In the Southern Song Dynasty, I competed with Mongolia for the world

Chapter 609: A Lot of Debt

This situation is common in Dinghai County, or even in the entire Yuan Dynasty.

Most units are running at a loss, except for Qishan, which is relatively better because Dinghai County is relatively developed and its centurion is in charge of the commercial street, so there is profit every year to subsidize the rest.

Some of the hundred households live in remote and poor mountainous areas and have no money to pay wages.

What to do if you don’t have money to pay salaries? Of course you can only borrow from the bank.

Zheng Dezhi also cursed at this time: "The wharf is in a good location. There are so many merchant ships coming and going. Why does Zhou Guomin have to pay for it every year? If this continues, I can't bear it anymore."

Zheng Dezhi is deliberately adding insult to injury.

Qi Shan glanced at him and knew what was going on.

They both knew why the dock office had no money.

Zhou Guomin was greedy, took the benefits, enriched himself, and harmed the public.

Although the income in the institute is low, Zhou Guomin makes a lot of money.

Moreover, Zhou Guomin only had Qishan in his eyes. He gave Qishan 20,000 yuan as tribute every year, while Zheng Dezhi only gave 5,000 yuan.

This made his immediate superior Zheng Dezhi very dissatisfied.

Of course, Zheng Dezhi didn’t know how much money Zhou Guomin gave Qi Shan every year, but it was definitely much more than his own 5,000 yuan.

Qi Shan frowned and walked back and forth a few times, then thought for a while and asked, "How many years has Zhou Guomin been a flag bearer?"

"It's been five years." Zheng Dezhi said, "It's time to give him a new position."

"The key is that there is no room now." Qi Shan also wanted to move someone.

As a leader, you can only benefit if you mobilize people.

I remember when he first came here to serve as a centurion six years ago, he spread the word that he wanted to impress people, and everyone immediately gave him all kinds of gifts.

The people have been moved now, and basically all of them are people he promoted, but there has been no change over the years.

As long as others don't make mistakes, it's difficult to remove them.

"Isn't Mr. Gu from the South Street Office about to retire?" Zheng Dezhi was referring to Mr. Gu from the South Street Xiaoqi Office, who was fifty years old and had two years left to retire.

"There are still two years left." Qi Shan said.

"He is old and can't handle things. Let him retire early." Zheng Dezhi really wanted to get rid of Zhou Guomin.

The Nanjie Branch is not as lucrative as the Wharf Branch, so Zhou Guomin must not be as comfortable there as before.

Qi Shan thought for a moment and said, "Let me think about it."

He originally wanted to wait for two years, mainly to test Zhao Yurui. If Zhao Yurui was okay, he would let Zhao Yurui serve as a small flag officer in Nanjie Office after two years.

But Zheng Dezhi obviously didn't think so.

After leaving the Hundred Households Office, Zheng Dezhi returned to his own headquarters.

Dinghai County has one centurion station, two general banner stations, and twelve small banner stations.

Zheng Dezhi, the general flag station, is in charge of six small flag stations.

He called his confidant Zhu Daniu and said, "Go to the dock and see if Zhao Yurui is there. Don't alarm Zhou Guomin. Call him over."

"promise."

Zhu Daniu immediately went to the dock in a sneaky manner.

It turned out that Zhao Yurui was not there. I asked others and they said they went to the dock.

When Zhu Daniu arrived at the dock, he finally found Zhao Yurui.

Zhao Yurui was observing at the dock with Zhu Yuanzhang and Zhang Shicheng today.

Lao Zhu complained that the dock was quite crowded, with civilian ships, commercial ships and official ships all coming here, and sometimes small boats from private fishing trips also joined in the fun. At critical times, if the big ships wanted to unload their cargo, they had to wait.

Zhao Yurui wanted to divide the dock into sections so that different ships could dock at different places, which would make things more orderly.

Zhu Yuanzhang and Zhang Shicheng both agreed.

But Zhao Yurui, just small soldiers, did not have this power. This matter had to be decided by Zhou Guomin, a small flag officer, and the local shipping company.

