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Chapter 452: There is a lot of commotion in Xiangjiang.

Chapter 452: There is a lot of commotion in Xiangjiang.

When Qin Jingru heard this, she didn't know what to say. She just told him to pay attention to safety in Xiangjiang. Then the two chatted about other things and hung up the phone.

Yao Bin has rented a new office in Xiangjiang, and Yu Li has been studying with him. Lou Xiaoe never expected that in just a short time, Yao Bin's principal would have increased from 50 to tens of millions of Hong Kong dollars. .

Hell, even robbing money is not as fast as this.

Yao Bin looked at the newspaper in his hand. The news that came to his door was about Li Chaoren. Yao Bin had read more than once or twice about the history of this big man in Hong Kong.

The rise of the other party in the previous life is regarded as a classic case. Many scholars continue to study and analyze it. If you search on the Internet, you can find various articles, such as "On the Success of Yangtze River Industry" and "The Wealth of the Richest Man in China". "Legend - Superman Li", "The most classic business battle of Bao Yugang and Superman Li" and so on, there are countless.

According to the current timeline, the other party should be plotting against Hutchison Whampoa, but the other party is doing it secretly. Very few people know about this plan. Yao Bin only has about 1000 million Hong Kong dollars in total wealth, so he goes to confront the other party head-on. It's looking for death.

However, it is not a problem to speculate in it while he is acquiring Hutchison Whampoa.

In the evening, Yao Bin found Lou Xiao'e. This time, he was mainly preparing to sell a batch of mobile phones, which are now called mobile phones. There is no market for this thing in the mainland because the network construction is not complete, but there is still a big market in Xiangjiang. market.

"Xiao'e, I've found someone to bring back a group of big brothers from abroad. Are you interested in helping sell them together?"

"Big brother? Just a mobile phone?"

Lou Xiao'e naturally knew about this thing, but now Xiangjiang has no ability to produce it at all and all is imported from abroad. Did she really not expect that Yao Bin even had this method?

"Well, we'll arrive at the port soon."

Yao Bin knew that Uncle Lou Xiao'e had some tricks up his sleeve, and now he wanted to make some money quickly. The last resort was to buy a batch of mobile phones from the system. These things were a lot cheaper in the system, and they were all made in the United States on the other side of the ocean. There are even procedures.

If you want to make some money in Wharf and Hutchison Whampoa next, you must get a sum of funds quickly, and the amount must be more than [-] million.

"how much is it?"

"At the moment, one unit on the market costs about [-] Hong Kong dollars. I have [-] units here."

"Oh my God, isn't that just a few hundred million Hong Kong dollars?"

"Xiao'e, you can't settle the account like this. If it's all paid out, someone has to buy it. Only the rich in Xiangjiang will use this thing."

"Okay, I'll go see my uncle tomorrow."

"to make."

Yao Bin will not be idle. If Uncle Lou Xiao'e can't get through, he will go to HSBC Bank to make a mortgage. Although there is no precedent for using electronic products as collateral these days, I believe HSBC will agree.

Because there is profit in it, mobile phone is undoubtedly hard currency in this era. You must know that mobile phone is still a luxury product even in the 90s, let alone the 80s now.

The next morning, when the two of them had just gotten up, Lou Xiaoe asked Yao Bin to go to meet the uncle of the Lou family, Lou Bancheng's brother. When they came to Xiangjiang, they had to rely on each other to gain a foothold.

"Xiao'e, I'm going to HSBC Bank later."

Yao Bin told Lou Xiaoe about the mortgage. She really didn't expect that she could play like this and use this thing as collateral for a bank loan.

Haha, Lou Xiao'e didn't know that in later generations, a woman could use the "IOU" of a dog owner, and carve a few carrot seals to borrow tens of billions from investment institutions. These things are nothing.

"Can you tell me what you want so much money for?"

"Xiao'e is not an outsider. Of course I won't hide it from you. I plan to."

Yao Bin said the next few things in Lou Xiao'e's ear, which made her feel upset. She didn't expect that Yao Bin was so bold that he had already set his sights on the giants of the stock market, Hutchison Whampoa and Wharf.

Lou Xiaoe went out to find the boss of the Lou family, while Yao Bin drove to Xiangjiang HSBC Bank.

Because of the recent jump in assets at HSBC, it has become a major customer of HSBC. You must know that the per capita salary in Hong Kong is only more than 400 Hong Kong dollars, which is of course more than ten times higher than in the mainland.

The account manager of HSBC specially received Yao Bin.

"Mr. He, congratulations on your great performance in the stock market. I wonder if I can help you today?"

