Year: I had a good time when I was young

Chapter 731 The person who owes money wants to pay off the debt as soon as possible, but the creditor wants to be the creditor for a few more years.
Although Chu Xiangqian told his superiors that he did not have to pay back the food payment, he would treat it as a donation by himself.

But the superiors didn't intend for him to suffer such a big loss. It's just that the superiors didn't have much money and had to spend money everywhere. They could only owe him a few more years and pay it back slowly when the economy improved.

Naturally, Chu Xiangqian would not insist on donating the money.

Therefore, starting from May 61, Chu Xiangqian was owed an additional US$5 million every month.

But the superiors also used it, helping Chu Xiangqian manufacture bald eagle watches, exporting bicycles, radios, Modu watches, and sewing machines to Chu Xiangqian, offsetting $200 million in debt every month.

But even so, Chu Qianqian still owes a full US$1 million every month.

By March this year, that number had soared to $3 million.

The superiors thought that they would be able to successfully survive the drought this year. From now on, they would pay back 200 million for industrial products every month, which would be 2400 million a year.

It won't take more than a few years to pay it off.

But I didn’t expect that in April and May, it still didn’t rain in some places.

In the future, this money of approximately 20 to 30 million US dollars will be used for investment, but the income from the fund will all belong to you, me and our children.

Chu Xiangqian smiled and glanced at his wife and Zhang Haiyang, who had a curious expression on his face.

She made up her mind and said to her daughter-in-law, "Lan Lan, I will put all the net income from this year's horse racing auction into a fund in your name and our children's name. It will be used as a guarantee for you and our children."

The superiors will also use grain or other industrial and agricultural products in the future to pay off this debt bit by bit.

US$1440 million is equivalent to nearly HK$6 million, accounting for 1% of the total amount exported to Hong Kong Island.

After thinking about it, he simply didn't shy away and said directly, "Second brother, have you underestimated me? After all, I am also a big capitalist who can sell more than 43 million US dollars at a horse racing auction.

It would be better to repay three to five million per year, and postpone it until the 90s or the new millennium.

From now on, if he wants to enter Tianchao Investment as a Hong Kong investor, he will have a green light.

Xue Jianguo could only stand up and walk to sit next to Chu Xiangqian. He turned his head and covered his mouth, and asked in a low voice, "In addition to 2200 million in cash, can you also withdraw the same amount of US dollars from Standard Chartered?"

Xue Jianguo was stunned, then nodded happily and said with a smile, "The boss only wants cash. It would be best if you can transport it directly to the capital."

Before the Chinese New Year this year, my son was also born. When the time comes, I will hold this year’s end-of-year auction in the names of Lan Lan and my son, and I can sell it for an amount of US$60 to 70 million, even if the guarantee is not enough. "

Needless to say, Xue Jinglan, the less you know, the better.

It's a pity that the boss who came from the war years has great vision and foresight, and he can't see Chu Xiangqian's little thoughts.

Chu Xiang had to transport 29 tons and 30 tons of grain to China, and the debt rose to 1.2 million.

Xue Jianguo was still hesitant to find an excuse to send Xue Jinglan out to do other things.

Then use the racecourse on Hong Kong Island and the sweat, Arabian and thoroughbred horses raised there as a guarantee.

When Xue Jianguo mentioned cash, he suddenly looked curious.

Xue Jianguo felt relieved when he saw Chu nodding forward.

Not to mention US$2200 million, even if it is US$5 million, they will immediately apply to the London headquarters and lend me the full amount.

But I don't want Xue Jinglan to leave after hearing about the money.

The auction at the beginning of this year was because there were a lot of good horses bought from various tribes in East Asia last year.

If you still only want cash, I'll get it right now. "

After saying that, Chu looked forward to the confused Xue Jinglan, frowning and thinking for a few seconds.

We couldn't raise that many good horses for the time being, so we stopped once.

This time I went to Tianzhu. In addition to the tasks assigned by the superiors, I also went to the front line in person, forcing my horse teams to go to the deeper grasslands and deserts of East Asia to find good horses.

I wanted to say something more, but my eyes glanced at Xue Jinglan and Zhang Haiyang.

If calculated based on the annual interest rate of 12% promised by the boss, Chu Qianqian would have to pay back US$1440 million every year.

As for Zhang Haiyang, just ignore him.

From now on, the new head and principal will hear that he owes Chu Xiangqian $60 million in the 1.44s, and Chu Xiangqian has not yet pressed for repayment.

Chu Qianqian would not take the initiative to ask for this money. Anyway, the annual interest will continue to be deposited in the bank of China.

In the heart of the head of the family, Chu Xiangqian is absolutely 100% one of his own.

You can also tell your superiors that you can use Chinese coins instead of US dollars to pay interest.

