Appoint me as a spy, but the contact person is actually the empress

Chapter 88 The Disaster of the Precious Money, Horror and Shocking
"Big Wei businessman."

Xu Shouyun calmly said the answer.

Yes, it is the Great Wei merchant.

This group of people is the real existence of cannibalism.

No matter how corrupt an official is, what if it is 10 taels, a million taels, tens of millions of taels, even ten thousand taels?
Wealth such as Heshen is no match for the sum of profits made by commercial firms all over the world.

"Big Wei businessman?"

Jiang Ling's expression was very strange. She didn't expect Xu Shouyun to give such an answer. After much deliberation, she couldn't figure out why the Great Wei merchant had the right to eat so much silver taels.

"Are you joking?"

"Are these merchants qualified to get their hands on the big Weibao banknotes?"

Jiang Ling spoke, disapproving.

"Go back to your lord."

"Yes, not only yes, the successful implementation of the Dawei Baochao depends on whether these merchants are willing. If they are not willing to implement it, they will definitely encounter great resistance."

Xu Shouyun opened his mouth and answered without hesitation.

"It's ridiculous. The emperor of Wei also agreed to what the civil and military officials of the Manchu Dynasty agreed to. So what if these businessmen don't want to?"

Jiang Ling just found it ridiculous.

Xu Shouyun just shook his head.

"Their method is very simple. As soon as the treasure banknotes are issued, they will be bad-mouthed everywhere. The county magistrates are not as good as they are now. The imperial court promotes the treasure banknotes, but the people have silver notes."

"Most of the business turnover of stores depends on silver notes, or broken silver and copper plates."

"As long as banknote banks from all over the world unite to boycott Dawei Baochao, it will cause panic, and the common people will have the idea of ​​following the herd."

"My lord, if you are an ordinary citizen who has worked hard for 20 years and earned 50 taels of silver, the imperial court said that it can be exchanged for precious banknotes, but the local bank banknotes tell you that these precious banknotes are worthless and are the imperial court's way of collecting money. Tool of."

"How would you choose?"

"There are two options in front of you. One is to store bank notes in exchange for bank notes. This thing may be troublesome to go to other places, but you can use it locally. After all, the local bank bank accounts have strong financial resources and high credibility."

"Secondly, I believe in the imperial court and exchange them for precious banknotes, but have you ever thought that the imperial court's precious banknotes are not allowed to be exchanged for gold and silver, and the banknotes of other people's banknotes can be exchanged for cash."

"This is the credit money mentioned earlier. The imperial court tried to use the state as a guarantee, but people's banknotes use real gold and silver as guarantees. Do you think it is better to exchange it for treasure banknotes or silver notes?"

Xu Shouyun didn't talk too much, just be pragmatic.

One is the credit of the imperial court, and the other is real money, you decide by yourself.

"According to what you mean, the credit of the court is not as good as the credit of the bank?"

Jiang Ling was not convinced.

"My lord is really smart." Xu Shouyun flattered him directly.

Don't tell me, it's true.

"Where does a country's credibility come from? It comes from all aspects, military power first, legal power second, ideological power third, and past credit."

"The country is strong and can ensure that there will be no change of dynasty."

"The law is fair, representing the reputation of the imperial court, fair and open, with clear rewards and punishments."

"Credit in the past means that the imperial court will not go back on its word, and will not change its mind suddenly."

"However, the Great Wei Dynasty suffered from internal and external troubles, year after year of reparations, the borders were repeatedly harassed, the princes were divided, and the people gathered together to discuss state affairs when they had nothing to do. Whether it was good or bad, how could they hide it from the people of the world?"

"Let's not talk about the fairness of the law. The sky is high and the emperor is far away. There are murders and arson at the feet of the emperor, let alone thousands of miles away?"

"In the past, the credit was better, and there were no advantages or disadvantages."

"Under such circumstances, dare to ask my lord, will the common people choose the imperial court?"

Xu Shouyun explained very clearly that it is impossible to promote currency by relying on credit alone. Credit is just icing on the cake, and the "equivalent peg" must be considered in order to be serious.

