The last winner of the film and television world
Chapter 732: 4 million worth of “high-quality business”.
Tian Xiaohui was forced to go to the mall with Hu Yue. This was similar to her original plan, except that Hu Yue was present. This made her feel uncomfortable all over.
"Hey, Xiaohui, what's wrong with you? Your hands are so sweaty, are you feeling uncomfortable somewhere?"
Hu Yue noticed that something was wrong with her and asked about her concerns.
"No, it's okay. I just feel a little hot."
"is it?"
Hu Yue was a little surprised. Are you sure it's hot now?
But she didn't ask too many questions. She took him to a steak restaurant and started ordering dishes with great interest. While eating, she was thinking how nice it would be if Tian Xiaohui could accompany her more often?
Zhao Hui thought about it for a long time in the bank and decided to visit Wu Xianlong. Although the other party was "not short of money" now, it was he who helped with his daughter's affairs.
In fact, Zhao Hui has not violated any regulations yet. Although Wu Xianlong helped with Zhao Rui's medical expenses as a "charity", Zhao Hui did not violate any regulations by lending money to Junlong Real Estate.
Even if Junlong Real Estate was loaned more than one billion or several billion now, it would be completely compliant because the risk control department of the head office has approved it.
I took out my cell phone and called, and the phone rang for more than ten seconds before being picked up.
"Xiao Hui."
"Hey, brother, where are you?"
"I'm just about to go home. What's the matter, Xiaohui?"
In fact, Wu Xianlong already knew what Zhao Hui wanted to do. Wasn't it just to get him to go to Shenzhen Maoming Bank for a loan? The world has really changed now. In the past, he had to beg the bank for a loan, but now the bank is giving money to his door.
Some people may ask whether the creditors will come to demand payment for the financing money. All I can say is that Wu Xianlong will never get the money, let alone pay it back to the creditors. This is the only thing that happened.
"Brother, Ruirui is not at home. I will visit you later."
"Okay, see you later."
Half an hour later, Zhao Hui appeared outside the Wu family's villa, still the same as before. He had been here many times, so he was very familiar with it.
After dinner, in the tea room, Wu Xianlong made a cup of tea for Zhao Hui, and the two sat opposite each other. Of course, Wu Xiaofei was not here, as he was still busy in the company.
Wu Xianlong would not bring up the company's business affairs first: "Xiaohui, is Ruirui's condition getting better?"
"Yes, much better. I just asked the doctor last night, and now the chance of successful treatment of Ruirui's disease is 60%. I was so happy to hear this news that I couldn't sleep last night."
Talking about this topic, Zhao Hui had a look of relief that was hard to conceal, because that was his only relative. It could be said that even if it meant doing something illegal, he would be willing to do it to save his daughter.
Wu Xianlong also smiled: "Haha, that's good, that's good. Ruirui is a lucky child, she will be fine. Plus, the medical technology in the United States is very good, there will be no problem."
Zhao Hui picked up the teacup, took a sip, and nodded, "Hmm."
"Hey, by the way, how's that guy Li Sen?"
The video of Li Sen in the nightclub was shot by someone asked by Wu Xiaofei, so Wu Xianlong was naturally concerned about this person's whereabouts. If Zhao Hui could take the position of branch president, he would definitely have a lot of conveniences in the future.
Zhao Hui did not hide anything: "He has been called back to the head office for questioning. I guess he will be dismissed in the next few days."
Hearing this, Wu Xianlong seemed even happier: "Hahaha, that's good, Xiaohui. I think the position of the next branch president must be yours."
Zhao Hui nodded calmly: "Brother, I'm grateful for your good words. I just need a certain performance. If I can complete it ahead of time, I will probably get extra points from the head office."
He also inquired around these two days and found out that many banks had approached Wu Xianlong and offered loans at his doorstep, but Wu Xianlong refused any of them, acting as if he was rich and powerful.
So that's why I made the trip in person today, even if it's just to lend 2 billion yuan?
Wu Xianlong was very happy in his heart, but on the surface he had a regretful expression: "Hey, Xiaohui, I know what you mean. But we have sufficient cash flow recently, otherwise we would definitely help you complete it."
Although he is almost going crazy because of poverty, in order to maintain his image, Wu Xianlong still pretends to be indifferent.
