so different compared to the size of the fund.

It turned out that the cause of all this was actually credit card debt.

Credit card bonds are short-term funds borrowed by credit card companies to pay bills on credit cards used by customers.

The credit card itself is the link in debt.

As early as the second half of 2002, the Financial Supervisory Commission began to watch with uneasiness due to excessive competition and a sharp increase in credit defaulters.

However, since there are more asset-based bonds, they only judge that if there are no special variables in the extension of the bond, it will not be a big problem.

However, as the mushroom egg problem broke out, short-term overseas borrowing was suspended, and financial market turmoil faced an out-of-control crisis due to the accounting fraud incident of SK Group.

As we all know, the scale of credit card debt is around 50 trillion, but according to a survey by the Financial Supervisory Commission, when this number exceeds 90 trillion, it is no longer possible to sit idly by.

The financial authorities held a financial policy meeting chaired by the Deputy Minister of Finance and Economy at the H City Myeongdong Bank Hall.

The emergency meeting lasted all night, and on March 3, the credit card company announced comprehensive measures.

The countermeasures for this day are to support financing by partially relaxing credit card supervision on the premise that credit card companies focus on self-rescue and improving the balance of payments.

The problem lies in the intensive self-rescue efforts of the card companies.

The term self-rescue includes the pressure to reduce debt, even if it means investing company funds in it, significantly reducing the company's ability to resist risks.

However, chaebol families value their wealth more than their companies.

Corporate money and government support will do nothing to prevent credit card companies from going bankrupt, but no one wants to foot the bill with their own money, so further deterioration is almost certain.

At Shunyang Credit Card Company, the atmosphere in the conference room was slightly depressing.

“What about short-term debt?”

"We can barely make up for it with the surplus funds from affiliated companies, but we can't hold on for a few days."

"As a temporary measure we have reduced limits on cash advances and credit card use, however, cash advances will have to stop next month and we will reserve funds to prevent a run."

Chen Dongji rubbed his forehead.

He thought he had always been a genius in financial operations.

Because he was responsible for heavy industry, he had the ability to spot market changes based on long-term economic trends.

However, in a financial company such as a credit card company, the daily occurrence of bad debts is really unbearable.

"We need to introduce more funds, otherwise, there may be big problems next month."

"No, we can't lend money to people who are trying to use their credit cards to make money and put our stable affiliates in financial trouble!"

“When cash advances stop, things get out of control.”

"Yes, if the use of Shunyang Credit Card is suspended, it will have a negative impact on the stock price of the credit card company and even the entire Shunyang Group."

As the executives raised their concerns, Chen Dongji stopped rubbing his forehead and looked around with an unfavorable expression:

"What are you doing? Is the agenda of today's meeting to warn me of danger? We called you here to help me come up with measures to overcome this danger!"

Short-term foreign debt and credit card debt all have reasonable names, but they are debt after all.

If you owe a debt, paying it off is the only way to do it.

Executives are scrambling to scrape together money to pay off debts, but they have no choice
There is no way to extinguish the danger.

They thought that all they needed to do was take out the money Chen Dongji had hidden here and there.

That's hundreds of billions, but no one dares to ask for this money.

Chen Dongji looked at the silent executives and said disapprovingly.

"Dojun... No, what about Shunyang Life Insurance's bonds?"

This was the part that worried him the most, so his men had to point it out.

"There are still two months left to repay 3000 billion won. This must be extended. To be honest, it is impossible to repay it completely."

Unsurprisingly, only the most extreme options remain.

At this moment, a senior executive's voice came from the corner of the conference room.

"President, now, I would like to talk about the self-rescue measures mentioned by the government."

"what?"

"We need to increase the capital of credit card companies. Unless stability is ensured, all responses will be temporary, and one day we will face the worst-case scenario of card suspension."

Other executives are not ignorant, but it takes courage to speak the truth in public.

Shunyang Credit Card does not have any shares in affiliated companies.

Increasing capital will not help improve its position in the group at all.

Rather than increasing capital in such a company, it is better to increase capital in Shunyang Heavy Industry to further consolidate the control of Vice Chairman Chen Dongji.

Lending heavy industry funds to credit card companies to put out fires was the answer Chen Dongji wanted, and it was also his idea.

"President, the name Shunyang Group has faith. The capital expansion of Shunyang Credit Card will not be too difficult."

"Hey, you guys are here to force me into the palace..."

The executive sitting next to him winked at him to stop him, but it was too late.

Chen Dongji raised his hand: "Okay, finish your sentence and tell me how much it takes to save this crisis. Tell me what you think."

"4000 billion."

“Can you do it with that much money?”

"Yes, with stable fund management, it is possible to eliminate hidden dangers. If the funds are quadrupled, it will become a certainty."

"You mean, we spread the face value of 4000 won to 16000 won?"

"Since it is Soonyang Group, I think there is no problem. With 1000 billion won of capital and 3000 billion won of capital surplus, a total of 4000 billion won can solve this difficulty."

The executives didn't hide their nervousness, but they were relieved to hear that there were opinions on the conference room table that they wanted to express publicly.

"But Vice Chairman, Shunyang Life's 8000 billion won bonds must be extended. Otherwise, even if more than 4000 billion won comes in, there will be no way to stop Shunyang Life's bonds."

This executive is the kind of person who doesn't wink. If you read Chen Dongji's expression a little bit, you shouldn't have said the last sentence.

"Haha, what a bunch of strategists, this is your strategy, right?"

Chen Dongji lifted the table and stood in the middle of the conference room.

When everyone in the conference room was stunned, his voice echoed throughout the conference room.

"Let the CEO come to see me and tell him that I am waiting for him here."

The president of Shunyang Credit Card ran out of the meeting room like a sprinter.

After finally getting closer to Chen Dongji, who was striding towards him, he heard a cold voice.

Chen Dongji pointed to the executive who just spoke.

"I don't want to see that bastard starting tomorrow. As for Shunyang Life's bonds, I will do something and leave the rest to you."

The CEO knows who that asshole is without even saying his name.

If the capital is increased by 1000 billion and the shareholding falls below 30%, Shunyang Credit Card will be finished.

"Yes, President."

The CEO of Shunyang Credit Card knows that life is short, and it may be the first time that Shunyang Group goes bankrupt.

He bit his lip unconsciously, fearing that he would be embarrassed and retire.

(End of this chapter)