As for Zhang Haiyang, he has already become Chu Qianqian's driver and his follower in the capital. But what he knew was actually not much.

Zhang Haiyang and Xue Jinglan didn't know about the exchange of gold for US dollars, so they were naturally confused.

Believe it or not, I told Standard Chartered to use the funds from the next horse racing auction as collateral.

US$1440 million accounts for 5% of the net export profit.

The amount of money is actually very large. After all, the total amount of China's exports to Hong Kong Island last year was only HK$59.7 billion.

If the cost of export is included, the profit of HK$59.7 billion may only be 20% of HK$11.93 billion.

But Chu Xiangqian actually hoped that his superiors would not be in a hurry to pay back the money.

Once food production is fully restored, this debt will be repaid within a few years.
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After Xue Jinglan brought Zhao Di and Pan Di to tea, and after a few polite words, Chu Xiangqian asked, "If the boss wants a cash check from Standard Chartered, I can provide it.

No, the more I talk about the lack of horses and the lack of good horses, the more horse owners and wealthy people in Europe, America, Southeast Asia and the Middle East are willing to pay higher prices.

From my perspective, a fund's annual income of 15% to 30% is still no problem.

In the future, with the money you have from this fund alone, I believe you can become one of the top three richest women in Hong Kong.

Even the top ten on the Hong Kong Island rich list. "

Xue Jinglan receives 100 million Hong Kong dollars from Chu Xiangqian every year as family expenses and her pocket money.

Most companies in Hong Kong, even listed companies, have an annual net profit of less than 1 million Hong Kong dollars. In addition, Chu Xiangqian also asked Xue Jinglan to take care of it, and he had a Hong Kong dollar account with Standard Chartered.

With tens of millions in income, Xue Jinglan no longer cares much about money.

But when I heard about 30 million US dollars, I was still shocked.

Thinking about myself and my children, I feel so happy that they will become the beneficiaries of the fund.

As for the horse racing auction, she has no doubt whether she can earn the 30 million.

Xue Jinglan still knew that the total amount of the previous three horse racing auctions was higher each time.

The first time, Xue Jinglan didn't understand much because she didn't pay attention.

But the second auction totaled $2600 million. She clearly remembered the $4320 million in the third game.

So when she heard Chu Xiangqian say that all the net proceeds from the fourth auction would be deposited into a fund whose beneficiaries were herself and her children, Xue Jinglan accepted it without ceremony. With this money, I can make millions of dollars in income every year just by investing conservatively, that is, only buying investments with extremely low risk.

If her husband is willing to manage this fund, Xue Jinglan also has no doubts about the 15% to 30% income.

Chu Qianqian would do this because he really wanted to give Xue Jinglan and her children a way out.

In the future, Hong Kong Sheng, Feifei and other women will give birth to children for themselves, and Xue Jinglan will no longer have any objections to the funds established for them.

And if a fund is established early and belongs to every woman and child, it can reduce a lot of fights in the future.

Of course, the managers and owners of these funds must still be Chu Xiangqiang. The only beneficiaries are women and children.

But Chu Xiangqian feels that in a few decades, these funds may be able to control tens of billions of dollars.

After thinking about it, I still feel that we need to set up some terms in advance to specifically restrict the beneficiaries.

It's hard to talk to Xue Jinglan about this.

In fact, she doesn't have to worry about that much. It's enough to get enough money from the fund every year for her and her children to live a top-notch life.
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After hearing what Chu Xiangqian said, Xue Jianguo and Zhang Haiyang were also shocked by the $30 million he said would be given to Xue Jinglan and the child in her belly.

The superiors unexpectedly obtained the 14.7 tons of gold from Tianzhu and sold it to Chu Xiangqian in preparation for US$2200 million. They had already happily held several internal meetings and two celebratory banquets attended by only a very few people.

But he didn't expect that Chu Xiangqian would give away 30 million US dollars at his request for his son and Xue Jinglan, who gave him his son.

If the superiors knew about this, I would be so happy before I kept it, but now I would be so depressed.

But for Xue Jianguo, his second uncle, Chu Xiangqian valued his sister so much, and he was naturally happy for Xue Jinglan.

He was also satisfied and even grateful to Chu Xiangqian.

In his opinion, probably from ancient times to the present, no husband would reward his wife with nearly twenty tons of gold just because she gave him a son.

Zhang Haiyang, on the other hand, admired Chu Xiangqiang's ability to make money.

I secretly told Brother Qiang that it had only been more than 2 years since he had been out, and now he was actually making tens of millions.

The wealth he created alone is equivalent to the capital's fiscal revenue for a year, right?

In an instant, the image of Chu Xiangqian in his heart grew infinitely taller.

At the same time, he also fully understood why Tang Lianxin, his immediate superior, had been repeatedly told to protect him.

