Year: I had a good time when I was young

Chapter 831 The quieter you are, the braver you are
Seeing his wife's worried face, Chu Xiangqian thought for a moment and whispered in her ear, "I have deposited $2 million and dozens of tons of gold in a foreign bank as a backup.

It is just that I am transferring money from abroad to Standard Chartered Bank, so it is inevitable that my real wealth will be known to outsiders, so you don’t have to worry about my lack of money.”

Xue Jinglan was stunned for a moment, then filled with ecstasy and pride.

But after being happy, the girl's expression tightened, and she grabbed Chu Xiangqian's arm and whispered, "Does the person in London know about this money?"

The corners of Chu Xiangqian's mouth twitched a few times. Women's minds are really different from men's.

But Margaret really didn't know about this, and the so-called foreign bank was also fake. The money and gold had always been in the warehouse of the Novice Village.

Although the major banks in Switzerland advertise as if they are the banks with the highest level of confidentiality, Chu Xiangqian does not trust these bankers at all.

In this day and age, if $2 million and dozens of tons of gold were in their hands, there was a chance that the people who came to assassinate him might be sent by these bankers.

This is by no means an exaggeration. Many Chinese people have been cheated in later generations.

Even the children of Taiwan's richest man were defrauded of 4 billion yuan and are unable to recover it.

He shook his head, "You're the only one who knows about this."

Now the smile on Xue Jinglan's face suddenly brightened, and she looked so well-behaved as she hugged Chu Xiangqian's arm.

Ehime, who was watching, got goosebumps all over her body.

As soon as they returned home, Chu Xiangqian and Xue Jinglan focused their attention on Chu Jingrong.

Aiyuan pulled Feifei to sit on the single sofa and whispered to herself.

At first Feifei was nervous, but when she heard her husband say that they would sell the store at a high price at the end of the year and buy it back at a low price in one or two years, she immediately became excited.

Then he thought about selling the duplex in Fujing Building in Wan Chai and the house that Chu Xiangqian bought for Aiyuan.

But before she could finish her words, Feifei quickly reacted.

If I really sold the house, I would definitely be scolded or even despised by Chu Xiangqian.

Chu Xiangqian didn't care how the two sisters-in-law discussed making money, and sat next to Gangsheng with Chu Jingrong in her arms.

Although Gangsheng doesn't care about anything, on weekdays, apart from watching the art shop, he would read magazines or go shopping with Xue Jinglan when he has nothing to do.

Occasionally, she would practice boxing under the supervision of her master's wife, Aunt Hongsheng. She seemed to have no sense of presence at home, but her mentality was the best among the three women.

Instead of fighting or competing, Chu Xiangqian would take the initiative to stick to her.

Sometimes I secretly took her out to eat, go shopping, and watch movies. If she was interested, we would just go to the hotel to play poker.

Neither Xue Jinglan nor Feifei received such treatment.

Seeing Chu Xiangqian holding Chu Jingrong and sitting next to him, Gangsheng quickly put down the fashion magazine in his hand and clapped at Chu Jingrong.

As expected, little Rong'er climbed from his father's arms and into Gangsheng's arms with a smile.

Chu Xiangqian was so irritated that he couldn't help but pat the little guy on the butt.

Now, not only did Xue Jinglan, the biological mother, glare at Chu Xiangqian with dissatisfaction, but Gangsheng next to him also had an unhappy look on his face, and moved his position while holding Chu Jingrong.

Chu Xiangqian couldn't help but roll his eyes, and then said to Gangsheng, "Ahsheng, if you have nothing to do, go shopping with Feifei and Aiyuan more often this year.

By the way, let’s take a look at which stores in Tsim Sha Tsui, Causeway Bay and Wan Chai are doing good business.

Next year or the year after, you can also follow Feifei and Aiyuan’s example and buy a few more stores to become a landlady.”

Hongsheng was stunned. In her mind, she had 5 pocket money every month, and her man would occasionally give her red envelopes or pocket money.

And when she takes herself out to play secretly, she buys bags, clothes and jewelry worth tens of thousands of dollars.

On weekdays, some well-established tailor shops would call and ask me to visit them to see new women's clothing.

In addition to the Tianchao art retail store that he opened in partnership with Feifei and Aiyuan, the annual dividends are tens of thousands or even hundreds of thousands.

After a few years, the amount of deposits in the bank amounted to more than 700,000 yuan.

Besides, she follows her man wholeheartedly and has everything she needs except that she hasn't conceived a child. Why should she bother buying a store and collecting rent?

If you have that mindset, you might as well spend more time with your man playing poker. The most important thing is to have a child as soon as possible.

But since Chu Xiangqian said so, Gangsheng was not stupid. He guessed with a little thought that there should be a lot of profit in this.

Just when he was about to ask Chu Xiangqian why he didn't sell the small shops he had bought before, he realized it before he could say anything.

