Reborn as the richest man in India.

Chapter 4 You Can Pay a Deposit, But How Can You Guarantee Safety?
"A student from India?" Hu Lin was a little surprised when he heard the news.

He is the counselor of the embassy in India and the head of the official business mission.

It is said that it is a business group, but there are actually three other people besides him.

No way, there are really few people doing business between China and India in this era.

"What's so good about a student."

"I still have to find Mumbai government officials, otherwise I'm afraid I will go back empty-handed this time."

The three people sitting next to them are foreign trade businessmen, all brought by Hu Lin from China, and they want to enhance exchanges and cooperation with India in foreign trade.

"Anyway, there's nothing to do now. It doesn't matter if we meet." Hu Lin smiled and said, "It's a high school student who came to interview, and he has a lot of courage. Maybe it will be a good story after it is published in the newspaper. Maybe it can change the current situation. We There is no need to refuse."

Hearing what Hu Lin said, the three people around nodded.

Jogo walked in excitedly, and it really succeeded.

But getting an interview is only the first step, and then you have to convince them to do business with you.

Hu Lin and others were all looking at Qiao Ge, especially Hu Lin was no stranger to India. Looking at Qiao Ge's school uniform, he knew that he was a student of a private school. These students were very fluent in English.

So he prepared to communicate with Jogo in English.

"Hello, gentlemen (fourth tone)." Qiao Ge took the initiative to greet the people present. He tried his best to make his Chinese a little out of tune. After all, he is a foreigner now, and it would be inappropriate if his Mandarin is too authentic.

When he was at the door just now, he heard some words from the four people inside. The Mandarin of many of them was not very standard, with some local accents.

For example, one of them has a Cantonese accent and should be from Cantonese, and the other is obviously from Wenzhou.

In China at this time, Putonghua was actually not that popular. Older people basically didn’t speak it well, and even if they could, they would have an accent.

Especially in some rural schools in the south, teachers teach in dialects, which is very normal.

"Haha, you speak Chinese very well." Hu Lin laughed and said, he used English.

The other three also laughed. It is very kind to hear Chinese in a foreign country.

"Sir, I actually learned Chinese at school." Qiao Ge can speak fluent English, but this time he used Chinese that is not very standard in pronunciation, which can shorten the distance between the two parties.

In addition to English, high schools in India also add a second foreign language, and private schools have higher requirements.

However, Chinese is actually not among these foreign languages. It is only an elective foreign language, and basically no one learns it.

Even if it is a private school, there is no teacher who can understand Chinese, but there are some Chinese textbooks. If you really want to learn, you can only rely on yourself.

But just by looking at the textbooks, how could it be possible to learn without any guidance?
But for Jogo, this is just an excuse to the outside world, can a genius do it?
Qiao Ge's words made Hu Lin stunned for a moment. In the past few days in Mumbai, it was the first time that he met an Indian who could speak Chinese.

"Sir, please allow me to use Chinese for this interview. This is also an opportunity for me to learn Chinese." Qiao Ge continued.

"Okay, this way we can understand, otherwise you all speak English, wouldn't the three of us sit here and stare at each other?" The middle-aged man with a Cantonese accent laughed, "This Indian classmate, Do you understand what I say?"

"Old Zhao, you just speak a Cantonese accent, it's strange if he understands it." A person beside him laughed.

"If the gentlemen speak more slowly, I believe I can understand all of them," Jogo replied.

Hu Lin glanced at Qiao Ge in surprise and said, "It seems that your Chinese level is really good. Okay, then use Chinese for the interview."

Although Qiao Ge's Chinese is stumbling, and some pronunciations are obviously inaccurate, but if they are linked together, combined with hand gestures, people can basically understand what he wants to express, which is very rare.

Jogo took out a pen and notebook from his schoolbag, as if preparing to record the interview.

He first introduced himself, and of course, Hu Lin also introduced the identities of the four of them.

The other three were Zhao Rui, Huang Delou and Zhou Fudi.

"I don't know what kind of business the three bosses want to come to India this time?" Qiao Ge already knew that Hu Lin was a diplomat and Zhao Rui was a businessman.

"Of course it's cotton, cotton cloth and other businesses. Mumbai is your largest cotton textile center in India." Zhao Rui said.

These words made Jogo's eyes brighten, but he actually guessed about it.

As Zhao Rui said, Mumbai is the center of cotton textiles in India.

At present, domestic factories continue to spread, especially some clothing factories are constantly being built, and the demand for raw materials is still very large.

I heard that the price in India is cheap, so I came to take a look. Unfortunately, this trip was not very smooth. The Indian government did not intend to provide any help. I have been here for more than ten days and nothing has been done.