Zhao Yurui was asking for information about local shipping officials when Zhu Daniu found him.

"Brother Zhu." Zhao Yurui still remembered this person, but they were just nodding acquaintances before and could only meet him at meetings at the general flag office. She didn't expect to find him here.

"Xiao Zhao, come here." Zhu Daniu called him to the side, and then said mysteriously: "Come with me back to the headquarters. The headquarters is looking for you."

"Ah." Zhao Yurui was very surprised, and Zheng Dezhi's appearance also appeared in his mind.

But he had no interaction with Zheng Dezhi before, and he didn't give him any gifts last time. Could it be that he knew that I gave a gift to Qishan and was angry that I didn't give him one, so he wanted to make trouble for me?

Zhao Yurui followed him to the general flag office with a little panic.

There are many more people in the general flag office than in their small flag office, and there are forty or fifty temporary workers.

Zhu Daniu took him to a reception room, and soon Zheng Dezhi appeared.

"Xiao Zhao, you solved the case very well this time. Very good, very good." As soon as Zheng Dezhi spoke, Zhao Yurui breathed a sigh of relief.

He quickly said, "It's all thanks to Shangguan and my brothers. I dare not take credit for it."

Having said that, he looked around, quickly took out ten hundred-yuan bills from his pocket, and stuffed them into Zheng Dezhi's hand.

Zheng Dezhi still had a lot to say, but he didn't expect Zhao Yurui to come up and stuff money into his pocket.

You interrupted my train of thought? Zheng Dezhi thought depressedly.

He had to reorganize his words and chatted with Zhao Yurui about family matters. Then he changed his tone and said straightforwardly that the captain wanted to move people. Currently, there were only positions in South Street. Mr. Gu, the small flag officer there, would retire in two years, so the captain was considering whether to let him retire early.

Zhao Yurui was overjoyed and said quickly: "Please ask the general flag for help. Yurui will not forget it."

He gritted his teeth, took out the only two thousand yuan he had from his pocket, and stuffed it all into Zheng Dezhi's hands.

You, you interrupted my train of thought again.

Zheng Dezhi was speechless.

In the entire Hundred Households Office, no one gave gifts like Zhao Yurui did, who just stuffed money right away.

The key point is that Zhao and Rui acted very naturally, as if they owed Zheng Dezhi money.

Zheng Dezhi said a few words indirectly, and Zhao Yurui quickly understood.

Qi Shan might want to promote a new person and then transfer him to the Nanjie Branch, but Zheng Dezhi wanted to transfer Zhou Guomin away, saying that the Wharf Branch was always losing money and still owed the bank more than 100,000 yuan.

This was exactly what Zhao Yurui wanted.

Zheng Dezhi's news came just in time. Zhao Yurui immediately patted his chest and said, "I can guarantee that as long as I am a small flag officer at the dock, within two years, at most, I will turn losses into profits, and I will give the general flag officer at least this amount every year."

Zhao Yurui is very direct. When it comes to money, she just says it directly and holds up two fingers, meaning, at least 20,000.

Zheng Dezhi smiled happily after hearing this. It was worth calling you here. You have become much more sensible.

Of course, he didn’t care about what Zhao Yurui said about turning losses into profits in two years. Whether Xiaoqi made a profit or not had nothing to do with him. The key was how much he could get.

However, if Zhao Yurui can really turn losses into profits without having to pay for his general headquarters, he will definitely be happy.

"Okay, Xiao Zhao, if you dare to say the same thing to Captain Qi, I guarantee that this matter will be half successful."

"Why not?" Zhao Yurui said loudly.

Zheng Dezhi immediately took Zhao Yurui to meet Qi Shan. He wanted to forcefully recommend Zhao Yurui to Qi Shan to replace Zhou Guomin.

"Zhao Yurui from the wharf station greets the captain." Zhao Yurui greeted Qi Shan in a polite manner, as if he didn't know him. Qi Shan looked at Zhao Yurui's expression and admired his calmness.