You have to come up with real money to count. If you can’t come up with real money, it’s too much.

Don't even talk about Dawei, I didn't often hear some news in my previous life, rumors that a certain bank was closed down and couldn't withdraw money, and the result?Thousands of people queued up to withdraw money, and the president of the bank asked the top to allocate tens of millions in front of everyone.

Dear folks and elders, our bank is not bankrupt, we must have money, everyone should be rational.

Therefore, it is very difficult to gain the trust of others. Why are so many banks going bankrupt in order to keep their credit?
If the credit is there, business can still be done, but if the credit is gone, then there is nothing.

The Empress wants to use her credit as the principal to get the common people to buy it. Is this possible?Wash and sleep.

"Even if the merchants have to agree, why would they eat a hundred million taels of silver?"

Jiang Ling was puzzled. Could it be possible that the businessmen agreed to give them benefits?
"Dare to ask my lord, once the big Weibao banknote is issued, what will be most affected?"

Xu Shouyun did not answer directly, but asked the other party.

"The bank?"

Jiang Ling hesitated for a while, then answered immediately.

"Well, Qianzhuang."

"The promotion of treasure banknotes has the greatest influence on the money houses. If the money houses in various places do not stop it, there will be countless people who will come to run on it."

"In the event of a run on the bank, banks cannot mobilize so much silver, and banks are bound to go bankrupt. In order to protect themselves, bank banks in various places have only two choices."

"Either the imperial court pays the bill and gives them a large amount of precious banknotes to be exchanged for the common people, or the banks join hands to prevent the issuance of Dawei's precious banknotes."

"But the imperial court pays the bill, which is not an equivalent exchange. The people are stupid, and the merchants are not stupid. They know that there is no credit behind the banknotes as a guarantee, and it may depreciate at any time, so they will make a request."

"Use four 50 taels of silver to exchange 100 taels worth of treasure notes, and then use 100 taels worth of treasure notes to replace 100 taels worth of silver notes in the hands of the people."

"In this way, the hundreds of thousands of taels of treasure banknotes were washed away by the money banks of the major chambers of commerce."

"Then the money has been spent again. Dare I ask my lord, do you want to continue to print a little more? After all, the subordinates are only calculating according to conservative estimates."

"My subordinates don't know what will happen in the future. It's just a huge dynasty. It's normal for some natural and man-made disasters to happen within a year."

"Furthermore, even if this year passes smoothly, what about the next year?"

"According to your lord's point of view, in previous years, the expenditure was reduced and the printing and distribution was reduced, right?"

"But has your lord ever thought of one thing, once a person's desire is released, it's hard to hold back."

"The salaries of all the officials are raised and suddenly reduced. Who will they scold? In order to maintain their happy life, will they corrupt the law by corrupting the law? Fishing people?"

"The royal family is starting to live a good life again, will they go back to live a hard life?"

"To put it more bluntly, the Great Wei Empress discovered that as long as the treasured banknotes are issued, the world will be peaceful. All civil and military officials praised her as the emperor through the ages. Would she like to stop?"

Jiang Ling's heart was shocked by Xu Shouyun's questioning.

She really didn't expect that the disaster of treasure money would be so terrifying.

Thinking about it carefully, Xu Shouyun was not wrong at all. If the banknotes start to be printed, no one can stop them.

Because everyone's interests are involved, unless there is a big incident, or the treasure is worthless, then the civil and military officials will choose to stop.

"In the end, who is suffering? Isn't it the people of Wei?"

"Decades of hard work have become pieces of waste paper."

"At this time, they don't need to be instigated by the enemy country. They will pick up the heads of the plowing fields and the knives for cutting vegetables, and fight with the officers and soldiers."

"I can't survive anyway, it's better to overthrow this dynasty."

"My lord, do you still think that the Great Wei Baochao can be promoted?"

Following Xu Shouyun's questioning.

Jiang Ling was speechless.

(End of this chapter)