"So how much are you going to buy?" Jogo asked again.

"It's mainly cotton. We plan to buy [-] bales." Zhao Rui replied.

These are mainly business aspects, and Hu Lin asked Zhao Rui and the others to answer them.

"Student Qiao Ge, do you know the meaning of a bag?" Huang Delou asked.

Here are some terms and units of measurement for cotton foreign trade, and each country may be slightly different.

"I know." Jogo grinned, "A bale of cotton in India is 170 kilograms."

"You know a lot." Zhou Fudi said aside.

"I also know that the high-quality cotton here in Mumbai is $170 per package, which is $1 per kilogram." Jogo said, "The international cotton of the same standard is about $1.3 per kilogram, so Mumbai's cotton has Great price advantage."

"Qiao Ge, it seems that you have made a lot of preparations for this interview." Hu Lin said after hearing this.

A bale of cotton weighed 170 kilograms. If Jogo knew, he wasn't too surprised.

After all, Mumbai is mainly engaged in cotton export. As a Mumbai native, especially a student of an international school, it is impossible not to know these common senses.

It's just the price per pack, most people don't necessarily pay attention to it, the price is floating.

"Actually, my father is exporting cotton and cotton textiles, so I'm more sensitive to these prices." Jogo explained.

These words made Zhao Rui and the three of them look at each other involuntarily.

Hu Lin stared at Qiao Ge thoughtfully, this kid didn't seem to be that simple.

Qiao Ge noticed the changes in the eyes and expressions of several people, he stopped pretending, closed his notebook and said: "If the bosses need it, my father's company can provide the goods."

Hu Lin suddenly burst out laughing: "Aren't you here for an interview?"

"Nothing can be hidden from you." Jogo said humbly.

As he spoke, he hurriedly took out his business card, of course not his, but his father's, Gupta Import and Export Co., Ltd.

"Gupta Import and Export Company?" Hu Lin frowned. The name of the company seemed familiar. He had never heard of it before. Suddenly he remembered what he had heard not long ago.

Knowing that Hu Lin knew about his father's situation, Qiao Ge admitted, "Yes, my father was cheated three months ago."

Hu Lin told Zhao Rui about the situation, but Zhao Rui and the others didn't know about it.

"So, you don't have any goods in your hands, and you still owe a lot of money to the bank. In fact, you want to use our deposit to buy goods?" Zhao Rui asked.

Huang Delou and Zhou Fudi's faces were a bit ugly, isn't this an empty-handed white wolf?

Although many foreign trades are like this, they take the customer's deposit and go to the factory to place an order, but Gupta's company is almost bankrupt. If the deposit from my side is transferred, in case the bank takes it away, Joe How does Ge provide them with goods?
The safety of funds cannot be guaranteed, and their risks are too great.

Qiao Ge's heart sank. It's normal for the other party to have such concerns. Whoever let his father's company almost go bankrupt.

"Actually, when I came here before, I didn't think the amount would be so large." Qiao Ge explained, "Even if you give me all 200 bales of cotton, I can't provide them now. I can provide [-] bales first, without any deposit from you. Cash on delivery."

Jogo gritted his teeth when he said this.

It is impossible to get goods from the factory at $170 per package. According to Qiao Ge, it is about $130 per package. After all, part of the profit needs to be set aside for foreign trade companies.

200包那就是26000美元，1美元兑换12.6卢比，那就是32.76万卢比。

Under normal circumstances, if you want to find a factory to get the goods, you have to pay a deposit of about 30% first, so the one hundred thousand rupees in your hand is almost enough.

For foreign trade export, similarly, the customer deposit is generally collected first, and 30% is definitely required.

This time, in order to gain the trust of Zhao Rui and the others, Qiao Ge had to use all his belongings to fight.

If Zhao Rui and the others didn't pay for the goods, then he was cheated and lost all his money.

However, Qiao Ge felt that they could be trusted. After all, those who came out at this time were almost representing the country, and it was impossible to do such a thing.

30 rupees is a lot of money for me, but in foreign trade transactions, it is really a small sum, even if I want to cheat, I can't cheat so much.

Qiao Ge's words surprised Hu Lin and the others, and they admired Qiao Ge's courage.

Of course, another way of saying it is too reckless, they are not liars, what if they are liars?

It would be miserable for Jhogo to do so.

"200 packs?" Hu Lin asked.

"This is the largest quantity I can provide now." Qiao Ge said with a wry smile. The other party asked for 200 packs, [-] and [-] packs, the difference is too great.

