Hong Kong: Rise of the Kings.

Chapter 1001 0986 [Unpredictable God’s Will]

Hong Kong, HSBC Bank -
HSBC boss Shen Bi looked at Li Zhaoheng with a slightly complicated look as he walked into his office with the head of the loan department.

Before today, Shen Bi had a very good impression of Li Zhaoheng. He was a young man with clear thinking and a calm mind. However, recently, Li Zhaoheng established the Anti-Du Alliance and joined forces with many bigwigs in Hong Kong and even abroad to swallow up Hengchuang Real Estate and defeat the Du Group. To this end, he purchased Hengchuang Real Estate's shares in the stock market in a malicious acquisition.

When he first heard the news, Shen Bi just laughed it off as a joke. He didn't think that the Li Zhaoheng he knew would be so stupid. Most likely, it was fake news released by someone who wanted to stir up trouble in the Hong Kong stock market. After all, the stock market is like this, full of lies and truth, playing hard to get, and many people rely on tricks to make money here.

But in the past few days, he couldn't help but believe that in order to defeat Du Yongxiao, Li Zhaoheng tried every means possible. He was even afraid that Shen Bi would help Du Yongxiao, so he joined hands with people from Bailiqu and relied on the Independent Commission Against Corruption to accuse Shen Bi of favoritism, fraud, and economic manipulation. In this way, he could cut off Du Yongxiao's purse and make Du Yongxiao lose his support. Then, he could unscrupulously swallow up Hengchuang and the Du Group behind Hengchuang with the anti-Du alliance.

Now, if Du Yongxiao had not rescued him, Shen Bi might still be drinking coffee in the Independent Commission Against Corruption.

What Shen Bi could not have imagined was that, just as Du Yongxiao had guessed, Li Zhaoheng would take the initiative to come to HSBC to find him, and he was with the head of the loan department. His intention was self-evident.

In fact, Li Zhaoheng felt a little uncomfortable when he saw Shen Bi at this moment.

Unfortunately, if Li Zhaoheng wants to raise 5 billion, he must deal with major banks in Hong Kong.

Prior to this, Li Zhaoheng had already contacted Citibank Hong Kong and Standard Chartered Bank Hong Kong, and went there in person to apply for mortgage loans, and only then was he able to raise 3 billion. With the 1 billion he had on hand, he was still 1 billion short of 5 billion. There was no other way, as the only bank in Hong Kong that was able to lend him 1 billion at once was HSBC. Li Zhaoheng had no choice but to bite the bullet and come and deal with Shen Bi.

In Li Zhaoheng's opinion, if Shen Bi was a qualified banker, he would put aside his past grudges and help the company make profits instead of directly rejecting him.

Of course, all this depends on what he does next.

"Manager Shen."

"Boss Shen."

"What do you two want to talk to me about? Mr. Li, you are a very busy person, but I didn't expect you could find time to visit us at HSBC." Shen Bi took off his glasses and said with a smile to the credit manager and Li Zhaoheng who came in.

The credit supervisor stepped forward and said to Shen Bi very enthusiastically, "It's like this, Manager Shen, I'm here to report my work to you. Mr. Li Zhao Henry wants to cooperate with our HSBC. I have written down the specific details of the cooperation, please take a look!"

The credit manager said as he walked forward and handed the application documents he was holding to the seated Shen Bi.

After handing over the documents, the credit manager turned around and looked at Li Zhaoheng again, comforting him with a sincere look, saying that our previous negotiations were perfect and he would surely not be rejected.

Shen Bi opened the loan application documents. One minute, two minutes passed.
At this time, there was a knock on the door, and someone was calling the credit manager over as there was something that needed to be taken care of.

The credit manager said to Shen Bi apologetically, "I have to go out for work! Manager Shen, please review it first. If you have any questions, feel free to ask me!"

After that, he turned around and said to Li Zhaoheng who was waiting, "Mr. Li, please wait here for a while. The review procedures are so troublesome. Please don't mind! Our Manager Shen is serious and careful in his work. If you have any questions, just answer them truthfully."

"Okay, thank you! Sorry for bothering you!" Li Zhaoheng smiled at the credit manager.

The credit manager bowed politely to Shen Bi again, then turned and left.

When he left, only Shen Bi and Li Zhaoheng were left in the room.

Shen Bi carefully looked through the application materials in his hand. After a moment, he raised his head and said to Li Zhaoheng with a smile: "Mr. Li, to be honest, I didn't expect you to come to HSBC to borrow money. You should know the relationship between me and Du Yongxiao, and I also know what you did to me last time in conjunction with Baili Qu in order to defeat Du Yongxiao..."

