In 1983, a small island started from a large farmer

Chapter 43 Installment Loans (for further reading)

Twenty thousand?

In the credit union, the group of people who were preparing to take out a loan were also frightened by the loan amount.

"Awesome, young people are courageous now."

"Twenty thousand can buy a four-wheel truck."

"If you can't afford it, you can't jump into the sea."

Gao Jing frowned. Her monthly salary was only 33. It took her [-] years without food or drink to save this money.

If this Li Yaoguo hadn't been her high school classmate, Gao Jing felt that she would definitely not be able to help ridiculing him, so she confirmed it again:

"Li Yaoguo, your brother read correctly, right?"

Li Yaoguo glanced at Li Duoyu with a wry smile. He didn't look like he was joking. Seeing this high school classmate's face was already ugly.

Li Yaoguo hurriedly handed over the information:
"Gao Jing, don't be in a hurry, read these materials first."

After Gao Jing took the materials, she thought it was another messy production brigade certificate and application, but she didn't expect her complexion to change just after reading two pages.

While reading the materials, she sized up Li Duoyu, and finally asked Li Yaoguo:
"Is there any problem with your materials?"

"It's definitely not a problem." Li Yaoguo then handed over a newspaper: "If you are worried, just read this and you will know. This newspaper cannot be faked."

Gao Jing, who was dubious, took the newspaper. After reading it a few times, she couldn't help but take a breath, and then said seriously:

"Wait a minute, I'm afraid I can't decide on this matter, I have to ask our director for instructions."

After speaking, the person left the post directly.

And the huge reaction of the staff made the folks queuing behind who wanted to get a loan all look at each other in blank dismay.

"What's going on here?"

"What happened, why did the staff run away."

A middle-aged man with a Shanghai brand briefcase and combed hair took out a bag of Huazi and handed it to Lao Li.

"Brother, can I ask what industry you are in?"

After Lao Li took the cigarette, he clamped it to his ear:
"We are just ordinary fishermen, engaged in kelp farming."

When they heard that it was kelp farming, someone behind them was surprised and said, "Hasn't those who have been engaged in kelp lost money for the past two years? How do you pay back the loan to raise it?"

"Hahaha." Old Li smiled awkwardly.

He didn't know why he had to raise his son.

But what shocked the middle-aged Dabeitou was that these three people were not from the brigade or the unit, but self-employed, which was a bit serious.

The middle-aged man smiled and said:
"Brother, I would like to congratulate first. From my experience, the staff have all gone to ask the leader for instructions. This matter will probably be successful."

I heard from this person that I can get a loan.

Old Li didn't like it, but instead had a bitter face.

"It's not a good thing. It's as if the loan doesn't have to be repaid. Maybe one day if you don't pay it back, you will be arrested and go to jail."

Da Beitou smiled and said nothing, but walked up to Li Yaoguo and Li Duoyu, and handed out business cards respectfully with both hands.

"Hello."

"I'm An Yuliang from Rongcheng United Commodity Distribution Company."

"Hello." Li Duoyu took the business card with both hands.

At this time, the business card was still very simple, with name, position, company, address, telephone number and telegram on it.

The people present, seeing this man took out his business card, couldn't help but look at him with admiration.

In this day and age, owning a business card is a status symbol. If it is in the system, it must be a section chief. If it is a state-owned unit, it is likely to be a manager. If you do not reach this level, you are not eligible to apply for printing business cards.

At this time, the printing factories are all state-owned, and it is even more difficult for ordinary people to have business cards. If it doesn't matter, the printing factory will ignore you at all.

Besides, business cards usually have telephone and telegram. If there are no these two items, going out to send business cards will be looked down upon instead.

But in this year, in addition to public units, self-employed people can install telephones, which is definitely more awesome than ten thousand yuan households.

After Li Yaoguo received the business card, his face was full of smiles. In Dandan Island, only the captain had his business card. Every time he went out with him and saw him sending and receiving business cards there, he was very envious.

"Hello, I'm Li Yaoguo, the accountant of the Dandan Island production team."

"Hello."

Dabeitou smiled at him, and then said to another young man, "In the future, if you want to sell something, you can contact me by phone or telegram."

"sure, no problem."

"If there is a chance in the future, let's work together."

"I didn't think so, little brother is still a straightforward person. If you come to Rongcheng in the future, remember to come to me."

"sure."

At this moment, the female staff member who went to ask the leader for instructions came back and said with a smile, "Li Yaoguo, come with me, our director wants to talk to you face to face."

In the eyes of everyone envious.

Li Duoyu and his party left the credit union application window and went to the "VIP reception room".

At this moment, Lao Li suddenly felt that his son was awesome, and his face was bright, but when he thought about how much money the fourth son had to borrow, he felt very heavy.

A group of people followed the female staff member named Gao Jing to an office about [-] square meters upstairs.

There are bookshelves and a 1.4-meter desk in the office. A middle-aged man who is about the same age as Lao Li is sitting there.

When the middle-aged man saw them coming, he immediately got up to greet them, walked towards Li Duoyu, and shook hands.

