2006: School beauty loves me again

Chapter 561 Financial Freedom
It was late in the afternoon, the sun was shining brightly, and the students in Dormitory 515 had already finished half a box of wine.

This was a rare gathering with everyone in the dormitory after Fang Yuan’s identity was exposed.

It’s just that the atmosphere this time is rather depressing.

Chen Yi's parents were ordinary workers when they were young. As they were caught up in the wave of layoffs, his father had the idea of ​​doing some small business. At first, he drove a truck to transport goods in his hometown. Later, he made a little money and bought several long-distance trains to transport wood from the northeast.

Later, he contracted a large forest farm in the Greater Khingan Range.

To be honest, Fang Yuan originally had no idea how much money Chen Yi's family had, but after more than two hours, he couldn't help but be secretly shocked when he heard that the so-called bankruptcy amount had reached more than 20 million.

It turns out that apart from being a bit treacherous and low-key, the fourth brother is actually a real rich second-generation, much better off than Gu Lijia.

Chen Yi's father entered the market in mid-07. At that time, friends around him said that the stock market was about to see a surge in the Olympic year, so the careless Chen father went all in on several Olympic stocks.

This is great. The Olympics haven’t even started yet, but I’m already stuck with half of the compensation.

At that time, he wanted to sell his shares, but his friend said: The price will definitely go up after the Olympics!
The Olympics are over and the positions are liquidated.

Twenty years of accumulation were reduced to the period before liberation overnight.

Chen's mother was not a rich lady. She had never resigned from her job for many years. She was just an ordinary woman with a wealthy life. Now that the family wealth was gone, Chen's mother rushed to the forest farm from her hometown. The old couple had a big fight. Chen's father, whose hair had turned white overnight, became depressed and started a fight. They officially divorced yesterday.

Chen Yi drank half a bottle of wine and sighed, "Actually, I think my dad might not want to implicate me and my mom. The rent for the forest farm will be paid next spring, and the saplings on the two hills will take another five years to sell... This is also worth millions."

Everyone drank together.

Fang Yuan only gave guidance throughout the process and did not express too many opinions.

But he had something in mind.

If Chen Yi's parents really had financial conflicts over the years, they might not have divorced.

In cases like this, it is difficult for a woman to go from extravagant to frugal because she does not know how much pressure her man is under outside.

Once they become poor, most poor families are not harmonious because the cost of making mistakes is too high.

Breaking a plate can cause a lot of noise.

Any small unpleasant things in life can continue to ferment into a big one. When a problem occurs, the first thing people always do is to find out who is responsible, rather than thinking about how to solve it.

Poverty leads to resentment and disunity.

Then a vicious cycle begins, and it becomes difficult for such a family to become wealthy again.

Fang Yuan didn't think he had the qualifications to judge other people's families in this way, so he chose to keep his mouth shut.

Xiangdong patted Chen Yi's shoulder and knocked his bottle of wine against his. "It's nothing. Didn't you say that Auntie has a deposit of hundreds of thousands of yuan? It's enough for you to study and live."

Xu You also nodded vigorously, "My family has never seen what 100,000 yuan looks like."

Gu Li smiled and said, "My family had an accident last year, you all know that, but we are still through it now. Uncle has the ability to earn that money, so he is not afraid of losing it, because he will earn it again in the future."

Yang Yifan said: "Okay, don't be depressed, adults are adults, you have just changed from a wealthy second generation to a small wealthy second generation, a few hundred thousand, isn't it too little?

Wouldn’t it be nice to be a rich college student in the future?
Find another object.

Let me tell you, in the eyes of girls, most of them don’t know the difference between 10 million and 1 million.

If you wear A-series and use a Nokia flagship, they will think you have good conditions and don't have to worry about anything.

Just like this time when we went to Qinhuangdao for a trip, I asked my daughter Shuangshuang what kind of car she liked, and when I saved enough royalties I would buy one and take her for a ride.

As a result, she didn’t even know what a GTR or Ferrari was, and only thought that Mercedes-Benz and BMW were the best cars.”

When they heard the words “my Shuangshuang”, everyone vomited.

Chen Yi smiled miserably, "Asleep?"