My husband doesn't think highly of this small business. If he wants to buy something, he will buy it one building at a time.

Moreover, the small stores that he bought had been handed over to Linda and Alyssa, the two older brothers and sisters, to manage, and they would not tell him whether they were selling them or not.

Instead of worrying about this, you might as well mind your own business.

In fact, Hong Kong students gradually learned to be similar to Chu Xiangqian. They were all afraid of trouble and were unwilling to take care of trivial matters.

I also have a vague social phobia. Not only am I very wary of strangers, I am also not very willing to get to know them.

She had to be like Feifei and Aiyuan, who had to go to collect rent every one or two months, and if the tenant didn't want to rent the house anymore, she would have to keep nagging about finding the next tenant as soon as possible.

If this were true, Hong Kong students would feel that they would be annoyed to death.

There were no real estate agents in those days. If there was a house to rent, the owner would post the rental advertisement in his store himself.

If someone calls, you have to drive to the store to open the door for them, check the store, and negotiate the price, which is a waste of time for Hong Kong students.

Gangsheng even felt that it would be better for him to serve Chu Xiangqian well and then ask him directly for any jewelry he liked, or ask him for birthday gifts or New Year red envelopes. The money he got would come in large amounts and quickly.

This is really true. The jewelry that Chu Xiangqian gave to Gangsheng and Feifei is worth at least tens of thousands or even hundreds of thousands.

We have also sent gifts worth several million each.

But in the long run, Chu Xiangqian knew that in the future, if Hongsheng had no properties, he would see Feifei having more and more properties and they would become more and more valuable.

When even a store of seven or eight square meters is worth tens of millions or even one hundred million, this girl's mentality will definitely collapse.

As for those stores that are worth 6 million alone, there are some, but they are extremely rare. There are only a few blocks from Lockhart Road to Russell Street in Causeway Bay where the Guqi branch is located, which is considered the most prosperous area.

If you think about it, you can’t imagine that stores in other places in Causeway Bay are that expensive.

However, the Lee Theatre purchased by Chu Xiangqian will be a genuine super location in the future.

Moreover, once the Lee Theatre is demolished, a building will be rebuilt with the first, second and third floors being shopping malls and the top dozens of floors being office buildings.

Chu Xiangqian estimated that this building alone was worth tens of billions of Hong Kong dollars.

Unfortunately, the land that is twice as large as the adjacent piece of land on the left side of Lee Theatre is owned by a tram factory, which is a subsidiary of Wharf Holdings.

Several foreign major shareholders have been unwilling to sell and have not even given the opportunity to negotiate the price.

Chu Xiangqian himself was worried that if he showed up in person, the other party would be even more reluctant to sell.

Otherwise, even if the other party offered 5 million, or even 6 or 7 million, Chu Xiangqian would buy it without hesitation.

This piece of land will be the largest commercial plaza in Causeway Bay in the future, and even a landmark building on Hong Kong Island. The annual rental income of the mall and two 43-storey and 38-storey office buildings alone is as high as 28.12 billion, and the profit is 25.18 billion.

This is higher than the annual profit of most listed companies.

Once bought by Chu Xiangqian, it can be connected to the land of Lee Theatre.

According to Chu Xiangqian's plan, not only can it be built into the largest commercial mall in Asia, but the mall will also span the entire Russell Street and a small section of Percival Street.

The whole street really became Chu Xiangqian's.

Moreover, at least three office buildings with dozens of floors can be built above the mall.

The annual rent will definitely exceed 40 billion.

Just thinking about it makes me salivate.

Of course, the construction of Times Square did not begin until the late 80s and it was completed in the 90s, so Chu Xiangqian was never in a hurry.

Moreover, after the first decade or so of the new millennium, the value of shops in Hong Kong Island reached its peak and began to decline.

But that was fifty years later, and Chu Xiangqian couldn't care about such distant things now.

Chu Xiangqian has kept the Lee Stage intact and even renovated and renovated this time-honored stage for use as a stage for various opera performances.

They are afraid that building high-rise buildings and shopping malls here will remind the tram factory and foreigners next door to also build high-rise buildings and shopping malls.

So Chu Xiangqian can only wait and see, and he does have plenty of time to wait.
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After Gangsheng figured it out, she nodded obediently, but she was different from Feifei and Aiyuan.

The girl was afraid of trouble, so she simply hugged Chu Jingrong and sat back next to Chu Xiangqian and said, "Brother, how about I give you all the money I have in the bank, and you help me buy a three or four-story building of about 200 square meters."

When Chu Xiangqian heard Gangsheng calling him "senior brother", he guessed that this girl wanted to pass the trouble to him.

Unfortunately, before he could open his mouth, Feifei, who was listening at the side, immediately stopped.

However, Feifei was not stupid enough to object to Gangsheng giving the money to Chu Xiangqian, so as to avoid conflicts and difficulties in getting along in the future.

