Daming iron-blooded Chief Assistant

Chapter 42
After thinking for a long time, Zhang Zongxian decided to open his own factory to produce wool.Otherwise, all these profits will only fall into the hands of merchants.

Then today we can't talk about wool when we call Lizheng here.I can only talk about the bank's loan policy.

Now that a new profit point has been added, the interest on the loan of cattle and farm tools will be exempted for one year.

Don't let those Li Zhengbai come here, as long as they contact the people below to borrow cattle and farm tools, they will be rewarded with two catties of wool.

The price of wool will follow the price given by Hu Biao, and the price will be gradually reduced.It is no longer possible to make a pedal spinning wheel, but a water wheel spinning wheel.

After the decision is made, let Hu Biao announce the price, and then explain the bank's policy of lending farm tools and cattle again.

After Hu Biao announced the purchase price of the first batch of wool, those merchants dragged Hu Biao off the stage anxiously, saying that he wanted a thousand catties of wool.

Hu Biao can only say that there are not so many but they can be booked, and we will talk about it later.Hurry back to the stage and continue to talk to Lizheng about the specific policy of lending cattle and farm tools to the people.

As long as people from Qingjian County are guaranteed by Lizheng, they can borrow cattle and agricultural tools from Taiping. The first 500 people who come to borrow money will be free of interest and principal for the first year.Five hundred to one thousand loans are exempted for half a year.

Whether it is farm tools or farm cattle, as long as the loan lasts for five years, the farm cattle and farm tools belong to the borrower.To put it bluntly, it is an installment payment.

After talking about the policy, Hu Biao told those Lizheng that as long as the people under them gathered enough five families to borrow cattle or farm tools, Taiping would reward Lizheng with a catty of wool.Yu Lizheng was given a guarantee fee of one penny for every five-year loan dealt with a family.

A five-hundred-jin cattle is priced at 12 taels of silver plus an interest of one tael and two taels, and the bank needs to be repaid two taels, six and four cents a year.If the first five hundred people were exempted from interest and principal for one year, it would be equivalent to buying a farm ox for ten taels of silver.

Three taels of silver for a plow plus three taels of silver for interest, six cents and six cents of silver each year.If one year's interest and principal are exempted, it will cost less than three taels of silver to wait for a plow.

Moreover, people's loans can be repaid with grain, and the price will follow the purchase price of Taiping.

All kinds of discounts have been given in place, and now Zhang Zongxian has nothing to do if he can't get a loan.

All of these things are mastered, and soon he will understand, as long as he calls his relatives, he can immediately meet the requirements of the five families, and he can get a catty of wool and five coins for free.

Even if you borrow it yourself, it's worth it!The first [-] noodles will be exempted from interest and principal for one year.

Li Zheng, who had settled the accounts, hurried to the bank to fight for the top five hundred places, and Li Zheng, who saw them running to the bank, also understood.Also ran to the bank.

So many people poured in all of a sudden that the Taiping was blocked to death, and the guys were also frightened by so many people.Hurry up and report to Su'e.

Su'e didn't know what to do. At this time, Li Jiasan found Su'e and brought Zhang Zongxian's words to Su'e.Ask Su'e to directly register Lizheng's name, and give each Lizheng five quotas for one-year discount and five quotas for half-year discount.

Then let them bring people to the bank to go through the formalities in the order of changing the title deed.

After those merchants learned that they could make a reservation, they immediately paid a deposit of more than 1 taels per catty. Many of them also said that they did not bring enough money and gave them some time to go back to raise money.

In the end Zhang Zongxian decided to set up the factory in Changshengbao, there is no safer place than that.

There is a fortress wall and a free yard there, and the place where the wool is washed is also there, just like the flowing water.

Zhang Zongxian first asked Li Jiasan to call Xu Gong.

Fortunately, XCMG was also watching the trade show on the spot, and Hu Biao didn't talk about spinning wheel leasing, so he was very anxious.

He couldn't make money without people renting his spinning wheel.If you don't have money, how can you repay the bank's loan?

Hearing that the county magistrate summoned him, he hurried to the second floor of the inn, entered the private room on the second floor and saw Zhang Zongxian sitting there, and immediately saluted.anxiously asked:

"Why didn't the county lord hear about the spinning wheel rental?"

"The spinning wheel is no longer rented, and the official will pay for it all."

Hearing that Zhang Zongxian wanted to buy XCMG, he was relieved.

"Can your workshop change the big water wheel spinning wheel into a big spinning wheel powered by stored power?"

"The modification of Xianzun is not difficult, as long as the flywheel turns and the spinning wheel can spin thread."

"Well, that's good. I will let the Taiping order [-] remodeled spinning wheels from you. From now on, I will only buy this kind of animal-powered spinning wheel."

"The county lord can rest assured that Xiaomin has already built one, and he will soon be able to improve it and send it to the county lord."

"First make these [-] spinning wheels, and then I will make a water wheel and send it to the academy. In the future, if you do more research on these spinning wheels, if you can make something better than the big water wheel spinning wheel, I will not only Purchases will also be rewarded”

"Small understand"

After explaining to XCMG Zhang Zongxian, he wanted to directly recruit the village women who spun the thread on site as the first batch of workers in the factory.

However, Hu Biao told him that village women could not be recruited into the factory.Gossip will be spread, and maybe the factory will be demolished by foolish people.

Then we can only recruit some young and strong people first, since spinning thread is not complicated.

Now the young and middle-aged people in Qingjian County have basically come out of their homes, some are training in Changsheng Fort, and some are repairing the city wall.

Zhang Zongxian thought that since the young and strong are all in charge of food when they come out, the family will save one person's ration, and the others can eat more.It can also be regarded as benefiting the people.

In this case, after the city wall is completed, the roads will be repaired, and the original water conservancy will be repaired.Let young and middle-aged people have jobs and wages this winter.

Zhang Zongxian returned to the county office after the fair.Call Qian Dianshi and the head of the workshop to the study in the backyard.

Directly assign tasks to the two of them:

"After the city wall is repaired, you can arrange to repair the roads connecting the county to the outside, and organize the people to repair the water conservancy during the slack season."

"The county lord has already spent all the commercial tax collected for repairing the city wall, and there will be no money for building roads and government offices. We need to save some money for the New Year!"

"Didn't I tell you? If you have no money, go to the bank to borrow it. As long as the cost is reasonable, the bank will lend it."

Qian Dianshi thought that it was all your money anyway, so he could do as much as he wanted, but Wang Jiajian has earned a lot of money by taking on so many jobs now!
Thinking of this, Qian Dianshi had the idea to ask his relatives to take over these projects.Anyway, the project cost is quite a lot, so I can't lose money.As for how to get his own people to receive the project, Qian Dianshi had an idea as soon as he rolled his eyes.

"Is there still a bidding meeting for these projects in the county?"

When Qian Dianshi asked Zhang Zongxian like this, he felt that Qian Dianshi had finally become enlightened and realized that the bidding meeting was about to start.I can follow his train of thought.

Well, there should be a bidding meeting, so let Qian Dianshi issue a notice, let the people in the workshop mark out all the roads to be repaired, and divide them into ten sections for bidding.At that time, Lao Qian Dianshi will preside over the bidding.”

Seeing the goal achieved, Qian Dianshi was happy and said to Zhang Zongxian:
"This is what a subordinate should do"

After coming out of the study, Qian Dianshi asked the head of the workshop to mark the roads that need to be repaired as soon as possible.
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(End of this chapter)