In 1983, a small island started from a large farmer
Chapter 130 Going to the Credit Union to Save Money (Please Subscribe)
Chapter 130 Going to the Credit Union to Save Money (Please Subscribe)
The day the kelp stockpile was emptied.
Li Duoyu deposited all the money he earned in the credit union in the town.
After all, everyone knows that he has made a lot of money, and in this era when there are no safes or cameras, Li Duoyu dare not leave so much unity at home.
If I remember correctly, it seems that around the turn of the millennium, in Zaitong City not far from Dandan Island, there was a boss of a group who was robbed by gangsters, and finally caused a very vicious massacre.
Li Duoyu thinks that the best solution is to deposit the money in the credit union, and before depositing it, he has to tell the villagers with great fanfare.
There are no outsiders on Dandan Island, and there are very few thefts. You are not afraid of thieves stealing, but you are afraid of thieves thinking about it. It is always right to be careful.
When saving money this time.
Li Duoyu called his father, and wanted to call him the second brother, but he didn't expect the second brother to leave the island today.
Li Duoyu simply called Chen Wenchao and Li Shuguang again. Ten thousand yuan is not a small sum.
Most importantly though.
Li Duoyu deliberately told everyone the news, I have deposited the money in the credit union, don't worry about it anymore.
A group of people came to the credit union in the town committee compound and queued for nearly half an hour.
It's the same window as last time.
It was still the female classmate of the second brother who received them.
Originally, he was expressionless, but when he saw Li Duoyu, he smiled instantly: "It's you, are you here to apply for the second installment of the loan?"
Li Duoyu smiled:
"No, I'm here to save money today."
Afterwards, Li Duoyu put the army green cloth bag on the counter in front of Gao Jing, and took out stacks of Great Unity.
After seeing so much money, Gao Jing stared at Lao Yuan.
"Wait, you put it away first."
"I'll take you to the director's office."
And the people who lined up for business at the back saw the wads of money, their eyes were straightened, and some people's heartbeats even started to speed up.
Since the end of the sale, it has been difficult for everyone to make money. Even if the family has a boat, they can earn two to three thousand a year, which is already very impressive.
But in the man's bag just now, there were at least a dozen stacks, and they were all in great unity. It would be a lie to say that he was not impressed.
Seeing that there was still a young man in the group who didn't follow to the second floor, an older sister couldn't help asking: "Little brother, what do you guys do, and how do you earn so much money?"
The honest Chen Wenchao scratched his head: "We grow kelp."
Seaweed?
Among the crowd in line, someone asked excitedly, "Could you be the kelp grower on Dandan Island?"
"Ah."
Chen Wenchao nodded.
"It's really you. I read in the newspaper that the kelp harvest is bumper this year. No wonder that person looks familiar to me just now."
Immediately afterwards, this person surrounded him and kept asking Chen Wenchao about various things about raising kelp.
"Is kelp easy to raise?"
"How much money do you need to invest in the early stage?"
"Is there any connection, let me introduce you."
A series of questions made Chen Wenchao confused. Although he had been with Brother Yu for a long time, to be honest, he still didn't understand how to raise kelp.
"I really don't know, I'm just a part-time worker."
"Little brother, you may not be able to do this. Speaking of it, you Dandan Island and our Muyu Island used to have a cooperative relationship."
"That's right, you won't lose a piece of meat if you say it."
Chen Wenchao smiled wryly.
"I really don't know."
After Gao Jing brought Li Duoyu to the director's office on the second floor, Director Zhang, who was still keeping accounts, saw that it was Li Duoyu.
Immediately stood up, took off the reading glasses, and then shook hands with Li Duoyu and his party cordially.
"Comrade Duoyu, long time no see."
"Finally remembered, we are here."
But this time, without waiting for the director's order, Gao Jing brought the tea, but Director Zhang disliked it and said:
"How can this kind of tea be used, Xiao Gao, take the Wuyi Mountain tea that someone gave me."