Zheng Dezhi said at this time, Zhao Yurui promised to turn losses into profits in the future. I think he is suitable to be a small flag. The wharf office is such a good office. We can't let Zhou Guomin continue to run it like this. He owes the bank hundreds of thousands of yuan. Who will pay it back in the future? If things go wrong, you, the centurion, will have to pay it back in the end.

Qi Shan was finally moved when he heard this.

Zhou Guomin was too greedy and had no business sense. Zhao Yurui was very good at scheming and not only found his home but also solved the case.

You can try.

But he couldn't agree now, so he just assured them that he would consider it and asked them to go back and wait for news.

After the two men left the Hundred Households Office, Zheng Dezhi winked at Zhao Yurui, who understood what he meant and returned to the Hundred Households Office to meet Qi Shan alone. They promised him that they would give Qi Shan at least 40,000 yuan every year.

Zhou Guomin only gave Qi Shan 20,000 yuan a year, but Zhao Yurui doubled it, so Qi Shan was of course tempted.

However, he was afraid that Zhao Yurui would talk nonsense, and when he was promoted, he would not be paid so much, and he would not be able to dismiss Zhao Yurui casually.

"The wharf is a treasury. With the wharf as its backing, you can make a lot of money. Yu Rui has a way to make money. Please, sir, give Yu Rui a chance." Zhao Yu Rui said again.

Qi Shan hesitated for a moment, and finally said: "Okay, you go back and wait for news." It was the same sentence as before, but the meaning of this sentence was completely different.

Within a few days, the personnel of the Jinyiwei in Dinghai County were adjusted.

Mr. Gu from the Nanjie Police Station retired early and will receive his normal monthly salary. He can rest at home without having to go to work.

Zhou Guomin was transferred to Nanjie to serve as a small flag officer.

Zhao Yurui was promoted to the rank of Xiaoqi in Nanjie Police Station because of his meritorious service in solving the case.

The small flag of the Jinyiwei of the Yuan Dynasty was a seventh-rank military officer. That was to say, from this moment on, Zhao Yurui finally became an official.

Good news came one after another. I don’t know if Hu Dianli also received the news, but the tax collectors never came to the KTV again.

KVT's business has been getting better and better recently, with more and more people accepting low-alcohol drinks. The key is that it has young girls singing along, which is very unique. Other KTVs have also started to learn from it.

Mid-August.

Zhao Yurui brought Zhao Yusheng, Lin Bin, Ma Gang, Chang Yuchun and Zhang Youcheng to Xiaoqi Suo.

Xiaoqi Station is crowded today.

There are seven regular workers and seventeen temporary workers, making the institute crowded with more than twenty people.

"Greetings, Lord Xiaoqi." Led by Xie Min, Qiang Xiaowei had to bow his head although he was reluctant.

The temporary worker who was slapped by Zhao Yurui a few days ago was now trembling with fear, and did not dare to raise his head to look at Zhao Yurui.

Zhao Yurui sat there with his swords and knives in his hands, and the rest looked around. In addition to the small flag, there were ten regular positions in the small flag station. Now that Zhou Guomin was gone, there was actually one vacancy. It wouldn't be long before someone was added from above.

Of the other nine members, including Zhao Yurui herself, only eight were present today, and one was absent.

The man's surname is Qin. Zhao and Rui haven't seen him for almost two years since they came in. They heard that he was from a big family in Dinghai County. He just took the money but didn't work, and no one in the station cared about him.

"He Lizhi, Yan Song--" Zhao Yurui named five temporary workers in one breath, including the one he had beaten before.

"I'm here." The five people said quickly.

"You five should pack up. You don't need to come tomorrow."

"Ah" the five people's faces suddenly became uglier than anything else.

"Zhao Xiaoqi, what mistake did we make--" Some people were still not convinced.

"Get out!" Zhao Yurui said sternly, "If you don't get out, I'll beat you to death."

Zhao Yusheng and Chang Yuchun behind him were already eager to try, especially Chang Yuchun, who had rolled up his sleeves and was ready to get to work.

The five people had no choice but to leave in anger.

