From that Korean city.

Chapter 276 Fright and Surprise

At noon, accompanied by the sound of raindrops, Li Shaoxi sat in a house surrounded by glass.

The black soft leather sofa, pillows, and the coffee table in front are filled with newspapers and bondholders' information documents. Looking up and looking forward, there are some font advertisements on the glass, which is being washed away by heavy rain.

Today, Li Shaoxi is dressed very simply, wearing jeans, an open-collar sweatshirt, and a pair of blue and white sneakers. The temperament of a college student is immediately revealed.

But what was different from other college students was that what she was holding in her hands at this time was a pile of loan documents she had never seen before.

Although it was the first time she had seen such a document, at the beginning and end of those contract documents, there was a name that was very familiar to her clearly signed: Li Shaoxi.

Not friends, not relatives, not parents, but herself.

Opening the contract for the third time, Li Shaoxi tried hard to find some loopholes in every clause in it, and used her 'legal' knowledge that she had stayed up all night to refute the rationality of this document.

But when Li Shaoxi raised her eyebrows and looked at the man in the coat sitting opposite her, although her eyes tried hard to hide her expression, some helpless feelings were still noticed by the other person.

This is not due to the sharp senses of the other party, but to the long-term career experience.

His job is to collect debts, and this is the scene where he encounters the most debt collection.

As for the situation of the female student in front of him, even in his many years of debt collection career, he had rarely encountered it.

He has seen many vicious parents and their children who were beaten and injured by them; he has also seen even more vicious parents who directly maimed and killed their children to defraud the loan.

But it's rare to see a mother push her underage child directly into the abyss. If what happened before was bloody reality, then what the female student in front of her experienced might be a dark future.

It is impossible to distinguish between the two, which is good or bad. The former may only be painful for a while, and then it will be over; but for the latter, this life may fall into endless reincarnation until it dies.

"Uncle, I have never personally signed this contract. The money in it should not be legal."

Looking at the man in the coat, Li Shaoxi mustered up the courage to speak and fight for her future.

If it weren't for the experience of the past six months, Li Shaoxi, who had just graduated at the beginning of the year, might not have dared to refute anything at all, and could only grit his teeth and take on this loan.

Because from her point of view, the mother is the mother after all, the daughter who raised her grandmother, and she is also the daughter of the other party.

Therefore, as this role and this kindness, she will bear this debt at the beginning of the year.

However, in the past six months, Lin Yi, with the vision of a future prophet, has been teaching Li Shaoxi what independence is and what his own life is.

Let her learn how to distinguish the relationship between individuals and families, and also let her understand that a moment of ruthlessness can bring herself a long-term, stable and comfortable life.

Because of this, Li Shaoxi dared to come alone to discuss with these debt collectors at this time.

After going through so much, she understood very well that these people only wanted money, not murder and arson, so she was not afraid of anything.

"Kid, I have told you many times. This is not illegal if you say it is illegal. Your name, your ID number, and your home address are clearly written on it. The person you said signed the contract is not you. , who could it be?"

The man in the coat sitting on the stool put away his sigh, straightened his face, knocked on the loan contracts in front of him and shouted loudly.

After all, she was still a little young. Li Shaoxi failed to understand the information given by the man in front of her, and only tried to get rid of this contract and her relationship.

"The guarantor is my mother. I have no money to pay back now. Shouldn't you go to my mother? You should look at the signing date for these debts. Some of them were several years ago. I was still a minor at that time. I How do I get a loan?”

Li Shaoxi may have been a little anxious, so she spoke much louder, and her eyes turned red with excitement.

It was not that the man had never seen this kind of situation before, but usually those who were tricked were brainless people. It was rare for him to encounter this situation where his daughter was tricked, so he couldn't help but sigh softly in his heart.

"No matter how much you say, it's useless. The repayment deadline has passed for a long time now. We didn't look for you before because we didn't have your information. But after you entered the university and your personal information was entered into the file, we had no choice but to look for you. I'm having sex with you. Maybe you can find your mother and ask her to repay the loan as soon as possible, otherwise..."