"That's all in the past. Besides, in my opinion, we are all businessmen. To be precise, you are a banker and I am a businessman. You open a bank loan and I come here when I need money!" Li Zhaoheng sat on the sofa next to him and said to Shen Bi, "Besides, HSBC has always been committed to helping others and actively winning over every customer. I have cooperated with your bank before, and it was perfect, wasn't it?"

When Shen Bi heard Li Zhaoheng say this, he leaned forward slightly, put his hands on the table and looked at Li Zhaoheng, and said with a smile: "Oh? You mean you are the customer, I am the bank manager, and we are discussing business now, right?"

"Of course, does Mr. Shen have any other ideas?" Li Zhaoheng raised his eyebrows and asked Shen Bi in a light tone.

Shen Bi smiled, recovered his posture, put his hands together, looked at Li Zhaoheng and said, "Before that, I want to know how many banks you have visited and how much you have borrowed?"

Li Zhaoheng hesitated for a moment and said, "I've been to both Standard Chartered and Citibank, and the total loan amount is NT$3 billion."

"Three billion, so much?" Shen Bi took off his glasses, took out the cleaning cloth and wiped them gently.

"Yes, I need so much money," Li Zhaoheng said calmly, "I'm still short of 1 billion, so I came to you."

"Then do you think I will lend you money?" Shen Bi put his glasses back on his face, looked at Li Zhaoheng, and his voice became serious and formal, with the teasing just now gone.

Li Zhaoheng rubbed his hands together as if he was a little hungry and was about to sit down at the table to eat. He asked Shen Bi politely, "Why don't you lend me the money? Is it because you and Du Yongxiao are good friends? Oh no, to be precise, you are Du Yongxiao's henchman and you are doing things for him? Or is it because I teamed up with Baili Qu to get you to the Independent Commission Against Corruption? If that's the case, Mr. Shen, you are too stingy!"

Shen Bi nodded slightly, as if thinking about what Li Zhaoheng said.

This Li Zhaoheng is really shameless. Don't give him any chance. Otherwise, if he seizes the opportunity, he will start a fight to the death and kill everyone.

If we take the two events, the dispute over inheritance within the Li family and the stock market acquisition, any one of them alone would reveal that Li Zhaoheng is an ambitious person.

Now the two things have actually been combined into one. As long as Li Zhaoheng defeats Du Yongxiao this time, his position as the future head of the Li family will be unshakable. He can even aspire to be the emperor of Hong Kong and compete with the old men in Lao Huo's group. Looking at Li Zhaoheng's excited and hungry expression, and the other party's move to borrow money from HSBC, Shen Bi doesn't know what will happen to the Li family in the future, but at least the battle in the stock market has entered a white-hot stage.

Money is bullets and shells!
Only with a steady stream of funds can you achieve ultimate victory.

Shen Bi, who had been in the financial world for many years, was thinking. After a long silence, he said to Li Zhaoheng, "You are very powerful, Mr. Li. Are you deliberately provoking me just now? Although I don't know what your purpose is, I know that your ultimate goal is to get a loan from here. Then let me ask you another question. You mortgaged so many assets of the Li Group. Do your father, your eldest brother and your third brother know about it?"

Li Zhaoheng smiled, a very defiant smile, and raised his chin slightly towards Shen Bi: "How can a sparrow know the ambition of a swan? Sometimes you can't look back and forth when doing things, and you can't be indecisive. You just need to follow your own beliefs in doing something!"

"Does your meaning mean that -" Shen Bi paused, "You didn't discuss it with your family at all? Mortgage so many assets and borrow 1 billion?"

"You can think so!" Li Zhaoheng said to Shen Bi, "Anyway, all the mortgage information is here, you just need to check whether it is OK!"

Sure enough, this is the answer!
"Mr. Li...you...to be honest, I admire you very much. You've made a big move this time!" Shen Bi said to Li Zhaoheng, and then pointed to the documents waiting for approval, "Where did the seals on these mortgage companies you provided come from? If your father and eldest brother don't know--" "There's no need to trouble you, Mr. Shen, to ask too much about this." Li Zhaoheng snorted coldly, "You just need to approve and sign. As for these documents...they are all legally binding!"

Shen Bi guessed from Li Zhaoheng's expression that the seals of the mortgage company and so on were probably stolen by Li Zhaoheng, who also stamped them secretly and signed them. It was unknown what means he used to make his father, eldest brother and third brother submit.

Shen Bi looked at the documents carefully again and compared the seals and signatures on them carefully, confirming once again that they were all authentic and legally effective.

