Taking over the electronics factory, you actually created an industrial empire

Chapter 158 No.14 and Chapter [-]: Get ready for the financial crisis! (Chapter Two and Three)
After Sheng Huainan arrived in the conference room, he sat down and got straight to the point, "Thanks to President Huang for his request. I am a smart person who doesn't speak in secret. I want to raise an overseas debt overseas. It's not the kind of off-site channel, but It is a formal ABS (the securitization financing method supported by the assets belonging to the project). Since the issuance of formal foreign debt by enterprises now requires quota approval, the qualification of Shangsha Technology is not enough, so I hope that Yuzhou Bank can cooperate with Shangsha Technology Joint application, filing and registration procedures with the Commission, I only need to raise 5 billion Huayuan in funds!"

"I don't know if President Huang can help coordinate and coordinate!"

"Of course, regarding this joint underwriting, I will use part of the assets, such as the equity of Yuzhou Bank, as the support of ABS; the other part of the core assets of Shangsha Technology can be mortgaged to Yuzhou Bank, and Yuzhou Bank can also collect Get a guarantee commission, so this is a good deal for both parties!"

Huang Yun was a little shocked when he heard that.

In the current stock market, because in the early morning of May 2007, 5, the stamp duty was suddenly raised to three thousandths, which cooled the bull market and caused the stock market to plummet by 30%. China's stock market has been lukewarm for a long time.

Many of the liquidity in the market have hit a wall in the evaporating pot of the stock market, and returned to the bank to idle.

If it was still difficult to borrow money in 07, it is actually very easy for Sheng Huainan to borrow directly from the bank now.

Why bother to go overseas to do ABS?

I don't understand!
I really don't understand!

In fact, Huang Yun is no stranger to overseas ABS. In 1998, Huaguo's first ABS securitization financing plan for the purpose of obtaining international financing was first implemented in Yuzhou City.This is Huaguo's first city-based ABS securitization financing plan.

He was involved then.

"I am quite familiar with the overseas ABS market. On the New York Exchange of the United States, the issuance rates of AAA and AA+ securities are between 1.65%-5.00% and 2.40%-5.78% respectively, and the interest rate is not bad. However, Even with the underwriting by Yuzhou Bank, we estimate that the issuance of Class A securities may even be BBB+. This is still a situation where the issuer is more favorable. I estimate that the actual interest rate of the issue will reach 7%, which is a very high The level, the price/performance ratio is not particularly high!"

"If Mr. Sheng is more eager for funds, even if you have scruples about making acceptances in Yuzhou Bank, I can introduce you to the person in charge of Huaguo Bank Yuzhou Branch. The interest is easy to say, and 6% should be able to handle it. Come down!"

Huang Yun explained to Sheng Huainan.

Sheng Huainan understood what Huang Yun meant.

The core business of the bank is to bring money in at a low price and release it at a high price.

Now the money in the market cannot come out and is idling inside the bank. Every bank has a loan business under pressure. To put it bluntly, there is a lack of suitable borrowing channels other than a stable mortgage business.

Now Shangsha Technology is a large-scale enterprise in Yuzhou, and it is still a high-tech company. The loan scale is not too high, and it can be regarded as a relatively good high-quality enterprise.

Now that Sheng Huainan wants to go out and do ABS, he naturally has the obligation to persuade Sheng Huainan to keep this business in Yuzhou. After all, the 6 million business is too profitable, and it is not a small sum for every bank. business again.

"I will have some new layouts overseas, and I need some Meiliyuan!" Sheng Huainan said vaguely.

Naturally, he would not tell Huang Yun and the others his thoughts and plans for the financial crisis.

Huang Yun nodded helplessly.

Leader Wang's ability to negotiate with Sheng Huainan about the 10% shareholding without saying a word shows that he attaches great importance to this matter, so naturally Huang Yun is required to cooperate with Sheng Huainan to do some marginal things.

Even if the whole matter is exposed like this, no one will mention it again.

An hour later, a group of people finished chatting and went downstairs to leave.

"Ah! Sheng Huainan!" Right at the gate of Yuzhou Bank, Wang Luozhi, who had just returned from the real estate outside, looked in surprise at Huang Yun who was walking behind him attentively, while Sheng Huainan was walking in front with a slight smile.

Sheng Huainan was very surprised to see her here!

She is actually an employee of Yuzhou Bank!
"I'll talk about it later when I have time!" There were a lot of people here, so Sheng Huainan didn't say anything to her, so he turned and left.

