I was watched by the Internet police during the live broadcast of law popularization?

Chapter 105 Are you here to listen to the story?
"I'll cook."

Wang Dalong, who knew he was thinking too much, felt a little guilty.

My wife has been with me for so long, and I still suspect that she is going to kill me...

Damn me!

"No need, you work so hard every day, let me do it."

Seeing this, Wang Dalong's wife wanted to push him out of the kitchen.

One wants to cook, the other doesn't want him to.

As the two pushed and shoved, a bag of powder fell from his wife's arms.

Seeing something fall, Wang Dalong's wife hurriedly squatted down to pick it up.

Seeing this, Wang Dalong suppressed the anger in his heart: "What is this?"

"traditional Chinese medicine."

"What Chinese medicine?"

"What do you say?"

Wang Dalong: ...

It wasn't until this moment that he realized what his wife added every day...

"You cook."

A little ashamed Wang Dalong walked out, Wang Dalong's wife was a little puzzled when she saw this: "You don't cook anymore?"

"Don't do it."

Wang Dalong, whose heart was severely hit, lost the desire to cook, and turned on Douyin again, hoping to divert his sadness through short videos...

the other side.

Li Chen sat in the live broadcast room and chatted with netizens.

This is an inquiry about a guarantor.

He had a friend who wanted to get a loan from the bank, but his creditworthiness was not enough. The manager of the bank gave his friend an idea:
Make false information, and then find a qualified guarantor as a guarantee.

In the spirit of being a good friend for many years in one place, he made a guarantee for the other party.

But what he never expected was that his friend never thought about repaying the money, and finally the bank found him, and he became the target of enforcement.

In order to avoid becoming an old Lai, he can only take out his savings for many years and return them to the bank, which eventually turned into a loan dispute between him and his friends.

"Did that friend of yours tell you everything the bank manager said?"

Hearing this, Li Chen also raised his doubts.

No way?
Is there really such a sincere friend?
Don't you usually find an excuse for something at home or other excuses?
"Well, because I knew he didn't have the qualifications for this loan, I just asked."

Hearing the netizen's answer, Li Chen nodded and said, "This is the most typical falsification of information.

Under normal circumstances, bank clerks will not do this, and it is not ruled out that some individuals instruct borrowers to find guarantors to complete bank loans in order to complete their own performance. "

"Now I really have nothing to do. That friend insists that this is a loan dispute between him and the bank and has nothing to do with me, and he doesn't want to return the money to me."

Just playing rogue?

Li Chen picked up his teacup and took a sip of tea: "Are you sure he is capable of repaying the loan?"

"Correct."

Netizen Lianmai said that the emotions here are obviously excited: "That guy has two properties, three cars, and many assets are in the name of his divorced wife."

This is a routine commonly used by old Lai people.

I don't have a dime in my name, and some even work part-time to pay back the money, paying back thousands of dollars a month to prove that I am paying back the money.

However, according to this repayment schedule, it is estimated that the creditor will not be able to recover his debt even if he dies.

There is nothing the court can do, because the family is indeed paying back the loan, and it is all his salary...

"Do you want to consult how to get back your debt?"

Li Chen pushed his glasses and asked.

Netizen Lianmai was a little indignant after hearing the words: "I want to ask, can I sue him and the bank that lent him money for fraud, because the contract was originally fake, and he is just an ordinary employee, and the bank also knows about him. Isn’t it fraudulent to lend him money even in such a situation?”

Hearing this, Li Chen couldn't help frowning: "If you have a problem with the bank, you can report it to the bank insurance guardian, and they will come down to check whether there is really a problem with this matter.

If you want to sue the bank on the basis of the contract, I can only say that the chances of winning are not great, because you are the guarantor of this loan, and the bank will check your qualifications and confirm that you are capable of repaying the loan before releasing the money to the loan People, in fact, there is nothing wrong with it. "

"They knew that my friend couldn't repay the money and gave him the loan, which is a problem in itself."

"You can pay it back."

Faced with the other party's annoyance, Li Chen didn't have any thoughts of spoiling him: "The bank doesn't know if he can pay you back, doesn't it?
As a guarantor, you bear certain joint and several responsibilities from the moment you guarantee him.

Let me put it bluntly, the bank will lend you money only because it believes in you, so there is actually no problem asking you to repay the loan. "

Li Chen looked at the bullet screen in the live broadcast room with a serious face: "Your question, first of all, there is a misunderstanding about the division of responsibilities.

As a carrier, the role of the bank is only to deposit money, withdraw money and lend money. Why do you always think about how to sue it?
The actual problem is the dispute between your friend and the bank's employees, and you need to figure this out.

This employee cheated and helped your friend get a loan from the bank, and you were the one who was actually cheated in the end. You have to figure it out.

Therefore, the best way to deal with it is to go to the martial arts association department to report to the police, saying that your friend is collaborating with the employees of this bank to defraud you.

Of course, whether you can file a case or not depends on your own method of calling the police. "

Speaking of this, Li Chen also disconnected from this netizen and communicated with the live broadcast room: "Many people said that they would not file a case if they went to the martial arts association to report it.

Fraud and loan disputes are actually of two natures.

The first is that I don’t pay back the money if I have the money, and the second is that I don’t have the money to pay it back now. "

Netizens in the live broadcast room began to joke when they heard this:

"It's very simple. It's definitely a fraud for the third brother to report to the other party."

"Joke, who is my third brother? An outlaw fanatic, isn't this a piece of cake for him?"

"Extrajudicial fanatic Zhang San: I said this is fraud, what? You said no? You can't be their accomplice, right (funny)"

"You are excellent, but if I release Zhang San, an outlaw, what should you do?"

"I chose to surrender to save my life."

"Brothers, close the door and let third brother go!"

Seeing these bullet screens, Li Chen couldn't help but twitched the corner of his mouth slightly.

For these netizens who love to work hard, they can also enjoy themselves as sand sculptures, or how boring it is?
Li Chen pushed his glasses: "Okay, let's liaise with the next netizen who wants to consult."

Studio:
"Take it away, next one."

"My friend, what do you want to ask?"

"This victim, please tell your story."

"Victim: I really tied Q, are you here to listen to the story!"

"Victim: You can listen to the story, but you have to pay."

"Zhang San: Hurry up, pay the money, if you don't pay, I'll send you all in!"

Li Chen: ……………

(End of this chapter)