On the first day of taking office, Zhao Yurui showed his authority by firing five people who had not respected him enough in the past and replacing them with five of his own people: Zhao Yusheng, Lin Bin, Ma Gang, Chang Yuchun, and Zhang Youcheng.

Then he asked everyone to wait in the conference room, and then he found the accountant of the institute, an old Jinyiwei named Lao Liu.

Old Liu is nearly fifty years old and is the accountant of the institute. He usually does not go out to do work and is responsible for the finances.

"Old Liu, show me last year's income and expenditure statements."

Old Liu was wearing a pair of glasses and looked honest. He didn't say much and quickly found a pile of documents.

Zhao Yurui looked at him and tried to explain.

I don’t know, I’m scared.

Last year, the institute's revenue was more than 180,000 yuan. The main source of income came from the shops and warehouses at the docks, including the security management fees (equivalent to protection fees) paid by Lao Zhu and Lao Zhang, and most importantly, it was very low.

The scope of the wharf includes a dozen miles around the wharf, with hundreds of shops of various types and thousands of warehouses of various sizes. Each one charges a few dozen or a dozen yuan, and at most less than a hundred yuan.

Zhao Yurui knew at a glance that the big share had been taken by Zhou Guomin.

But Lao Liu said that all the previous flag bearers were like this.

Zhao Yurui wants to check the bills from twenty years ago.

All text materials of Xiaoqi Institute are preserved for up to twenty years at most.

Lao Liu finally helped him find one from twenty years ago, and then he discovered that twenty years ago, a shop would charge at least several thousand yuan.

How much money can hundreds of stores charge?
Then starting from twenty years ago, the money collected became less and less. Successive small flag officers lowered the fees on the grounds that business was not good in shops, which was a good excuse to serve the people and give discounts to the people and develop the local economy.

In fact, it's all for personal gain.

In this way, by the time Zhou Guomin came along, each shop would only acquire dozens or hundreds of plots of land.

Then the expenses are mainly labor expenses.

There used to be eleven regular workers at the dock, with an average monthly salary of around four thousand yuan, and one or two bonuses at the end of the year.

The annual expenditure is about 600,000 yuan. The average monthly salary of temporary workers is about 2,000 yuan. At the end of the year, the annual expenditure is about 500,000 yuan. In addition, some small benefits are given during festivals and holidays, so the annual expenditure is about 1.3 million yuan.

This money was paid by the imperial court and had nothing to do with Zhao and Rui Xiaoqi.

Then there are other expenses such as overtime pay and business trip wages, all of which Xiaoqi has to pay for himself. He can pay if he has money, and not pay if he doesn't.

Last year, Zhao Yurui worked overtime a lot, but didn't get paid much money. However, Zhou Guomin reported overtime and business trip salary expenses of more than 100,000 yuan a year.

In addition, there are three public expenses and other working expenses, with an annual expenditure of more than 400,000 yuan.

The institute only collected tens of thousands of yuan, leaving a shortfall of nearly three hundred thousand yuan.

Last year, Zheng Dezhi and Qi Shan each subsidized 50,000 yuan, and the county government subsidized another 100,000 yuan.

Then he borrowed more than 100,000 yuan from the bank.

At this time, Zhao Yurui was horrified to find that after several subordinates came down, they owed the bank 1.46 million.

"Owe the bank so much money?" Zhao Yurui then realized that it was not easy to be a small flag bearer.

"I have to pay the interest every year. Now I pay the interest first every year and have never paid back the principal." Old Liu smiled bitterly.

If Zheng Dezhi hadn't talked to Zhao Yurui, Zhao Yurui would have thought that they were the ones who were trying to screw him. When he was promoted to this small flag position, he would have to pay the bank interest every day when he opened his eyes.

Of course, there is no need to rush this matter. After all, it is a debt owed by the public. It doesn’t matter if Zhao Yurui doesn’t pay it back. If he is transferred or promoted in the future, the money will naturally be left to the next person.

But he estimated that the entire Yuan Dynasty and all the court departments were in the same situation.

Everyone owes money and has no money.

The imperial court owes itself money. If it does not over-issue currency, how will it solve the problem in the future?

(End of this chapter)