Huang Yun and Ge Jun, who were standing aside, looked at her meaningfully, followed Sheng Huainan and left without saying a word.

"Here, what is his background?" Wang Luozhi watched the cars leave in the dust, seeing Huang Yun's smiling attitude, she felt a little inexplicable in her heart, and she couldn't help asking again.

"Aren't you familiar with him? You don't know his identity?" A female colleague at the side asked her in surprise.

"Ordinary friendship, the kind of acquaintance who nods. Otherwise, I wouldn't ask you, would I?" Wang Luozhi replied casually, but it was obvious that she was a little absent-minded.

The female colleague on the side nodded, thinking that what Wang Luozhi said was reasonable.

What happened today was beyond her expectation.

this. . .No wonder they are not curious!
The battle is so big, as far as they know, there are several million-level luxury cars.

This kind of posture and Huang Yun's attitude would definitely not be enjoyed by an ordinary rich second generation.

Not even Wang Sicong!

Such a big battle is comparable to foreign guests visiting Yuzhou, and it is too exaggerated.

Just for this young man?
The female colleague at the side asked the colleague at the side that President Huang Yun, who was so unpredictable, came to the bank headquarters at 7 o'clock today just to meet a heavyweight VIP.

Could it be him!

Who is this? . .

President Huang did not announce with much fanfare.

All they could think of was that the leader of King Yuzhou, or the leader Ye who was in charge of them, would get this kind of treatment, and President Huang Yun had to wait specially.

Thinking of this, they became even more curious about Sheng Huainan's identity!

Another male colleague on the side touched the back of his head habitually, and he would not tell what he knew, and said with a smile, "Don't you know? This Sheng Huainan is not an ordinary second generation. Specifically It is a bit complicated to say who he is. On the surface, he is the boss of Shangsha Technology. In fact, he is also the third largest shareholder of our Yuzhou Bank, occupying 10% of the shares of Yuzhou Bank! Don’t you know? Did you watch the news? It was reported by the Yuzhou News at the time.”

How could these people think about watching any news!
It's none of their business that a minority shareholder of Yuzhou Bank takes a stake.

Did you give me an extra dime?

Even if he saw it, he would forget it in an instant. After all, Sheng Huainan himself was a little different from what he saw on TV.

The faces of some melon-eating people next to them showed solemnity and shock.

They had heard about what happened in Sheng Huainan, and seeing the person involved today, they still had a lot of doubts in their hearts.

【Chapter 15】

Soon, the melon eaters got more and more information about him.

over 20 years old.

Break away from parents.

Looks handsome.

Starting from an electronics factory on the verge of bankruptcy, it became stronger step by step, and finally established a technology enterprise with annual sales of 50 billion yuan.

Now he owns 10% of the shares of Yuzhou Bank and has become a banker.

Until now, many people who eat melons are still in a trance.

It feels a little unreal!
"Even if it is 10% of Yuzhou Bank's shares, I will have enough food and clothing for the rest of my life. If it's me, I can just lie flat and be happy."

"If you really think so, the 10% shares, the leader Wang will not give you! Are you the one who dares to take something from the leader Wang?"

"Everyone is in their 20s, so the gap is too big."

"I heard that Shangsha Technology has now adjusted its internal structure. A company with a total of 7000 employees has directly moved. There was no news before the move. This courage, this decision, tsk tsk! Is it an exaggeration to say that it is a contemporary hero? Maybe if we go back to the Minguo period, it will be another Du Yuesheng!"

"I heard he's not married yet?"

"That's right, Sheng Huainan is not married."

"I don't know which girl saved the Milky Way to marry him!"

Hearing the comments of the melon-eating crowd, Wang Luozhi opened her lips slightly. It was really hard to imagine that other than some young people who looked handsome and not particularly ostentatious, there was such an intricate story behind it?

Isn't he an ordinary migrant worker at Shangsha Technology?
Why did he suddenly become a domineering president?
"Tell me, how did you meet Sheng Huainan?" The female colleague next to Wang Luozhi obviously didn't want to let her go, she looked like a curious baby.

This kind of top-notch gossip theme is something no woman wants to miss.

"His mother and I used to be neighbors, and we used to run together!" Wang Luozhi replied a little shyly but half-truthfully.

Hey!
What the hell!

This works too!

The melon-eating crowd on the side looked shocked!

"Why isn't my house next to Sheng Huainan's mother's house? Where can I find a high-quality daughter-in-law like me!" Another pretty female colleague said sadly.