Li Shuguang, who came here for the first time, was also very surprised to see the enthusiasm of the director of the credit union, because he had heard from many people on the island that they even applied for loans to buy ships from the credit union.
Director Zhang's face is stinky, and when he heard that he bought the boat with a loan, the review process was very strict, but when I saw it today, I didn't expect to be so polite.
After a brief chat between the two parties, he learned that Li Duoyu was here to save money, and he was also shocked when he saw the money in the bag.
"You earned all of this by raising kelp?"
Li Duoyu replied: "Well, these are the money for selling kelp."
Zhang Minglu took a deep breath: "I remember that you only took out half of the money you borrowed last time, and you've earned so much now?"
"Just luck."
Zhang Minglu sighed: "Look at all of you making so much money, it makes me want to go to sea with you to raise kelp."
"welcome."
Zhang Minglu went on to say: "Xiao Gao, you should count some money first, and then give it to Comrade Duoyu, and make a deposit first."
After Gao Jing took the money, she quickly clicked it three times in less than 5 minutes, and then smiled at Li Duoyu: "The total is [-], that's right."
"That's right, it's this number."
Gao Jing went on to say: "Alright then, give me your passbook, and I will handle the deposit procedures for you now. By the way, do you want to handle current deposit or fixed deposit this time?"
Li Duoyu was stunned for a moment, not expecting that there would be interest now: "How much is the interest?"
"For current savings, the interest rate is 2.4%, half-yearly interest is 3.6%, and annual interest is 4.5%"
"Then the survival period."
"Okay, then I will handle the current savings for you."
And Zhang Minglu warmly entertained Li Duoyu, and even made tea himself.
In the past six months, Li Duoyu has definitely been the topic of conversation in their town committee compound. He has reported more times than their top leaders.
Less than half a year.
Published in the newspaper three times, and took photos with the big leaders twice, and yesterday, the second page of the Rongcheng Daily used half of the page to talk about the news about the brave rescue of sperm whales by fishermen on Dandan Island.
He was also the one who initiated the sperm whale rescue, and because of Li Duoyu's advanced performance, Shangfeng Town was repeatedly praised.
Now the town is planning a special topic to learn from Comrade Li Duoyu.
And because he lent money to Li Duoyu, he was directly named and praised by the leaders above, and praised him for his beautiful work.
To be honest, Zhang Minglu really didn't expect that an ordinary fisherman would have such a big influence.
while drinking tea.
Zhang Minglu asked directly: "Comrade Duoyu, when do you plan to take another 1 yuan loan?"
When Director Zhang said this, Li Duoyu remembered that the original application seemed to be [-] yuan, but it seemed that [-] yuan was approved first.
Li Duoyu thought about it.
The current money is definitely enough, but the country has finally given out a welfare, so don't waste it.
And Li Duoyu remembers that in the next two years, the domestic economy will be inflated, prices will start to rise wildly, and the currency will depreciate immediately.
Since he can borrow more money, Li Duoyu is naturally very willing. He plans to try his best to exchange the money for some property that is not easy to depreciate in the next two years.
This will not only avoid this inflation, but also make a small profit from the appreciation. After the depreciation is over, you can sell those properties yourself, and you can easily repay the 2 yuan loan.
"Then thank you Director Zhang."
After the two parties completed the formalities, Li Duoyu looked at the [-] yuan in the passbook, and Li Duoyu was in a daze for a while.
This money is based on current interest alone, and the monthly interest is more than a well-established researcher like Chen Dongqing.
It's no wonder that the people who got the loan back then lived such a chic and nourishing life, it was as if the state was supporting them for nothing.
After completing all formalities.
Zhang Minglu and Gao Jing sent them to the gate of the town committee compound.
Unexpectedly, just as he was about to leave the compound, he heard a familiar voice. Li Duoyu looked back and found that the second brother was also with the town committee.
After seeing Li Duoyu and the others, the second brother Li Yaoguo was very surprised, due to the restructuring and the approaching election.