I really don’t know what Li Zhaoheng was thinking when he secretly mortgaged all the family assets!

Shen Bi reached out and took out a cigar from the insulated cigar box on the coffee table, removed the cap, struck a match and gently roasted it for two seconds, then light blue smoke came out of his mouth.

He is not a very strong banker who needs to use cigars to enhance his temperament. Most of the time, he is neither hot nor cold, neither impatient nor anxious, and looks like a scholar businessman. Now, as he lights a cigar, he is actually a little hesitant and is thinking about many things.

Li Zhaoheng couldn't wait any longer. He laughed and said to Shen Bi, "Boss Shen, now that we have made our words clear, please hurry up and approve it. I really need this money! Of course, it doesn't matter if you don't approve it. In addition to HSBC, there are many small banks in Hong Kong. At most, I can borrow from a few more banks and run a few more errands..."

Shen Bi exhaled a puff of smoke and looked at Li Zhaoheng: "To be honest, I really don't want to criticize it, you know?"

"I know you hate me, don't you?"

"Yes, I hate you very much! But now I hate myself even more. Who made me a banker? Who made me responsible for HSBC and every customer?"

"Then what happens next-"

"Next, I can approve it, but I can delay the loan to you until you finish fighting with Du Yongxiao—"

Li Zhaoheng raised his eyebrows, "You are not so shameless, are you?"

"Shameless? It seems like you were the first to be shameless, teaming up with Baili Qu, Li Luofu, and the Independent Commission Against Corruption—"

Just as Shen Bi was stating Li Zhaoheng's crimes -

Ding-ling-ling, the phone on the desk suddenly rang.

Shen Bi was stunned for a moment.

Li Zhaoheng suddenly smiled, leaned on the sofa, pointed at the phone, and said to Shen Bi in a commanding manner: "The phone rang, why didn't you answer it?"

Shen Bi looked at the phone, then at Li Zhaoheng, "What are you doing?"

"You'll know when you answer the phone!"

Shen Bi snorted coldly and then picked up the phone.

The person on the other end of the phone was the big boss at HSBC headquarters, Shen Bi's immediate superior.

On the phone, Shen Bi's face turned ugly as the other party scolded him.

The boss's meaning was very simple. He asked Shen Bi to position himself properly and not let personal grudges affect HSBC's business. He also said that Li Zhaoheng was a very high-quality client this time and the mortgage information was reasonable, so he asked Shen Bi to approve it as soon as possible.

In a word, the person on the phone was using his power to force Shen Bi to make a decision quickly.

Shen Bi hung up the phone and his face became extremely ugly.

Li Zhaoheng was extremely comfortable, leaning on the sofa, and said to Shen Bi with a sidelong glance: "Boss Shen, now you understand, you can't decide what to do in the underworld, not to mention that you are just a wage earner!"

Shen Bi smiled bitterly, shrugged at Li Zhaoheng, and spread his hands, saying: "That's right, I just realized now that I am really just an employee! Well, thank you for helping to wake me up!"

After saying that, Shen Bi did not hesitate any longer. He directly picked up the pen, took off the pen cap, and quickly signed on the approval document.

After finishing, Shen Bi handed the information to Li Zhaoheng and said, "You win!"

Li Zhaoheng proudly stood up and took the information, shaking his hands and said: "So, everyone must face the reality! As your good friend, Du Yongxiao can't get a loan from you to get help, but I, his enemy, can get a loan of 1 billion. This is ability!"

Shen Bi smiled bitterly and said nothing.

Li Zhaoheng put away the information, turned around and left proudly.

Li Zhaoheng was in a very good mood at the moment. He felt very happy to be able to teach a lesson to a big bank teacher like Shen Bi.

In particular, he could take one billion and make up five billion, and then get another five billion from Li Jiacheng and others, a total of ten billion, wouldn't that be enough to kill Du Yongxiao?

Hahaha!
Li Zhaoheng almost laughed.

May everything go well.

It is true that success depends on heaven, but planning depends on man!

After Li Zhaoheng went out triumphantly, Shen Bi, who had originally had a miserable look on his face, immediately changed his expression to one of ease and joy.

He picked up the phone and dialed a number--
"Hello, Mr. Soros. According to Mr. Du and your instructions, I have already loaned Li Zhaoheng 1 billion yuan. Yes, he has no doubts. Thank God, thank God for the call from the headquarters, which made him believe it without a doubt! Maybe--"

Shen Bi paused and smiled: "Maybe this is God's will!"

(End of this chapter)