In 1983, a small island started from a large farmer

Qin Huaiyun is no longer able to do this. The more he talks, the more mistakes he makes.

But she was not wrong. Before that, she only knew that Zhou Shiqing was on Dandan Island in Rongcheng.

But she really didn't know where Dandan Island was. Even if she was given a map, she wouldn't look at it.

In fact, it was all thanks to the ward round that night, because during the round they were asked to show their identity information and also provided letters of introduction.

It was also through the second brother's joint defense that he found out the specific addresses of Li Duoyu and Zhou Xiaoying, and was able to find them.

Qin Huaiyun said: "Two years ago, the Zhou family talents in Hong Kong Island told us."

Li Duoyu slammed the table and said, "If the Zhou family knew our address on Dandan Island, would they still send money to you?"

"Why are you so fierce?"

Li Duoyu sneered: "Those joint defense told you that."

"Absolutely not. What happened to you that night really has nothing to do with us."

Ma Erhong also said quickly:

"Brother Duoyu, this is really a misunderstanding. We are really wronged!"

At this point, Li Duoyu was too lazy to talk nonsense with them and just took out a piece of paper.

He took out a pen and wrote the two big words "IOU" on it.

But since his handwriting is really ugly, for him, writing well is really harder than making money.

"Captain Zhang, your handwriting is pretty nice, please write me an IOU."

"can."

Zhang Erhu laughed. Everyone in the village committee knew that Li Duoyu's handwriting was worse than that of an elementary school student.

Chen Jianghe is also the one who writes all the documents in the village. If he writes them for Li Duoyu, he will probably be asked by the leader to rewrite them after submitting them.

Li Duoyu coughed twice and said, "Qin Huaiyun, Ma Xiaotiao, and Ma Erhong from Zhouzhuang Village, Jinling City, borrowed the remittances sent by Zhou Shidong from Hong Kong Island, and now owe Zhou Xiaoying from Dandan Island, Rongcheng, RMB 50,000.

The two parties agreed that the final repayment deadline was December 1986, 12. If the repayment was not made after the deadline, a monthly interest rate of 1% would be charged.

Li Duoyu took the IOU written by Captain Zhang and said with a smile: "Cousin, now that we have settled the account, please sign this IOU."

After Li Duoyu finished speaking, he took out the ink pad and said, "After signing, remember to put a fingerprint on it."

After seeing the IOU, Qin Huaiyun's face turned paler and paler, and he felt like he couldn't even sit still.

The Li Duoyu in front of them looked smiling, but in fact, he was even more ruthless than the loan sharks in their hometown.

She didn't really understand what the 2% interest rate meant before, but after the third child owed money, she began to understand.

Two percent interest generally refers to monthly interest. If the interest rate is two percent on 50,000 yuan, the interest for one month will be one thousand yuan.

If you don't pay it back within a year, the interest alone will be 12,000 yuan.

This does not include compound interest.

It is estimated that it will double in less than three years.

The interest rate that the third brother Ma Xiaotiao borrowed was even higher, directly 5%. Although it was only 10,000 yuan, he had not paid it back for only a year, and now he owed almost 20,000 yuan.

Qin Huaiyun felt like he was really going crazy!

She used to be the envy of everyone in Zhouzhuang. When people saw her, they couldn't help but say that she was so lucky.

Someone handed money to her while she was lying down, but she kicked the man away because she despised him for being incompetent.

But he didn't expect that the Zhou family would run out of money so quickly. Then Qin Huaiyun discovered that there was not a single person in the family who could make money, and they all relied on the remittances from overseas Chinese.

The moment Qin Huaiyun understood, she looked much older. She was too lazy to pretend: "Don't even think about it. We won't sign it!"

Ma Xiaotiao, who already owed a debt, saw Li Duoyu take out another IOU and followed suit.

"Yes, we won't sign it."

This time, before Li Duoyu could slam his head on the table, Zhang Erhu scolded him on the spot: "It's only natural to pay back debts. Why are you acting like a big shot?"

Ma Xiaotiao was frightened and immediately dared not speak, but Qin Huaiyun changed his tone directly.

"You need evidence. It's possible that Li Duoyu stamped this receipt with his own seal. Our family has never received any remittances from overseas."

"How do you prove that these remittance slips are genuine?"

Ma Xiaotiao followed up and said, "That's right, our family has never taken this money, please don't slander us casually."

“I haven’t taken it.”

Li Duoyu smiled and said: "Let's write down what Captain Zhang said, and when the time comes, please send them to the station first.

Since the amount is so huge, I think we can ask Director Li to file a case first. This kind of case of misappropriating overseas remittances and draining the family's wealth is definitely a typical one.

And the truth of this matter is also very easy to check. We just need to send someone to the Overseas Chinese Remittance Bureau in Jinling to check the receipt, and we will know who took the money."

Seeing that Li Duoyu was so understanding, Qin Huaiyun's legs went weak on the spot, because she was the one who went to collect the money every time, and her signature and personal seal were all hers.

Now she was really panicked.

"Duoyu, we are relatives after all. I am Xiaoying's cousin. You can't be so cruel."

Ma Erhong also said: "Leave some room for us so that we can meet again in the future."

Li Duoyu smiled and said, "You guys understand the truth and know that we can meet again in the future, but you haven't even visited Xiaoying's grandfather's grave."

Qin Huaiyun quickly said, "We did plan to sweep it, but these kids are just too lazy, so we kept putting it off."

Li Duoyu shook his head and looked at the three people in front of him. Maybe it was really the remittances from the Zhou family that harmed them.