These days, he has been busy reporting the brigade's current overall financial and asset situation to the town finance office.
When he came to the town committee recently, he found that everyone treated him very well, and even the top leader, Secretary Chen, even received him.
I chatted with him about some things, but most of them were about his younger brother Li Duoyu, and I specifically told him about one thing today.
After seeing the family.
Li Yaoguo just went home by boat, and on the way back, Li Yaoguo smoked a cigarette and said:
"Duoyu, Secretary Chen of the town committee, has something special to tell me. He asked you to quickly write down your application to join the organization."
"Ah." Li Duoyu froze for a moment.
"Ah, what, the last time the big leader came, didn't you say something big?"
Li Duoyu racked his brains and thought for a while, it seems that the big leader did ask him if he would like to lead everyone to get rich together.
Anyone who puts this on will say yes.
But he didn't intend to join the organization.
The main reason is that it is a bit troublesome to join the organization, and you have to be reviewed by Wang Dapao, and you have to study frequently. Li Duoyu doesn't have that much time.
Seeing Li Duoyu's expression, Li Yaoguo really wanted to beat him up. His younger brother didn't seem to care about what he wanted.
To be honest, when Secretary Chen called him and urged Li Duoyu to join the organization, he was really jealous, very jealous.
After all, he has been in the organization for so many years, and he has never seen a leader urging others to join the organization. If there is one, it will prove one thing, the organization intends to train this person.
"Secretary Chen also said that if you want to submit it to the village branch, you can directly send the application for party membership to the town party committee."
Li Duoyu thought about it.
In this era, it is really easier to have a bright red flag, and many positions have rigid requirements.
For example, the village party secretary and all positions in the party branch must have a red background to hold.
But joining the organization is not an easy task. The inspection time is quite long, and it will take at least two years to become an official member of the organization.
"Okay, let me think about it for a while."
Li Yaoguo couldn't help cursing: "What else is there to think about, go back and write quickly, if the handwriting is not good-looking, I will help you write it."
Ask for a subscription, ask for a comment, ask for a monthly pass.
(End of this chapter)
The day the kelp stockpile was emptied.
Li Duoyu deposited all the money he earned in the credit union in the town.
After all, everyone knows that he has made a lot of money, and in this era when there are no safes or cameras, Li Duoyu dare not leave so much unity at home.
If I remember correctly, it seems that around the turn of the millennium, in Zaitong City not far from Dandan Island, there was a boss of a group who was robbed by gangsters, and finally caused a very vicious massacre.
Li Duoyu thinks that the best solution is to deposit the money in the credit union, and before depositing it, he has to tell the villagers with great fanfare.
There are no outsiders on Dandan Island, and there are very few thefts. You are not afraid of thieves stealing, but you are afraid of thieves thinking about it. It is always right to be careful.
When saving money this time.
Li Duoyu called his father, and wanted to call him the second brother, but he didn't expect the second brother to leave the island today.
Li Duoyu simply called Chen Wenchao and Li Shuguang again. Ten thousand yuan is not a small sum.
Most importantly though.
Li Duoyu deliberately told everyone the news, I have deposited the money in the credit union, don't worry about it anymore.
A group of people came to the credit union in the town committee compound and queued for nearly half an hour.
It's the same window as last time.
It was still the female classmate of the second brother who received them.
Originally, he was expressionless, but when he saw Li Duoyu, he smiled instantly: "It's you, are you here to apply for the second installment of the loan?"
Li Duoyu smiled:
"No, I'm here to save money today."
Afterwards, Li Duoyu put the army green cloth bag on the counter in front of Gao Jing, and took out stacks of Great Unity.
After seeing so much money, Gao Jing stared at Lao Yuan.
"Wait, you put it away first."
"I'll take you to the director's office."
And the people who lined up for business at the back saw the wads of money, their eyes were straightened, and some people's heartbeats even started to speed up.
Since the end of the sale, it has been difficult for everyone to make money. Even if the family has a boat, they can earn two to three thousand a year, which is already very impressive.