The man didn't say anything else, but Li Shaoxi understood very well.

After learning about this situation last night, she spent the whole night checking the situation online.According to your own situation, if you cannot repay the loan in time, the bank will gradually freeze your assets.

Moreover, some small individual banks will outsource their debts and let violent debt collection groups collect the money.

Needless to say about the methods, whether it is door-to-door stickers, door-to-door debt collection, or harassment of herself and her friends, none of them are what Li Shaoxi wants.

So when she thought about this, she felt as if she had lost all strength. Her waist, which had been straight since she entered the door, slowly became limp.

Just when she was about to lean on the backrest to sit up straight, the door of the glass room was pushed open from the outside. The sound attracted the eyes of her and the man opposite, and they both looked sideways.

The man looked at the two tall figures at the door. One was young, handsome and sunny, wearing a pink sports-style outfit, which was incompatible with the environment here.The other one was very suitable for the occasion, wearing a suit and leather shoes, holding a handbag and following the young boy.

"Ah, who are you?"

After the man in the coat looked at the two people for a few times, he asked directly, but he didn't notice the look on the girl's face on the sofa.

From helplessness to surprise, the body that had lost all strength became full of hope again, but soon thought of something again, stood up immediately, and whispered with a shameful expression, "Oppa, why are you here."

She remembered that she had turned off her phone because she didn't want others to know about her situation, but she didn't expect to be discovered.

After thinking about it, I guess Shirley noticed something last night.

"If I don't come over, why don't you wait until you are eaten up?"

Lin Yi first glanced at Li Shaoxi with a smile, then walked over quickly, pulled her to the side where the man was looking directly at her, and then he sat down generously.

"Here, let me see what these contracts are."

After saying that, he ignored the scrutinizing gaze of the man opposite him and looked at himself.

At this time, a figure who looked like a younger brother also walked in from outside the door, stood in front of the other party, leaned into his ear and explained softly, "Brother, these two found us here from Park Hyung Sik, it seems. Come here to help that little girl."

After hearing this answer, the man in the coat nodded gently, waved his hand to let the younger brother leave, and then did not bother Lin Yi to read the contract, but glanced at the figure in a suit and leather shoes standing next to him.With his fair skin and blond hair, coupled with his calm and composed temperament, he is no ordinary person at first glance.

In less than 2 minutes, Lin Yi handed the contract to Shen Dazhuang, who was standing next to him. "Shen Dazhuang, you better come and take a look. You should be more professional. Professional things must be left to professional people."

"Mr. Lin, you've thanked me." Lawyer Shen took the contracts with a smile, sat down and read them quietly.

Lin Yi took this time to look at the man in the coat in front of him, "Hello, I'm interrupting your conversation. But I think there must be something wrong with these contracts, so I asked a lawyer to come over and take a look at them."

The man in the coat looked at Lin Yi, then turned his attention to Li Shaoxi next to him, "This is..."

"Oh, I forgot to explain myself. I am her boss, and she is currently my employee, so in order to keep my studio running normally, you can just talk to me directly about her problems."

And such an understatement made Li Shaoxi behind him fall into a series of memory scenes.

At the same time, as Lin Yi opened his hand and gently pulled Li Shaoxi behind him again, using his body to block his gaze, the man in the coat also smiled rarely, and then said again.

"Understood, but this is not illegal if you say it is illegal. Her name, her identity number, and her home address are clearly written on it. If you said the person signing the contract is not the other party, who could it be?"

Li Shaoxi didn't understand the roughly same words just now, but Lin Yi and Attorney Shen next to him showed a smile like the man in the coat after listening.

Especially Lin Yi, after laughing, he took the initiative to extend his right hand to the other party, "Understood, my name is Lin Yi, may I ask your surname?"

"Jin Taixiang."

When the man in the coat, Jin Taixiang, saw Lin Yi reaching out his hand, he also smiled and shook his hand, feeling even more relieved.

