I run a clinic in the United States

Chapter 28 Guanghan Palace Breaking Formation Song (please read it, please recommend and vote for me!)
If you don't work hard, you can't do it, 5 points of medical mystery points are useless at all, and now the medical mystery points on the account have risen again, and there are a full 29 points, Zhou Qiao is a little bit more relaxed and happy!
The next morning, Eileen yawned again and again, and Ava saw that, she couldn't help frowning slightly!
Ava noticed that although her sister was not in good spirits, her skin seemed to be getting better and better. Unlike her, a small pimple appeared on her face inadvertently.

Zhou Qiao also noticed that now it became easier to distinguish Elena from Ava.Unless, the pimples on Ava's face disappeared.

Sandrine recovered well and had no complications.

For this order, Zhou Qiao estimated that due to the blood transfusion, laparoscopic surgery, B-ultrasound and anesthesiologist’s on-site services, and the need for follow-up hospitalization for about five to seven days, he could earn at least five thousand dollars!

Of course, the patients themselves will not pay more than a thousand dollars.He also has health insurance.

The prices at Iris Clinic are actually relatively reasonable and can be said to be beneficial to the people.This is because Zhou Qiao and his aunt are both Chinese and relatively conscientious, unlike some black-hearted clinics.

Let’s not talk about the other side, let’s just talk about the outpatient fee. According to the length of the consultation time, it is divided into 5 charging standards, which are roughly as follows (equivalent to the domestic registration fee):
Level-5: The outpatient clinic time is 40 minutes, and the outpatient fee is about 225 US dollars;

Level-4: Clinic time is 25 minutes, clinic fee is about US$160;

Level-3: Clinic time is 15 minutes, clinic fee is about US$112;

Level-2: Clinic time is 10 minutes, clinic fee is about US$66;

Level-1: The outpatient service lasts 5 minutes, and the outpatient fee is about US$30.

The price list is set in this way, but there is usually no Level-1, don't ask why, just ask!
Even if there is, I can chat with you for 10 minutes, or even longer, so it's all money!Of course, it also depends on the condition.

If you have a minor illness, such as a cold and fever, you insist on chatting for 40 minutes and charge someone $225 for the outpatient service, which is not justified.

Even if you chat for 40 minutes, I am embarrassed to charge so much money, and the doctor will control the duration of it.

Besides, doctors are not just chattering, they need to give professional diagnosis and advice according to the condition, and they also need to arrange testing, prescribe medication, and some even arrange surgery.

In addition, if it is a new patient, an additional $20-30 will be added to each corresponding Level.

Usually only about 20% of these costs need to be paid by the patient, and the remaining 80% is paid by the insurance company.Each week the clinic's biller sends the data from the electronic device to the patient's health insurance company.

Of course, if you buy several kinds of mixed insurance and complement each other, the amount you need to pay will be even less!

All these insurance companies usually pay the clinic within 2 weeks after receiving the bill. If the insurance company feels unreasonable, they have the right to come to the clinic to check, and even conduct an audit.

Therefore, even if you want to squeeze the wool, you can't go too far.However, if you don’t buy insurance and pay for it yourself, I’m sorry, but if you encounter a clinic with a bad heart, the bill will make you desperate!Then you can't win the lawsuit!

Because this is allowed by law!

People have insurance because the number of patients covered by the federal medical insurance is large. As a big buyer, it has the ability to negotiate with the medical side, bargain, and pull the price within a certain range, and it is not allowed to exceed it.

Commercial insurance companies, on the other hand, refer to the standards of the Federal Medical Insurance. Although medical institutions are allowed to exceed a certain amount, they also stipulate a price range.

Therefore, to see a doctor in the United States, you must buy insurance.And it’s best to buy several kinds that complement each other.

The U.S. government has corresponding additional subsidies for patients over 65 years old or people with disabilities, which are the "Red and Blue Cards" mentioned above. Other young patients who have jobs buy more commercial insurance. Of course, Obama insurance covers those who are unemployed. young people.

At the Iris Clinic, Zhou Qiao is still acting as the bookkeeper for the time being, because he is the boss after all.Moreover, there are only three staff members in the clinic, and there are not many patients.

When your future accounts become complicated, you may need to hire a professional.

The matter of medical insurance is the same in China. In addition to the government's basic medical insurance, many places have introduced supplementary medical insurance, some of which are government-backed, and some are purely commercial insurance.

There are also many types of insurance that are very beneficial to the people and are well worth buying.

It is not cost-effective to see a doctor just relying on the medical insurance included in the five social insurances and one housing fund, especially for serious diseases that require hospitalization and surgery.

Of course, for some young people who have not been to the hospital for several years, basic medical insurance is enough.

Cathy came over for a health consultation, and Zhou Qiao helped her arrange a tailor-made medical examination package, all of which can be covered by medical insurance.Cathy's pension is also quite generous, fully affordable.

When chatting, Cathy has always expressed regret, saying that she did not get married when she was young, but as a result, most of her life passed away when she wasted.

Now that I am old and alone, it is really difficult.

Elena smiled and said: "In the future, I will come to our clinic frequently when I have free time, and I will just drink coffee without charging. Although the business of the clinic is not very good, the popularity is always stronger than that at home."

The Iris Clinic now has seven or eight patients a day.It's not so deserted anymore.

Cathy nodded, raised her head and said with a smile: "Eileen, you are really an excellent girl. If I got married when I was young, my granddaughter would be as old as you now, haha."

Ava suggested, "Why not adopt one?"

Cathy said: "After all, I'm getting older now, but I've actually thought about it."

She was a little hesitant. After all, she was already in her 70s, so was it still too late to adopt?Whether or not children can be raised until they graduate from elementary school is a problem.However, she still longed for it in her heart.

It was getting late, and the strong black man came to pick up Zhou Qiao again.

Familiar with the road, Elena and Ava also passed the psychological level.For them, as long as Zhou Qiao can return safely.

It is still a luxurious and splendid mansion bedroom.

Roya sat by the bed, playing a golden harmonica with one hand, an unknown tune, and the sound of the piano was a bit sad and melancholy.

Zhou Qiao never expected that the violent queen, who is as desperate as Saburo, would also have such a moment of depression?Although Roya had contrasted him before, this time, it still touched people's heartstrings.

It's completely impossible to tell that this is a gangster who can stop a child from crying at night.

Zhou Qiao came over and silently changed the dressing.

Because her song was sad, Zhou Qiao didn't dare to ask more, for fear of offending the other party.

After several wounds were bandaged one after another, Roya suddenly looked at him and asked, "Can you play the harmonica?"

Zhou Qiao was stunned, nodded quickly and said: "I will, I will!"

The harmonica is one of the cheapest musical instruments. He has owned one since elementary school, and it is easy to carry. He knows a lot of repertoire.

Of course, there are also expensive harmonicas, such as the one in Luo Ya's hand. It's golden. I don't know if it's made of gold. Anyway, it looks fine in workmanship and of good quality. It's definitely not comparable to the cheap ones that Zhou Qiao used to play.

"Come play a song!" Roya handed him the harmonica.

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(End of this chapter)