Back to 1980: Please Love Me Again

Chapter 115 Financial Leases
Shanqian Village, Zhao Wenmu's new home.

It is natural for an agricultural country to have high prices for manufactured goods.

The price gap between raw materials and finished products is often more than ten times, or even dozens of times.

If you fall behind, you will be beaten.

If not, you will be blackmailed.

Poverty is the original sin.

Otherwise, why did Big Brother sell tens of thousands of yuan when it first entered China, while it was only a few hundred yuan abroad at the same time (this is also the price when converted into RMB)!
Why is China after full industrialization called "the profiteering grinder of developed countries"?
Because developed countries rely on technical barriers to earn high value-added industries, once made in China is really involved, they will soon be unable to maintain huge profits, and prices will definitely be lowered.

For example, the previous shield machine can only be produced in a few countries such as Europe, America and RB, and the price is very high, often hundreds of millions of yuan.

Once repairs are needed, only engineers from these countries can come here, and they start charging by the hour directly from the time they leave the country, which costs hundreds of thousands of euros an hour.

At that time, we used shield machines everywhere to build subways, railways, and roads in major cities.

They kept being plucked by others.

Until we have our own shield machine.

The quality is even better than theirs.

The price dropped directly from hundreds of millions to tens of millions.

At this price, who in the world is not jealous?
Those German companies that manufacture shield machines look at China, what is the difference between killing their father and enemy?
More typical is an LCD screen.

In the past, technology and production capacity were in the hands of RB Korea.

In particular, Koreans occupy the vast majority of production capacity.

Almost all the display screens imported by China come from South Korea.

This part of the annual expenditure alone is not inferior to energy imports.

When the housing price in Beijing was only [-] yuan, the price of a large-size TV turned out to be tens of thousands, and the high price of the display screen was one of the main reasons.

Therefore, there will be such a situation in the entire TV industry chain. Chinese TV manufacturers are all working for Koreans.

Work for Samsung!
Because of a TV, 90% of the profit is taken by the display panel!

There are so many links in production and sales, and the industrial chain supports so many workers, only 10% of the profit can be obtained.

How pathetic!

This is the huge benefit of mastering the core technology.

We do the hardest, tiring, dirtiest, and most work, but we can only make the least amount of money.

So we decided to develop and produce panels regardless of cost.

We first set up a joint venture, thinking about exchanging the market for technology, but they made a lot of money, and we learned nothing!
The so-called market for technology, there are successful cases, but more failed cases.

Liquid crystal displays, automobiles, and semiconductors are three typical failure cases.

We paid too much, wasted too much time, and got almost nothing in the end.

Then there was BOE.

The country and the capital market have invested 2000 billion in succession.

This is a road of independent research and development that is spent on money.

Finally we made it!
Even if the company didn't make any money, it didn't make any money out of the hundreds of billions invested.

However, it knocked down panel prices.

It's not enough to hit half of the original, and it's been hit to a tenth!

Just for panel imports alone, we may save hundreds of billions of money every year.

The yellow-haired boy can no longer threaten us with the panel.

Panels don't make money, but our home appliance companies are starting to make money.It is equivalent to transferring part of the profits from Samsung's pocket to our TV manufacturers.

Not only that, but TVs are getting cheaper and cheaper.

An ordinary family can buy a large-screen TV with only half a month's salary.

In the past, even a middle-class family needed two or three months of wages!
This is the benefit of industrialization!
As a stockholder, you should be proud, because part of the money you lost played this role.

(Manual dog head)
Speaking back to the BJ130 pickup truck, it is even more outrageous.

What is the concept of the price of 21000 yuan?
In the current year of 1981, it is the gross income of a worker for 58 years!
Ten years later, in 1991, it may not be worth 8 years' income of a worker.

Ten years later, in 2000, a worker may be able to buy a small truck with one or two years of income.

Industrialization is terrifying!
The small truck painted in sky blue, with a car key weighing two catties, is very luxurious.

Zhao Wenmu's experience in driving this kind of small truck in his previous life was already decades ago, and he was really not used to this kind of design.

And the steel-plate-like seat hurts the butt after sitting for a long time.

Hot in summer, cold in winter, no air-conditioning, no audio, the driving experience is awesome!
You have to be careful with the car key thugs when you start it.

There is no fire in winter, so we have to get a pile of firewood to roast.

Even so, it's a well-deserved luxury item.

Apart from the courtyard house in the capital, the Zhao family is the most expensive asset.

Think about how the courtyard house will be worth one billion yuan in 20 years, and look at it again, forget it, cover your face.

No matter what, the Zhao family was all beaming with the addition of a new big piece.

Zhao Wenmu drove everyone around and got envious eyes from the whole village.

The wealthier families in the village have just planned to buy bicycles.

And Zhao Wenmu already has a six-wheeled pickup truck.

Villagers used to call it "big truck".

Not only that, but he also got a big deal.

"Xiaomu, you don't drive this car often, do you?"

Zhao Xuelei climbed onto the front of the car smiling, and Zhao Wenmu drove him around without saying much.

Half tank of gas is almost gone.

"Yeah, Second Uncle, with this car, it's enough to deliver goods to the city once every two days. I don't usually drive it very much."

"What's wrong, you're trying to get my car idea, second uncle!"

Zhao Wenmu guessed that the other party might want to use this truck to deliver bricks and prefabricated panels.

After all, mule vehicles have limited load and are too slow.

"Haha, you boy, your reaction is really fast!"

"I really want to use your car to pull goods. If our building materials factory has this car to deliver goods to our door, the business will definitely be better!"

Zhao Xuelei touched the cab as if touching a fair and beautiful woman. At this moment, he also seemed to be 20 years younger.

Zhao Wenmu got goosebumps when he saw it.

"Okay, no problem! I will rent the car to the production team, and the production team will be responsible for the fuel costs and repairs. Then I will use it for two hours every two days. How about it?"

In this case, it is equivalent to Zhao Wenmu getting two hours of use time for nothing.

It takes less than an hour to send the goods back and forth, which is enough.

Of course, the premise is that the rent should not be too low, so that he can recover the cost of the car.

"Okay, how much rent do you want?"

Zhao Xuelei withdrew his hand reluctantly.

Zhao Wenmu calculated in his heart.

"Second Uncle, I will rent it to you for 7000 yuan per year for four years. After four years, this car will be returned to the production team. Do you think it will work?"

If Zhao Xuelei had studied economics, he would understand what the so-called financial lease meant.

To be honest, the rent is not low. I bought the car for 21000 yuan, and I can get it back in three years.

But it only needs to be rented for another year, and the car will be returned to the production team. So the rent is not high.

It's really a win-win situation, everyone gets what they need.

Zhao Wenmu didn't intend to make money from the production team either.

Obtaining the right to use the car for free is what he seeks.

"it is good!"

So Zhao Wenmu rented out the new car he just got.

After the Zhao family heard the news, they were actually a little relieved.

This big piece is still too expensive for them.Now that it is rented out, the cost can be recovered in three years, and it can be used for free, so I feel a lot easier.

Zhao Wenmu wrote this matter to Zhao Wenqiu who had returned to school.

It is suggested that she study the content of financial leasing and publish some articles. After all, there is a shortage of technology and equipment in the early stage of reform and opening up. This is a good way to solve the problem.

For many large-scale foreign equipment or technologies, we can use them in the form of financial leasing.

In any case, financial leasing is actually a way to increase leverage. In a period of rapid economic development and rapid expansion, it is wise to increase leverage appropriately.

Entrepreneurial mentors are so good at drawing inferences from one instance.

So terrifying.

(End of this chapter)