"We need to discuss it." Hu Lin thought for a while.

Hearing this, Qiao Ge stood up and said, "Then I'll wait outside."

Qiao Ge really has no other choice now, and it is too difficult to find a trustworthy client all at once.

And if it were someone else, he wouldn't dare to pay cash on delivery.

If you really want to do this, you will definitely lose everything.

Although I don't charge a deposit this time, once the order is completed, I believe it will be much easier in the future, and I will definitely be able to repay the one hundred thousand rupees in the bank every month.

For example, if the order of 200 packs is completed, the miscellaneous costs will be about 10 US dollars, and each pack can make a profit of 30 US dollars, which means that 200 packs can earn about 6000 US dollars, which is 7.56 rupees.

Shipping from Mumbai to China takes about half a month on average. If there is a delay, it will usually not exceed a month. If you are lucky, you can ship the goods twice a month. Even if you pay by cash on delivery, I believe it will be soon. Repay the debt owed by the bank.

After all, Zhao Rui and the others had to do business with him, otherwise it would be empty talk.

But then again, the risk is all on his side, Zhao Rui and the others would refuse for no reason.

Jogo was looking forward to it outside the door.

Five minutes later, Qiao Ge was called in again by Hu Lin and the others.

"Qiao Ge, we feel your sincerity." Hu Lin said, "But the quantity of 200 packs at a time is a bit small."

Jogo's heart darkened, is this a rejection in disguise?

"We've discussed it, and we're going to ask you to provide 1000 packs, and you can also place a 30% deposit first, but we have a concern." Hu Lin continued.

These words surprised Qiao Ge in his heart.

"Please speak."

"How to ensure that the deposit we made will not be taken away by the bank. If it is taken away, you will not be able to supply us at all, and we will not be able to get compensation for this loss." Hu Lin raised their concerns.

Qiao Ge originally wanted to say that it would be fine to pay directly to his own account, but this is a trade between companies. Even if he has a private account, it is impossible to accept the payment directly, and there is no legal guarantee.

No matter what you do in this age, it is not as convenient as in the previous life. After all, various channels and networks are not so developed.

"Is the bank's certificate feasible?" Jogo asked.

"Can you get it?" Hu Lin asked with a smile.

Although Jogo's offer was very tempting and risk-free for them, the amount Jogo could offer was too little. To some extent, they actually refused.

In their view, it is unlikely that Jogo will get the bank's certificate.

"I'll go right away." Jogo immediately got up and said.

This matter has to be left to Uncle Singh. Although he told himself that the bank will not withdraw the funds in Gupta's company account this month, it must be the safest if there is a written proof.

The main reason is that he needs this proof to reassure Hu Lin and the others.

"Wait." Hu Lin called Qiao Ge.

"Do you have anything else to do?"

"Qiao Ge, even with the bank's certificate, do you really think this matter is safe?" Hu Lin sighed.

He felt that Jogo was still too young.

Qiao Ge only came to his senses at this time, yes, this is India, and it was India in 1986, the system was not so perfect, even if the bank issued a certificate of non-payment, so what?

Qiao Ge believes that as long as there are funds in the account of the old Gupta company, the bank will definitely transfer them away immediately.

What Singer said to him was not completely deceiving him. It must be true to have a one-month grace period to collect the house, and it is also true that the monthly repayment of [-] yuan will be true.

Singer said this to reassure himself.

He probably never thought that he could deposit a large amount of money in the company account in a short period of time.

A 1000% deposit for 30 packages is US$5.1, which is 64.26 rupees. If you add your own house, you can almost pay off the bank's debts.

So will the bank keep its promise to Singer?
Obviously impossible, the installment payment agreed before, isn't it just to get back the entire loan from Jogo?
Now that there is this number, how can the bank wait any longer?

Pockets are safe.

As for what will happen to Qiao Ge after the funds in the account are transferred, the bank will not care at all.

If there are only tens of thousands in the account, even if there are hundreds of thousands of rupees, the branch president will give Singer face and will not transfer it away, but the funds are too large.

That said, it still doesn't work.

"There is another way." Seeing Qiao Ge's appearance, Hu Lin couldn't bear to say, "You can open a foreign trade company by yourself and open a separate account, so that it has nothing to do with your father."

There are also many people in China who have been cheated like old Gupta. Hu Lin has some sympathy, so he wants to give Qiao Ge a chance, and at the same time wants to break the status quo on his side.

After all, it has been more than ten days, and I have not completed a single business here.

Even if Qiao Ge's business is not big, it is at least a step forward, which is of great significance.

(End of this chapter)