Yang Yifan shook his head. "Not really. It's only a matter of time."

This article was skipped.

Yang Yifan added: "Of course, no matter how rich someone is in school, they are only richer than ordinary people like us. When compared to Fang Yuan, it's another matter. The girls still have a deep understanding of how rich Fang Yuan is."

Everyone laughed.

After sighing for a while, Chen Yi turned around and asked Fang Yuan, "Youngest brother, tell me, if a person has 100 million yuan, and he doesn't do evil, gamble, or take drugs, but just invests and lives a normal life, will he lose it all and become poor again?"

The other boys were also interested in this question and looked at Fang Yuan.

After thinking about it seriously, Fang Yuan looked at them and shook his head slightly.

"Is it impossible?" everyone asked.

"It's basically impossible, but it doesn't need that much," Fang Yuan said.

Gu Li asked: "What do you mean?"

Fang Yuan broke off a boiled peanut, put it in his mouth, and said, "It doesn't take 100 million. In fact, if you have a fully paid house and car, 20 to 30 million in cash would be enough."

"So little?" Chen Yi was shocked.

Fang Yuan chuckled and said, "So, if you have 4 million in cash, the current normal bank financial management interest rate is between 6 and points. Of course, I am talking about zero-risk financial products.

On average, the annual interest is 150 million. You use this money to buy two storefronts, then borrow money from the bank, buy more, and borrow again. At this time, you have about three storefronts to rent out.

Taking Binhai as an example, the monthly rent for a storefront of 5 to 60 square meters is 2000 yuan, and you can use this money to repay the loan.

After three years of saving, he was able to own ten shops.

Starting from the fourth year, we bought large public buildings, took out reverse loans, and rented them to bank branches, earning hundreds of thousands of yuan in rent a year.

All that’s left is to prepare for marriage. You have a house, a car and a stable source of income. It shouldn’t be difficult to marry a school beauty, right?

After that, you can have children, raise them, live in your own house, and send them to foreign schools.

By the time your child reaches junior high school, the accumulation of house prices and rents will have basically increased your assets fivefold.

Old routine, change to a bigger house, change to a luxury car, spend it as you like, and you will still have at least tens of millions in your hands that you don’t know where to put it.

Nanny, driver, bodyguard, give pocket money to the children and wife every month, one hundred thousand yuan is equivalent to ten yuan.

Water, electricity, food, clothing and other expenses cost ten yuan per hundred thousand yuan per month.

Going to a shopping mall occasionally costs 10,000 or 20,000 yuan a night, is that enough?

Unless you invest in the stock market, futures... or Macau, it is really difficult to spend it all. "

Fang Yuan said this calmly, and the other five looked at him blankly like stupid geese.

Chen Yi was about to cry, "It turns out that I am only half a step away from lying flat..."

The others asked, “Is that how you rich people play?”

Fang Yuan curled his lips and said angrily, "This is just an ordinary wealthy family. Do you really think that people with hundreds of millions or even billions of dollars in assets would play regular and Zhongzhi like ordinary people in China... You are so naive."

Everyone was anxious: "How do we play? How do you play?"

Fang Yuan shook his head vigorously. "I am a former God of Wealth. All my money now is debt. I have to spend it on the company to support people and projects. I have to wait until a certain project company goes public before I can have fun."

Yang Yifan asked: "When?"

Fang Yuan said with a sigh, "It will take a long time, maybe next year."

Five: "..."

Everyone's eyes were red.

Only Chen Yi finally asked him with longing: "Youngest brother, tell me the truth, is it possible for my family to become rich again?"

Fang Yuan smiled and said, "Of course it's possible. Anyone can become rich. In this era, money is everywhere."

Chen Yi didn't hear his perfunctory attitude and asked, "How hard should we work? Give me some advice. Look at the Guzi family. Didn't you give them an idea and they were resurrected? We are all brothers. You can't favor one over the other."

Fang Yuan said, "It's too early to talk about the lines, but I can tell you clearly that it has nothing to do with hard work. It's not about hard work at all. What determines fate is not character, nor hard work, but the mind."

Seeing Chen Yi's unhappy look, Fang Yuan added: "It depends on your uncle's condition. When he recovers, if you have time, you can bring him here and I will try to persuade him."

