America 1979

Chapter 66 A Fulfilling March

In March, when there was no after-school practice, Bill's schedule was packed.

After confirming that he needs to pay more than 9 personal income tax, he is relieved to concentrate on his studies.What consumed him the most throughout March was preparing for the SAT.As an authoritative evaluation standard for American high school students' learning ability, SAT scores within two years are a must when applying to most colleges and universities.

The entire SAT test is divided into three parts, 52 points for reading, 44 points for grammar, and 58 points for mathematics.Among them, there are five articles in reading, [-] questions; four articles in grammar, [-] questions, and [-] questions in mathematics, which are subdivided into two parts that can use calculators and those that cannot use calculators.

Preparing for this level of examination is simply an appetizer for Bill, who has gone through the Huaguo college entrance examination in the previous life. After more than a week to go through the knowledge points, Mr. Ferrari chose to do the questions directly.

Some of the reading questions are fixed, all are multiple-choice questions, and even the article materials are very fixed. There must be a famous speech in American history, such as the "Declaration of Independence", "Gettysburg Address", etc.The [-] points mainly test students' abilities of careful reading, analysis, and reasoned argumentation.

Compared with the Chinese objective questions that Bill had experienced in his previous life, the SAT reading was much more humane, and at most it would embarrass the candidates on long and difficult sentences.

The grammar part is even more sub-questions. Checking mistakes, word order, sentence structure, and prepositions and adverbs are the basics of the basics. As long as you are not a fool, you can always do it.As for the mathematics part with the highest score, he broke up the rice and fed it to Bill.

Perhaps ETS, the US Educational Testing Service, thinks that young people in this country are idiots and don’t have much fun, so the math questions basically only examine concepts and basic question types, and occasionally some concepts of advanced mathematics are examined, but not many.Therefore, among the 58 questions that are mainly multiple-choice questions, the most difficult parts may be the periodic problem, function translation and catch-up problem, because the stubborn white youth may really not be able to get around that corner.

As for African-American students, math is too difficult for them.Because there are no rappers who can make mathematical concepts into rap, black-skinned high school students basically can't remember the concepts, and they can't talk about solving problems.

As for the remaining related issues such as the slope of the straight line, the geometric arithmetic sequence, and the power function exponential function, Mr. Ferrari feels that ETS is insulting his IQ, but any concept that can vaguely describe the relevant knowledge points can be done. It is so small that it can basically be calculated with the fingers.

On the day of the exam, Bill knew he was safe when he got the papers. Although the questions were simple and it took less than a third of the time to answer each part, he still checked it carefully three times. There was really no way to do better so I left early.

After the exam, Bill turned his attention to the two financial aspects of the futures market and paying personal income tax.

Since the price of gold hit a new high on January 21, Mei Renzong Carter came forward and announced that he would suppress the price of gold at all costs and maintain the status of the United States in the world.So throughout February, gold, which ended the big bull market, began to decline in a rare way. On February 22, it fell by 140 US dollars in one day. On the same day, Andrew, a trader from Hilson Brokerage Company, called to ask if he wanted to sell it. The empty order on the hand was sold, but it was rejected by Bill.

It wasn't until the Friday after Silver Thursday, that is, March 28, that Bill, who had persisted for three months and 20 days, chose to sell the empty gold futures order in his hand.

购入时的账面价值是160九万四千美元，卖出时的黄金价格为一盎司510三美元，22手的价格为110二万八千六百美元。账面价格相差56万五千四百美元。

After paying exchange fees of $1355 and twenty cents and brokerage fees of $10177 and twenty cents, Bill made a profit of $55, seven and sixty cents.

With the original 25 principal, he now has $80 in available funds.

The only thing that makes Mr. Ferrari unhappy is that this year, he has to pay more than 9 personal income tax. Although the reduction and exemption of 9069.61 US dollars, the two exemptions for low-income families and students do not need to pay, and are used for the exchange. The individual tax deducted from the handling fee of the brokerage company is paid first and then refunded.

So he has to hand over taxes in the early ninety-five thousand to the IRS and local tax agencies.

Fortunately, the old white man was still dedicated to his work and accompanied Bill through the entire process.

"Around October this year, I will ask you to systematically calculate the taxes I should pay this year, and we will discuss where we need to avoid taxes."

On the day when all taxes were paid, he said this to an old man named Conrad Steve.

"Well! Your financial situation is quite good, and the bank will be happy to give you a loan. This year, you can try to increase the loan to obtain a tax deduction. Or you can directly spend a large amount of money to buy a luxury sports car or helicopter. This is the most defensible Tax."

Conrad suggested.

Bill said angrily: "I will. Not only do I want to buy a big house, but I also want to buy a sports car. My wife who is a PhD student is also in my consideration."

Several large purchases must be completed within this year, and the backing of loans has also been put on Bill's agenda.During the tax season from January to April next year, he will not pay an extra penny to the IRS.

After filing the tax form, he was naturally light. During the week-long spring break, Bill ran to the New York Mercantile Exchange to trade again.

"...In the past two weeks, the price of gold has fallen again, and it is now $490 an ounce. We at Hilson believe that there is still room for the price of gold to drop. It is expected to be between $380 and $450..."

Andrew, dressed in a neat suit, was explaining his views on the trend of gold prices to the big client Bill with his own notebook.

Beside him, Joe Gage, a big fat trader with a face full of pain, shook his head while listening, and finally couldn't help but speak: "During the abnormal fluctuations in gold prices in December [-] and January this year, the biggest contributor was The CCCP invasion, the Iraqi hostage incident, and the ultra-high inflation rate. In the observable future, these three are unlikely to be resolved, how can the price of gold be lowered?"

Joe Gage came here by himself, and because Bill didn't drive him away, Andrew allowed him to sit in for a while.

"If you really understand, you won't beg the house to buy silver." Andrew choked on his colleagues, "You should think about how to comfort your wife and keep your house!"

"F***! Idiots can make money, but I can't! This fucking bitch world!" After a profane word came out of his mouth, the angry Joe Gage turned and left.

PS: Ask for a recommendation ticket and ask for a monthly ticket.

(End of this chapter)