Seeing that he was trying to refuse, Zhao Hui began to get anxious: "Brother, it would be better if the company had more cash. It would also speed up the construction of Junlong Real Estate~"
"Xiaohui, how about this: I will go to the company for a meeting tomorrow and ask other people for their opinions. If I need a loan, I will come to you first. What do you think?"
"That's daring."
At this time, Wu Xianlong's cell phone rang. It turned out to be a call from the vice president of Merrill Lynch Bank. Zhao Hui naturally glanced at it and guessed that the other party's purpose of calling was similar.
Wu Xianlong didn't go anywhere else to answer the phone, and he had never avoided Zhao Hui before, so this was normal.
"Hello, Chen Xing. Hello. We are not short of cash for the time being. We will contact you immediately if we need anything. Ok, goodbye, Chen Xing."
After hanging up the phone, Wu Xianlong spread his hands to show his helplessness, and said with a wry smile: "Xiaohui, I get a lot of calls every day now. You bank presidents are all gods of wealth, and I dare not offend you."
Zhao Hui said seriously: "I understand, I understand."
"Let's go try the new wine I got and see if you like it."
"Row."
Putting aside business matters, the relationship between the two is actually very good. It's a pity that Wu Xianlong has too many ideas, so he dragged Zhao Hui into it. Now with Yao Bin joining, Shenzhen Mao Bank and Zhao Hui are afraid that they will be in real trouble.
After dinner, the two girls went shopping in the mall. Tian Xiaohui bought a set of clothes, a bag and a pair of shoes, spending a total of 50,000 yuan.
In other words, half of the 100,000 yuan obtained from Wu Xiaofei was spent in just a short time.
Hu Yue was stunned and couldn't help asking, "Xiaohui, are you rich?"
If I remember correctly, Tian Xiaohui and Tao Wuji are both working class, and she recently lost her job. Where did she get the money?
"No, no. The new job is very demanding, so my mother gave me some money to buy me some nice clothes."
Tian Xiaohui lied without thinking. Given Tian's mother's personality, it was good enough that she didn't ask her for money, and she even gave her money to buy clothes. Isn't this bullshit?
"envious."
Hu Yue was really envious. Even after she started dating Yao Bin, her money didn't increase. The main reason was that the other party didn't give her money actively, and she was too embarrassed to ask for it.
In response to this, Tian Xiaohui could only laugh dryly, because she knew clearly the relationship between Hu Yue and Yao Bin.
"Aren't you going to buy some?"
Hu Yue shook his head: "Me? Forget it, I can't afford it now."
"Oh, well, if we don't want to go shopping, let's go back?" "Okay, I'll call a taxi."
When Hu Yue got home, she found Yao Bin already sitting on the balcony looking at the computer. She walked over and asked gently, "Are you home so early today?"
"Of course, there's nothing to do. Who did you go shopping with?"
Yao Bin didn't think that Hu Yue would work overtime until this time. Of course, it was possible when she worked at the counter before, but now she has moved to the financial management department, so how could she still work overtime?
If you still have to work overtime, then there is no point in Su Jianren adjusting his position.
Hu Yue sighed: "Hey, I just had dinner with Tao Wuji's girlfriend, and then went shopping in the mall."
Yao Bin looked at her with a strange expression, and when he found that she was normal, he asked, "Why did you go shopping with her?"
"Hey, let me tell you, Tian Xiaohui came to the bank to see Tao Wuji today, and they seemed to have had an argument. I thought you would be late after get off work, so I went to dinner with her. Guess what, Tian Xiaohui actually spent more than 50,000 tonight."
Without hiding anything, Hu Yue told Yao Bin everything that happened that night like a megaphone.
In response to this, Yao Bin just shook his head in his heart. Tian Xiaohui is just like that. She starts squandering as soon as she has some money. It is like this in the drama and it is like this now, but she is easy to control.
Seeing Hu Yue's eyes almost shining when he was talking about the other party buying something, how could Yao Bin not know why? He took out his mobile phone and operated it, and then Hu Yue's phone rang.
"Hey, did you transfer money to me?"
Hu Yue was completely stunned when he saw the 100,000 yuan deposited into his account.
Compared to Hu Yue's excitement, Yao Bin just smiled and said, "Forget that your salary is very low. Use it to buy things. I usually don't have much time to go shopping with you."
"Oh, this is for me?"
"Of course."
“Can I spend as much as I want?”
Yao Bin looked at her strangely and said, "I've given you the money, so it's up to you to decide how to spend it. But it's not much, so I don't think you can buy much."
