Rebirth 1983: Murakami's Wife Wants a Divorce

Chapter 486 Mortgage Loans
As the deputy mayor in charge of agriculture, science, education, culture and health, Wang Xiaoqing attaches great importance to the development of agriculture.Liu Ye contracted a large area of ​​arable land, which directly promoted the mechanization of agriculture.

What used to require dozens of laborers to do, now uses "iron oxen" and only takes one day.

Wang Xiaoqing looked at Liu Ye with eyes full of appreciation and love.

This young man is too good.With the few things he did, he even attracted the attention of the provincial officials.

However, in Wang Xiaoqing's opinion, Yanzi'ao Village is still a bit small.The [-] peasant households were neatly planned and enjoyed some social benefits that others could hardly match.

If there are [-] households, or even [-] households, how much strength is needed?
Obviously, with Liu Ye's current strength, he still can't do it!
Wang Xiaoqing said: "Liu Ye, my sister would like to give you an opinion."

"please say."

"Can that demonstration village be expanded to an administrative village instead of a production team?"

Liu Ye said with a smile: "Our Xinguang Village has 18 production teams with a population of more than 4000. If all of them are built like Yanzi'ao New Village, how much financial resources will be needed?"

this is a big problem!

Wang Xiaoqing continued: "Actually, you can make a unified plan and implement it step by step. The village plans a new village, but anyone who enters the new village to build a house can follow the same operation as Yanzi'ao New Village. After several years of development, a small market town will be formed. Population The relative agglomeration is conducive to the development of the tertiary industry."

Liu Ye was silent.What Wang Xiaoqing said had nothing to do with him.He is not even a village director.

Wang Xiaoqing saw Liu Ye's thoughts and said with a smile: "As long as you are willing to serve the people, you can serve the people without being an official. You see that you have done a lot now. Aren't the villagers in Yanzi'ao very grateful to you?"

This is a fact!

In the past year, as Liu Ye has grown stronger, the Yanzi'ao production team's evaluation of Liu Ye has been very different.

After a while, the food and wine came up.

Wang Xiaoqing had already ordered four dishes and one soup, two meat and two vegetables.

Wang Xiaoqing: "Let's drink two cans of beer. Think about it."

" it is good."

Eating and chatting with Wang Xiaoqing, the most important thing is mentality.

Since knowing her background, Liu Ye felt that it would be a good thing for him to sit with her for a while.

But Liu Ye has a principle, that is, never mention her past.

What Wang Xiaoqing talked about was all about the development of Liu Ye's Brilliant Group.

According to what Wang Xiaoqing said, it won't take long for Brilliant Group to become a well-known domestic enterprise.

"Liu Ye, you have completed the primitive accumulation of capital, and now you have entered a period of great development. As long as you don't take the wrong path, you will have a bright future."

Wang Xiaoqing raised his beer glass and toasted Liu Ye.As a small farmer, when did Liu Ye think of such generous treatment?

"Thank you, Miss Xiaoqing. Agriculture is the pillar industry of our Brilliant Group. I will only make it bigger and bigger, and will not weaken it."

Wang Xiaoqing nodded and said: "If you do well in agriculture, you can still make money. If you have time, you should go out and do more research to see how agriculture is developed in developed areas. Who said that being a farmer doesn't make money?"

"Yes. Thank you, Sister Qing, for your advice."

Back and forth, two hours passed.Liu Ye felt that he and Wang Xiaoqing were eating and chatting together, and the time passed quickly.

It can be seen that Wang Xiaoqing is full of expectations for Brilliant Group.Liu Ye has completed the accumulation of primitive capital at such a young age, so he will definitely make faster progress.

After bidding farewell to Wang Xiaoqing, Liu Ye drove around Donghuzhou Garden.The progress of the project is very fast, and tall buildings are going away.These places will become the busiest places in Xinzhou in the future.

Liu Ye parked the car on the side of the road and smoked a cigarette on the side of the road.

Night fell.The street lights were dim.

A Santana drove out from the construction site and stopped beside Liu Ye silently.

Get out of the car alone.He is Liu Guoqing.

"Brother Ye, why are you?"

Liu Ye said: "I went to the city to accompany my friends for dinner. I passed by here, so I came down to have a look. The project is progressing very quickly."

Liu Guoqing said: "At present, 80.00% of the project has been completed. I think the building can be sold."

Liu Ye smiled and said, "The property can be sold long ago, and some funds can be withdrawn."

It can be seen that Liu Guoqing is also a workaholic.In order to work, he is working hard in all directions, and he has never had any rest days.

Liu Ye and Liu Guoqing chatted for a few words, chatting, chatting, and they talked about money.If customers need mortgage loans, they must cooperate with banks!

Liu Ye thought of Jiang Qingshan!

next morning.Liu Ye took the initiative to call Jiang Qingshan's office.

The phone only rang three times before hearing Jiang Qingshan's voice.

"Liu Ye, is that you? I thought your business had grown so big that you looked down on me, a small bank."

Liu Ye was not polite, and asked directly if he had time and wanted to come and visit.

Jiang Qingshan said with a smile: "I'm much freer than you. Come on, I'll wait for you in the office."

It only takes Liu Ye a few minutes to drive from the Brilliant Building to Jiang Qingshan's office.

After a while, Liu Ye arrived at the County Rural Credit Cooperative.

Jiang Qingshan said with a smile: "Long time no see, Liu Ye gained a lot of weight. What delicious food did you eat?"

Liu Ye: "I can still gain weight. I have a lot of troubles."

Jiang Qingshan asked half-jokingly and half-seriously: "No money?"

Liu Ye: "It's not that I don't have money to use, but what should my clients do if they don't have money. My Donghuzhou Garden can be sold to the public. But there is a problem. For clients who don't have the financial ability to pay the purchase price in one lump sum, we What should be done?"

"this?"

Jiang Qingshan was also stunned.The customer has no money, what should I do?
Liu Ye talked about the idea of ​​paying part of the house purchase price to Brilliant Group with the mortgage loan of the real estate certificate, and then the customer repays the loan to the bank in installments.That is the later mortgage loan.

Jiang Qingshan murmured: "This matter is a bit big."

Liu Ye said: "A house is only about 30.00 yuan. The down payment is 70.00%, and the remaining 20% is used as a loan. It will be paid off in 30 or [-] years. There is no pressure on the customer. This should be a win-win cooperation for all three parties. "

Jiang Qingshan said: "This matter has no precedent before, it is a new thing, I need to ask the superior for instructions, and obtain the approval of the superior before it can be implemented."

"Well. Then I will trouble you. I am sincerely cooperating."

Jiang Qingshan said: "This plan is indeed a win-win plan. The bank earns interest, the real estate company sells the house, and the owner gets the house, which also reduces the pressure on repayment. The most critical issue now is to have policy support. This is There is a problem within our banking system. It stands to reason that this type of loan is most beneficial to those who have a regular job. Liu Ye, don't worry, wait until I ask my superiors for instructions."

"it is good."

Liu Ye got up and wanted to leave, but was stopped by Jiang Qingshan.

"Mr. Liu, long time no see, let's get together. How about going to Unity Hotel for lunch?"

Liu Ye looked at the time, and it was only after ten o'clock in the morning.It's a bit too much to wait for food so early.

Liu Ye smiled and said, "Don't go to the Unity Hotel. I have a more private and quiet place, which is suitable for our small-scale dinners. I'll call now and drive there in half an hour."

"Okay. Listen to you."

Jiang Qingshan replied.

Liu Ye used his office phone to call Moon Bay Farm, and it was Lu Rover who answered the call.

(End of this chapter)