The great hero of the Silk Road, starting from a farm farmer

Chapter 328 It’s time to use the most effective weapon!

"Captain, the annual interest is only half a percent. Isn't this a loss of money?" The second uncle still felt that the account could not be settled. The annual interest rate of the bonds was 10%, and the interest paid to the farmers was half a percent. Not only did it cost labor, but also Half of the interest money must be posted. No government has done this since ancient times.

"It is indeed a loss from a small account, but it is not so from a big account. The cotton-based blended industry is currently our pillar industry in Anxi, but the cotton produced under our current governance only accounts for the raw materials needed for the blended industry. Less than 40% of the total, the remaining 60% needs to be purchased from Guanzhong.

If we can add an additional four to five million acres of cotton fields under our control, the blended textile industry will be able to get rid of its dependence on raw material production areas outside the control, and at the same time, the blended textile industry can further expand its scale. The world was in chaos, and there was a possibility that Guanzhong would fall into war at any time and be unable to provide raw cotton. Just for this matter, they all came to provide production loans to farmers in Hexi and Yinzhou. Relying on the blended industry, we will make back all the lost interest.

Uncle, think about it, is it worth putting this money out? As long as the money is used appropriately, there is no such thing as losing money. The key lies in whether the money is used for proper things. Therefore, the most important thing is whether the administrative department and local government officials at all levels are dedicated to their duties! "

After listening to the explanation, the second uncle showed an expression of sudden enlightenment, as if he had just figured out how his lord's plan was calculated.

While asking his second uncle to start arranging the production loan, Song Yingkui called Guo Kaifeng to arrange another matter for him, including the plan to revitalize Hexi.

"Arrange Tianshun Trading Company to set up branches in Liangzhou, Suzhou and Yinzhou. These three branches, together with the branches in Ningxi Acropolis, will specialize in credit transactions!

The so-called credit transaction means that foreign merchants can buy goods on credit at Tianshunhao without any capital. When the next purchase is made, they can pay off the old debt and continue to buy new goods on credit. At the same time, we must gradually expand the scale of credit to help merchants who have business dealings with us do big business. All goods that can be provided by military suppliers can be purchased through credit transactions. "

"Captain, if you do this business, I'm afraid you will lose all your money. The merchants in the outer areas have no roots. They will never get back the goods they borrowed from us. How can we recover the capital? Over time, all the capital will be lost. You've fallen into a bottomless pit!" Guo Kaifeng was speechless about Song Yingkui's arrangement. It's not impossible to give goods on credit, but if you give credit to a foreign businessman with no foundation, isn't that throwing money into the water? Don't be too outrageous.

"Credit trading must be done, and it must be bigger and bigger, but losses are not allowed. How to do this well is what your government property department needs to consider. I only give you a guideline here. reference!

When giving credit to foreign merchants, the first thing to consider is their reputation. At the beginning, you can control the scale of credit with a small amount, and gradually increase the credit limit as the frequency of their performance increases. The commercial bank must formulate a complete implementation plan accordingly! Another option is to consider using joint guarantees to encourage foreign businessmen to sign up for group operations and provide credit on a hierarchical basis.

The success or failure of this matter is related to the great plan of our Anxi Economic Strategy. If done well, it can be worth millions of soldiers! It will make us friends everywhere in the grasslands, the Western Regions and Qingfan! In view of this, your task is very heavy, and you can only succeed and not fail! "

Faced with Guo Kaifeng's incomprehension, Song Yingkui made the mandatory request without any rebuttal. Not only do you have to do this, you also have to do it well.

Using official commercial banks to conduct credit transactions was not a method that Song Yingkui thought up on his own. Instead, it fully drew on the successful experiences of later generations in history and had great strategic intentions.

In real historical time and space, the rise of Zheng Zhilong and the Qing Dynasty was closely related to credit trading. Zheng Zhilong relied on the purchase advances from the Dutch to develop into the overlord of the East Asian waters. By prepaying goods to exporters, the Manchu and Qing dynasties hollowed out the Ming Dynasty's border gates and developed the capital to enter the Central Plains. Later, the Manchu Qing Dynasty used Shanxi merchants to operate credit transactions on the grasslands, thus completely controlling the Mongolian grasslands. These successful experiences prove one thing: good financial and trade methods are more effective than strong troops.

When Song Yingkui mentioned the trade route from Hexi to the Western Regions, he thought of the Silk Road. However, in terms of volume, this trade line is really not that big now, and it is far less important than what the history books say.

If we want to revitalize Hexi, we must greatly expand the size of this trade line. How to expand? The most effective method is to mobilize the enthusiasm of businessmen. Is there any more tempting way to prosper a trade route in this world than doing business without capital?

The profits from trade in the Western Regions are not low. Once the threshold for participation is lowered, Song Yingkui believes that it will not take long before the number of caravans plying this trade route will continue.

Once the trade routes in the Western Regions prospered, the most direct benefit would be that the Anxi Army would strengthen its control over the Hexi region, reduce the transportation costs of Hexi products to Taoyang, Wazhou and other places, and expand the scale of commodity trade between the two places.

After the silk trading caravans transported silk to the Western Regions, they carried cotton and grain from Hexi to Wazhou on their way back. This was a good thing for the merchants and the people of Hexi, but it was also a good thing for Wazhou. It’s also a good thing for the people of Zhouzhou and Taoyang!

If the credit transaction goes smoothly, the territory under the control of the Mi Meng may not be impossible to penetrate in the future. With the sloppy management style of the Mongol regime, there will definitely be no shortage of tribes committing crimes. How can they control the all-pervasive businessmen in such a vast grassland? This is the best way to undermine the foundation of Mimon rule.

Of course, this strategy is also applicable to the Western Fan regime! In this world, there is no better way to win over and corrupt people than to make people rich. Trading on credit is the best way to reduce enemies to a few and friends to many.

Trade is the best weapon, and the Anxi Army is currently at a key trade node! Dazheng in the east can provide raw materials, labor, and abundant commodities, and it has its own industrial product production and product reprocessing capabilities. Being directly connected to several large commodity dumping markets, coupled with active trade policies, is simply the best opportunity for rapid expansion.

Having said that, if you want to eat this piece of meat safely, your own physical strength is also crucial. To have the military power to overwhelm all parties, one's own industry and commerce must also be of sufficient size. If you simply rely on eating above the water surface, you will eat yourself out of the water in the end. The foundation will be unstable and it will easily collapse suddenly.

From the perspective of the external environment, there is another key influencing factor. If Dazheng can survive, at least half of his country can be saved. If Dazheng fails, the Anxi Army will have to be involved in the battle for the world in advance. The idea of ​​managing the world through trade can only be slowed down!

(End of this chapter)