So Feifei quickly got up and ran to Chu Xiangqian and sat on the armrest of the sofa.

"Honey, I want to give you the money, okay?"

Chu Xiangqian was immediately overwhelmed, but fortunately he came up with an idea and said with a smile, "Among all the properties, unless you plan to build a high-rise building in the future, buying those small buildings with a few floors will have the lowest return on investment among private investments.

With the same price, you can buy at least five or six stores of more than ten square meters. The rent of these stores in the future will not seem to be much in one or two years.

But if you add up ten or eight years, it’s a lot.

Moreover, if we look back ten years later, there is no problem for the store’s market value to double in a year.

But if you buy a three- or four-story building, it would be considered high if it increases three or five times in 10 years.”

Feifei understood this logic after a little thought. Just look at the difference in rent and you will see that stores are naturally the most valuable. The rents on the second, third and fourth floors are the most difficult to increase, and are often difficult to rent out.

There will naturally be much less room for market value to increase.

Seeing Feifei and Gangsheng both showing thoughtful expressions, Chu Xiangqian said the last sentence, "After next year, if the stores on the main streets of Causeway Bay, Wan Chai, and Admiralty sell them, you can just buy them with your eyes closed.

If the money is not enough, I will sponsor each of you 100 million. "

Feifei and Gangsheng immediately forgot about it and left the matter to Chu Xiangqian.

Chu Xiangqian then pointed at Aiyuan and Xue Jinglan and said, "You two should buy some too."

Xue Jinglan actually didn’t care. She wanted to buy it and she wasn’t short of money at all.

Every year, she can come up with the money to open two or three small stores, let alone three or five.

But Aiyuan was so excited. She felt that she was benefiting from her three sisters-in-law, and it was also the most generous thing her eldest brother had done.

If she hadn't grown up, she would have wanted to hang on Chu Xiangqian's back to thank him like she did when she was a child.

Gangsheng also truly realized that she really had to look for a store seriously, otherwise her man would not have reminded her again and again and directly sponsored 100 million.

Once Gangsheng made up her mind, she was much braver than Feifei.

The next morning, after Chu Xiangqian went out to the law firm, Gangsheng came to Xue Jinglan, put his arm around Xue Jinglan who was accompanying Chu Jingrong, and kept saying good things to her.

At first, Xue Jinglan thought that Hongsheng was asking her to borrow money, or even to ask for money.

However, he did not expect that when Hongsheng asked him for help, he actually wanted to use the shares of the art sales store as collateral to borrow 100 million Hong Kong dollars from Standard Chartered.

And because of Xue Jinglan's help, not only was it easy to borrow money, but the interest rate was also only 8%, which was a benefit only enjoyed by Chu Xiangqian, a shareholder.

According to the dividends that Hongsheng received from the art sales store every year, it was indeed enough for him to repay the annual interest of 8.

By April next year, this girl may not have listened to what Feifei said at all, and the housing prices may not have hit bottom yet.

He took direct action and spent HK$270 million in just one month to buy 22 stores in Admiralty and Wan Chai, ranging in size from a dozen square meters to more than 20 square meters.

This is because Hong Kong students only choose popular shops, otherwise there would be more shops available in Admiralty and Wan Chai.

Of course, this is also related to the bank run that occurred the next year. At that time, many wealthy people felt like the end of the world and sold their houses and properties and moved abroad.

Among them was a real estate speculator who directly sold all nine stores of Hong Seng.

He had planned to sell the dozen or so residential houses he had to Gangsheng, but unfortunately Gangsheng was only thinking about the shops at that time and had no intention of using the cash in his hands to buy a residential house.

After Chu Xiangqian found out, he praised the Hong Kong student for his courage and vision.

Then he signed a check for 150 million yen and gave it to Aiyuan, asking her to buy a residential house in a good location and on a good floor.

In the future, if my cousins ​​really come from the capital, I won’t have to worry about having no place to live.

Ailin, who had been listening, could no longer sit still and quickly interrupted to say that she could help her eldest sister, Aiyuan, to look at houses.

Chu Xiangqian thought about it and agreed to the boy's request, but he could only go on weekends.

最后姐弟俩居然买下15间90平米，四间130和140平米，和一间190平米复式楼。

And they are all in Admiralty and Central.

Seeing that her husband was praising Hong Kong for his birth, Xue Jinglan took out 400 million of her own money and bought 40 small stores in Causeway Bay.

As for Feifei and Aiyuan, one expanded from 7 stores to 18.

The room was increased from 4 to 13, plus a 130-square-meter house, which was considered as the property that Chu Xiangqian gave to Ehime in advance.

Ailin also received a house with his name directly written on it.

When in the capital, Chu Xiangqian would be more discreet and usually dress very low-key in the capital.

But in Hong Kong Island, he really doesn't need to do that.

(End of this chapter)