"This is Comrade Li Duoyu, right? I'm Zhang Minglu, the director of the credit union."

"Hello, Director Zhang." Li Duoyu shook hands.

"Come on, sit down wherever you want."

Director Zhang asked them to sit down, and said to the female staff: "Xiao Gao, why are you so blind, order some tea."

Lao Li, who was sitting on the sofa, felt that the sofa was too clean and comfortable. His whole body was full of fishy smell, so he was a little afraid to sit on it and dare not touch it.

But what he can't figure out the most now is.

A month ago, that bastard who made people want to be whipped with a stick, no matter how he became, the local leaders would take the initiative to shake hands with him.

Li Yaoguo glanced at the newspaper on the desk. With so much experience, he naturally understood why the director was so enthusiastic.

He couldn't help but think just now, if he was the one who took a photo with the leader in the newspaper, then maybe he really had a chance to be transferred to the credit union in the town.

However, it is impossible to think about it.

During the days when the stakes were being driven, he had already heard from his uncle, and what the fourth child said to the leader that day was not taught by him at all.

Even if it was him that day, facing such a large group of leaders, he would probably be too nervous to say a word, and besides, he didn't have the courage to set up such a large kelp breeding base.

Soon.

Gao Jing handed each of them a cup of tea.

And Zhang Minglu said seriously: "Comrade Duoyu, our credit union will definitely support kelp farming like you, and now the country also strongly supports agricultural development, but you can apply for [-] at once, which is indeed a bit difficult for us."

Li Duoyu frowned: "Is there any material missing?"

Zhang Minglu waved his hand: "No, no, you already have all the materials. It's just that there are regulations on it. When we make a loan, we must strictly check it."

Li Yaoguo hurriedly said: "Director Zhang, don't worry, we are really doing things. Thirty acres of kelp piles have already been laid. If you don't believe me, you can go to the field to investigate."

Zhang Minglu said with a smile: "It's not that I don't trust you, let me tell you directly, my credit union will definitely release this money to you, but we may change the form."

"What form?" Li Duoyu frowned.

Zhang Minglu took a sip of tea: "From the loan application form you filled out, what you are most lacking at present should be small motorized fishing boats."

Li Duoyu nodded:

"That's right, there is indeed a shortage of motor boats now."

"How about this? Our credit union can help you solve the boat problem first. We will give you a loan of [-] yuan first. After you buy the boat, you will start kelp farming. Our credit union will make a second loan according to the actual situation. What do you think?"

Li Duoyu thought about it and found that what Director Zhang said was quite reasonable.

In fact, he originally only wanted to borrow [-] yuan, but deliberately filled in [-] yuan, just to have room for negotiation.

I didn't think so.

Credit unions have started paying by installments.

This was something he didn't expect.

Li Duoyu said, "I think it's okay."

"Okay then, let's sign the loan agreement directly."

And Lao Li was a little nervous when he saw that Director Zhang signed the contract so quickly.

Always feel cheated.

"Director, your credit union didn't go to see the venue, so you just signed it?"

Director Zhang glanced at him and said with a smile: "This site must be seen, but it takes time to go through the loan process, and we also want to serve the people as soon as possible."

"Hahaha."

Li Duoyu was amused by Director Zhang's remarks. As a man in two lifetimes, he naturally knew who Director Zhang was serving.

Not long after.

Li Zhengtian looked at his child, glanced at the loan agreement, signed his name, and pressed his fingerprints, and his whole body became heavy.

After both parties have signed.

Director Zhang shook hands with Li Duoyu again: "Comrade Duoyu, next, we will arrange staff to go to Dandan Island to check the kelp breeding site as soon as possible. Please entertain me then."

"Director Zhang, this is definitely no problem. We may not have so much pork on Dandan Island, but we definitely have enough seafood. If you have time, you must come to the island."

"no problem."

After signing.

Li Duoyu and his party left the credit union.

When he left, Lao Li was rather haggard, but his two sons looked even more radiant.

Seeing their frivolous looks, Lao Li couldn't help but said: "Duoyu, since you have borrowed so much money, you have to work hard. The money you borrowed should not be spent indiscriminately, do you understand?"

"Got it, Dad."

"And Yaoguo, you can't let Xiuhua know about the loan, did you hear that?"

Li Yaoguo nodded: "Don't worry, Dad, your son is not that stupid."

Li Duoyu and the others left for a while. Gao Jing couldn't help but ask when collecting the teacup, "Director, why don't you give them the loan at once."

Zhang Minglu glanced at this subordinate, and said slowly:
"If we give them all at once, they will think it's too easy to get money and won't thank us. If we give it every time they need it, they will think that we are important.

There are also risks in cultivating kelp. It is best for them to succeed, and our credit union is also proud. If it fails, we have also done a cautious loan handling. "

After hearing this.

Gao Jing was in a daze for a long time. She felt that after working for so many years, she was exposed to the real officialdom for the first time.

　Dazhang, big brothers, ask for further study, investment, and monthly pass.

　　
　
(End of this chapter)