Yao Bin smiled: "Manager Wang, I would like to apply for a loan."

Manager Wang looked happy: "I wonder how much capital Mr. He plans to need?"

"Sorry, this amount is a bit large. You may need your vice president or president to handle it."

"Mr. He, I would like to take the liberty to ask you the amount you need?"

Manager Wang originally thought it was a loan of 200 to [-] million, but it didn't look right. It could be tens of millions. But with Yao Bin's current qualifications, that's impossible.

"I need at least [-] million Hong Kong dollars."

Manager Wang asked tremblingly: "How much more?"

"Two hundred million Hong Kong dollars. Don't worry, I have collateral. Manager Wang can report to your vice president or president."

This is not the future. For a loan of several hundred million Hong Kong dollars, it must be the first or second person in charge of HSBC, not the branch. It must be nodded by someone from the head office.

"Okay, Mr. He, please wait a moment."

After a while, Manager Wang invited Yao Bin to go to the top floor. HSBC's boss Shen Bi wanted to receive Yao Bin in person. Don't think that he is a Chinese just because his name is Chinese, but he is actually a real British guy.

The other party mainly saw that Yao Bin had a deposit of more than 1000 million in HSBC, and he was so confident in his words, so he became curious and wanted to know what collateral could be used to lend hundreds of millions of Hong Kong dollars.

Soon, Yao Bin saw Shen Bi in the office on the top floor. He greeted him with a smile on his face and shook hands with Shen Bi who also came over.

"Hello, Shen Sheng!"

"He Sheng, hello!"

You must know that the man in front of you is an old man who has been deeply involved in the banking industry for many years. However, this man will not be biased towards heroic appearance just because he is a British person. His stance is biased towards Chinese capital, that is, the local faction in Xiangjiang.

Next, they talked about some other nonsense. Of course, this was also the usual routine. Shen Bi had been working in Xiangjiang for many years and was already familiar with this routine.

After a while, Shen Bi asked: "He Sheng, I heard that you want to borrow [-] million Hong Kong dollars. I wonder what the collateral is?"

The bank is not a charity. Although it wants to earn interest, it also hopes that the principal can be stable, otherwise it will be a small loss.

Therefore, the most important thing in finance is safety and stability, and interest and profit come second.

Yao Bin smiled and took out a big brother from his pocket: "Shen Sheng, I wonder if this can be used as collateral?"

"Mobile phone?" "Yes."

Shen Bi took it and looked at it. This is the latest model. This is the thing he uses in his office. Could it be that Yao Bin has a lot of this thing in his hands?

"He Sheng, how many mobile phones do you have?"

The British like to call it a mobile phone. The so-called Big Brother is actually a name given by the Chinese. The name originated from Hong Kong.

"I have [-] of them now, and they will arrive in Hong Kong tonight."

In fact, Yao Bin didn't have the final say on the arrival time. He just arrived at the port when he wanted. Anyway, the warehouse at the port had already been rented.

"Ten Thousands"

Shen Bi was a little surprised. He knew that the output of this device was not high, and it was the latest model, so the price remained high. If there were really [-] mobile phones, the [-] million Hong Kong dollar loan would be no problem at all. .

"If there are really so many mobile phones, I will approve the loan amount."

"Then I'll go inspect the goods tonight."

"OK."

However, there was a verbal agreement. Although this batch of goods was mortgaged to HSBC, Yao Bin could still sell it. HSBC could supervise the whole process. The main reason was that Yao Bin didn't know if this thing could be sold out quickly. A loan would be the fastest way to obtain funds. method.

Judging from Shen Bi's expression now, it is estimated that this thing will sell well.

Lou Xiao'e knew that Yao Bin had received a loan of [-] million Hong Kong dollars from HSBC, and she didn't know what to say, but she felt vaguely that the name Yao Bin would definitely appear in Hong Kong in the future.

"Xiao'e, what did your uncle say?"

"My uncle is very interested in this. He has already asked my cousin to come over."

"Row."

After a while, Lou Jun, the cousin of the younger brother, came to the house. When he knew that Yao Bin had taken the things to HSBC for a loan, he instantly felt a pity.

"Brother-in-law He, we are considered a family. How can we get a mortgage? If we are short of money, we can all find a way together."

Lou Jun just thought that Yao Bin only had one or two hundred Big Brother movies at most, that's why he said such things, and Lou Xiao'e didn't tell the truth to his cousin.

Yao Bin glanced at Lou Xiao'e with admiration, and then said with a smile: "The main reason is that I need a lot of money, so I'd better come from the bank as quickly as possible."

