Roaming in the dark night

Chapter 45 Impulse
"Brother Wang, what kind of business are you doing here?" Yu Wenhao asked.

"I, as long as I do business related to the bank." Brother Wang smiled, "Sunshine is not sunny, damn it, as long as there is money to make, I will do it. I have my head in my waist."

Yu Wenhao looked at Brother Wang with a relaxed expression, it didn't look like he had his head pinned to his waist.

Yu Wenhao shook her head: "It's not like, and what you said about sunshine is not sunshine, I don't understand."

"Haha, you don't need to understand, this business is not done by people, and only people like me will take risks. To be honest, those who have dealt with each other over the years, those who did this together, and those who entered, I don't know How much." Wang Ge said.

Yu Wenhao said: "I still don't think so, Brother Wang looks like a big boss."

"Boss? Yes, it used to be. I dare not say it's big, but I also had assets of several hundred million." Brother Wang shook his head. It's a dream... Do you understand the word? Nightmare."

"Yes, in a factory, there is a dog on the top and a ghost on the bottom."

"Hey, not bad, not bad, you drive an online car-hailing car, and your education level is still very high."

Who are you looking down on?Yu Wenhao said: "I also work part-time to drive an online car-hailing car. It's not on weekends. My job is in the printing company under the Hangzhou News Group..."

"Don't worry, this time I'm going to do sunshine business, and I'm going to give the bank a boost, just to earn some hard-earned money."

Yu Wenhao quickly shook his head: "I dare not, tens of millions, tens of millions, I was scared to death hearing that."

Yu Wenhao really wanted to ask Brother Wang, what happened to him that turned him, a former billionaire, into a constant nightmare.I also felt that it was inconvenient to ask, so I didn't open my mouth.

Brother Wang said: "The bank's deposit assessment is divided into daily average, month-end, quarter-end and year. Now it is the end of March and the end of the quarter. The data at this time is very important, which affects the salesman and the president. The performance of those banks that have not completed their tasks needs to pull deposits to make this number look better.

Yu Wenhao asked, "What does this bank momentum mean?"

"I, just earn a tea fee, make a hard trip, and get tens of thousands of dollars."

"What about you?" Yu Wenhao asked.

"If you make this money, you will be addicted to it. At the end of the month, old customers will come to your door. Those who can mobilize hundreds of millions or billions of funds, think about it, so calmly, he can How much do you earn? How can you not be addicted?"

"Except for the normal deposit interest, there is another benefit fee at the bank gate. There is no benefit fee. Who will transfer the money to you for deposit? Qiansan is to take the money away overnight. 1000 yuan will give you three yuan as a benefit fee." .”

Don’t worry, don’t worry, it doesn’t exist. I’m just an online car-hailing driver. What do you guys do is none of my business?Just don't put drugs in my car.This brother Wang, he said that he would take the risk, but it has nothing to do with drugs, so he has nothing to worry about.

Yu Wenhao asked, "These money, I mean interest discounts, are all paid by the bank?"

"What you just said is wrong. Those who go inside are not all vicious. I know many people who look like me, and their experiences are similar. They used to be bosses, and then they had a dream, and then they got up again. The conditions and opportunities are gone, so we can only fight and take risks.”

When Brother Wang said this, he paused for a while, as if he was considering whether to continue talking to Yu Wenhao, but he continued:

"That's amazing, Brother Wang, so you're making a lot of money!" Yu Wenhao exclaimed.

"The next morning, you can transfer the money out, because it is your own account to transfer to your own account, and the operation is done by yourself at the counter or online, so there is no problem with the safety of funds, as long as the bank is reliable. If you encounter an unreliable bank, he may find a way to let your funds stay with him for a few more days, which is to hit the daily average."

"How is it? Yu Yu, doesn't that sound scary?" Brother Wang asked.

Yu Wenhao nodded honestly: "A little bit."

Brother Wang laughed loudly. He pulled his body tied by the seat belt, leaned over, patted Yu Wenhao on the shoulder, and said to him:

"Me? I'm making a fart. This money is for the funder, so they can make a lot of money. Think about it, it's all public money. After transferring it out for one night, it came back again. Without anyone noticing it, it's in my hands." They are the ones who make a lot of money with a lot of cash, and they make it so safely that almost no one knows.

"For example, on the bank side, if I pay the interest discount first, what will you do if you don't get the money? On the funder's side, what should I do if I don't get the interest discount if I put in the money? That's how I have a broker like me. The pimp, the value of existence, brings them together. The bank trusts me, and the capital side also trusts me, so this can be done, otherwise it’s all flying in the sky, and it’s all nonsense.”

Yu asked better and asked, "Brother Wang, what do you mean by sunshine and non-sunlight?"

"In theory, at 31:04 pm on the 30st, you can deposit funds before the bank's public system is closed, but we all require credit deposits in the morning, because in case you can't deposit funds in the morning, I can temporarily transfer funds. To save face, and to protect the bank, even if the cost is higher.

Brother Wang looked at him and asked, "Have you been in this business before?"

"That's right, mutual trust is the most important thing, so unless it's an emergency, I don't deal with the middleman. If something goes wrong, it's basically the middleman." Brother Wang said, "No matter what, there's a sequence The problem.

Yu Wenhao figured it out right away, and he was taken aback. He asked, "The 8000 million, you made 24 in one day?"

"I see, it's in the red house at the Happy Bridge, right?" Brother Wang asked.

Yu Wenhao was very curious: "Brother Wang, what does Qiansan mean?"

"So, trust is very important." Yu Wenhao said.

Yu Wenhao felt chills down her back, what kind of business is this, and who is it?Money disappears when it enters the bank, so what the hell is this?

Brother Wang nodded and said yes.

"Are you scared to death?" Brother Wang laughed loudly, "A business worth tens of millions is a small business, and it's not uncommon to buy a business worth hundreds of millions."

"Where does the bank have this fund? Whether it's the president or the salesman, they all have resources and customers who have loans. They pay the money, pay the money, and buy the deposit, so that your loan can come down." , or if you keep the salesman or the president, you can keep your loan, and the company has to do it if it doesn’t do it.”
"It's not sunny. To put it bluntly, even if it is successful, it will still be in prison. It's cooperating with the people inside the bank and turning the depositor's money into your own. It's a lot of money and it's full of names. Go search the news, what? How much and how much alcohol and alcohol disappeared, depositors’ money disappeared in the bank, it’s all like this, I know a lot of people who did this, and they are still in it now.”

"The Qiansan you mentioned is the interest rate discount?" Yu Wenhao immediately thought of it and asked.

"It's very simple. Sunshine is the normal business of the bank. At most, it will play a little side-by-side and will not be punished by law, such as deposit impulse business, acceptance bill discounting business, etc."

The two of them were chatting, and there were more and more points of agreement, and I felt that the words were speculative, and people got closer. Returning to the previous topic, Brother Wang said:
Yu Wenhao shook his head, and Brother Wang laughed: "It seems that you are still self-taught, and you have the potential to do capital business."

Yu Wenhao nodded and said yes.

　Thank you Huoshaoyun 0406, Xinghai Bookworm 1977, and Wandering AA for your rewards!Thank you Runcheng Zhai Leng, Yuehai pawns, actually, I really care about the monthly pass!Thanks for all the votes and reading!Good afternoon everyone!
　　
　
(End of this chapter)