But in the man's bag just now, there were at least a dozen stacks, and they were all in great unity. It would be a lie to say that he was not impressed.
Seeing that there was still a young man in the group who didn't follow to the second floor, an older sister couldn't help asking: "Little brother, what do you guys do, and how do you earn so much money?"
The honest Chen Wenchao scratched his head: "We grow kelp."
Seaweed?
Among the crowd in line, someone asked excitedly, "Could you be the kelp grower on Dandan Island?"
"Ah."
Chen Wenchao nodded.
"It's really you. I read in the newspaper that the kelp harvest is bumper this year. No wonder that person looks familiar to me just now."
Immediately afterwards, this person surrounded him and kept asking Chen Wenchao about various things about raising kelp.
"Is kelp easy to raise?"
"How much money do you need to invest in the early stage?"
"Is there any connection, let me introduce you."
A series of questions made Chen Wenchao confused. Although he had been with Brother Yu for a long time, to be honest, he still didn't understand how to raise kelp.
"I really don't know, I'm just a part-time worker."
"Little brother, you may not be able to do this. Speaking of it, you Dandan Island and our Muyu Island used to have a cooperative relationship."
"That's right, you won't lose a piece of meat if you say it."
Chen Wenchao smiled wryly.
"I really don't know."
After Gao Jing brought Li Duoyu to the director's office on the second floor, Director Zhang, who was still keeping accounts, saw that it was Li Duoyu.
Immediately stood up, took off the reading glasses, and then shook hands with Li Duoyu and his party cordially.
"Comrade Duoyu, long time no see."
"Finally remembered, we are here."
But this time, without waiting for the director's order, Gao Jing brought the tea, but Director Zhang disliked it and said:
"How can this kind of tea be used, Xiao Gao, take the Wuyi Mountain tea that someone gave me."
Li Shuguang, who came here for the first time, was also very surprised to see the enthusiasm of the director of the credit union, because he had heard from many people on the island that they even applied for loans to buy ships from the credit union.
Director Zhang's face is stinky, and when he heard that he bought the boat with a loan, the review process was very strict, but when I saw it today, I didn't expect to be so polite.
After a brief chat between the two parties, he learned that Li Duoyu was here to save money, and he was also shocked when he saw the money in the bag.
"You earned all of this by raising kelp?"
Li Duoyu replied: "Well, these are the money for selling kelp."
Zhang Minglu took a deep breath: "I remember that you only took out half of the money you borrowed last time, and you've earned so much now?"
"Just luck."
Zhang Minglu sighed: "Look at all of you making so much money, it makes me want to go to sea with you to raise kelp."
"welcome."
Zhang Minglu went on to say: "Xiao Gao, you should count some money first, and then give it to Comrade Duoyu, and make a deposit first."
After Gao Jing took the money, she quickly clicked it three times in less than 5 minutes, and then smiled at Li Duoyu: "The total is [-], that's right."
"That's right, it's this number."
Gao Jing went on to say: "Alright then, give me your passbook, and I will handle the deposit procedures for you now. By the way, do you want to handle current deposit or fixed deposit this time?"
Li Duoyu was stunned for a moment, not expecting that there would be interest now: "How much is the interest?"
"For current savings, the interest rate is 2.4%, half-yearly interest is 3.6%, and annual interest is 4.5%"
"Then the survival period."
"Okay, then I will handle the current savings for you."
And Zhang Minglu warmly entertained Li Duoyu, and even made tea himself.
In the past six months, Li Duoyu has definitely been the topic of conversation in their town committee compound. He has reported more times than their top leaders.
Less than half a year.
Published in the newspaper three times, and took photos with the big leaders twice, and yesterday, the second page of the Rongcheng Daily used half of the page to talk about the news about the brave rescue of sperm whales by fishermen on Dandan Island.
He was also the one who initiated the sperm whale rescue, and because of Li Duoyu's advanced performance, Shangfeng Town was repeatedly praised.