"Big tycoon, do you think everyone is as rich as you? One hundred thousand is already a lot, okay!!!"
After saying that, Hu Yue took a light bite on Yao Bin's hand, and no one knew what that meant.
"Why did you bite my hand?"
"I'll bite you, I'll bite you."
Soon, humming sounds were heard in the room.
The next day, not long after Zhao Hui arrived at the branch, Su Jianren pushed the door and walked in.
"Let me tell you something."
Seeing Su Jianren so serious, Zhao Hui became interested and asked, "Tell me about it?"
"Why is Gausbul's loan application still under review and not approved?"
Zhao Hui has always been in charge of this area, and Su Jianren has no say in it. If you ask the department with the most authority in the bank, it is naturally the risk control department, which can reject the loan application if it is unreasonable.
I didn't expect it to be this matter. Combining what Tao Wuji had investigated, Zhao Hui shook his head: "There is a problem with this project. It still needs to be reviewed and cannot be passed for the time being."
Su Jianren sighed in his heart and said helplessly, "Hey, I'll tell you the truth, Song Xing from the head office and the president of Gausbul are relatives. Do you understand what I mean?"
Zhao Hui really didn't know about this. Song Xing was in charge of human resources in the head office. It could be said that this person was crucial to whether he could become the branch president this time.
At the same time, Zhao Hui also understood why Su Jianren had dinner with him last time. It turned out that there was this relationship, but he still couldn't agree: "This still needs to go through the process."
Su Jianren was so angry that he said, "Okay, whatever you want. This is your responsibility anyway."
Before leaving, Su Jianren turned around and said, "As an old friend for many years, let me remind you that this is a critical moment for you, so you should make more friends."
Everyone is smart and naturally understands the meaning of the words. It is nothing more than reminding Zhao Hui that he still needs to approve Gausbul's application so that Song Xing, the head office, can leave a good impression on him.
"understood."
Seeing that Zhao Hui was unmoved, Su Jianren was so angry that he wanted to curse. When he found out that day that Zhou Lin still liked Zhao Hui, he began to dislike Zhao Hui.
At noon, Zhao Hui received a call from Wu Xianlong. The two of them simply talked about the credit limit and interest rate. After about ten minutes of discussion, they agreed on the credit limit of 3 billion yuan, but they failed to agree on the interest rate.
Wu Xianlong felt that the interest rate of Shenzhen Maoming Bank was too high, so he seemed to be unwilling to take out a loan.
Zhao Hui was also complaining in his heart. He didn't set the interest rate. Besides, the interest rate was not high at all for a real estate company. But who can blame Junlong Real Estate for not being short of money and having the support of JPMorgan Chase?
"Brother, I'll go to the head office to apply for the interest rate and try to get you the lowest one."
"Xiaohui, it's not that I have high requirements, but you know, the cost of interest is really high. Although we have money, we still have to control the cost."
"Yes, I understand. Then I'll have someone come to your house to handle the formalities?"
"no problem."
After hanging up the phone, Zhao Hui hurriedly sent an application to the head office in the name of the Shanghai Branch. Now he was the only deputy president of the branch and could fully represent the branch.
After receiving the application, the head office of Shenzhen Maoming Bank was also somewhat surprised. They did not expect that Zhao Hui had such a strong "high-quality customer". The risk control department naturally completed the application as quickly as possible. At the same time, a vice president in charge of business gave an annual interest rate of 4%.
Wu Xianlong almost peed himself with laughter when he heard the interest rate. Financing in the market, especially for real estate companies, requires at least 7 or 8 percent interest, and they have to beg for money and even ask for some rebate or something.
When Zhao Hui arrived at Junlong Real Estate, he met several colleagues. The customers needed loans and the bank also had a lending task. In the eyes of the banks, Junlong Real Estate is now a piece of fat meat and everyone wants to take a bite.
Finally, all the formalities were completed, and Zhao Hui finally breathed a sigh of relief: "Brother, thank you for this time."
At noon, he received a call from the head office, praising him. This was a high-quality business and was a cause for celebration for the entire bank.
Wu Xianlong's expression remained unchanged, and he said seriously: "Xiaohui, we are friends for so many years. If Junlong Real Estate encounters difficulties in the future and asks you for help, you can't refuse."
"No, big brother, as long as it is a legal business, I will definitely approve it." (End of this chapter)
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