This was a good thing to say, but Chen Yi didn't understand it and wanted to ask more. However, Xiangdong pulled him and signaled to talk about it later.

In fact, Fang Yuan has his own reasons for explaining things in a simple and easy-to-understand way. In his heart, Chen Yi and Gu Li are different. The former has an eccentric personality and is full of thoughts, while the latter is relatively stable and simple.

For many things, if you help once, you will be asked to help again. Once it becomes a habit, the other party will hate you if you don’t help.

This is the reason why great kindness leads to great hatred.

Having lived two lives and experienced several ups and downs in the previous life, I have become accustomed to the people around me. Like a school of fish, they gather and disperse, and gather and disperse again as your wealth and status rise and fall.

In addition, after riding the wind in the past two years, Fang Yuan has become quite insightful and realized that, whether men or women, the normal state is not bluffing noise, but loneliness.

Whether it is friendship or family affection, parents will grow old and children will grow up and leave home.

There are some things that are best kept silent about except when you are talking to your lover who will never leave you and will stay with you through thick and thin.

If it were ordinary college students, there would be no interests involved and they could have fun as they pleased, but it was different for him, he had to think more.

The friendship between classmates for four years was fate and hard-earned, so he cherished it and didn't want to change it. This was also why, except for Gu Li, he basically never took the initiative to help anyone with money in the whole dormitory.

Especially Xu You, whose family was in the worst situation, Fang Yuan never mentioned helping him in person, but secretly suggested to Fan Zhiyao that Xu You should be given an extra 10% of the profit. Now the Salted Fish Society collects scraps in three schools, and Xu You can take nearly 2,000 yuan every month.

It was a little after four in the afternoon. Chen Yi had only drunk six bottles, but he had gotten himself drunk too much, which was totally different from his usual amount.

Everyone sighed and said that it was not the wine that made people drunk, but people made themselves drunk.

Fang Yuan did not stay in the dormitory, but went to the Art College to find Shen Ningfei.

Before boarding the plane in the morning, he told his silly wife that he would be able to arrive at school before 2 pm, but he was delayed by this incident.

Shen Ningfei waited until after three o'clock, when he was called to a meeting by the orchestra.

Fang Yuan felt apologetic and had to go and comfort her.

After leaving the dormitory building, he immediately became much more sober.

It seems that the atmosphere in school is fresher than that in society.

As we got closer, the Art Academy building turned into a huge black silhouette with gold edges in the sunset.

Fang Yuan sat on the curb, picked up a weed and put it in his mouth.

It tastes bitter and astringent, and can detoxify and reduce internal heat.

You can see an old man spraying pesticides in the distance...

"Fuck you."

He spat a few times, his face full of confusion.

At this moment, a sweet laugh came from the front.

Looking up, I saw a slender silhouette with a guitar bag slung across her body, smiling against the light while covering her mouth.

Not a single ray of sunlight could penetrate between her tight jeans, but her hair was dyed completely blonde and fluttered slightly, and her figure was tall and slender.

If it’s not little Lu Xi, then who else could it be?

"Waiting for Feifei?"

She walked in front of Fang Yuan, bringing a whiff of faint fragrance.

Fang Yuan supported himself on the ground with his hands, leaned back and looked at her from bottom to top.

"Wait for you, this beautiful girl, do you believe it?"

Lu Xi chuckled again, "I don't believe it, you don't know I'm here."

Fang Yuan raised his eyebrows and smiled without saying anything.

Lu Xi said, "Fei Fei and the band leader are checking the music score, it will take a while for it to come out. You wait." Then she was about to leave.

Fang Yuan asked: "Where are you going? I'll treat you two sisters to dinner tonight."

Lu Xi curled her lips, thought about it, shook her head and said, "Maybe not, you and Feifei go, Senior Xia wants to talk to me about something."

"Xia Chu?"

Fang Yuan then remembered that Vice Chairman Xia had returned. Could it really be harmonious for two school beauties to sit together for a meeting? Wouldn't they start a fight?
When I think of this picture...

Fang Yuan almost drooled.

He muttered, "She's going to give you some work? You were busy last month... Look at you, you've lost weight."

