Villager of Daming

Chapter 890 Sense of Security Light Halo

"What's the interest rate on the loan?" Zhu Ru, the youngest, suddenly asked about interest rates.

“It’s interest-free and no handling fees are charged.”

The head of the village offers a preferential loan policy, and he has the final say on this matter.

The power is so great, there is nothing you can do, others are always learning, the rules are set by the senior people of Xiaqiu Village, and the one with the most say is naturally Xiaqiu Village.

Zhu Fang blinked: "Chief Li, when the interest-free loan is provided, will it be provided by the central bank or the commercial bank?"

"The central bank does not directly provide loans to local governments. The central bank generally interfaces with commercial banks. It can interface with other structures in the future, but it is not this model." Li Chang replied.

"Commercial banks have administrative fees and deposit interest payment fees. If they issue interest-free loans, commercial banks will lose money?" This is what Zhu Fang wanted to ask.

"The losses of commercial banks are subsidized by the court, including handling fees, either through fiscal subsidies or through the central bank's reverse repurchase to lower interest rates. The latter is an implicit means of subsidy."

"What the mayor said is that the imperial court gave the third and fourth brothers money to build the railway in their fiefdom?"

"Your Highness, that railway is not only beneficial to the fiefdom, otherwise the court would not build it? It is equivalent to giving His Highness the King of Jin and His Highness the King of Yan the money to build the railway."

"Ah!" Zhu Xi suddenly realized, yes! The railway has been built. It seems to be a matter of two fiefdoms. In fact, goods from other places can also be transported through this railway. If it is extended, wouldn't it be useful?

It's like the county government wants to build a bridge, and the local people also want to build it. The people don't have the tools, and the government says I'll lend it to you, and you won't be afraid of wear and tear, so you can repair it!

With the tools, the people happily built the bridge and brought their own dry food.

Yamen lost tool wear and tear? No, the yamen took advantage.

Or to put it another way, the yamen wants to build a bridge and needs one hundred guan, so they have all the money ready.

As a result, the people took the initiative to build the bridge, but they had no money.

The yamen borrowed a hundred guan from the people, and the people slowly returned the 100 guan after they built the bridge. The yamen didn't ask for a dime of interest, and the people were grateful.

Zhu Fan and Zhu Di looked at each other: "..."

"Fourth brother, I feel a bit cheated." Zhu Fan was confused.

Zhu Di sighed: "Hey~ what should we do? It's our own fiefdom! If we don't borrow money, the court doesn't know when to build the railway."

"Yes! In fact, we can ask the court to provide money. There is no problem with our status. People elsewhere also need money, so just borrow it!" Zhu Fan accepted his fate.

"I wish I hadn't asked." Zhu Ming apologized. Originally, the third and fourth brothers were very happy with the interest-free loan, but they never expected...

"Your Highnesses, this is not how the accounts are calculated. Your fiefdom tax revenue belongs to you. When the railway is repaired, you buy the train and then operate it yourself.

The imperial court had no direct benefit from this. The imperial court could only obtain the tax income from external commercial activities due to the low cost of products transported conveniently through this railway.

Another point is that when the commercial institutions of the imperial court are in your fiefdom, such as department stores, you charge a fee for moving goods to and from, and taking the railway. This cost is on the department store's account.

When the imperial court built railways in other non-fiefdom areas, all the proceeds went to the imperial court.

Of course, under special circumstances, the court can expropriate your railway lines and all facilities without paying a penny.

For things like troop mobilization and disaster relief material delivery, you must cooperate unconditionally. "

The head of the village puts it another way. It is different. The money earned from the fief belongs to the prince.

"That's how it is! Our fiefdom is subject to my father's arrangements at any time. He said that if he wants us to mobilize troops to fight, we have to pay for it ourselves, but now there is nothing to fight." Zhu Xi said the obligations of the fiefdom, he I don’t know the history. Historically, their fiefdom had to do a lot of work, including cooperating with their father to kill people.

Historically, they had many soldiers, but now they don't need them. They recruit troops according to the situation. If they recruit too many, they need to explain to their father.

"Ignore it for now, let's talk about it when we get to the place. Let's drink the soup. The soup is rich in flavor and crispy when the water bursts. The people of the second brother's fiefdom have spent a lot of money today."

Zhu Fan decided to put the troublesome things behind for the time being and be happy about such a lively scene.

The people were even happier. They saw electric lights, and the entire large area was brightly lit. The sergeants took turns eating and drinking, and some were responsible for standing guard.

Where the outer lights were, the sergeants stood guard there with bayonet-mounted guns, giving the people in the inner circle an absolute sense of security.

Some children deliberately ran to the peripheral lights, stood beside the sentry, looked into the darkness in the distance, and then ran back with smiles on their faces.

The adults didn't understand, so they scolded the children not to run around, to eat quickly, to sleep here if they were sleepy, and not to go home today.

There were people staying behind at home, as well as the sergeants who had been sent earlier, and they ate there by themselves.

Zhu Zhu ate a roasted lamb kidney and shook his head: "People don't understand psychology, and their children lack a sense of security. They use this method to feel safe.

Our previous bedroom in the prince's palace was too big, but later on, according to the mayor's request, a Qiangong Babu bed was added to it.

Then the light outside is brighter than the light inside, so I sleep well.

Later, with the advent of electric lights, this was even more true. The sense of space affected people, as did the number of people around them.

Our little brothers and sisters all have a small two-story bed with a door. They can climb up the ladder and take the slide down. They can sleep up and down. They sleep on the top during the day and sleep on the bottom at night. "

His three brothers nodded together. Indeed, a larger bedroom requires more people, otherwise there will be no sense of security.

The village chief looked at Hanhan. He felt that the most powerful person was the village guard. He lived alone in the sacrificial hall and the mountain temple, and was responsible for offering incense and lighting oil lamps. Both places were empty.

Zhu Wentian: "..."

He wants to ask you what are you looking at me for? So he opened his mouth: "Intestinal, fragrant, stuffed, eaten, um! Hey hey hey hey!"

"After filling it, we specially asked them to fill it with some sausages. We gave them recipes and seasonings. The sheep intestines were filled with small intestines.

There are many foreign traders here, who can sell sausages and make other cooked foods. Let's leave a few people to teach for two days, and then catch up with the team.

Uh...we have acorns here to make starch, and then it's time to make stuffed seeds, and it's time to make vermicelli. "

The village chief knew that Hanhan wanted to eat sausages with a short shelf life. They were available in the village every day. Children like sheep intestines the most. They eat one as a snack in a while. A pound of thin sausages does not limit the children, and the children can eat it easily. in stomach.

When I talk about sausages, I think of sorghum, which requires starch. There are acorn trees on the local mountains, which can be harvested to make starch. How to process it later depends on the situation.

If you don’t eat stuffed rice or vermicelli, it’s okay to make it into jelly. When the summer is hot, businessmen come over to eat a bowl of jelly to replenish potassium and avoid heatstroke.

Acorns are actually not very delicious. People only eat them when they have no other choice. Du Fu ate them. He was hungry! I had to eat acorns and just cook them.

　Didn't you take a look today to see if you still have any monthly votes? If you don’t vote, it will be gone in a few minutes!

　　

　

(End of this chapter)