It's great, I finally have someone who understands me.

Unlike some violent collection teams, Jin Taixiang has a clear bottom line. If possible, he will help the people who are suffering on this bottom line.

But he can't express it too obviously, otherwise, the other party will pester him.

It's okay to help others, but only if it doesn't disturb your own life.

Therefore, what Jin Taixiang had been saying to Li Shaoxi just now was all suggesting that she prove this problem. As long as she could prove that the debts in these loan contracts had nothing to do with her and that she had no knowledge of them, she would be able to get out.

This is the only way, and it is also the most formal and legal way.

But Li Shaoxi was still anxious. The meticulous thinking that was usually trained by Lin Yi, but after what happened to her, she still couldn't calm down and couldn't expand her thoughts.

It wasn't until Lin Yi came over and understood what he meant that he realized that the man in front of him was not the kind of debt collector with no bottom line, so he was willing to reach out and get to know him.

A few minutes later, when Lin Yi and Jin Taixiang were chatting about nearby food and attractions, Lawyer Shen spoke.

"Mr. Lin, I already understand the general situation. There are still many loopholes in these contracts. For example, there is no main information to confirm identity, there are also loan videos from the bank headquarters, and some documents for minors to open cards. No, you have to communicate with the bank for this."

In just a few minutes, Lawyer Shen found out the problem that Li Shaoxi had no clue about, and she looked at him in surprise.

Just as he was about to speak, Lin Yi held his head down and rubbed it hard, "Don't worry."

Then he looked at Attorney Shen and said, "Dazhuang Shen, just tell me whether these contracts are valid. This kid can't keep his temper."

Even if he comes from a free and open bald eagle, Lawyer Shen really rarely sees this kind of situation where tigers poison and eat seeds, so he showed a trace of sympathy and concern to Li Shaoxi and said with a soft smile, "It's just a small problem, all of it is ineffective. Yeah, you don’t know how to worry too much.”

At this time, Jin Taixiang interrupted, "There are also some folk models."

"Indeed, the bank can handle it through legal channels, but those loan sharks are troublesome." Lin Yi glanced at the other party gratefully, and then murmured softly.

When Li Shaoxi heard this question for the first time, she immediately looked at Jin Taixiang with wide eyes.

The latter smiled at him, hoping that while the boss of the other party was around, he could help the girl get everything done at once.

"Mr. Lin, there are laws for white people and rules for black people. The underground rules are that if you don't harm your family, just give them a sentence. This rule may not matter to some ordinary people, but for people with a relationship background, it is an iron law. .If they break the rules, they won’t be able to survive.”

As Lawyer Shen who takes both black and white, those who play black are simply more professional than those who play white.

As he said, the underground mainly talks about relationships and background. As long as Lin Yi can cover it up, then this problem does not need to affect Li Shaoxi.

So can Lin Yi be able to stop it?
He just asked, "How is Fatty doing?"

"I don't know how much I borrowed. If it's only a million, it shouldn't be a big problem." Lawyer Shen answered using his own experience.

Jin Taixiang, who had been watching the situation, spoke again, "More than that, it is said that there are tens of millions."

Lawyer Shen was shocked, "So much? Your association can lend tens of millions of dollars to an old woman. How brave you are."

Then Jin Taixiang was confused, "No, no, I'm not talking about U.S. dollars, I'm talking about Korean won, Korean won."

Lin Yi was speechless. Tens of millions of Korean won was just tens of thousands of dollars for a soft girl. He thought it was tens or even millions.

At the same time, it also made the surprised Lawyer Shen depressed for a while. The expert atmosphere he had finally put on was actually ruined by tens of thousands of dollars.

Li Shaoxi was also surprised because she did the math after hearing the amount of money.

It seems like I can afford it.

is it a lot?
It's not much, not as expensive as the watch Oppa gave me as a gift.

Frightened?No, it's a surprise.

(End of this chapter)