Now the town is planning a special topic to learn from Comrade Li Duoyu.
And because he lent money to Li Duoyu, he was directly named and praised by the leaders above, and praised him for his beautiful work.
To be honest, Zhang Minglu really didn't expect that an ordinary fisherman would have such a big influence.
while drinking tea.
Zhang Minglu asked directly: "Comrade Duoyu, when do you plan to take another 1 yuan loan?"
When Director Zhang said this, Li Duoyu remembered that the original application seemed to be [-] yuan, but it seemed that [-] yuan was approved first.
Li Duoyu thought about it.
The current money is definitely enough, but the country has finally given out a welfare, so don't waste it.
And Li Duoyu remembers that in the next two years, the domestic economy will be inflated, prices will start to rise wildly, and the currency will depreciate immediately.
Since he can borrow more money, Li Duoyu is naturally very willing. He plans to try his best to exchange the money for some property that is not easy to depreciate in the next two years.
This will not only avoid this inflation, but also make a small profit from the appreciation. After the depreciation is over, you can sell those properties yourself, and you can easily repay the 2 yuan loan.
"Then thank you Director Zhang."
After the two parties completed the formalities, Li Duoyu looked at the [-] yuan in the passbook, and Li Duoyu was in a daze for a while.
This money is based on current interest alone, and the monthly interest is more than a well-established researcher like Chen Dongqing.
It's no wonder that the people who got the loan back then lived such a chic and nourishing life, it was as if the state was supporting them for nothing.
After completing all formalities.
Zhang Minglu and Gao Jing sent them to the gate of the town committee compound.
Unexpectedly, just as he was about to leave the compound, he heard a familiar voice. Li Duoyu looked back and found that the second brother was also with the town committee.
After seeing Li Duoyu and the others, the second brother Li Yaoguo was very surprised, due to the restructuring and the approaching election.
These days, he has been busy reporting the brigade's current overall financial and asset situation to the town finance office.
When he came to the town committee recently, he found that everyone treated him very well, and even the top leader, Secretary Chen, even received him.
I chatted with him about some things, but most of them were about his younger brother Li Duoyu, and I specifically told him about one thing today.
After seeing the family.
Li Yaoguo just went home by boat, and on the way back, Li Yaoguo smoked a cigarette and said:
"Duoyu, Secretary Chen of the town committee, has something special to tell me. He asked you to quickly write down your application to join the organization."
"Ah." Li Duoyu froze for a moment.
"Ah, what, the last time the big leader came, didn't you say something big?"
Li Duoyu racked his brains and thought for a while, it seems that the big leader did ask him if he would like to lead everyone to get rich together.
Anyone who puts this on will say yes.
But he didn't intend to join the organization.
The main reason is that it is a bit troublesome to join the organization, and you have to be reviewed by Wang Dapao, and you have to study frequently. Li Duoyu doesn't have that much time.
Seeing Li Duoyu's expression, Li Yaoguo really wanted to beat him up. His younger brother didn't seem to care about what he wanted.
To be honest, when Secretary Chen called him and urged Li Duoyu to join the organization, he was really jealous, very jealous.
After all, he has been in the organization for so many years, and he has never seen a leader urging others to join the organization. If there is one, it will prove one thing, the organization intends to train this person.
"Secretary Chen also said that if you want to submit it to the village branch, you can directly send the application for party membership to the town party committee."
Li Duoyu thought about it.
In this era, it is really easier to have a bright red flag, and many positions have rigid requirements.
For example, the village party secretary and all positions in the party branch must have a red background to hold.
But joining the organization is not an easy task. The inspection time is quite long, and it will take at least two years to become an official member of the organization.
"Okay, let me think about it for a while."
Li Yaoguo couldn't help cursing: "What else is there to think about, go back and write quickly, if the handwriting is not good-looking, I will help you write it."
Ask for a subscription, ask for a comment, ask for a monthly pass.
(End of this chapter)
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