Reborn Entrepreneurial Giant.

Chapter 729 Fight P2P again
After returning from a vacation in Hainan during the Spring Festival, Qu Li flew to Beijin. Su Zifen had already made the handover. The new CTO candidate was Yu Yonggang, whom she had introduced to Qu Li before. He met the requirements and could start working in China.

However, her official departure will wait until after the new product launch, giving her the opportunity to explain the plans of Honor Spreadtrum chips. She will not leave as a loser, but as the founder of Spreadtrum's future high-performance chips to pursue greater challenges.

This is quite important. AMD chips will be sold to China in the future, and the image of company leaders and corporate image are positively related.

Qu Li returned to Beijin to prepare, and he will participate in the release of Honor 6.At this time, ARM has released the A72 core, which is much better than Spreadtrum's modified A57 in terms of performance indicators, but the most critical thing is not the architecture, but the process.

Spreadtrum Kirin chips are still based on TSMC's 20nm process. The reason for choosing 20nm is that Samsung's 14nm is unreliable and TSMC's 16nm delay in mass production is the main reason.What is certain is that the Kirin chip is definitely better than Qualcomm 810, and may be better than Samsung's Exyons 7420 chip, which is currently the best except Apple's A series.

The difference is that Samsung uses its own 14nm process, but Honor Spreadtrum uses TSMC's 20nm process.Let's put it this way, advanced processes play a key role in improving the performance of mobile phone CPUs, followed by architecture upgrades. The approximate ratio is about three to two.

It can be seen from this that Samsung Electronics' chip design capabilities are limited, and Honor has surpassed Samsung. As for Chrysanthemum Factory, it is not easy to compare.

Honor has announced the release date of new products, and there are still a few days left. Qu Li is not idle either. He has done what he did not do last year, not for Wang Sicong, but for P2P.

"Last year, the domestic P2P industry developed rapidly. I heard that many people in the entire industry have made money. Many of our colleagues have got involved. Many colleagues within Shijimei are jealous, but I still find it difficult to understand that borrowers need to pay more than 20%. In terms of interest, how many industries in China can make more than 30% profit in a year?"

“I advocate the development of supply chain finance, and we can share risks with institutions to make small loans, but I emphasize again that P2P business is not allowed in any form, including not investing in any P2P companies, and not having any relationship other than payment with any P2P companies. Business dealings.”

Qu Li's speech on Weibo was quickly noticed by the media. You must know that in addition to the time of beauty and the demise of BAT coefficient, Ping'an Group also established Lufax.Not only did Shi Guang not do it, but Qu Li also took a clear stand against it, which is interesting.

Going against his peers and destroying other people's jobs is obviously not a wise choice, but thinking about the P2P industry that has caused losses of more than 1200 million people and about 1.5 trillion yuan, Qu Li feels uncomfortable. Since he has the ability, he will occasionally do some good deeds. Bar.

At this time, there are tens of millions of people in China making money on P2P websites, and some companies with financial difficulties are looking for someone to set up such a website. They "raise funds" at high interest rates in the first place and then lend it to themselves later.Qu Li doesn’t want them to continue to make money. Of course, such a bad person must be criticized. Besides, even if there is no reason, many people still like to criticize Qu Li online. Now that they have found an opportunity, they can stand on the moral high ground and criticize Qu Li for being rich and unkind. How cool!
Many "experts" refuted Qu Li's narrow-mindedness on the Internet. Some said that P2P websites are "information intermediaries" and investors must be responsible for their own profits and losses. Some said that people who borrow P2P loans are for emergencies and will borrow no matter how high the interest rate is. Some said that he does not know the suffering of the people... …

Qu Li, who had always been responsible for killing and not burying people, caused such a disturbance and then disappeared and pretended to be dead.Good words can't persuade a damned person, and mercy can't help but kill others. He gave correct guidance at critical time points time and time again. If you don't listen or believe it, it has nothing to do with him.Well, it’s impossible to do nothing. In January this year, the central bank officially approved Ali, Time and other companies to carry out personal credit investigation. Time Financial Services has been preparing for a long time to open the credit score of Time to the public. Users who have opened this service , you can enjoy various services.

On the basis of time credit points, all Huabei and Jiebei products will be launched to the market one after another.The practical significance of the existence of Jiebei is to allow a large number of ordinary people who need to borrow money to avoid borrowing loan sharks.Of course, Ant’s risk control capabilities are also very strong and can ensure profitability, with very few actual bad debts.

Time has social networking, search, and e-commerce, and integrates various scenarios. Regardless of the differences in big data algorithms, credit ratings should be more accurate. Of course, no matter how good the algorithm is, it needs to be constantly adjusted and revised based on practice.

The Internet regular army came to an end, squeezing the living space of P2P companies, and then the relevant departments took action to clear them out.Sometimes I really wonder how companies that can defraud hundreds of billions of dollars actually distribute the money.

Knowing that Time Financial Services was almost ready, Qu Li once again elaborated on his views on Weibo: "Reality tells me that there is a general lack of investor education in China, and many people do not know what risk and risk control are, which is not good. . By the way, I would like to share my securities and futures professional qualification certificate to prove that I am not talking nonsense.”

"Returns exceeding 10% are high-risk, similar to stock investments, and there is a possibility of losing all your money. Forget it, let me introduce the five levels of financial risk..."

"Shijiang Jumei has established a subsidiary called Shijiazhuang Financial Services. The Jupay wallet has investment and financial products of various risk levels. It is developing postpaid and online lending products based on Shijiazhuang credit points for individual users; as for corporate users, Enterprises that have a cooperative relationship with Shiguang Jumei can choose supply chain financial products..."

Qu Li’s Weibo once again sparked heated discussions. Whether he was setting up Time Financial to combat P2P or cracking down on P2P because of the establishment of Time Financial, it was a very interesting thing, so conspiracy theories became popular again.

What Qu Li does is really unbelievable. If you don't want to defraud people of money, then don't do things that obviously have little to do with him. Why do you want to ruin people's wealth?Being hacked is something you asked for!
No matter what, after the Spring Internet red envelope, Jupay Wallet came into the sight of "workers" for the first time, and the number of downloads continued to rise.

At this time, Jumei Juhuasuan can use both Jupay wallet and WeChat payment. In this case, why do you need to install one more APP, which wastes space and causes lag?

The real situation forced the Jupay team to make a choice to make the wallet APP clean and refreshing, fast to open, and can be used smoothly even on a [-]-yuan machine.

Yu'e Bao is the most famous product of Jupay Wallet. Now there is Ant Forest. Of course, Shijiazhuang WeChat also has the "Ant Forest" applet.Not to mention this, Yu'E Bao was initially overtaken by Alipay's small treasury. With the access of WeChat, it has now achieved overtake, with a scale of 5000 billion!
(End of this chapter)