They have become complete wastes, and it seems like they can't pay back the money. Li Duoyu sighed:
"Cousin, you are not young. If you go to work in the factory, the boss may not want you. I guess you can't pay back the money." Qin Huaiyun kept nodding his head: "It's true that no one wants you. I really can't pay back the money."

Li Duoyu continued: "I just heard you say that Xiao Tiao still owes a large sum of money, right?"

"Yes, including the interest, it's about 20,000."

Li Duoyu clicked his tongue a few times, then asked, "What would you do if those people knew that the remittances were cut off?"

Ma Xiaotiao's face turned pale instantly. If they returned to Jinling empty-handed, they would be caught by Brother Liao, and dismembered and taken to illegal brick kilns and mines, which would be the lightest punishment.

The worst case he had seen was one in which his face was disfigured, his legs were broken, and he then joined the Beggars' Gang to pay off his debts.

Li Duoyu continued, "My suggestion to you is that if you really don't have the money to pay back, you might as well go in and reform yourself.

When you are reforming, I can waive the interest on your loan. You can learn skills and repay the principal after you make money.”

Li Duoyu's words were like a bolt from the blue in Qin Huaiyun's ears. She really didn't expect that Li Duoyu really intended to send them to jail.

"Duoyu, you can't do this."

"If you send us all in, who will help clean Grandpa Zhou Xiaoying's grave in the future?"

Li Duoyu smiled and said, "Don't worry about that. Someone will clean it up naturally."

"Someone has to look after the ancestral home."

Li Duoyu replied: "Actually, that place is not really the ancestral home, so it doesn't matter whether we want it or not."

But at this moment, Ma Xiaotiao, who owed a huge debt, inexplicably felt that what Li Duoyu said made a lot of sense.

Compared to going back and being beaten to death by Brother Liao, it would be better to go to jail. At least I won’t be tortured to death.

Ma Xiaotiao hesitated for a while, then gritted his teeth and said, "Brother Duoyu, I really can't pay back the money. I'll listen to you and go in to reform myself."

"But I have a request. Can you use your connections to prevent them from sending me back to the prison in Jinling? Otherwise, Brother Liao will still kill me."

Qin Huaiyun was so angry that he beat the third brother on the spot: "Are you crazy? Why do you still want to go to jail?"

Ma Xiaotiao burst into tears and said, "Mom, if I go to jail, at least I won't be caught by Brother Liao and forced to be a beggar."

"You've been in jail, so you're fine now, but Brother Liao won't let us go."

"Then let's go to jail together."

Li Duoyu and Captain Zhang looked at each other in bewilderment. After all, it was the first time for both of them to encounter such a situation. There was actually someone who wanted to go to jail on his own initiative.

It seems that the Brother Liao that Ma Xiaotiao mentioned is definitely a ruthless guy!
Qin Huaiyun was completely dumbfounded. Seeing her third son signing the IOU, she had given up struggling.

She really regretted it. If she had not spent the money carelessly after getting it, she would have bought a few stores to start a small business.

If I could take the initiative to find Zhou Xiaoying and get to know this rich cousin at the same time, what a wonderful life it would be.

But it's too late to say anything now. Her momentary change of mind has led her completely astray.

It was all his own fault that he had ended up like this. Qin Huaiyun picked up the pen and signed the IOU.

Ma Erhong was stunned when she saw both of them signed. She kept saying, "This debt has nothing to do with me."

Ma Xiaotiao suddenly confessed: "Brother, when I borrowed money, you were the guarantor. If I can't pay it back, those people will definitely come after you."

Ma Erhong looked at Lao San in shock: "I'm the guarantor, how come I don't know?"

Ma Xiaotiao lowered his head and said, "When I borrowed money, I secretly took your seal and learned your signature. Besides, that night."

"Ma Xiaotiao, damn it."

He punched the third brother directly to stop him from telling what happened that night.

After a period of chaos.

The three of them were sent directly to the town police station by Captain Zhang. As for how to deal with them later, Li Duoyu was too lazy to care.

However, he still kept his word and discussed with Director Li that if they were sentenced, they should be detained on the spot as much as possible and not sent back to Nanjing.

Zhou Xiaoying was somewhat surprised when she learned that her cousin and two cousins ​​were sent to labor camps.

She also hated her cousin's family very much, but if it were her, she really couldn't bear to do that.

But Duoyu was right. If he hadn't prepared enough materials that night and hadn't used the fictitious Director Chen to scare them, everything would have gone wrong.

They might be the ones in jail. Plus, information was not well-circulated at the time. Even if the two of them were in jail, the top leader wouldn't know where to get them money even if he wanted to.

Zhou Xiaoying said with red eyes: "You have been so busy recently, and I have been causing you trouble."

Li Duoyu grinned and said, "Why are you suddenly so polite?"

Zhou Xiaoying pouted: "I'm just very angry. Why do I have to deal with so many relatives?"

"That's nothing. It's enough for you to have a good husband like me." When Li Duoyu said this, he suddenly felt heartbroken, because he was the one who hurt Zhou Xiaoying the most in his previous life.

Li Duoyu said, "Our grandfather's grave does need to be cleaned and worshipped. How about this? Let's find a time to discuss with our relatives in Hong Kong Island and move your grandfather's grave to the cemetery in Jinling. After all, your family originally lived in the urban area of ​​Jinling."

Zhou Xiaoying was a little happy, but suddenly frowned:

"But I'm a woman, I can't take the lead in moving the graves, my uncle and his men must come forward, but they went out illegally in the first place, and after they come back, they may not be able to get out."

Li Duoyu smiled and said, "This is not difficult. I will call President Ou and ask him to help me get an identity."

"In that case, we don't have to go to Hong Kong Island to see my uncle and his family."

Li Duoyu nodded.

(End of this chapter)