"how much?"

"Two hundred million Hong Kong dollars."

When Lou Jun heard this, he opened his mouth wide enough to put down an egg: "Brother-in-law, how many movies do you have?"

"We'll find out when we go to the port in the evening."

"to make."

Xiangjiang was originally a free trade port, and there were so many ports. There were countless ships arriving and departing every day. When the group arrived at the port, Yao Bin had already made arrangements.

The people from HSBC first checked it, and then called the bank and said that there was no problem with the quantity and items. Only then did Lou Jun know that there were [-] units and [-] units. The [-] units were
Lou Jun didn't dare to think about it anymore. He originally thought that his cousin was looking for a bumpkin from the mainland, but he didn't expect that he was hiding it well.

In this day and age, people who live in Xiangjiang all year round look at people from the mainland, whether they are from Beijing or Shanghai, and they are just country bumpkins who have never seen much of the world.

The two parties quickly signed a contract, and HSBC loaned money to Yao Bin the next day, with very favorable interest rates. Shen Bi also asked Yao Bin in person if he could provide more mobile phones.

Their bank can definitely send things to China. Of course, this country is the United Kingdom, and people there have stronger spending power.

Yao Bin did not agree so quickly. Now that he has money in his hands, he must be able to protect himself. Otherwise, he will just become a fat pig to be slaughtered.

"Shen Sheng, I still need to contact the manufacturer about this matter. You know that the factory is also out of stock now."

"Okay, we can negotiate the price when the time comes."

Shen Bi is still very interested in this business. After all, electronic products can be said to be violent in this era, and the only function of this mobile phone is to make calls.

If Yao Bin dares to take the mobile phone of the future generation, he will be killed and a war will immediately start.

After getting the loan, Yao Bin first formed a team of 50 bodyguards and assigned them with help. After all, his life was at stake. The people he selected also fled to Xiangjiang from the mainland.

Even if these people work at the lowest level in Xiangjiang, now that they have a chance, they will naturally try their best to protect Yao Bin.

After all this, Yao Bin feels that his safety in Xiangjiang is somewhat guaranteed. The Lou family does not have this ability. After all, how much does fifty bodyguards cost in that year?
The current Wharf stock market price is hovering between 15 and 18 Hong Kong dollars. Wharf has issued approximately 1 million shares, which means its total stock market value is less than 18 billion Hong Kong dollars.

Wharf is located in the most prosperous prime area of ​​Kowloon. Based on the current official land auction price in the same area, which is HK$5000-8000 per square foot, the actual value of Wharf's shares should be HK$58 per share.

If the company's old site is properly developed, its value will double. In Yao Bin's opinion, even if Wharf's stock price doubles several times, there will be huge profits.

Of course, Yao Bin is not the only one who has seen this. Now there are other people in Xiangjiang who have also seen this. One is Li Chaoren and the other is the Charter King.

However, Li Chaoren was now weak. Although he secretly purchased some stocks, he had to withdraw in the end and handed over his stocks to the chartering king. Finally, with the help of the other party, he won Hutchison Whampoa in one fell swoop.

The Wharf acquisition war was a sensation, which made the shipping king famous, and also made Li Chaoren famous. This shocked the entire financial world in the 80s, not only in Xiangjiang but also in other places.

So next, Yao Bin directed his traders to start buying the stocks of Hutchison Whampoa and Wharf. He would definitely not be able to win the two companies this time, but he would definitely be fine if he wanted to make money, and maybe he could double it several times.

How can a businessman, a speculator, or an investor care about something like face? If you want to succeed as a person, then the first point is to be shameless, and the second point is to insist on being shameless.

After all, face is really useless. After success, you can have everything you want.

After half a month, Yao Bin found that there were not many bullets in his hand. Although the Lou family had sold some mobile phones, they were still small shrimps after all, but they had only sold out a few hundred times. There was no way for Yao Bin to go again. A trip to HSBC.

After meeting Shen Bi, Yao Bin did not hide it, but directly explained the purpose of his visit, saying that [-] Big Brother units would soon arrive in Hong Kong. Of course, this was the last time this thing was sold. Although there is systematic proof, if you look deeper, You will still find loopholes in it.

Shen Bi heard that there were [-] mobile phones and was immediately interested. The next step was to bargain.

"One unit costs HKD [-], and I express my willingness to sell it all to HSBC."

It is estimated that Shen Bi has found a buyer or channel, otherwise he would not ask Yao Bin privately about this.

"He Sheng, how about twenty-five thousand Hong Kong dollars?"

(End of this chapter)

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