Only a man like him who is extremely good at making money would be willing to donate tens of thousands of tons of grain, thousands of cattle and sheep, and hundreds of draft horses to the troops on the plateau.

Chu Xiangqian calmed down the agitated Xue Jinglan, then excused himself to get the money, got up and left the living room.

I went to the secret room of the courtyard and took a look at the dozen or so rare antiques my master Gong Changqing had received in the past two months.

Only then did a total of 15 canvas bags containing 20, 50 and 100 denominations, totaling 2200 million US dollars, come out from the Novice Village.

Xue Jianguo and Zhang Haiyang watched Chu Qianqian go back and forth four or five times and throw a dozen money bags on the ground in the main hall.

Then he opened the zipper, revealing bundles of U.S. dollar cash, and his breathing began to become heavier.

On the contrary, Xue Jinglan just turned slightly red and soon became dissatisfied with Chu Xiangqian for leaving so much money at home.

Firstly, I am afraid that someone will steal it, and I am even more afraid that someone will rob it.

Second, I am afraid that the courtyard will not be clean in the future, and someone may be watching this courtyard all the time.

Chu waved his hand forward, "Don't worry, the secret room at home usually contains some old gadgets that the master likes. This money is really what the boss has repeatedly asked for in cash.

I was also worried that something might happen if I left it to the superiors outside. Only then did he personally escort him back.

After handing it in this time, I guarantee that the cash at home will be several thousand dollars at most. "

After saying that, he held Xue Jinglan's hand and said with a smile, "If you are still not at ease, go to the secret room and see by yourself later."

Xue Jinglan felt relieved now. Xue Jianguo and Zhang Haiyang naturally understood that Xue Jinglan deliberately told them.

I couldn't help but roll my eyes in my mind and thought to myself that I was not a talkative person, so how could I even tell others such a thing?
However, after this money is handed over to the superiors, I believe that in the future, the residents around this courtyard will inevitably implement stricter mutual protection and picketing tasks under the leadership of the street and neighborhood committees.

As long as there is any possibility of problems with the residents during the review, they will be quietly moved to other places by the superiors in the name of job transfer.

Even Xue Jianguo himself has this right. After all, he has been authorized by his superiors to set up a team to provide logistics for Chu Xiangqian and solve any possible troubles.

However, Xue Jianguo thought about it and decided to secretly swap some residents with the public AN and factory guards.

As much as possible, the Qianmen courtyard where Chu Qianqian lives is surrounded by people with special professions.

But this idea was quickly rejected by him.

What if no one originally paid attention to Chu Qianqian's family, but because of the large number of police officers, factory guards, or people from the patrol company that attracted the attention of the agents, they would be doing bad things with good intentions.

Xue Jianguo shook his head, getting rid of his previous thoughts, and secretly reminded himself to be more cautious.

Then I focused on the 15 bags of cash.

I wanted to check the 15 bags of money on the spot, but after thinking about it, I simply took Chu Qianqian with the 2200 million US dollars and went directly to Ouchi.

In front of the chief minister, he asked people to make an inventory, so that if something went wrong, he and Zhang Haiyang would not be able to explain clearly.

Chu Xiangqian rolled his eyes at Xue Jianguo, but he couldn't stand him and Zhang Haiyang's repeated good words, so he took the money bag and put it all on the car.

Chu Xiangqian and Zhang Haiyang each rode a family bicycle and followed the car driven by Xue Jianguo into the building.

The first assistant was naturally very enthusiastic and put down what he was doing, and took Chu Qianqian to drink tea and chat.

It’s just that even if there were professionals to count and inspect the 2200 million items, it would still take several hours.

Unexpectedly, I found hundreds of banknotes with denominations of 50 and 100 that were defective.

Chu Qianqian shook his head helplessly. Most of the money was the 3% commission he received from Pablo for providing banking services.

Among the 2200 million pieces of cash, there were hundreds of fake ones. When Chu Xiangqian thought about it carefully, he really felt that there was nothing surprising.

If you really think about it, the money was not obtained directly from Pablo.

Instead, Pablo organized it under Magnesium Country, handed it to Matsuno Ichiro, and then sent it to Chu Qianqian.

Chu Xiangqian even said that he would make up for the losses caused by these hundreds of counterfeit bills.

But the first assistant waved his hand, and in turn comforted Chu Qianqian not to be nervous.

However, the first assistant also knew that the money must not be withdrawn directly from foreign banks.

Otherwise, if Chu took out the money in front of him, robbers might rob him in the back.

Even if there are no robbers, they will be targeted by agencies such as the Central Intelligence Bureau, MI6, MI, and the KGB.

As for the source of the cash, whether it was legitimate or not, the chief assistant didn't care at all.

(End of this chapter)