"Cut! Shameless! Little sao hoof!" Wang Luozhi thought speechlessly from the side.

Perhaps it was because Sheng Huainan was busy all day, and he didn't send any message to Wang Luozhi until the evening.

At nine o'clock in the evening, the moonlight was like water, shining in through the window, making the floor white.

At this time, her Shangsha mate 2 mobile phone rang, and she received a call from her grandma who was far away in the imperial capital.

"grandmother!"

Wang Luozhi stopped what she was doing and picked up the phone.

"You little girl, if I told you to come to the imperial capital, you wouldn't come and stay in Yuzhou alone. This child will not worry when he grows up. How can I explain to your dead parents like this!"

The voice on the other end of the phone was a little sullen!
"Oh! Grandma, I just rested, I just rested... You called me, what's the matter?" Wang Luozhi was raised by her grandma since she was a child, so she was naturally very close to her. She acted coquettishly on the phone, and quickly changed the subject.

Otherwise, her grandma could talk about this issue for a long time.

"Grandma... I want to talk to you about your future!" Wang Luozhi fell silent. . .

Here, come again!
"Grandma, I'm working hard in Yuzhou Bank to adapt to this industry. My dad left me shares in Minsheng Bank. Can I be a director? I want to inherit it well, and I don't have time to find a boyfriend!" Wang Luo Zhi Zhi was talking nonsense there.

"Luo Zhi, no, we don't have the right to stop you from looking for your love, but our family...you also know how much your grandfather expects of you, and you also know."

"You are your father's only daughter, we also hope you come back and take good care of you!"

"Grandma hopes that you... think about it carefully, Imperial Capital, it's very good!"

"Hey!"

Wang Luozhi put down her phone, looked into the dark distance, her pretty face was expressionless.

pressure. . .

Unparalleled pressure!
Now, she can't tell about her crush on Sheng Huainan. After all, she doesn't know whether Sheng Huainan really likes her.

She didn't know if her love was worth it!
She looked at the ceiling, thinking wildly there, but couldn't fall asleep no matter what.

She took out her mobile phone, flipped through Sheng Huainan's personal information on QQ, and looked at it again and again, but unfortunately, all of Sheng Huainan's information was hidden.

She hesitated for a moment, clicked on Sheng Huainan's profile picture, and typed: So boring, I don't feel sleepy at all, Sheng Huainan, have you chatted with me?
send.

Ready to sleep
. . . . . .

It was approaching the end of the new year, and Sheng Huainan was really busy. He not only had to sort out the company's framework, but also made preparations for the coming year.

More importantly, this year's snow disaster is very serious.

Snow fell very rarely in Yuzhou city!
Due to the "La Nina" phenomenon in the Pacific Ocean, this should be the most severe rain, snow and freezing weather since the founding of New China. More than 20 provinces were affected, and the provinces in Central China and South China were the most affected. human life.

The most serious problems are railways and roads. Basically, the vast railway lines and road networks in the south are already half-paralyzed.

"The 500 large buses that you rented before the Chinese New Year, are you ready?" Sheng Huainan asked Chen Yuan beside him, looking at the cold wind howling outside the floor-to-ceiling windows with his hands behind his back.

"It has been rented a long time ago! These cars will mainly go to the Zhujiang Triangle, and some will go to the Changjiang Triangle to pick up and drop off fellow villagers in the southwest area! It is initially estimated that they can make two round trips before the Chinese New Year!" Chen Yuan admired Looking at Sheng Huainan in front of him.

A month ago, Sheng Huainan asked her to organize an inexplicable activity about cheaply transporting fellow villagers from Yuzhou back to their hometowns, and she strongly opposed it at the time.

Looking back now, this decision was too wise!
It is estimated that these 500 buses will be able to take tens of thousands of fellow villagers home for the New Year!

"Well! This activity should not be free! But just charge the cost of the fellow villagers, so that there is no waste, and people in need can get on this cheap car. We, Shangsha Technology, can be regarded as contributing to this disaster. Go!" Sheng Huainan exclaimed.

There is only so much he can do with this kind of thing!
"Mr. Sheng, do you want us to advertise? This is a good publicity point and an opportunity to raise the reputation of the company's brand!" Lin Zhengde asked at the side.

"A good fighter has no great achievements. Human beings never thank Luo Ji! We don't need to publicize such things!" Sheng Huainan shook his head.

(End of this chapter)