Lu Xi saw his eyes glancing back and forth between her chest and buttocks. She felt embarrassed at first, then seemed to think of something, and puffed out her chest and glared at him.

"No! Just be a hooligan, get out of here!"

After saying that, he ran away.

Fangyuan shook his head and laughed.

For some reason, he suddenly fantasized about what it would be like if there was no silly wife in his life.

So will Lu Xi become his real girlfriend in college...

Pooh!
Shameless, and there is also a cute girl...

Pooh!
You put Chen Xiaowan in...

Ah, and Li Xiaoli... the child's mother...

God, it’s so difficult.

----

Previously, two girls from the secretarial team, Deputy Store Manager An Ran, and the girlfriend of the chairman of FLY Group returned to Binhai from Kagoshima and went to No. 1 Courtyard to play together.

But during those days, Shen Ningfei caught a cold, but she didn't tell Fang Yuan, and Fang Yuan didn't know either.

One night her fever even reached 39 degrees. That night, she felt very uncomfortable and missed Fang Yuan very much.

It's not like she hadn't felt that kind of longing before, but at that weak moment, the longing became particularly strong.

For several days, she had been looking forward to Fang Yuan's return.

Fang Yuan told her to arrive at 2 o'clock this afternoon, but she felt very happy from 1 o'clock on.

As the time drew near, she became happier and happier.

At two o'clock, I started to feel restless again.

She thought that when she saw him, she would throw herself into his arms and tell him that she missed him.

Shen Ningfei had never been so proactive in being intimate before, and she blushed just thinking about it.

When she was checking the music score just now, she was absent-minded. After muddling through it, she hurried downstairs.

At the door, she saw Lu Xi's shy expression as she bit her lip, and then...she pretended not to see it.

After Lu Xi walked through the intersection, she ran out of the door with a smile, took two steps at a time, and plunged into Fang Yuan's open arms.

"You've lost weight?" Fang Yuan said the same thing to the second girl within two minutes.

Shaking his head, Shen Ningfei smiled and said on his chest: "Then take me to eat delicious food."

Fang Yuan took her hand and walked to the food street.

After eating, I returned to the small shabby house.

Shen Ningfei is very proactive and Fang Yuan is very fierce.

Sex is neither noble nor shameful, but it must exist.

Don't live dignifiedly at your dissolute age.

Fang Yuan feels that a man is calm because he has not met a woman for whom he would risk his life.

Shen Ningfei felt that a woman was reserved because she had not met a man who could make her wanton.

The clouds dispersed and the rain stopped.

He hugged his silly wife and told her about how he was dragged away in the afternoon and forced to release negative energy.

Shen Ningfei first asked about Chen Yi, after all, he was his friend.

Then he asked Fang Yuan with a smile: "Is it true that in a circle like yours, even if you run out of money in the future, you can earn it back quickly?"

Fang Yuan kissed her cheek, shook his head and smiled: "There is no such thing as a circle, there are only mutual interests. If you are valuable, you will naturally have a circle. For example...Fan Zhiyao."

Shen Ningfei said "Hmm?" in confusion.

Fang Yuan said: "In fact, she has always felt that I have good resources around me and wants to make connections through me."

Shen Ningfei nodded and said, "Yes, Yaoyao is determined to be a strong woman, which is amazing. Moreover, I like her personality very much. She seems carefree and full of energy every day."

Fang Yuan laughed and said, "In fact, she didn't think it through. In terms of resources, her family is much better than mine. Her family has run the business for three generations, and it's in a place like Lucheng, Wenzhou. I came from a grassroots background, and most of the people around me are grassroots too. She's looking in the wrong direction.

Continuing from what I said just now, in circles, interests, and especially in society, the longevity of relationships depends on how long the value exists.

But, maybe the relationship will be stronger.

Because human nature is fundamentally to seek benefits and avoid harm.

People can betray loyalty, justice, and benevolence, but they will never betray their own interests. "

Shen Ningfei seemed to understand, but he looked up, touched his hair, and asked, "Are you tired?"

Fang Yuan shouted "Aha!" "I'm full of energy too, goblin, look at me!"

(End of this chapter)