Roaming in the dark night

Chapter 51 is a project appraisal, not a property appraisal
Mr. Wang immediately contacted the evaluation company that Mr. Ma gave him, and the other party said that they could issue an evaluation report for their project, but Mr. Wang was taken aback by the evaluation fee mentioned by the other party, and the other party asked for 50 yuan.

Mr. Wang called Mr. Ma and told him about the matter. Mr. Ma was also very embarrassed. He said that we have no way to suppress the third party. Conversely, it is the result of our intervention, what shall we say?
"Mr. Wang, regarding the evaluation fee, you two are the parties involved, the entrusting party and the entrusted party, and you can only discuss it yourself."

Mr. Wang asked: "Mr. Ma, is it possible that I change to another appraisal company?"

"No, it's not my decision to evaluate the company. Our company has passed the assessment and certification. The business of each department must pass the assessment of this assessment company. By the way, isn't it the same for banks?" Mr. Ma asked back .

Mr. Wang seeks a loan from a bank, and the bank also needs an appraisal company to issue an appraisal report, and the bank will also appoint an appraisal company. However, the appraisal fee is not so high, which is several times higher than the normal charging standard.

The evaluation fee collection standard stipulated by the state is progressive, taking [-] million as an example:

100万元以下部分， 100×8‰=0.8万元；100万元-1000万元部分， 900×3.5‰=3.15万元；1000万元-5000万元部分，4000×1.2‰=4.8万元；5000万元-10000万元部分，5000×0.75‰=3.75万元。合计是0.8+3.15+4.8+3.75=12.5万。

If the evaluation value exceeds [-] million, the evaluation fee will be increased by [-] for each additional [-] million.

According to this standard, Mr. Wang calculated carefully. He has to make an assessment report of 16.5 million yuan, and the cost should be [-] yuan.

"You can also choose to do asset appraisal. If you want to do asset appraisal, we will charge according to this standard, and we can give you a discount. CIC also accepts asset appraisal."

The three sat down on the sofa, and Mr. Li asked Mr. Wang, "How is your relationship with the local bank?"

Mr. Ma handed the assessment report to Mr. Li, and told him that this is Mr. Wang's assessment report, which meets our requirements.

"Very good." Mr. Wang said, but he still looked at Mr. Ma in doubt. What does this have to do with the bank?
Mr. Ma and Mr. Wang said yes together.

After thinking it over clearly, Mr. Wang squeezed out 50 from the company's already tight funds and called the appraisal company.

In front of Mr. Li and Mr. Ma, Mr. Wang called the president of the bank he was familiar with, and told him about the funds. The capital wanted to entrust the bank to do third-party supervision. Of course they can do it.

The so-called third-party supervision of banks is similar to entrusted loans. It does not require the bank to pay a penny, and it also earns a supervision fee for nothing. All they have to do is to prevent the money from being transferred to other companies or other companies. The project is just up, how could they disagree.

"But what we are doing now is project evaluation, not asset evaluation, and the charging standards are definitely different."

At the same time, I also have time, and when the development zone adjusts the land in place, my real estate certificate can be obtained smoothly.As long as he got the real estate certificate, he could go to the bank and mortgage the factory to them. In this way, he would have an extra sum of money.For a company like them that is developing and expanding in the market, how can there be too much money?
"First of all, of course, the certificates are complete. Provide us with the land certificate and real estate certificate to prove that you have legally owned this part of the assets, right? We can only work on this basis."

"No, no, thank you."

"Really?" Mr. Ma asked.

The other party kindly reminded Mr. Wang and said to him:
"No need, don't be so troublesome." Mr. Wang hurriedly said, "I arrived in Beijing in the middle of the night, so I don't have to worry about the driver. I can just take a taxi by myself. Tomorrow morning, I will go to Mr. Ma's office."

Mr. Wang talked to the other party, and the other party said, the one you mentioned is the fee standard for asset appraisal. The asset appraisal is so simple that we don’t need to do any work. The area of ​​the land and real estate means that the relevant departments have confirmed it for us. Just refer to the current local market price.

He felt that the hotel he stayed in brought him good luck, so he deliberately stayed here this time.When he arrived at the front desk, Mr. Wang still wanted the room he stayed in last time. Unfortunately, there were already guests in this room, so Mr. Wang had no choice but to give up.

At the same time, Mr. Wang still has a small thought in mind. Another advantage of doing project evaluation is that he did not mortgage his assets to CIC. As long as their money comes down, he will breathe a sigh of relief. The new factory can start operating. A shrinking market can be re-expanded.

Mr. Ma seemed to know what Mr. Wang was thinking, and quickly explained: "Our money goes out, and the local bank is required to conduct third-party supervision. We need to sign a supervision agreement with your local supervisory bank."

The whole evaluation work went smoothly, Mr. Wang got his dream evaluation report as he wished.

Mr. Ma said yes, please send me the flight number, and I will send someone to pick you up at the airport.

Mr. Wang said yes, "Then I will do asset appraisal, what procedures are required?"

Mr. Wang is already on fire here, waiting for the rice to be put into the pot, or rather, the oil in the pot is starting to smoke, and he doesn't even have any ingredients to fry.He didn't wait until he got the land certificate and real estate certificate, and then went to them.I'm afraid that by that time, CIC will change its mind again, saying that it is a policy adjustment, or that this year's loan quota has been used up and no more loans can be made.

The next morning, Mr. Wang took the evaluation report and went to Mr. Ma's office. Mr. Ma read the evaluation report, stood up and said to Mr. Wang:

"There are two options. One is to wait for the certificate to be issued before you come to us for asset appraisal. The other is to only do project appraisal." The other party said.

"You come with me."

For Mr. Wang, as long as the money is transferred to his company account, how to use it in the future is not his business. Where can the bank supervise it?Theoretically, all bank loans should be supervised after lending, but in practice, who will take care of them?They don't even care about their own money, let alone other people's money.

This time when he came to Beijing, Mr. Wang still lived in Ruisi Hotel, Beijing Overseas Chinese Building.People are superstitious when people are not going well or when they are too smooth. Mr. Wang felt that he was very lucky when he came to Beijing last time. He was able to meet a big company with a Chinese prefix like Mr. Ma and the others, and solved all his problems.

Mr. Ma took Mr. Wang to the office of the general manager of their company. The general manager's surname was Li. As soon as Mr. Ma introduced him, Mr. Li knew it. He said:

Everything has been finalized, Mr. Li and Mr. Ma said:

"Then my current real estate certificate and some land certificates are in the process of being processed, is that okay?"

"Then don't delay Mr. Wang and make him anxious here. You immediately send someone back with Mr. Wang to sign a supervision agreement with the bank. Once the agreement is signed, the money can go through."
Mr. Li said: "For the bank, it is a good thing, and most banks will agree."

Immediately after receiving the assessment report, Mr. Wang called Mr. Ma and said that he would take the evening flight to Beijing and deliver the assessment report in person.

"Okay then, see you tomorrow." Mr. Ma finished speaking and hung up the phone.

"Then, what should we do then?"

"Is that the Hangzhou project? The one we've settled on?"

Mr. Wang was choked all of a sudden. Wasn't it because he didn't have a certificate? After thinking about it, he asked:

Who can say for sure about this kind of thing?
The other party flatly refused: "That's not okay, as long as the certificate is not issued, legally speaking, you have not owned the ownership of the land and the house, and we can't do it."

Mr. Li did not accept the evaluation report, but said to Mr. Ma: "Since all the conditions are met, let's hand it over to the Compliance Department. Come, sit down, Mr. Wang."

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(End of this chapter)