After making a wish, financial freedom

Chapter 201 Eavesdropping
The weather in Yangcheng was hot, Li Zhuo went to take a shower after returning to the hotel.

Not long after taking a shower and lying down, Zhou Ge sent a WeChat message:
"I'm home, don't read."

Li Zhuo replied:
"Okay, look forward to seeing you again soon."

……

Yuexiu Qu, Block A, Tianxiu Building.

The first household on the far right side of the 22nd floor.

Zhou Ge returned to his small bedroom at this moment, and after reporting his safety to Li Zhuo, he held his breath and listened to the conversation in the living room through the open door.

She took a look at her small bedroom and found it very cozy.

Their house has two bedrooms and one living room, with a size of 82 square meters. It is quite comfortable for a family of three to live in.

It’s just that it’s a bit far away from the theater, and it takes an hour to travel every time you go or return, which is inconvenient. After Zhou Ge was able to make money by himself, he spent the money to rent a small apartment with an area of ​​only 40 square meters near the theater.

After I really moved in, I found it more comfortable and free than living at home.

One is that the daily nagging of family members is less, and the second is that you can develop your own hobbies, no one cares and no one talks, and you are more comfortable.

She soon got used to living alone, and only visited her parents' house when she was free.

When she came back today, she obviously felt that the atmosphere at home was not right.

The usually busy cousin came over, forced a smile when he saw her enter the door, and stood up to say hello:
"Little sister is back, is your work going well?"

Zhou Ge has always respected this cousin, because he is a good person and a good person, and he is good to their family.

Seeing her cousin coming, she was naturally very happy. After saying hello, she stood and chatted with him.

She was a wise person, and soon saw that her cousin had important business to discuss with her father.

So he found an excuse to go back to his room.

The words coming from the crack of the door made her dizzy for a while.

My cousin is very smart. Seven or eight years ago, taking advantage of the boom in online shopping, he opened a garment processing shop in Yangcheng, mainly producing OEM men's clothing.

He also tried to start an online store, but he couldn't do it twice, and the traffic was still not good. In the end, he could only do the wholesale stall business and supply the online store.

He has a very high-quality online store partner, the number of fans of the store exceeds 100 million, and when the market is at its best, it can sell tens of thousands of clothes a day.

In such an online store that is making money every day, my cousin gave him the highest credit limit in order to sell more clothes.

Because online stores have the characteristics of lagging cash flow, after customers shop online, the payment is with a third party, and it often takes a period of time to pay to the online store, so it is not uncommon for online stores to owe stall funds.

However, no one expected that the owner of this store suddenly ran away with money in the early hours of this morning.

My cousin didn't hear about this incident until this afternoon, and suddenly it was like a bolt from the blue, because this online store owed almost 400 million yuan to his clothing factory.

At this moment, my cousin is in the living room, and his voice is full of frustration and helplessness:
"That bastard owed 200 clothing stalls a total of more than 6000 million in payment. If he runs away, if the payment is not returned, a number of clothing factories will be closed in Yangcheng, and we are one of them....

I also realized it later. He ran away and I realized that the current online stores are all operating at a loss. They win by shipments. The more you sell, the more you will lose. You must first continue to export and spend a few years to raise your account. , On this basis, there must be a high-profit explosive order to make it possible to pay back.

This bastard just started making accounts, but he didn't have any high-profit orders, and finally ran away when he ran out of money..."

Even if the cousin didn't go any further, Zhou Ge understood very well that for a small garment factory with a very low profit margin, losing 400 million in payment was a very fatal blow, which meant that the factory didn't even have enough money to buy raw materials and pay workers' wages. It can't be taken out, and it is only a few days before it goes bankrupt.

Zhou Ge's father was also very anxious, because he also had 3% of the shares in this factory. If it collapsed, it would mean that all his hard work for so many years was in vain.

The reason why the cousin came to talk about this matter was that he couldn't explain it clearly on the phone, and the other was that he still held the hope of bringing the factory back to life.

Before leaving, the cousin said:
"Uncle, our uncle and nephew have been in business together for so many years. You know who I am. In order to run this garment factory, I have already mortgaged my house and car for loans. The factory really closed down, and the place where I live No, Uncle, can you think of a way?"

Although the cousin didn't say it clearly, it was obvious that he wanted him to mortgage the house for a loan.

After Zhou Ge's father sent his cousin away, he discussed with her mother.

The mother's excited voice came quickly:

"I am firmly against it. This apartment has been mortgaged. If the factory can't continue...not just in case, but there is a high probability that it will go bankrupt. Then where will we live? We can't just sleep in the bridge hole when we are old. !..."

Zhou Ge sighed, why does everyone worry about money, and why does everyone feel that they lack it?
Father's voice came:
"Keep your voice down, my daughter is still at home, I'm discussing with you, and I'm not directly making a decision."

Mother's voice was softer, but her tone was still firm:
"Anyway, I can't, I can't watch you drag the whole family into the pit, the factory might close at some point..."

Father's sad and sad voice came:
"I both know that a mortgage may end up doing you no good but yourself.

But I really can’t do nothing, that’s my elder brother’s son, my father and mother died early, my elder brother and sister-in-law raised me for my education, when I was young, I failed to do business, I had no money to eat, and I drank half Yue's rice is so mushy that even hungry eyes can't see clearly.

After the eldest brother found out, he sold all the pigs and cows in the family, took all the money in the family, and came to me. On the way, he encountered robbers and almost died..."

Zhou Ge only knew that his father was very close to his uncle, and this was the first time he heard about the specific past.

In her impression, her uncle was 17 years older than her father, and died of cancer the year before last. In her impression, she was a man from Lu province who didn't talk much and had calluses all over his hands.

Hearing what my father said, my mother was also silent.

After a while, he said:
"Can our family think of another way? Ask relatives and friends to borrow it?"

Father's words sound a little boring:

"If you want the factory to operate normally, you need at least two or three million yuan. Who else can you borrow from?"

The mother's voice was much lower, and came faintly:

"...Do you remember Zhang Yu? He is the classmate who has liked our daughter..."

After Zhou Ge heard this name, an ominous feeling began to rise in his heart.

Why did mother suddenly mention Zhang Yu?

She walked carefully to the door and listened.

Father's voice came:
"Zhang Yu? Zhang... I have a little impression. Is it the student who once blocked our daughter in the classroom and refused to let him leave? He is very bad."

Mother said again:
"It's him. A few days ago, his parents asked a former colleague of mine to come and kiss me. I didn't know that his family is from Liede Village.

There are eight or nine sets of residential houses in the family, and there are three sets of commercial houses. The colleague said at the time that if our daughter is willing to marry, the family is willing to give a 70-square-meter two-bedroom apartment in Tianhe Qu and 100 million cash as the dowry. "

Based on the current average housing price of 6.3 yuan per flat in Tianhe Qu, a house of 70 square meters is worth more than 400 million yuan.

This is a big deal.

……

(End of this chapter)